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107 Prescott E
C+ Composite 60.89
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.1/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +7.4/10.0
  • Schools +4.1/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,999

107 Prescott E · Deerfield Beach, FL 33442
1 bd · 1.0 ba · 600 sqft · Condo public records · 208 Days on market
Built 1978 $509/mo HOA · 31% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

Key facts

  • Movie theatre
  • Full fitness center
  • Pickleball

Tags

MULTIPLE POOLSFULL FITNESS CENTERMOVIE THEATREGAME ROOMSTENNIS COURTSPICKLEBALL

Property features AI

Finance

  • HOA & community: Community amenities: clubhouse, fitness center, management, pool, tennis courts, manager on site, business center, community room, library, pickleball courts, street lights; Monthly association fee: $509; Association fee includes cable TV, insurance, grounds maintenance, pest control, security, and water; Senior community

Exterior

  • Parking: Assigned parking; Open parking
  • Security: Fire alarm; Gated with guard
  • Utilities: Cable available
  • Home design: Condominium; Single-story; Faces south; Updated/remodeled; Building E
  • Construction: CBS construction
  • Exterior features: Patio; Entry level living area; Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: One bedroom on the main level
  • Flooring: Vinyl flooring
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Window/wall heating; Ceiling fans; Wall/window air conditioning units
  • Interior features: Furnished; Fire alarm; Gated community with guard

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $80k.

Deal economics

  • At list price, monthly cash flow is $144 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 4.1% in Deerfield Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#250 in FL, #3,970 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D-, employment D-.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Quiet Waters Elementary School (math 40% / reading 48%, grade F, #1,330 of 2,144 statewide, top 63%, 1,128 students, 62% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Deerfield Beach High School (math 12% / reading 37%, grade F, #505 of 667 statewide, top 79%, 2,251 students, 69% FRL).
  • Market conditions: Rents flat; 585 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 208 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 11y ago; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $47k; list at $80k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; HOA is 31% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,399 (12.0% below list)

Questions for the listing agent

  1. It's been on market 208 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.07%
Cap rate
8.45%
Cash-on-cash
7.69%
DSCR
1.34
GRM
4.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
-10.5%
Equity multiple
0.64×
Total profit
$-8,105
Equity at exit
$11,928
10-year hold
IRR
-11.9%
Equity multiple
0.47×
Total profit
$-11,805
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33442

Rents YoY
0.1%
Active inventory
585
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,652 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$200 /mo · $2,398/yr
Insurance
$33
HOA
$509
Vacancy / Maint / Mgmt
$347
Net cashflow
$144

Break-even live

Break-even rent $1,471
Max offer price $79,999
Occupancy floor 86%

Sensitivity live

Price -10% $189 -5% $166 +0% $144 +5% $121 +10% $98
Rent -10% $13 -5% $78 +0% $144 +5% $209 +10% $274
Rate -1.0pp $184 -0.5pp $164 base $144 +0.5pp $123 +1.0pp $102

