4701 Mannasota Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.8/30.0
- ARV discount +11.6/15.0
- Livability +3.8/5.0
- Rent growth +3.6/5.0
- DSCR +3.5/10.0
- 1% rule +3.4/10.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this charming detached home offering comfort, character, and timeless features. This well-maintained residence features 3 bedrooms and 2 full bathrooms, providing plenty of room for everyday living. Inside, you'll find beautiful hardwood floors that add warmth and elegance throughout the main living areas. The home includes a formal dining room, perfect for hosting gatherings or enjoying everyday meals. Additional highlights of this corner home is the large backyard, including a 1-car detached garage offering convenient parking and storage. The property has been well cared for and is in good condition, making it a wonderful opportunity for buyers looking for a comfortable home with classic appeal. A great blend of space, charm, and functionality—ready for its next owner to make it their own. Property Sold Strictly AS IS.
Key facts
- 7,405 sq ft lot
- 2 garage spots
- Built 1942
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-67 ($-804/yr) — negative.
- To cash-flow at today's rent, offer at most $238k (4.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (15.9% below list).
- Recommended offer: $210k (15.9% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+4.4%/yr); 180 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 39% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $200k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 5.97%
- Cash-on-cash
- -1.15%
- DSCR
- 0.95
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $275,000
- List price
- $250,000
- Delta
- -9.09%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4310 Stanwood Ave | 0.26mi | 3/2.0 | 1,588 (+0%) | 4mo | $210,000 | $132 | 80 |
| 4507 Mannasota Ave | 0.23mi | 3/— | 1,488 (-6%) | 2mo | $125,000 | $84 | 77 |
| 5006 Anthony Ave | 0.29mi | 3/2.0 | 1,550 (-2%) | 5mo | $315,000 | $203 | 74 |
| 4707 Woodlea Ave | 0.32mi | 3/2.0 | 1,468 (-7%) | 2mo | $155,000 | $106 | 68 |
| 4309 Valley View Ave | 0.17mi | 3/2.5 | 1,792 (+13%) | 2mo | $275,000 | $153 | 63 |
| 4017 Ridgecroft Rd | 0.29mi | 3/2.0 | 1,401 (-12%) | 3mo | $290,000 | $207 | 61 |
| 3827 Echodale Ave | 0.63mi | 3/2.0 | 1,547 (-2%) | 4mo | $332,500 | $215 | 59 |
| 4503 Lasalle Ave | 0.58mi | 3/1.5 | 1,482 (-7%) | 3mo | $190,000 | $128 | 58 |
| 4401 Anntana Ave | 0.69mi | 3/1.0 | 1,500 (-5%) | 4mo | $175,000 | $117 | 56 |
| 5211 Eugene Ave | 0.55mi | 3/2.5 | 1,760 (+11%) | 4mo | $346,800 | $197 | 47 |
| 3812 Echodale Ave | 0.70mi | 3/2.0 | 1,764 (+11%) | 4mo | $340,000 | $193 | 42 |
| 5316 Plainfield Ave | 0.57mi | 4/3.0 (+1) | 1,424 (-10%) | 4mo | $238,500 | $167 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.43% rent growth · sell at horizon
- IRR
- -16.6%
- Equity multiple
- 0.40×
- Total profit
- $-41,678
- Equity at exit
- $37,276
- IRR
- -6.0%
- Equity multiple
- 0.59×
- Total profit
- $-28,700
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21206
- Rents YoY
- 4.4%
- Active inventory
- 180
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,102 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$312 /mo · $3,746/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$441
- Net cashflow
- $-67
Break-even live
Sensitivity live
| Price | -10% $75 | -5% $4 | +0% $-67 | +5% $-138 | +10% $-209 |
|---|---|---|---|---|---|
| Rent | -10% $-233 | -5% $-150 | +0% $-67 | +5% $16 | +10% $99 |
| Rate | -1.0pp $59 | -0.5pp $-3 | base $-67 | +0.5pp $-132 | +1.0pp $-198 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4718 Blue Ridge Ave Baltimore, MD | 4.0 | 3.0 | 1744 | $2,400 | $1.38 | 13d | 1 | 0.10mi |
