🏢 Co-op
255 Bronx River Rd Unit 7L · Yonkers, NY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.56%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +10.2/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +5.0/5.0
- Schools +4.1/10.0
- Condition / age +4.0/5.0
- Livability +3.4/5.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully Renovated Sponsor Unit One Bedroom Apartment in Desirable Wakefield Park Section of Yonkers ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Entrance Foyer to Totally Remodeled and Opened Modern Kitchen with New Appliances and Dishwasher ~ New Soft Close Cabinets and Great Counter Space ~ Spacious Living Room with Treetop Views ~ Hardwood Floors and Great Cross Light ~ Generous Bedroom with Double Closets ~ Totally Renovated Bathroom with Shower/Tub Combination ~ Full Laundry in Building ~ Monthly Maintenance Includes Heat - Hot Water - Cooking Gas ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Short Walk to Mount Vernon West or Wakefield Train Station ~ 25 Minutes to Mid-Town Manhattan ~ Close to All Shopping ~ Great Restaurants and Nightlife ~ Easy Access to All Major Highways ~ Plenty of Street Parking ~ No Pets Allowed ~ Smoke Free Building ~ Some Pictures are Virtually Staged.
Key facts
- Treetop views
- Renovated bathroom
- Double closets
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $159k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $796 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $159k).
- Recommended offer: $157k (1.5% below list) — sets the bar for market timing.
- Cap rate 12.3% vs local median 5.2% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+21.0%/yr); 251 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $45k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $16k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 12.30%
- Cash-on-cash
- 21.46%
- DSCR
- 1.96
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $169,092
- List price
- $159,000
- Delta
- -5.97%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 245 Bronx River Rd Bronx River Rd Unit 3E | 0.01mi | 1/1.0 | 762 (-2%) | 2mo | $150,000 | $197 | 95 |
| 255 Bronx River Rd Unit 4M | 0.00mi | 1/1.0 | 800 (+3%) | 5mo | $135,000 | $169 | 90 |
| 255 Bronx River Rd Unit 8J | 0.00mi | 1/1.0 | 800 (+3%) | 5mo | $175,000 | $219 | 90 |
| 255 Bronx River Rd Unit 3K | 0.00mi | 1/1.0 | 825 (+6%) | 4mo | $155,500 | $188 | 86 |
| 20 Secor Unit 6U | 0.24mi | 1/1.0 | 750 (-3%) | 4mo | $168,000 | $224 | 80 |
| 85 Bronx River Road Rd Unit 3S | 0.39mi | 1/1.0 | 815 (+5%) | 2mo | $181,000 | $222 | 72 |
| 333 Bronx River Rd #624 | 0.15mi | 1/1.0 | 875 (+13%) | 2mo | $180,000 | $206 | 70 |
| 355 Bronx River Rd Unit 1i | 0.23mi | 1/1.0 | 850 (+10%) | 4mo | $160,000 | $188 | 70 |
| 485 Bronx River Rd Unit C62 | 0.56mi | 1/1.0 | 800 (+3%) | 3mo | $190,000 | $238 | 66 |
| 475 Bronx River Rd Unit 3G | 0.52mi | 1/1.0 | 800 (+3%) | 6mo | $157,500 | $197 | 66 |
| 475 Bronx River Rd Unit 6C | 0.52mi | 1/1.0 | 850 (+10%) | 2mo | $176,000 | $207 | 58 |
| 4380 Vireo Ave Unit 1F | 0.69mi | 1/1.0 | 850 (+10%) | 0mo | $149,000 | $175 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 19.6%
- Equity multiple
- 1.85×
- Total profit
- $37,667
- Equity at exit
- $23,707
- IRR
- 31.1%
- Equity multiple
- 4.50×
- Total profit
- $155,957