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20 Prescott E Unit 20 Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.02mi
12 Prescott E Unit 12 Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 0d 1 0.02mi
188 Prescott E Unit 188 Deerfield Beach, FL 1.0 1.5 700 $1,800 $2.57 25d 1 0.02mi
25 Newport Ct Unit 25 Deerfield Beach, FL 1.0 1.0 700 $1,549 $2.21 25d 1 0.08mi
27 Newport B Deerfield Beach, FL 1.0 1.5 700 $1,550 $2.21 23d 1 0.08mi
181 Newport Ct #181 Deerfield Beach, FL 1.0 1.5 700 $1,650 $2.36 25d 1 0.15mi
170 Newport K Deerfield Beach, FL 1.0 1.0 585 $1,430 $2.44 25d 1 0.15mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 0d 1 0.16mi
125 Newport I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 25d 1 0.16mi
181 Tilford I Unit I Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 0.19mi
260 Prescott N Unit 260 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.21mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,700 $2.43 25d 1 0.23mi
226 Newport O Deerfield Beach, FL 1.0 1.5 700 $1,600 $2.29 4d 1 0.23mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 6d 1 0.29mi
111 Tilford F #111 Deerfield Beach, FL 1.0 1.0 585 $1,500 $2.56 21d 1 0.29mi
295 Newport Dr Unit 295 Deerfield Beach, FL 1.0 1.0 595 $1,450 $2.44 25d 1 0.31mi
111 Oakridge I #111 Deerfield Beach, FL 1.0 1.5 706 $1,595 $2.26 25d 1 0.33mi
358 Markham Cres Unit 358 Deerfield Beach, FL 1.0 1.5 700 $1,500 $2.14 25d 1 0.33mi
436 Markham S #436 Deerfield Beach, FL 1.0 1.0 585 $1,400 $2.39 25d 1 0.41mi
308 Markham N Deerfield Beach, FL 1.0 1.5 700 $1,200 $1.71 25d 1 0.41mi
306 Newport T #306 Deerfield Beach, FL 1.0 1.0 585 $1,350 $2.31 25d 1 0.42mi
4031 Harwood E Unit 4031 Deerfield Beach, FL 1.0 1.5 738 $1,700 $2.30 0d 1 0.64mi
6 Ventnor a Deerfield Beach, FL 1.0 1.0 600 $1,429 $2.38 25d 1 0.68mi
41 Deer Creek Rd Unit G106 Deerfield Beach, FL 1.0 550 $1,850 $3.36 25d 1 0.75mi
384 Durham Cir Unit 384 Deerfield Beach, FL 1.0 1.0 593 $1,400 $2.36 25d 1 0.90mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 12d 1 0.92mi
178 Durham E Unit 178 Deerfield Beach, FL 1.0 1.0 593 $1,350 $2.28 4d 1 0.92mi
137 Farnham F #137 Deerfield Beach, FL 1.0 1.5 700 $2,500 $3.57 25d 1 1.00mi
137 Farnham F Deerfield Beach, FL 1.0 1.5 708 $2,000 $2.82 25d 1 1.00mi
98 Westbury E #98 Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 1.03mi
98 Westbury E Unit E Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 0d 1 1.03mi
102 Westbury E #102 Deerfield Beach, FL 1.0 1.0 585 $1,900 $3.25 8d 1 1.03mi
4359 SW 10th Pl Deerfield Beach, FL 1.0 1.0 718 $1,913 $2.66 23d 1 1.03mi
3016 Cambridge A Unit A Deerfield Beach, FL 1.0 1.5 700 $1,350 $1.93 25d 1 1.03mi
125 Westbury E Deerfield Beach, FL 1.0 1.0 585 $1,600 $2.74 25d 1 1.04mi
127 Westbury Cir Deerfield Beach, FL 1.0 1.0 585 $1,425 $2.44 25d 1 1.04mi
149 Westbury I #149 Deerfield Beach, FL 1.0 1.0 585 $1,700 $2.91 25d 1 1.09mi
329 Farnham P #329 Deerfield Beach, FL 1.0 1.5 700 $1,450 $2.07 25d 1 1.09mi
4400 NW 6th St Deerfield Beach, FL 1.0–2.0 1.0–2.0 875 $1,826 $2.09 0d 9 1.45mi
731 Cypress Ln Unit D Pompano Beach, FL 1.0 1.0 605 $1,650 $2.73 19d 1 1.46mi

HOA detail condo

Monthly dues
$509 · $6,108/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 27 events