| 4517 Woodlea Ave Baltimore, MD | 2.0 | 2.0 | 1326 | $1,900 | $1.43 | 5d | 1 | 0.22mi |
| 4104 Parkwood Ave Baltimore, MD | 3.0 | 1.0 | 1224 | $2,800 | $2.29 | 26d | 1 | 0.30mi |
| 4023 Belwood Ave Baltimore, MD | 3.0 | 1.0 | 1080 | $1,995 | $1.85 | 46d | 1 | 0.38mi |
| 4400 Asbury Ave Baltimore, MD | 3.0 | 2.0 | 1270 | $1,995 | $1.57 | 6d | 1 | 0.39mi |
| 4320 Sheldon Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 26d | 1 | 0.44mi |
| 4244 Shamrock Ave Baltimore, MD | 3.0 | 1.5 | 1920 | $1,850 | $0.96 | 26d | 1 | 0.49mi |
| 4024 Eierman Ave Baltimore, MD | 3.0 | 2.0 | 1136 | $1,825 | $1.61 | 46d | 1 | 0.49mi |
| 4013 Eierman Ave Baltimore, MD | 3.0 | 1.0 | 1650 | $1,750 | $1.06 | 0d | 1 | 0.52mi |
| 3802 Biddison Ln Baltimore, MD | 4.0 | 1.5 | 1443 | $2,024 | $1.40 | 13d | 1 | 0.59mi |
| 3300 Dudley Ave Baltimore, MD | 4.0 | 2.0 | 1724 | $2,200 | $1.28 | 46d | 1 | 0.73mi |
| 3027 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1950 | $2,500 | $1.28 | 46d | 1 | 0.75mi |
| 3305 Dudley Ave Baltimore, MD | 3.0 | 2.0 | 1413 | $1,950 | $1.38 | 46d | 1 | 0.75mi |
| 3551 Shannon Dr Baltimore, MD | 3.0 | 2.0 | 1485 | $2,358 | $1.59 | 26d | 1 | 0.76mi |
| 3514 Ailsa Ave Baltimore, MD | 3.0 | 2.0 | 1800 | $2,200 | $1.22 | 46d | 1 | 0.76mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 46d | 1 | 0.78mi |
| 3721 Frankford Ave Baltimore, MD | 3.0 | 2.0 | 1600 | $2,050 | $1.28 | 46d | 1 | 0.78mi |
| 4924 Frankford Ave Baltimore, MD | 4.0 | 2.0 | 1176 | $2,600 | $2.21 | 26d | 1 | 0.80mi |
| 3573 Shannon Dr Baltimore, MD | 4.0 | 2.0 | 1493 | $2,300 | $1.54 | 20d | 1 | 0.80mi |
| 3309 Southern Ave Unit 2 Baltimore, MD | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 0d | 1 | 0.82mi |
| 5413 Pembroke Ave Baltimore, MD | 3.0 | 2.0 | 1350 | $1,895 | $1.40 | 0d | 1 | 0.87mi |
| 5632 Belair Rd Baltimore, MD | 3.0 | 1.5 | 1260 | $2,100 | $1.67 | 26d | 1 | 0.88mi |
| 2848 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,700 | $1.46 | 46d | 1 | 0.89mi |
| 3544 Chesterfield Ave Baltimore, MD | 3.0 | 1.5 | 1200 | $1,635 | $1.36 | 46d | 1 | 0.91mi |
| 2735 Chesterfield Ave Baltimore, MD | 3.0 | 2.5 | 1536 | $2,000 | $1.30 | 13d | 1 | 0.91mi |
| 2837 Pelham Ave Baltimore, MD | 4.0 | 2.0 | 1164 | $1,675 | $1.44 | 46d | 1 | 0.92mi |
| 2817 Pelham Ave Baltimore, MD | 3.0 | 2.0 | 1464 | $1,950 | $1.33 | 26d | 1 | 0.93mi |
| 4308 Hamilton Ave Baltimore, MD | 2.0 | 1.0 | 1110 | $1,416 | $1.28 | 26d | 1 | 0.95mi |
| 3572 Juneway Unit 1 Baltimore, MD | 2.0 | 1.0 | 1800 | $1,200 | $0.67 | 46d | 1 | 1.00mi |
| 5313 Todd Ave Baltimore, MD | 3.0 | 1.5 | 1280 | $1,800 | $1.41 | 18d | 1 | 1.03mi |
| 4116 Raymonn Ave Baltimore, MD | 3.0 | 1.5 | 1244 | $1,950 | $1.57 | 46d | 1 | 1.03mi |
| 2918 Grindon Ave Unit 1ST Baltimore, MD | 2.0 | 1.0 | 2000 | $1,250 | $0.62 | 46d | 1 | 1.04mi |
| 2828 Lake Ave Baltimore, MD | 3.0 | 2.0 | 1164 | $1,850 | $1.59 | 6d | 1 | 1.04mi |
| 3510 Hamilton Ave Baltimore, MD | 3.0 | 2.5 | 2100 | $2,300 | $1.10 | 26d | 1 | 1.05mi |
| 3519 Kentucky Ave Baltimore, MD | 3.0 | 2.0 | 1536 | $2,100 | $1.37 | 13d | 1 | 1.06mi |
| 3525 Kentucky Ave Baltimore, MD | 3.0 | 1.5 | 1536 | $1,950 | $1.27 | 46d | 1 | 1.06mi |
| 3436 Cardenas Ave Baltimore, MD | 2.0 | 1.0 | 1146 | $1,395 | $1.22 | 46d | 1 | 1.07mi |
| 5731 Denwood Ave Baltimore, MD | 3.0 | 1.5 | 1152 | $1,700 | $1.48 | 24d | 1 | 1.07mi |
| 5731 Denwood Ave Baltimore, MD | 3.0 | 1.5 | 1440 | $1,700 | $1.18 | 26d | 1 | 1.07mi |
| 2911 Shirey Ave Baltimore, MD | 4.0 | 2.0 | 1680 | $2,500 | $1.49 | 22d | 1 | 1.19mi |
Listing history 13 events
-
2026-06-04days on market $250,000 Active 79 DOM
-
2026-06-03days on market $250,000 Active 78 DOM
-
2026-06-02days on market $250,000 Active 77 DOM
-
2026-06-01days on market $250,000 Active 76 DOM