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
Active competition Active MLS
- For sale now
- 29 active · 22 under contract
- Months of supply
- 9.2 mo (11%/mo absorbed)
- Median asking
- $172,000 ($220/sqft)
- Median days on market
- 91 d
- This list price
- 14% of active listings are priced below it
- ARV vs active asking
- -0.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10704
- Rents YoY
- 21.0%
- Active inventory
- 251
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $2,399 high interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax est. 1.5%
- −$199 /mo · $2,385/yr
- Insurance
- −$66
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$504
- Net cashflow
- $796
Break-even live
Sensitivity live
| Price | -10% $906 | -5% $851 | +0% $796 | +5% $741 | +10% $686 |
|---|---|---|---|---|---|
| Rent | -10% $607 | -5% $702 | +0% $796 | +5% $891 | +10% $986 |
| Rate | -1.0pp $876 | -0.5pp $837 | base $796 | +0.5pp $755 | +1.0pp $713 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 255 Bronx River Rd Unit 4R Yonkers, NY | 1.0 | 1.0 | 800 | $2,300 | $2.88 | 48d | 1 | 0.03mi |
| 277 Bronx River Rd Apt 3M Yonkers, NY | — | 1.0 | 550 | $1,700 | $3.09 | 139d | 1 | 0.07mi |
| 111 Hart Ave Yonkers, NY | 2.0 | 1.0 | 800 | $2,800 | $3.50 | 47d | 1 | 0.13mi |
| 216 1st St Unit 1 Yonkers, NY | 1.0 | 1.0 | 600 | $2,000 | $3.33 | 139d | 1 | 0.18mi |
| 135 Wakefield Ave Yonkers, NY | 1.0–2.0 | 1.0 | 835 | $2,595 | $3.11 | 21d | 3 | 0.27mi |
| 52 Yonkers Ter Apt 6H Yonkers, NY | 1.0 | 1.0 | 750 | $1,975 | $2.63 | 51d | 1 | 0.29mi |
| 105 Wakefield Ave Unit 3 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 21d | 1 | 0.34mi |
| 20 Overhill Pl Unit 3 Yonkers, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 139d | 1 | 0.35mi |
| 411 Bronx River Rd Unit 9A Yonkers, NY | 1.0 | 1.0 | 800 | $2,295 | $2.87 | 39d | 1 | 0.36mi |
| 2325 Cortlandt St Unit 4 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 120d | 1 | 0.37mi |
| 137 Woodlawn Ave Yonkers, NY | 1.0 | 1.0 | 600 | $2,100 | $3.50 | 21d | 1 | 0.42mi |
| 14 S High St Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 12d | 1 | 0.43mi |
| 29 S 15th Ave Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 952 | $2,650 | $2.78 | 63d | 1 | 0.46mi |
| 4 N Bleeker St Fl 4 Mt Vernon, NY | 2.0 | 1.0 | 800 | $2,000 | $2.50 | 84d | 1 | 0.50mi |
| 34 N Terrace Ave Unit 2nd floor Mt Vernon, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 63d | 1 | 0.51mi |
| 34 N Terrace Ave Unit 2ndFL Mt Vernon, NY | 2.0 | 1.0 | 800 | $3,000 | $3.75 | 36d | 1 | 0.51mi |
| 18 N Bond St Unit 3D Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,000 | $2.67 | 120d | 1 | 0.55mi |
| 13 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 600 | $1,785 | $2.98 | 120d | 1 | 0.56mi |
| 32 N Bond St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,700 | $2.00 | 79d | 1 | 0.58mi |
| 119 S 13th Ave Mount Vernon, NY | 2.0 | 1.0 | 800 | $2,997 | $3.75 | 108d | 1 | 0.60mi |
| 44 N Bond St Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 1100 | $2,900 | $2.64 | 86d | 1 | 0.60mi |
| 495 Kimball Ave Unit First Floor Yonkers, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 139d | 1 | 0.63mi |
| 119 S 11th Ave Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 700 | $2,500 | $3.57 | 10d | 1 | 0.68mi |
