4092 Pepperdine Dr · Stonecrest, GA 30034

$180,000

3 bd · 2.0 ba · 1,483 sqft · SingleFamily public records · 164 Days on market

Built 1967 0.52 ac lot $121/sqft · 38% below area Est $292k · 38% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.1/30.0
• ARV discount +15.0/15.0
• 1% rule +6.5/10.0
• DSCR +6.0/10.0
• Rent growth +3.0/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

Key facts

• Private backyard
• Sunroom
• Brick ranch

Tags

• BRICK RANCH
• SUNROOM
• PRIVATE BACKYARD
• CHAPEL HILL NEIGHBORHOOD
• EASY ACCESS TO DINING
• EASY ACCESS TO SHOPPING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $190 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 5.1% in Stonecrest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.2%/yr); 353 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
• This rent runs 39% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 164 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 14y ago; this cycle's ask has dropped $83k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $12k; list at $180k implies a 1400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.8% of price.
• Climate carrying-cost: moderate flood risk; moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 164 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.56%
• Cash-on-cash: 4.53%
• DSCR: 1.20
• GRM: 7.3

CMA / ARV

• ARV (median comp): $291,737
• List price: $180,000
• Delta: -38.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3611 Concordia Rd	0.12mi	3/2.0	1,498 (+1%)	5mo	$238,000	$159	88
3527 Lehigh Way	0.43mi	3/2.0	1,500 (+1%)	5mo	$215,000	$143	74
3633 Emerald Pt	0.37mi	3/2.0	1,530 (+3%)	7mo	$215,000	$141	72
4129 Pepperdine Dr	0.10mi	4/2.0 (+1)	1,599 (+8%)	12mo	$293,000	$183	68
3320 Tarragon Dr	0.72mi	3/2.0	1,512 (+2%)	2mo	$247,000	$163	61
3640 Sapphire Ct	0.40mi	3/2.0	1,617 (+9%)	10mo	$220,900	$137	58
3519 Lehigh Way	0.42mi	3/2.5	1,644 (+11%)	3mo	$198,000	$120	58
4205 Whittier Ct	0.38mi	3/2.0	1,696 (+14%)	11mo	$240,000	$142	49
3662 Platina Park Ct	0.58mi	3/2.0	1,269 (-14%)	2mo	$195,000	$154	47
4336 Southvale Dr	0.59mi	3/2.0	1,320 (-11%)	12mo	$295,000	$223	44
3868 Prentiss Dr	0.68mi	3/2.0	1,635 (+10%)	10mo	$265,000	$162	43
3540 Tarragon Dr	0.74mi	3/2.0	1,692 (+14%)	8mo	$215,000	$127	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.18% rent growth · sell at horizon

5-year hold

• IRR: -10.2%
• Equity multiple: 0.63×
• Total profit: $-18,596
• Equity at exit: $26,839

10-year hold

• IRR: -2.1%
• Equity multiple: 0.87×
• Total profit: $-6,802
• Equity at exit: $15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30034

• Home prices YoY: -27.4%
• Rents YoY: 2.2%
• Active inventory: 353
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,064 high
• Mortgage (P&I): −$944
• Tax from tax record: −$421 /mo · $5,053/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $190

Break-even live

Break-even rent $1,823

Max offer price $180,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,000
• Closing costs: $5,400
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3577 Brycewood Dr Decatur, GA	3.0	2.5	1501	$1,950	$1.30	44d	1	0.23mi
3583 Brycewood Dr Decatur, GA	3.0	2.5	1461	$2,150	$1.47	44d	1	0.25mi
3601 Brycewood Dr Decatur, GA	3.0	2.5	1500	$2,150	$1.43	24d	1	0.28mi
3601 Brycewood Dr Decatur, GA	3.0	2.5	1515	$2,150	$1.42	44d	1	0.28mi
3605 Brycewood Dr Decatur, GA	3.0	2.5	1500	$2,150	$1.43	24d	1	0.29mi
3605 Brycewood Dr Decatur, GA	3.0	3.0	1515	$2,150	$1.42	44d	1	0.29mi
3607 Brycewood Dr Decatur, GA	3.0	2.5	1500	$2,150	$1.43	24d	1	0.29mi
3607 Brycewood Dr Decatur, GA	3.0	3.0	1515	$2,150	$1.42	44d	1	0.29mi
3604 Spring Trce Decatur, GA	3.0	2.5	1806	$1,595	$0.88	44d	1	0.68mi
100 Woodberry Pl Decatur, GA	1.0–3.0	1.0–2.0	1106	$1,761	$1.59	2d	18	0.77mi
3515 Shepherds Path Decatur, GA	3.0	2.0	1279	$1,495	$1.17	44d	1	0.87mi
3477 Shepherds Path Decatur, GA	2.0	2.0	1200	$1,200	$1.00	44d	1	0.87mi
3924 Chimney Ridge Ct Ellenwood, GA	3.0	2.0	1252	$2,000	$1.60	44d	1	1.10mi
4068 Day Trl S Ellenwood, GA	4.0	2.0	1836	$2,100	$1.14	5d	1	1.23mi
4060 Waldrop Hills Dr Decatur, GA	3.0	2.5	1696	$1,920	$1.13	15d	1	1.27mi
3166 Big Springs Ct Decatur, GA	3.0	2.0	1493	$1,900	$1.27	44d	1	1.40mi
4210 Waldrop Hills Ter Decatur, GA	3.0	2.5	1200	$1,666	$1.39	44d	1	1.43mi
3715 Boring Rd Decatur, GA	3.0	2.0	1379	$1,525	$1.11	22d	1	1.47mi

