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1818 Vanburen St
F Composite 25.08
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • Livability +4.0/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +2.1/10.0
  • ARV discount +2.1/15.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$175,000

1818 Vanburen St · Aliquippa, PA 15001
3 bd · 1.0 ba · 1,109 sqft · SingleFamily public records · 62 Days on market
Built 1938 6,534 sqft lot Est $156k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Newer cosmetic renovations, electric panels newer, hot water couple years old, appliances 1-yr old

Key facts

  • Hot water tank
  • Appliances
  • Recently renovated

Tags

RECENTLY RENOVATEDELECTRIC PANELHOT WATER TANKAPPLIANCES

Property features AI

Finance

  • Financial info: One unit currently rents for $700; One unit currently rents for $1,375

Exterior

  • Home design: Multi-family property (2 units)
  • Exterior features: Lot approximately 0.15 acres; Zoned for single-family residential (SFR)

Interior

  • Bedrooms: One unit with 1 bedroom; One unit with 3 bedrooms
  • Bathrooms: Each unit has 1 full bathroom
  • Interior features: Two separate dwelling units (multi-family property)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-173 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $144k (17.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (26.8% below list).
  • Recommended offer: $128k (26.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 80/100 on livability (#216 in PA, #1,891 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
  • Aliquippa SD (suburban): math 4% / reading 19% proficiency, ranked #530 of 539 in PA (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Aliquippa El Sch (math 2% / reading 15%, grade F, #1,458 of 1,518 statewide, top 96%, 474 students, 86% FRL); Aliquippa Jshs (math 8% / reading 22%, grade F, #407 of 437 statewide, top 94%, 474 students, 88% FRL).
  • Market conditions: Rents rising (+2.0%/yr); 127 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 62 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 24y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $90k; list at $175k implies a 94% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $128,168 (26.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 62 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.11%
Cash-on-cash
-4.23%
DSCR
0.81
GRM
11.4

CMA / ARV

ARV (on-the-fly)
$156,369
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1628 Filmore St 0.33mi 3/1.5 1,084 (-2%) 1mo $174,950 $161 78
1612 Main St 0.32mi 2/1.0 (-1) 1,152 (+4%) 5mo $89,000 $77 70
1708 Irwin St 0.34mi 3/1.5 1,176 (+6%) 3mo $90,000 $77 69
2116 Mcminn St 0.33mi 3/1.0 994 (-10%) 1mo $119,000 $120 67
1709 Boundary St 0.18mi 3/1.5 1,256 (+13%) 3mo $171,500 $137 65
1631 Mcminn St 0.29mi 2/2.0 (-1) 1,032 (-7%) 2mo $145,000 $141 64
1741 Filmore St 0.23mi 2/1.0 (-1) 1,248 (+12%) 2mo $145,000 $116 61
2402 W Main St 0.55mi 4/2.0 (+1) 1,152 (+4%) 1mo $115,000 $100 58
1719 Pierce St 0.30mi 3/1.5 1,256 (+13%) 5mo $198,000 $158 57
2202 Mcminn St 0.35mi 3/2.0 1,256 (+13%) 4mo $179,000 $143 54
126 Chestnut St 0.56mi 3/1.5 1,000 (-10%) 2mo $170,000 $170 54
185 Division Street, Ext 0.64mi 4/2.0 (+1) 1,210 (+9%) 5mo $195,000 $161 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-24.5%
Equity multiple
0.17×
Total profit
$-40,564
Equity at exit
$26,093
10-year hold
IRR
-22.9%
Equity multiple
-0.11×
Total profit
$-54,351
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15001

Home prices YoY
-20.8%
Rents YoY
2.0%
Active inventory
127
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,282 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$195 /mo · $2,335/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$269
Net cashflow
$-173

Break-even live

Break-even rent $1,500
Max offer price $144,498
Occupancy floor

Sensitivity live

Price -10% $-74 -5% $-123 +0% $-173 +5% $-222 +10% $-272
Rent -10% $-274 -5% $-223 +0% $-173 +5% $-122 +10% $-71
Rate -1.0pp $-85 -0.5pp $-128 base $-173 +0.5pp $-218 +1.0pp $-264

