6608 36th Avenue Dr W · Bradenton, FL 34209

$240,000

3 bd · 2.0 ba · 1,454 sqft · SingleFamily public records · 44 Days on market

Built 1984 0.39 ac lot Est $378k · 37% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.4/30.0
• ARV discount +15.0/15.0
• DSCR +7.5/10.0
• 1% rule +6.5/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

Key facts

• Step saver kitchen
• Bonus room
• Pond views

Tags

• POND VIEWS
• OPEN CONCEPT FLOORPLAN
• BONUS ROOM
• OVERSIZED LOT
• STEP SAVER KITCHEN
• WALK IN CLOSET

Property features AI

Finance

• Other: Homestead exempt; No CDD
• HOA & community: No association; Pets allowed

Exterior

• Parking: Converted garage; Driveway
• Utilities: Public water; Public sewer; Electricity available; Cable available; Broadband/High-speed internet available
• Home design: Single-family residence; One story; Faces southwest; Residential zoning (PDP R1B)
• Construction: Stucco exterior; Shingle roof; Slab foundation; Built on 0.39-acre lot
• Exterior features: Patio; Sliding doors; Pond view; Trees and landscaped grounds; Paved access

Interior

• Kitchen: No appliances included
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Solid surface counters; Thermostat
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $240k.

Deal economics

• At list price, monthly cash flow is $442 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $240k).
• Recommended offer: $233k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 34% at this address vs 52% district-wide (-18 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.3%/yr); 510 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
• This rent runs 41% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $232,800 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 8.50%
• Cash-on-cash: 7.90%
• DSCR: 1.35
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $378,040
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3501 67th St W	0.07mi	3/2.0	1,404 (-3%)	4mo	$349,900	$249	88
6305 36th Ave W	0.13mi	3/2.0	1,578 (+8%)	0mo	$410,000	$260	79
3410 64th St W	0.17mi	3/2.0	1,552 (+7%)	3mo	$500,000	$322	79
6116 38th Ave W	0.30mi	3/2.0	1,404 (-3%)	3mo	$285,000	$203	78
6224 W 40th Ave	0.32mi	3/2.0	1,367 (-6%)	4mo	$380,000	$278	72
6213 34th Ave W	0.24mi	3/2.0	1,246 (-14%)	1mo	$415,000	$333	64
6703 Pointe West Blvd	0.69mi	3/2.0	1,500 (+3%)	0mo	$390,000	$260	62
7405 Hamilton Rd	0.52mi	2/2.0 (-1)	1,558 (+7%)	2mo	$417,000	$268	57
3811 Bridlecrest Ln	0.55mi	2/2.0 (-1)	1,558 (+7%)	3mo	$402,500	$258	55
4124 60th Street Ct W	0.48mi	4/2.0 (+1)	1,600 (+10%)	2mo	$390,000	$244	54
4107 Bridlecrest Ln	0.63mi	2/2.0 (-1)	1,558 (+7%)	3mo	$468,000	$300	51
2911 74th St W	0.59mi	2/2.0 (-1)	1,291 (-11%)	3mo	$200,000	$155	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -7.8%
• Equity multiple: 0.72×
• Total profit: $-18,742
• Equity at exit: $35,785

10-year hold

• IRR: -2.8%
• Equity multiple: 0.84×
• Total profit: $-11,007
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34209

• Rents YoY: -0.3%
• Active inventory: 510
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $2,766 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$385 /mo · $4,615/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$581
• Net cashflow: $442

Break-even live

Break-even rent $2,207

Max offer price $240,000

Occupancy floor 79%

Sensitivity live

Price	-10% $578	-5% $510	+0% $442	+5% $374	+10% $306
Rent	-10% $224	-5% $333	+0% $442	+5% $551	+10% $661
Rate	-1.0pp $563	-0.5pp $503	base $442	+0.5pp $380	+1.0pp $317