Listing history 30 events

1. 2026-06-07
   statusdays on market $180,000 Pending 164 DOM
2. 2026-06-04
   days on market $180,000 Active 163 DOM
3. 2026-06-03
   days on market $180,000 Active 162 DOM
4. 2026-06-02
   days on market $180,000 Active 161 DOM
5. 2026-06-01
   days on market $180,000 Active 160 DOM
6. 2026-05-31
   days on market $180,000 Active 159 DOM
7. 2026-04-28
   price $200,000 446-char remark

   Show marketing remark (446 chars)

   Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

8. 2026-04-28
   price $200,000 446-char remark

   Show marketing remark (446 chars)

   Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

9. 2026-03-24
   price $212,900 446-char remark

   Show marketing remark (446 chars)

   Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

10. 2026-03-24
    price $212,900 446-char remark

    Show marketing remark (446 chars)

    Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

11. 2026-02-19
    price $236,600 446-char remark

    Show marketing remark (446 chars)

    Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

12. 2026-02-19
    price $236,600 446-char remark

    Show marketing remark (446 chars)

    Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

13. 2025-12-16
    listed $262,900 New 446-char remark

    Show marketing remark (446 chars)

    Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

14. 2025-12-16
    listed $262,900 Active 446-char remark

    Show marketing remark (446 chars)

    Great opportunity to own a brick ranch in the desirable Chapel Hill neighborhood. The home has 3 bedrooms and 2 full bathrooms. Large sunroom overlooking the private backyard. Conveniently located just a few minutes from I-285 and I-20, with easy access to dining, shopping and parks. Short drive to Hartsfield-Jackson Atlanta International Airport, Downtown Atlanta and Downtown Decatur. Home is being sold as-is. Schedule a showing today!

15. 2023-08-10
    historical $1,600
16. 2023-08-03
    listed $1,600
17. 2016-02-10
    price $9,900
18. 2015-06-04
    price $12,000
19. 2014-10-30
    price $9,900
20. 2012-07-07
    historical
21. 2012-06-26
    historical
22. 2012-06-15
    soldstatus $12,000 Sold
23. 2012-06-08
    status Pending
24. 2012-06-06
    historical Contingent - Due Diligence
25. 2012-06-03
    soldstatus $12,000 Sold
26. 2012-06-03
    price $12,000
27. 2012-05-31
    listed $9,900 New
28. 2012-05-30
    listed $9,900 Active
29. 1999-03-15
    soldstatus $87,500
30. 1980-10-24
    soldstatus $54,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $5,053 · $421/mo
• Projected year-2 tax: $5,053 · $421/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,762
• − Mortgage interest: −$10,083
• − Property taxes: −$5,053
• − Insurance: −$900
• − Repairs & maintenance: −$1,981
• − Management: −$1,981
• − Depreciation: −$5,236
• Taxable loss: −$472
• Est. tax savings @ 24.0%: +$113
• After-tax cash flow: $2,395/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dekalb County
• NCES district ID: 1301740
• Math proficiency: 19% ▼ -12.00%
• Reading proficiency: 28% ▼ -7.00%
• Median HH income: $51,448
• Composite: 20.92/100
• National rank: #8482
• State rank: #125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Dekalb County · 782,738 people
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 41,847
• Household income: $63,517
• Rent vs Own: 31.7% rent · 68.3% own
• Severe rent burden: 1659.0

Population outlook (DeKalb County) Hauer SSP2

• Today (2025): 839,977 people
• By 2030: 891,768 · +6.2%
• By 2040: 988,894 · +17.7%
• By 2050: 1,074,583 · +27.9%
• By 2075: 1,245,026 · +48.2%
• By 2100: 1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 4% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Hispanic 1% Lithuanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

• 2024 margin: Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
• 2008→2024 swing: +6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
• All cycles: 2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.92%
• Current HPI: 209.5638
• Rent YoY: ▲ 2.18%
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+269.0% since first listed

24 events — show timeline

• 2026-04-28 Price Changed $200,000 GAMLS
• 2026-04-28 Price Changed $200,000 FMLS
• 2026-03-24 Price Changed $212,900 GAMLS
• 2026-03-24 Price Changed $212,900 FMLS
• 2026-02-19 Price Changed $236,600 GAMLS
• 2026-02-19 Price Changed $236,600 FMLS
• 2025-12-16 Listed $262,900 FMLS
• 2025-12-16 Listed $262,900 GAMLS
• 2023-08-10 Rental Removed $1,600 TURBOTENANT
• 2023-08-03 Listed for Rent $1,600 TURBOTENANT
• 2016-02-10 Price Changed $9,900 FMLS
• 2015-06-04 Price Changed $12,000 FMLS
• 2014-10-30 Price Changed $9,900 GAMLS
• 2012-07-07 Listing Removed — GAMLS
• 2012-06-26 Listing Removed — FMLS
• 2012-06-15 Sold (MLS) $12,000 FMLS
• 2012-06-08 Pending — FMLS
• 2012-06-06 Contingent — FMLS
• 2012-06-03 Sold (MLS) $12,000 GAMLS
• 2012-06-03 Price Changed $12,000 GAMLS
• 2012-05-31 Listed $9,900 GAMLS
• 2012-05-30 Listed $9,900 FMLS
• 1999-03-15 Sold (Public Records) $87,500 Public Records
• 1980-10-24 Sold (Public Records) $54,200 Public Records

Property tax history

+18.2%/yr

Latest (2025): $5,053 · +3.6% YoY. Source: county tax records.