| 206 N Terrace Ave Unit 3 Mt Vernon, NY | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 4d | 1 | 0.69mi |
| 14 Elm St Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 120d | 1 | 0.69mi |
| 158 S 11th Ave Mount Vernon, NY | — | 1.0 | 900 | $1,700 | $1.89 | 12d | 1 | 0.71mi |
| 86 Edgewood Ave Unit 2W Yonkers, NY | 2.0 | 1.0 | 1000 | $2,699 | $2.70 | 139d | 1 | 0.71mi |
| 86 Edgewood Ave Apt 2E Yonkers, NY | 2.0 | 1.0 | 1000 | $2,599 | $2.60 | 114d | 1 | 0.71mi |
| 58 S 9th Ave Mount Vernon, NY | 1.0 | 1.0 | 600 | $2,300 | $3.83 | 3d | 1 | 0.73mi |
| 142 Trenchard St Unit 2E Yonkers, NY | 1.0 | 1.0 | 900 | $2,250 | $2.50 | 106d | 1 | 0.75mi |
| 249 N MacQuesten Pkwy #2 Mt Vernon, NY | 2.0 | 1.0 | 780 | $2,800 | $3.59 | 21d | 1 | 0.79mi |
| 18 N 6th Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 850 | $2,450 | $2.88 | 50d | 1 | 0.87mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 116d | 1 | 0.87mi |
| 123 N 7th Ave Apt 3 Mt Vernon, NY | 1.0 | 1.0 | 1000 | $1,750 | $1.75 | 31d | 1 | 0.89mi |
| 150 S 6th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 800 | $2,500 | $3.12 | 102d | 1 | 0.92mi |
| 150 S 6th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 800 | $2,500 | $3.12 | 113d | 1 | 0.92mi |
| 793 McLean Ave Yonkers, NY | 1.0 | 1.0 | 580 | $2,400 | $4.14 | 49d | 1 | 0.93mi |
| 230 N 7th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 950 | $2,300 | $2.42 | 106d | 1 | 0.94mi |
| 407 N MacQuesten Pkwy Unit 2 Mt Vernon, NY | 2.0 | 1.0 | 938 | $3,000 | $3.20 | 36d | 1 | 0.95mi |
| 85 Halley St Unit 3 Yonkers, NY | 2.0 | 1.0 | 1000 | $3,000 | $3.00 | 26d | 1 | 0.96mi |
Listing history 19 events
-
2026-09-23days on market $159,000 Active 19 DOM
-
2026-09-22days on market $159,000 Active 18 DOM
-
2026-09-21days on market $159,000 Active 17 DOM
-
2026-09-20days on market $159,000 Active 16 DOM
-
2026-09-19days on market $159,000 Active 15 DOM
-
2026-09-18days on market $159,000 Active 14 DOM
-
2026-09-17days on market $159,000 Active 13 DOM
-
2026-09-16days on market $159,000 Active 12 DOM
-
2026-09-15days on market $159,000 Active 11 DOM
-
2026-09-14days on market $159,000 Active 10 DOM
-
2026-09-13days on market $159,000 Active 9 DOM
-
2026-09-12days on market $159,000 Active 8 DOM
-
2026-09-11days on market $159,000 Active 7 DOM
-
2026-09-05days on market $159,000 Active 2 DOM
-
2026-09-04statusdays on market $159,000 Active 1 DOM
-
2026-05-07status Active 966-char remark
Show marketing remark (966 chars)
Beautifully Renovated Sponsor Unit One Bedroom Apartment in Desirable Wakefield Park Section of Yonkers ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Entrance Foyer to Totally Remodeled and Opened Modern Kitchen with New Appliances and Dishwasher ~ New Soft Close Cabinets and Great Counter Space ~ Spacious Living Room with Treetop Views ~ Hardwood Floors and Great Cross Light ~ Generous Bedroom with Double Closets ~ Totally Renovated Bathroom with Shower/Tub Combination ~ Full Laundry in Building ~ Monthly Maintenance Includes Heat - Hot Water - Cooking Gas ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Short Walk to Mount Vernon West or Wakefield Train Station ~ 25 Minutes to Mid-Town Manhattan ~ Close to All Shopping ~ Great Restaurants and Nightlife ~ Easy Access to All Major Highways ~ Plenty of Street Parking ~ No Pets Allowed ~ Smoke Free Building ~ Some Pictures are Virtually Staged.