-
2026-05-31days on market $250,000 Active 75 DOM
-
2026-03-19status Active 849-char remark
Show marketing remark (849 chars)
Welcome to this charming detached home offering comfort, character, and timeless features. This well-maintained residence features 3 bedrooms and 2 full bathrooms, providing plenty of room for everyday living. Inside, you'll find beautiful hardwood floors that add warmth and elegance throughout the main living areas. The home includes a formal dining room, perfect for hosting gatherings or enjoying everyday meals. Additional highlights of this corner home is the large backyard, including a 1-car detached garage offering convenient parking and storage. The property has been well cared for and is in good condition, making it a wonderful opportunity for buyers looking for a comfortable home with classic appeal. A great blend of space, charm, and functionality—ready for its next owner to make it their own. Property Sold Strictly AS IS.
-
2026-02-20historical 849-char remark
Show marketing remark (849 chars)
Welcome to this charming detached home offering comfort, character, and timeless features. This well-maintained residence features 3 bedrooms and 2 full bathrooms, providing plenty of room for everyday living. Inside, you'll find beautiful hardwood floors that add warmth and elegance throughout the main living areas. The home includes a formal dining room, perfect for hosting gatherings or enjoying everyday meals. Additional highlights of this corner home is the large backyard, including a 1-car detached garage offering convenient parking and storage. The property has been well cared for and is in good condition, making it a wonderful opportunity for buyers looking for a comfortable home with classic appeal. A great blend of space, charm, and functionality—ready for its next owner to make it their own. Property Sold Strictly AS IS.
-
2026-02-20$250,000 Active 849-char remark
Show marketing remark (849 chars)
Welcome to this charming detached home offering comfort, character, and timeless features. This well-maintained residence features 3 bedrooms and 2 full bathrooms, providing plenty of room for everyday living. Inside, you'll find beautiful hardwood floors that add warmth and elegance throughout the main living areas. The home includes a formal dining room, perfect for hosting gatherings or enjoying everyday meals. Additional highlights of this corner home is the large backyard, including a 1-car detached garage offering convenient parking and storage. The property has been well cared for and is in good condition, making it a wonderful opportunity for buyers looking for a comfortable home with classic appeal. A great blend of space, charm, and functionality—ready for its next owner to make it their own. Property Sold Strictly AS IS.
-
2026-02-17historical $250,000 849-char remark
Show marketing remark (849 chars)
Welcome to this charming detached home offering comfort, character, and timeless features. This well-maintained residence features 3 bedrooms and 2 full bathrooms, providing plenty of room for everyday living. Inside, you'll find beautiful hardwood floors that add warmth and elegance throughout the main living areas. The home includes a formal dining room, perfect for hosting gatherings or enjoying everyday meals. Additional highlights of this corner home is the large backyard, including a 1-car detached garage offering convenient parking and storage. The property has been well cared for and is in good condition, making it a wonderful opportunity for buyers looking for a comfortable home with classic appeal. A great blend of space, charm, and functionality—ready for its next owner to make it their own. Property Sold Strictly AS IS.
