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3211 Wood Duck Dr
C- Composite 53.47
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • Appreciation +6.0/10.0
  • 1% rule +5.1/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$125,000

3211 Wood Duck Dr · Bushnell, MI 48884
2 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 1 Days on market
Built 1985 0.54 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!

Key facts

  • New kitchen
  • New baths
  • Fresh paint

Tags

REMODELED MANUFACTURED HOMENEW KITCHENNEW BATHSNEW FLOORINGFRESH PAINTLARGE SHED

Property features AI

Exterior

  • Parking: Detached parking; 1-car garage; Carport
  • Utilities: Well water
  • Home design: Ranch-style residential property; Built in 1985
  • Construction: Vinyl siding
  • Exterior features: Lot of approximately 0.54 acres; Unimproved road surface

Interior

  • Kitchen: Range; Microwave; Refrigerator; Dishwasher
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating
  • Interior features: Total of 6 rooms; Crawl space basement
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $125k.

Deal economics

  • At list price, monthly cash flow is $130 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Central Montcalm Public Schools (rural): math 21% / reading 38% proficiency, ranked #377 of 540 in MI (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 23 active listings in the ZIP; 273 units permitted in Montcalm County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($864 loan paydown + $2k appreciation (1.9% local appreciation)).
  • Montcalm County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.9% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 16 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $35k; list at $125k implies a 257% gain — meaningful room to come down on a strong offer.
Recommended offer $125,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.54%
Cash-on-cash
4.45%
DSCR
1.20
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.94% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.47×
Total profit
$16,489
Equity at exit
$48,920
10-year hold
IRR
12.0%
Equity multiple
2.60×
Total profit
$56,069
Equity at exit
$70,153

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48884

Home prices YoY
0.7%
Active inventory
23
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,258 medium interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$130

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-18
    remarks 350-char remark
    Show marketing remark (350 chars)

    Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!

  2. 2026-06-18
    listed $125,000 Active 1 DOM
    Show marketing remark (350 chars)

    Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,092
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$1,207
− Management
−$1,207
− Depreciation
−$3,636
Taxable loss
−$461
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$111
After-tax cash flow
$1,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Central Montcalm Public Schools
NCES district ID
2608640
Math proficiency
21% ▼ -2.00%
Reading proficiency
38% ▼ -1.00%
Median HH income
$41,682
Composite
24.93/100
National rank
#7568
State rank
#377 of 540 in MI

Livability — Bushnell

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
4,777

Population outlook (Montcalm County) Hauer SSP2

Today (2025)
61,011 people
By 2030
59,467 · -2.5%
By 2040
55,427 · -9.2%
By 2050
50,517 · -17.2%
By 2075
38,731 · -36.5%
By 2100
26,770 · -56.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 6% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Iranian 7% Lithuanian 2% German 1%
Foreign-born
1% · Canada
Languages at home
90% English-only · German/W. Germanic 8% Spanish 2%

Political lean MEDSL · Montcalm

2024 margin
Solid R (+39.0) · D 29.8% · R 68.7% · Other 1.5%
2008→2024 swing
-38.7pp toward R · 2008: -0.3pp · 2024: -39.0pp
All cycles
2024: R+39.0 2020: R+37.7 2016: R+34.0 2012: R+8.6 2008: R+0.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.94%
Current HPI
302.6026
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+400.0% since first listed
36 events — show timeline
  • 2026-06-18 Listed $125,000 MiRealSource-MiMLS
  • 2026-06-18 Listed $125,000 REALCOMP
  • 2026-06-18 Listed $125,000 SW Michigan MLS
  • 2025-11-29 Listing Removed MiRealSource-MiMLS
  • 2025-10-22 Relisted REALCOMP
  • 2025-10-22 Relisted MiRealSource-MiMLS
  • 2025-09-17 Pending MiRealSource-MiMLS
  • 2025-09-17 Pending REALCOMP
  • 2025-09-17 Listing Removed REALCOMP
  • 2025-09-16 Price Changed $100,000 MiRealSource-MiMLS
  • 2025-09-15 Price Changed $100,000 REALCOMP
  • 2025-09-15 Price Changed $100,000 SW Michigan MLS
  • 2025-09-11 Listed $118,000 REALCOMP
  • 2025-09-11 Listed $118,000 MiRealSource-MiMLS
  • 2025-08-27 Listing Removed MiRealSource-MiMLS
  • 2025-08-13 Relisted REALCOMP
  • 2025-08-13 Relisted MiRealSource-MiMLS
  • 2025-08-08 Pending REALCOMP
  • 2025-08-08 Pending MiRealSource-MiMLS
  • 2025-08-08 Listing Removed REALCOMP
  • 2025-07-28 Listed $118,000 REALCOMP
  • 2025-07-28 Listed $118,000 MiRealSource-MiMLS
  • 2023-08-08 Sold (MLS) $35,000 MiRealSource-MiMLS
  • 2023-08-08 Sold (MLS) $35,000 SW Michigan MLS
  • 2023-08-08 Sold (MLS) $35,000 REALCOMP
  • 2023-07-17 Pending REALCOMP
  • 2023-07-17 Pending MiRealSource-MiMLS
  • 2023-07-17 Pending SW Michigan MLS
  • 2023-07-11 Listed $35,000 MiRealSource-MiMLS
  • 2023-07-11 Listed $35,000 SW Michigan MLS
  • 2023-07-11 Listed $35,000 REALCOMP
  • 2015-12-11 Listing Removed SW Michigan MLS
  • 2015-09-03 Listed $47,900 SW Michigan MLS
  • 2015-06-10 Listed $47,900 REALCOMP
  • 2004-06-08 Sold (Public Records) $25,000 Public Records
  • 2002-07-01 Sold (Public Records) $25,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…