-
2026-03-20status Pending 966-char remark
Show marketing remark (966 chars)
Beautifully Renovated Sponsor Unit One Bedroom Apartment in Desirable Wakefield Park Section of Yonkers ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Entrance Foyer to Totally Remodeled and Opened Modern Kitchen with New Appliances and Dishwasher ~ New Soft Close Cabinets and Great Counter Space ~ Spacious Living Room with Treetop Views ~ Hardwood Floors and Great Cross Light ~ Generous Bedroom with Double Closets ~ Totally Renovated Bathroom with Shower/Tub Combination ~ Full Laundry in Building ~ Monthly Maintenance Includes Heat - Hot Water - Cooking Gas ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Short Walk to Mount Vernon West or Wakefield Train Station ~ 25 Minutes to Mid-Town Manhattan ~ Close to All Shopping ~ Great Restaurants and Nightlife ~ Easy Access to All Major Highways ~ Plenty of Street Parking ~ No Pets Allowed ~ Smoke Free Building ~ Some Pictures are Virtually Staged.
-
2026-01-26price $159,000 966-char remark
Show marketing remark (966 chars)
Beautifully Renovated Sponsor Unit One Bedroom Apartment in Desirable Wakefield Park Section of Yonkers ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Entrance Foyer to Totally Remodeled and Opened Modern Kitchen with New Appliances and Dishwasher ~ New Soft Close Cabinets and Great Counter Space ~ Spacious Living Room with Treetop Views ~ Hardwood Floors and Great Cross Light ~ Generous Bedroom with Double Closets ~ Totally Renovated Bathroom with Shower/Tub Combination ~ Full Laundry in Building ~ Monthly Maintenance Includes Heat - Hot Water - Cooking Gas ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Short Walk to Mount Vernon West or Wakefield Train Station ~ 25 Minutes to Mid-Town Manhattan ~ Close to All Shopping ~ Great Restaurants and Nightlife ~ Easy Access to All Major Highways ~ Plenty of Street Parking ~ No Pets Allowed ~ Smoke Free Building ~ Some Pictures are Virtually Staged.
-
2026-01-12$175,000 Active 966-char remark
Show marketing remark (966 chars)
Beautifully Renovated Sponsor Unit One Bedroom Apartment in Desirable Wakefield Park Section of Yonkers ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Entrance Foyer to Totally Remodeled and Opened Modern Kitchen with New Appliances and Dishwasher ~ New Soft Close Cabinets and Great Counter Space ~ Spacious Living Room with Treetop Views ~ Hardwood Floors and Great Cross Light ~ Generous Bedroom with Double Closets ~ Totally Renovated Bathroom with Shower/Tub Combination ~ Full Laundry in Building ~ Monthly Maintenance Includes Heat - Hot Water - Cooking Gas ~ Empire Gardens is a Co-op Building however Board Approval is Not Required ~ Short Walk to Mount Vernon West or Wakefield Train Station ~ 25 Minutes to Mid-Town Manhattan ~ Close to All Shopping ~ Great Restaurants and Nightlife ~ Easy Access to All Major Highways ~ Plenty of Street Parking ~ No Pets Allowed ~ Smoke Free Building ~ Some Pictures are Virtually Staged.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 56% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,787
- − Mortgage interest
- −$8,906
- − Property taxes
- −$2,385
- − Insurance
- −$795
- − Repairs & maintenance
- −$2,303
- − Management
- −$2,303
- − Depreciation
- −$4,625
- Taxable income
- $7,469
- Est. tax owed @ 24.0%
- −$1,793
- After-tax cash flow
- $7,763/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This fully renovated one-bedroom apartment in Empire Gardens is move-in ready with modern updates and ample natural light.
Value-add opportunities
- Both Painting exterior — Enhances curb appeal and resale value ↑
- Both Landscaping — Improves curb appeal and rental value ↑
- Both New flooring in kitchen — Enhances kitchen aesthetics and resale value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 1,028,035 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 31,921
- Household income
- $106,786
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 50% Hispanic / Latino 32% Two or more races 15% Black 7% Asian 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 11% Cuban 2% Dominican 9%
- Common ancestry
- Romanian 2% Subsaharan African 2% Scotch-Irish 2%
- Foreign-born
- 32% · Canada, Jamaica, China
- Languages at home
- 54% English-only · Spanish 25% Other Indo-European 13% Russian/Polish/Slavic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -466.66%
- Current HPI
- 293.4414
- Rent YoY
- ▲ 21.03%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
-9.1% since first listed4 events — show timeline
- 2026-05-07 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-03-20 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-01-26 Price Changed $159,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-12 Listed $175,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…