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6709 35th Ave W Unit 1346494P Bradenton, FL	3.0	2.0	1227	$4,527	$3.69	17d	1	0.13mi
6602 38th Avenue Cir W Bradenton, FL	3.0	2.0	1800	$2,800	$1.56	24d	1	0.17mi
2914 64th St W Bradenton, FL	2.0	2.0	1135	$2,025	$1.78	24d	1	0.27mi
2926 63rd St W Bradenton, FL	2.0	2.0	946	$2,100	$2.22	4d	1	0.31mi
5907 36th Ave Cir W #5907 Bradenton, FL	2.0	2.0	937	$2,800	$2.99	24d	1	0.37mi
4112 66th Street Cir W Bradenton, FL	2.0	2.0	1100	$1,960	$1.78	20d	1	0.38mi
7202 Hamilton Rd Unit 7202 Bradenton, FL	3.0	2.0	1277	$2,250	$1.76	17d	1	0.43mi
5909 30th Ave W Bradenton, FL	1.0–2.0	1.0–2.0	788	$1,670	$2.12	3d	6	0.43mi
7242 Hamilton Rd Bradenton, FL	3.0	2.5	1520	$2,800	$1.84	4d	1	0.43mi
4005 Overture Cir Unit 4005 Bradenton, FL	3.0	2.0	1381	$2,700	$1.96	24d	1	0.44mi
4122 Overture Cir #533 Bradenton, FL	3.0	2.0	1381	$2,900	$2.10	24d	1	0.45mi
4241 Overture Cir Unit 447 Bradenton, FL	3.0	2.5	1627	$3,000	$1.84	24d	1	0.46mi
4037 Overture Cir Unit 4037 Bradenton, FL	3.0	2.0	1381	$2,195	$1.59	24d	1	0.46mi
4161 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$1,800	$1.72	17d	1	0.48mi
4209 66th Street Cir W Bradenton, FL	2.0	2.0	1044	$2,900	$2.78	24d	1	0.48mi
4063 Overture Cir Bradenton, FL	3.0	2.0	1277	$2,400	$1.88	24d	1	0.48mi
4196 Overture Cir Unit 4196 Bradenton, FL	3.0	2.0	1277	$2,300	$1.80	4d	1	0.53mi
5933 28th Ave W Bradenton, FL	1.0–2.0	1.0–2.0	945	$2,013	$2.13	2d	6	0.56mi
7333 Skybird Rd Bradenton, FL	3.0	2.0	1277	$3,500	$2.74	24d	1	0.59mi
6908 Arbor Oaks Cir Bradenton, FL	3.0	2.0	1600	$3,200	$2.00	4d	1	0.61mi
2724 72nd St W Unit 2010 Bradenton, FL	2.0	2.0	942	$1,950	$2.07	4d	1	0.62mi
6711 45th Ave W Unit A Bradenton, FL	2.0	2.0	1100	$1,700	$1.55	17d	1	0.64mi
7610 34th Ave W Unit 203 Bradenton, FL	3.0	2.5	1857	$3,000	$1.62	24d	1	0.69mi
7610 34th Ave W #102 Bradenton, FL	2.0	2.0	1657	$2,600	$1.57	24d	1	0.70mi
4501 71st St W Bradenton, FL	1.0–2.0	1.0–2.0	850	$1,680	$1.98	3d	28	0.70mi
6304 Pointe West Blvd Unit A309 Bradenton, FL	2.0	2.0	1042	$1,795	$1.72	11d	1	0.70mi
7710 34th Ave W #202 Bradenton, FL	2.0	2.0	1650	$3,000	$1.82	24d	1	0.72mi
7710 34th Ave W #303 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	17d	1	0.72mi
2727 75th St W Bradenton, FL	1.0–2.0	1.5	835	$1,700	$2.04	4d	4	0.73mi
4601 66th St W Bradenton, FL	3.0	1.0–2.0	917	$2,413	$2.63	3d	24	0.73mi
6415 21st Ave W Bradenton, FL	1.0–2.0	1.0–2.0	1150	$1,896	$1.65	4d	5	0.75mi
4112 Cape Vista Dr Bradenton, FL	3.0	2.0	1450	$3,495	$2.41	24d	1	0.75mi
4572 Red Maple Rd #901 Bradenton, FL	2.0	2.0	1224	$1,600	$1.31	24d	1	0.78mi
4005 78th St W Bradenton, FL	3.0	2.0	1000	$1,895	$1.90	4d	1	0.79mi
7740 34th Ave W #203 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	24d	1	0.80mi
3450 77th St W #303 Bradenton, FL	3.0	2.5	1857	$5,400	$2.91	24d	1	0.82mi
7840 34th Ave W #102 Bradenton, FL	2.0	2.0	1650	$2,800	$1.70	24d	1	0.83mi
7840 34th Ave W #202 Bradenton, FL	2.0	2.0	1650	$3,000	$1.82	24d	1	0.83mi
6914 20th Ave W Bradenton, FL	2.0	2.0	1383	$2,795	$2.02	17d	1	0.88mi
3412 79th Street Cir W #103 Bradenton, FL	3.0	2.5	1854	$3,500	$1.89	24d	1	0.90mi