-
2006-01-04soldstatus $199,900
-
2005-08-24soldstatus $199,900 415-char remark
Show marketing remark (415 chars)
SOLID BUILT ALL BRICK COL OFFERING CHARM OF HW FLRS PROTECTED BY W-W, NATURAL WOODWORK, ART DECO KIT W/ MOD DBL DR REFIG, LG LIV'G RM COMPLIMENTED BY BRK HEARTH FP & ENTRY FOYER, PARTIALLY FIN'D LL PROTECTED BY GLASS BLK WINDOWS. .TREMENDOUS POTENTIAL FOR AWESOME LL FAM RM W/ 2ND FULL BA. GORG FRT & REAR LOT W/ 1 CAR DET'D GARG. NEEDS UPDATING, BUT POTENTIAL SHOW PLACE--PROP BEING CONVEYED AS IS COND
-
2005-07-14historical 415-char remark
Show marketing remark (415 chars)
SOLID BUILT ALL BRICK COL OFFERING CHARM OF HW FLRS PROTECTED BY W-W, NATURAL WOODWORK, ART DECO KIT W/ MOD DBL DR REFIG, LG LIV'G RM COMPLIMENTED BY BRK HEARTH FP & ENTRY FOYER, PARTIALLY FIN'D LL PROTECTED BY GLASS BLK WINDOWS. .TREMENDOUS POTENTIAL FOR AWESOME LL FAM RM W/ 2ND FULL BA. GORG FRT & REAR LOT W/ 1 CAR DET'D GARG. NEEDS UPDATING, BUT POTENTIAL SHOW PLACE--PROP BEING CONVEYED AS IS COND
-
2005-06-25$199,900 415-char remark
Show marketing remark (415 chars)
SOLID BUILT ALL BRICK COL OFFERING CHARM OF HW FLRS PROTECTED BY W-W, NATURAL WOODWORK, ART DECO KIT W/ MOD DBL DR REFIG, LG LIV'G RM COMPLIMENTED BY BRK HEARTH FP & ENTRY FOYER, PARTIALLY FIN'D LL PROTECTED BY GLASS BLK WINDOWS. .TREMENDOUS POTENTIAL FOR AWESOME LL FAM RM W/ 2ND FULL BA. GORG FRT & REAR LOT W/ 1 CAR DET'D GARG. NEEDS UPDATING, BUT POTENTIAL SHOW PLACE--PROP BEING CONVEYED AS IS COND
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,746 · $312/mo
- Projected year-2 tax
- $3,746 · $312/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,221
- − Mortgage interest
- −$14,004
- − Property taxes
- −$3,746
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$2,018
- − Management
- −$2,018
- − Depreciation
- −$7,273
- Taxable loss
- −$5,087
- Est. tax savings @ 24.0%
- +$1,221
- After-tax cash flow
- $417/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 48,902
- Household income
- $64,531
- Rent vs Own
- Severe rent burden
- 2317.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (73%)
- Race & ethnicity
- Black 73% White 20% Two or more races 3% Hispanic / Latino 3% Asian 2%
- Common ancestry
- Romanian 3% Ukrainian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 92% English-only · Spanish 2% Arabic 2% Other Indo-European 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -191.83%
- Current HPI
- 284.5645
- Rent YoY
- ▲ 4.43%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
|
||
| Utilities | 1 | $25B |
|
||
| Hotels | 1 | $24B |
|
||
| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+25.1% since first listed8 events — show timeline
- 2026-03-19 Relisted — BRIGHT MLS
- 2026-02-20 Listing Removed — BRIGHT MLS
- 2026-02-20 Listed $250,000 BRIGHT MLS
- 2026-02-17 Coming Soon $250,000 BRIGHT MLS
- 2006-01-04 Sold (Public Records) $199,900 Public Records
- 2005-08-24 Sold (MLS) $199,900 MRIS
- 2005-07-14 Delisted — MRIS
- 2005-06-25 Listed $199,900 MRIS
Property tax history
-1.5%/yrLatest (2025): $3,746 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…