3211 Wood Duck Dr · Bushnell, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.0/30.0
- ARV discount +7.5/15.0
- DSCR +6.0/10.0
- Appreciation +6.0/10.0
- 1% rule +5.1/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!
Key facts
- New kitchen
- New baths
- Fresh paint
Tags
Property features AI
Exterior
- Parking: Detached parking; 1-car garage; Carport
- Utilities: Well water
- Home design: Ranch-style residential property; Built in 1985
- Construction: Vinyl siding
- Exterior features: Lot of approximately 0.54 acres; Unimproved road surface
Interior
- Kitchen: Range; Microwave; Refrigerator; Dishwasher
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating
- Interior features: Total of 6 rooms; Crawl space basement
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $125k.
Deal economics
- At list price, monthly cash flow is $130 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $125k).
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Central Montcalm Public Schools (rural): math 21% / reading 38% proficiency, ranked #377 of 540 in MI (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 23 active listings in the ZIP; 273 units permitted in Montcalm County in 2024 (5 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($864 loan paydown + $2k appreciation (1.9% local appreciation)).
- Montcalm County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (1.9% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 16 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $35k; list at $125k implies a 257% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 7.54%
- Cash-on-cash
- 4.45%
- DSCR
- 1.20
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
1.94% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.8%
- Equity multiple
- 1.47×
- Total profit
- $16,489
- Equity at exit
- $48,920
- IRR
- 12.0%
- Equity multiple
- 2.60×
- Total profit
- $56,069
- Equity at exit
- $70,153
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48884
- Home prices YoY
- 0.7%
- Active inventory
- 23
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,258 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $130
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-06-18remarks 350-char remark
Show marketing remark (350 chars)
Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!
-
2026-06-18$125,000 Active 1 DOM
Show marketing remark (350 chars)
Recently remodeled manufactured home. Updates include new kitchen, baths, water heater, appliances and furnace! All new flooring and fresh paint throughout the entire home. Home offers 2 bedrooms and 2 full bathrooms. Large shed and car port to stay with the property. Fully fenced in back yard and fire pit area. Schedule your private showing today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,092
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,207
- − Management
- −$1,207
- − Depreciation
- −$3,636
- Taxable loss
- −$461
- Est. tax savings @ 24.0%
- +$111
- After-tax cash flow
- $1,667/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Central Montcalm Public Schools
- NCES district ID
- 2608640
- Math proficiency
- 21% ▼ -2.00%
- Reading proficiency
- 38% ▼ -1.00%
- Median HH income
- $41,682
- Composite
- 24.93/100
- National rank
- #7568
- State rank
- #377 of 540 in MI
Livability — Bushnell
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 4,777
Population outlook (Montcalm County) Hauer SSP2
- Today (2025)
- 61,011 people
- By 2030
- 59,467 · -2.5%
- By 2040
- 55,427 · -9.2%
- By 2050
- 50,517 · -17.2%
- By 2075
- 38,731 · -36.5%
- By 2100
- 26,770 · -56.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 6% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Iranian 7% Lithuanian 2% German 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 90% English-only · German/W. Germanic 8% Spanish 2%
Political lean MEDSL · Montcalm
- 2024 margin
- Solid R (+39.0) · D 29.8% · R 68.7% · Other 1.5%
- 2008→2024 swing
- -38.7pp toward R · 2008: -0.3pp · 2024: -39.0pp
- All cycles
- 2024: R+39.0 2020: R+37.7 2016: R+34.0 2012: R+8.6 2008: R+0.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.94%
- Current HPI
- 302.6026
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
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| Automotive Technology | 1 | $20B |
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Price history
+400.0% since first listed36 events — show timeline
- 2026-06-18 Listed $125,000 MiRealSource-MiMLS
- 2026-06-18 Listed $125,000 REALCOMP
- 2026-06-18 Listed $125,000 SW Michigan MLS
- 2025-11-29 Listing Removed — MiRealSource-MiMLS
- 2025-10-22 Relisted — REALCOMP
- 2025-10-22 Relisted — MiRealSource-MiMLS
- 2025-09-17 Pending — MiRealSource-MiMLS
- 2025-09-17 Pending — REALCOMP
- 2025-09-17 Listing Removed — REALCOMP
- 2025-09-16 Price Changed $100,000 MiRealSource-MiMLS
- 2025-09-15 Price Changed $100,000 REALCOMP
- 2025-09-15 Price Changed $100,000 SW Michigan MLS
- 2025-09-11 Listed $118,000 REALCOMP
- 2025-09-11 Listed $118,000 MiRealSource-MiMLS
- 2025-08-27 Listing Removed — MiRealSource-MiMLS
- 2025-08-13 Relisted — REALCOMP
- 2025-08-13 Relisted — MiRealSource-MiMLS
- 2025-08-08 Pending — REALCOMP
- 2025-08-08 Pending — MiRealSource-MiMLS
- 2025-08-08 Listing Removed — REALCOMP
- 2025-07-28 Listed $118,000 REALCOMP
- 2025-07-28 Listed $118,000 MiRealSource-MiMLS
- 2023-08-08 Sold (MLS) $35,000 MiRealSource-MiMLS
- 2023-08-08 Sold (MLS) $35,000 SW Michigan MLS
- 2023-08-08 Sold (MLS) $35,000 REALCOMP
- 2023-07-17 Pending — REALCOMP
- 2023-07-17 Pending — MiRealSource-MiMLS
- 2023-07-17 Pending — SW Michigan MLS
- 2023-07-11 Listed $35,000 MiRealSource-MiMLS
- 2023-07-11 Listed $35,000 SW Michigan MLS
- 2023-07-11 Listed $35,000 REALCOMP
- 2015-12-11 Listing Removed — SW Michigan MLS
- 2015-09-03 Listed $47,900 SW Michigan MLS
- 2015-06-10 Listed $47,900 REALCOMP
- 2004-06-08 Sold (Public Records) $25,000 Public Records
- 2002-07-01 Sold (Public Records) $25,000 Public Records
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…