Listing history 13 events

1. 2026-05-19
   status Pending
2. 2026-05-04
   status Active
3. 2026-04-22
   status Pending
4. 2026-03-24
   listed $240,000 Active
5. 2022-02-02
   soldstatus $320,000
6. 2022-01-28
   soldstatus $320,000 Closed 435-char remark

   Show marketing remark (435 chars)

   Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

7. 2021-12-22
   status Pending 435-char remark

   Show marketing remark (435 chars)

   Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

8. 2021-12-22
   status Active 435-char remark

   Show marketing remark (435 chars)

   Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

9. 2021-12-17
   status Pending 435-char remark

   Show marketing remark (435 chars)

   Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

10. 2021-12-14
    status Active 435-char remark

    Show marketing remark (435 chars)

    Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

11. 2021-12-12
    status Pending 435-char remark

    Show marketing remark (435 chars)

    Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

12. 2021-12-10
    listed $305,000 Active 435-char remark

    Show marketing remark (435 chars)

    Welcome to the Florida lifestyle! This move in ready 3 bedroom 2 bathroom home overlooks a charming pond. With mature trees for shade and a large lanai for relaxing this home sits less than 10 miles to the beaches and is located in a quiet neighborhood that's close to restaurants and shopping. Features a large master bedroom with walk in closet. Stainless steel appliances and newly painted exterior. No HOA, CDD, or flood zone fees.

13. 1984-02-01
    soldstatus $64,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,615 · $385/mo
• Projected year-2 tax: $4,615 · $385/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,195
• − Mortgage interest: −$13,444
• − Property taxes: −$4,615
• − Insurance: −$1,200
• − Repairs & maintenance: −$2,656
• − Management: −$2,656
• − Depreciation: −$6,982
• Taxable income: $1,643
• Est. tax owed @ 24.0%: −$394
• After-tax cash flow: $4,912/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bradenton, FL
• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 33,224
• Household income: $81,728
• Rent vs Own: 21.8% rent · 78.2% own
• Severe rent burden: 1126.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Puerto Rican 4% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 9% · Canada, Jamaica, China
• Languages at home: 90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -360.34%
• Current HPI: 320.0061
• Rent YoY: ▼ -0.30%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+272.7% since first listed

13 events — show timeline

• 2026-05-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Listed $240,000 Stellar MLS as Distributed by MLS Grid
• 2022-02-02 Sold (Public Records) $320,000 Public Records
• 2022-01-28 Sold (MLS) $320,000 Stellar MLS as Distributed by MLS Grid
• 2021-12-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-12-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-12-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-12-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-12-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-12-10 Listed $305,000 Stellar MLS as Distributed by MLS Grid
• 1984-02-01 Sold (Public Records) $64,400 Public Records

Property tax history

+7.5%/yr

Latest (2025): $4,615 · -1.5% YoY. Source: county tax records.