CashFlowRE
Sign in Sign up
3562 Highway 82 W
F Composite 28.95
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.2/30.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.2/5.0
  • 1% rule +2.0/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.0/10.0

$165,000

3562 Highway 82 W · Tifton, GA 31793
3 bd · 3.0 ba · 1,584 sqft · Manufactured · 3 Days on market
Manufactured home Built 1988 Fair condition 0.89 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Nice affordable 3 bed 3 bath mobile home in Tift County close to town. House is accessible from Highway 82. Home is being painted on list date so will be available for showings 6/8/2026.

Key facts

  • 0.89 acre lot
  • Built 1988
  • Listed 3 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath manufactured listed at $165k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $-228 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $132k (20.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $116k (30.0% below list).
  • Recommended offer: $116k (30.0% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 3.3% in Tifton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#69 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, commute F, employment D-.
  • Tift County (town): math 30% / reading 31% proficiency, ranked #96 of 174 in GA (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Annie Belle Clark Elementary School (math 38% / reading 39%, grade F, #463 of 1,228 statewide, top 38%, 804 students, 100% FRL); Eighth Street Middle School (math 19% / reading 26%, grade F, #327 of 470 statewide, top 70%, 958 students, 100% FRL); Tift County High School (math 14% / reading 26%, grade F, #232 of 424 statewide, top 56%, 2,273 students, 100% FRL) — zoned schools average 100% FRL vs 62% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 176 units permitted in Tift County in 2024 (60 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Tift County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $115,500 (30.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
4.64%
Cash-on-cash
-5.92%
DSCR
0.74
GRM
11.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.4%
Equity multiple
0.11×
Total profit
$-41,230
Equity at exit
$24,602
10-year hold
IRR
-23.6%
Equity multiple
-0.18×
Total profit
$-54,516
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31793

Home prices YoY
-16.3%
Active inventory
47
Price-to-rent
11.9×

Monthly cashflow live

Estimated rent
$1,155 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$-228

Break-even live

Break-even rent $1,443
Max offer price $132,033
Occupancy floor

Sensitivity live

Price -10% $-114 -5% $-171 +0% $-228 +5% $-285 +10% $-342
Rent -10% $-319 -5% $-273 +0% $-228 +5% $-182 +10% $-137
Rate -1.0pp $-145 -0.5pp $-186 base $-228 +0.5pp $-271 +1.0pp $-314

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
24 Salem Church Rd Unit 1 Tifton, GA 3.0 3.0 1584 $1,500 $0.95 46d 1 0.18mi

Listing history 4 events

  1. 2026-06-08
    days on market $165,000 Active 3 DOM
  2. 2026-06-07
    days on market $165,000 Active 2 DOM
  3. 2026-06-07
    remarks 188-char remark
  4. 2026-06-07
    listed $165,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,860
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,109
− Management
−$1,109
− Depreciation
−$4,800
Taxable loss
−$5,700
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,368
After-tax cash flow
$-1,366/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 4 photos

Fair 45/100 Cosmetic rehab

A fair condition mobile home with cosmetic updates needed, including painting and landscaping. Potential for significant value increase with these improvements.

Repairs flagged

  • Minor roof — No visible damage, but may need touch-up
  • Minor siding — Siding shows some wear

Value-add opportunities

  • Both painting — Enhances curb appeal and interior aesthetics
  • Both landscaping — Improves curb appeal and enhances property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · No visible damage, but may need touch-up Minor $500–3,000
siding · Siding shows some wear Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both painting — Enhances curb appeal and interior aesthetics
  • Both landscaping — Improves curb appeal and enhances property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Tift County
NCES district ID
1304980
Math proficiency
30% ▼ -5.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$37,497
Composite
25.42/100
National rank
#7454
State rank
#96 of 174 in GA

Livability — Tifton

Score
72/100
State rank
#69
US rank
#6288

Category grades

Amenities C+ Commute F Cost of living A+ Crime D Employment D- Housing B- Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
26,178
Population (ZIP)
10,276

Population outlook (Tift County) Hauer SSP2

Today (2025)
41,250 people
By 2030
41,146 · -0.3%
By 2040
40,677 · -1.4%
By 2050
39,930 · -3.2%
By 2075
37,078 · -10.1%
By 2100
32,742 · -20.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 13% Black 13% Two or more races 7% Native American 2% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 2% Italian 2% German 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
85% English-only · Spanish 12% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Tift

2024 margin
Solid R (+35.7) · D 32.0% · R 67.7%
2008→2024 swing
-2.8pp toward R · 2008: -32.8pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+33.6 2016: R+37.4 2012: R+32.6 2008: R+32.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.04%
Current HPI
190.0421
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-06 Listed $165,000 TBOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…