  1. 2026-06-21
    days on market $79,999 Active 208 DOM
  2. 2026-06-18
    days on market $79,999 Active 205 DOM
  3. 2026-06-17
    days on market $79,999 Active 204 DOM
  4. 2026-06-16
    days on market $79,999 Active 203 DOM
  5. 2026-06-15
    days on market $79,999 Active 202 DOM
  6. 2026-06-13
    days on market $79,999 Active 200 DOM
  7. 2026-06-09
    days on market $79,999 Active 196 DOM
  8. 2026-06-07
    days on market $79,999 Active 194 DOM
  9. 2026-06-04
    days on market $79,999 Active 191 DOM
  10. 2026-06-03
    days on market $79,999 Active 190 DOM
  11. 2026-06-02
    days on market $79,999 Active 189 DOM
  12. 2026-06-01
    days on market $79,999 Active 188 DOM
  13. 2026-05-31
    days on market $79,999 Active 187 DOM
  14. 2026-02-25
    price $79,999
  15. 2026-01-22
    price $87,999
  16. 2025-11-25
    listed $95,000 Active
  17. 2020-09-16
    soldstatus $47,000
  18. 2019-04-30
    soldstatus $52,000
  19. 2018-03-15
    soldstatus $28,000
  20. 2016-02-04
    soldstatus $24,500
  21. 2016-01-29
    soldstatus $24,500 Closed 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  22. 2015-11-18
    status Pending 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  23. 2015-09-18
    status Active 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  24. 2015-08-22
    status Pending 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  25. 2015-05-20
    price $24,500 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  26. 2015-03-26
    listed $29,500 Active 346-char remark
    Show marketing remark (346 chars)

    Spacious 2nd floor unit now available in the Prescott E building of Century Village. This unit features a functional floor plan with a large living room off the kitchen, nice-sized bedroom & an enclosed patio. Common laundry is steps away from your door. Century Village is a beautifully maintained 55+ development with extensive amenities.

  27. 1977-11-01
    soldstatus $17,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,398 · $200/mo
Projected year-2 tax
$2,398 · $200/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,827
− Mortgage interest
−$4,481
− Property taxes
−$2,398
− Insurance
−$400
− Repairs & maintenance
−$1,586
− Management
−$1,586
− HOA
−$6,108
− Depreciation
−$2,327
Taxable income
$940
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$226
After-tax cash flow
$1,497/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Deerfield Beach

Score
75/100
State rank
#250
US rank
#3970

Category grades

Amenities D- Commute C Cost of living A Crime C+ Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Deerfield Beach, FL
County
Broward County · 1,963,430 people
City population
61,449
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,296
Household income
$53,254
Rent vs Own
30.3% rent · 69.7% own
Severe rent burden
2169.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 57% Hispanic / Latino 23% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 3%
Common ancestry
Estonian 7% Romanian 4% Hispanic 3%
Foreign-born
34% · Canada, Jamaica, Dominican Republic
Languages at home
59% English-only · Spanish 20% Other Indo-European 13% French/Haitian/Cajun 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -280.44%
Current HPI
323.0166
Rent YoY
▲ 0.10%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+370.6% since first listed
14 events — show timeline
  • 2026-02-25 Price Changed $79,999 Beaches MLS
  • 2026-01-22 Price Changed $87,999 Beaches MLS
  • 2025-11-25 Listed $95,000 Beaches MLS
  • 2020-09-16 Sold (Public Records) $47,000 Public Records
  • 2019-04-30 Sold (Public Records) $52,000 Public Records
  • 2018-03-15 Sold (Public Records) $28,000 Public Records
  • 2016-02-04 Sold (Public Records) $24,500 Public Records
  • 2016-01-29 Sold (MLS) $24,500 Beaches MLS
  • 2015-11-18 Pending Beaches MLS
  • 2015-09-18 Relisted Beaches MLS
  • 2015-08-22 Pending Beaches MLS
  • 2015-05-20 Price Changed $24,500 Beaches MLS
  • 2015-03-26 Listed $29,500 Beaches MLS
  • 1977-11-01 Sold (Public Records) $17,000 Public Records

Property tax history

+10.0%/yr

Latest (2025): $2,398 · +215.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…