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1620 Polk St Aliquippa, PA 3.0 1.0 1124 $1,045 $0.93 3d 1 0.32mi
1108 Main St Aliquippa, PA 3.0 1.0 1352 $1,299 $0.96 3d 1 0.83mi
141 Carroll St Aliquippa, PA 2.0 1.0 704 $995 $1.41 3d 1 1.14mi
25 Mount Vernon Dr Aliquippa, PA 2.0 1.0 775 $775 $1.00 14d 1 1.34mi
629 Highland Ave Aliquippa, PA 3.0 1.0 1468 $700 $0.48 45d 1 1.39mi
190 Economy St Aliquippa, PA 2.0 1.0 1285 $1,200 $0.93 3d 1 1.40mi

Listing history 25 events

  1. 2026-06-21
    days on market $175,000 Active 62 DOM
  2. 2026-06-18
    days on market $175,000 Active 59 DOM
  3. 2026-06-17
    days on market $175,000 Active 58 DOM
  4. 2026-06-16
    days on market $175,000 Active 57 DOM
  5. 2026-06-15
    days on market $175,000 Active 56 DOM
  6. 2026-06-13
    days on market $175,000 Active 54 DOM
  7. 2026-06-09
    days on market $175,000 Active 50 DOM
  8. 2026-06-08
    days on market $175,000 Active 49 DOM
  9. 2026-06-07
    days on market $175,000 Active 48 DOM
  10. 2026-06-03
    days on market $175,000 Active 44 DOM
  11. 2026-06-02
    days on market $175,000 Active 43 DOM
  12. 2026-06-01
    days on market $175,000 Active 42 DOM
  13. 2026-05-31
    days on market $175,000 Active 41 DOM
  14. 2026-05-13
    price $175,000 154-char remark
  15. 2026-04-20
    listed $200,000 Active 154-char remark
  16. 2026-04-07
    listed $200,000 Active 98-char remark
    Show marketing remark (98 chars)

    Newer cosmetic renovations, electric panels newer, hot water couple years old, appliances 1-yr old

  17. 2023-10-08
    historical $1,150
  18. 2023-09-26
    listed $1,150
  19. 2022-10-05
    soldstatus $90,000
  20. 2022-08-24
    price $139,900
    Show marketing remark (23 chars)

    3 ROOM APT. OVER GARAGE

  21. 2022-08-15
    price $142,900
    Show marketing remark (23 chars)

    3 ROOM APT. OVER GARAGE

  22. 2022-06-04
    listed $147,900 Active
    Show marketing remark (23 chars)

    3 ROOM APT. OVER GARAGE

  23. 2003-06-02
    soldstatus $72,500
  24. 2002-09-23
    listed $75,000
  25. 1991-05-01
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,335 · $195/mo
Projected year-2 tax
$2,550 · $212/mo
Expected delta
+$215/yr (+$18/mo · 9.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,380
− Mortgage interest
−$9,803
− Property taxes
−$2,335
− Insurance
−$875
− Repairs & maintenance
−$1,230
− Management
−$1,230
− Depreciation
−$5,091
Taxable loss
−$5,184
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,244
After-tax cash flow
$-828/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aliquippa SD
NCES district ID
4202130
Math proficiency
4% ▼ -9.00%
Reading proficiency
19% ▼ -10.00%
Median HH income
$31,613
Composite
9.05/100
National rank
#9874
State rank
#530 of 539 in PA

Livability — Aliquippa

Score
80/100
State rank
#216
US rank
#1891

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Aliquippa, PA
County
Beaver County · 116,001 people
City population
31,976
Metro
Pittsburgh, PA
Population (ZIP)
31,976
Household income
$70,985
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
720.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Romanian 6% Serbian 2% Subsaharan African 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.21%
Current HPI
247.7251
Rent YoY
▲ 2.05%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+503.4% since first listed
12 events — show timeline
  • 2026-05-13 Price Changed $175,000 West Penn MLS
  • 2026-04-20 Listed $200,000 West Penn MLS
  • 2026-04-07 Listed $200,000 West Penn MLS
  • 2023-10-08 Rental Removed $1,150 APPFOLIO
  • 2023-09-26 Listed for Rent $1,150 APPFOLIO
  • 2022-10-05 Sold (Public Records) $90,000 Public Records
  • 2022-08-24 Price Changed $139,900 West Penn MLS
  • 2022-08-15 Price Changed $142,900 West Penn MLS
  • 2022-06-04 Listed $147,900 West Penn MLS
  • 2003-06-02 Sold (MLS) $72,500 West Penn MLS
  • 2002-09-23 Listed $75,000 West Penn MLS
  • 1991-05-01 Sold (Public Records) $29,000 Public Records

Property tax history

+0.0%/yr

Latest (2026): $2,335 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…