1818 Vanburen St · Aliquippa, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.1/30.0
- Livability +4.0/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- DSCR +2.1/10.0
- ARV discount +2.1/15.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Newer cosmetic renovations, electric panels newer, hot water couple years old, appliances 1-yr old
Key facts
- Hot water tank
- Appliances
- Recently renovated
Tags
Property features AI
Finance
- Financial info: One unit currently rents for $700; One unit currently rents for $1,375
Exterior
- Home design: Multi-family property (2 units)
- Exterior features: Lot approximately 0.15 acres; Zoned for single-family residential (SFR)
Interior
- Bedrooms: One unit with 1 bedroom; One unit with 3 bedrooms
- Bathrooms: Each unit has 1 full bathroom
- Interior features: Two separate dwelling units (multi-family property)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $-173 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $144k (17.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (26.8% below list).
- Recommended offer: $128k (26.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 80/100 on livability (#216 in PA, #1,891 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
- Aliquippa SD (suburban): math 4% / reading 19% proficiency, ranked #530 of 539 in PA (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Aliquippa El Sch (math 2% / reading 15%, grade F, #1,458 of 1,518 statewide, top 96%, 474 students, 86% FRL); Aliquippa Jshs (math 8% / reading 22%, grade F, #407 of 437 statewide, top 94%, 474 students, 88% FRL).
- Market conditions: Rents rising (+2.0%/yr); 127 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 24y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $90k; list at $175k implies a 94% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.11%
- Cash-on-cash
- -4.23%
- DSCR
- 0.81
- GRM
- 11.4
CMA / ARV
- ARV (on-the-fly)
- $156,369
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1628 Filmore St | 0.33mi | 3/1.5 | 1,084 (-2%) | 1mo | $174,950 | $161 | 78 |
| 1612 Main St | 0.32mi | 2/1.0 (-1) | 1,152 (+4%) | 5mo | $89,000 | $77 | 70 |
| 1708 Irwin St | 0.34mi | 3/1.5 | 1,176 (+6%) | 3mo | $90,000 | $77 | 69 |
| 2116 Mcminn St | 0.33mi | 3/1.0 | 994 (-10%) | 1mo | $119,000 | $120 | 67 |
| 1709 Boundary St | 0.18mi | 3/1.5 | 1,256 (+13%) | 3mo | $171,500 | $137 | 65 |
| 1631 Mcminn St | 0.29mi | 2/2.0 (-1) | 1,032 (-7%) | 2mo | $145,000 | $141 | 64 |
| 1741 Filmore St | 0.23mi | 2/1.0 (-1) | 1,248 (+12%) | 2mo | $145,000 | $116 | 61 |
| 2402 W Main St | 0.55mi | 4/2.0 (+1) | 1,152 (+4%) | 1mo | $115,000 | $100 | 58 |
| 1719 Pierce St | 0.30mi | 3/1.5 | 1,256 (+13%) | 5mo | $198,000 | $158 | 57 |
| 2202 Mcminn St | 0.35mi | 3/2.0 | 1,256 (+13%) | 4mo | $179,000 | $143 | 54 |
| 126 Chestnut St | 0.56mi | 3/1.5 | 1,000 (-10%) | 2mo | $170,000 | $170 | 54 |
| 185 Division Street, Ext | 0.64mi | 4/2.0 (+1) | 1,210 (+9%) | 5mo | $195,000 | $161 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.05% rent growth · sell at horizon
- IRR
- -24.5%
- Equity multiple
- 0.17×
- Total profit
- $-40,564
- Equity at exit
- $26,093
- IRR
- -22.9%
- Equity multiple
- -0.11×
- Total profit
- $-54,351
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15001
- Home prices YoY
- -20.8%
- Rents YoY
- 2.0%
- Active inventory
- 127
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $1,282 high interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$195 /mo · $2,335/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$269
- Net cashflow
- $-173
Break-even live
Sensitivity live
| Price | -10% $-74 | -5% $-123 | +0% $-173 | +5% $-222 | +10% $-272 |
|---|---|---|---|---|---|
| Rent | -10% $-274 | -5% $-223 | +0% $-173 | +5% $-122 | +10% $-71 |
| Rate | -1.0pp $-85 | -0.5pp $-128 | base $-173 | +0.5pp $-218 | +1.0pp $-264 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1620 Polk St Aliquippa, PA | 3.0 | 1.0 | 1124 | $1,045 | $0.93 | 3d | 1 | 0.32mi |
| 1108 Main St Aliquippa, PA | 3.0 | 1.0 | 1352 | $1,299 | $0.96 | 3d | 1 | 0.83mi |
| 141 Carroll St Aliquippa, PA | 2.0 | 1.0 | 704 | $995 | $1.41 | 3d | 1 | 1.14mi |
| 25 Mount Vernon Dr Aliquippa, PA | 2.0 | 1.0 | 775 | $775 | $1.00 | 14d | 1 | 1.34mi |
| 629 Highland Ave Aliquippa, PA | 3.0 | 1.0 | 1468 | $700 | $0.48 | 45d | 1 | 1.39mi |
| 190 Economy St Aliquippa, PA | 2.0 | 1.0 | 1285 | $1,200 | $0.93 | 3d | 1 | 1.40mi |
Listing history 25 events
-
2026-06-21days on market $175,000 Active 62 DOM
-
2026-06-18days on market $175,000 Active 59 DOM
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2026-06-17days on market $175,000 Active 58 DOM
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2026-06-16days on market $175,000 Active 57 DOM
-
2026-06-15days on market $175,000 Active 56 DOM
-
2026-06-13days on market $175,000 Active 54 DOM
-
2026-06-09days on market $175,000 Active 50 DOM
-
2026-06-08days on market $175,000 Active 49 DOM
-
2026-06-07days on market $175,000 Active 48 DOM
-
2026-06-03days on market $175,000 Active 44 DOM
-
2026-06-02days on market $175,000 Active 43 DOM
-
2026-06-01days on market $175,000 Active 42 DOM
-
2026-05-31days on market $175,000 Active 41 DOM
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2026-05-13price $175,000 154-char remark
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2026-04-20$200,000 Active 154-char remark
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2026-04-07$200,000 Active 98-char remark
Show marketing remark (98 chars)
Newer cosmetic renovations, electric panels newer, hot water couple years old, appliances 1-yr old
-
2023-10-08historical $1,150
-
2023-09-26$1,150
-
2022-10-05soldstatus $90,000
-
2022-08-24price $139,900
Show marketing remark (23 chars)
3 ROOM APT. OVER GARAGE
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2022-08-15price $142,900
Show marketing remark (23 chars)
3 ROOM APT. OVER GARAGE
-
2022-06-04$147,900 Active
Show marketing remark (23 chars)
3 ROOM APT. OVER GARAGE
-
2003-06-02soldstatus $72,500
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2002-09-23$75,000
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1991-05-01soldstatus $29,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,335 · $195/mo
- Projected year-2 tax
- $2,550 · $212/mo
- Expected delta
- +$215/yr (+$18/mo · 9.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,380
- − Mortgage interest
- −$9,803
- − Property taxes
- −$2,335
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,230
- − Management
- −$1,230
- − Depreciation
- −$5,091
- Taxable loss
- −$5,184
- Est. tax savings @ 24.0%
- +$1,244
- After-tax cash flow
- $-828/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Aliquippa SD
- NCES district ID
- 4202130
- Math proficiency
- 4% ▼ -9.00%
- Reading proficiency
- 19% ▼ -10.00%
- Median HH income
- $31,613
- Composite
- 9.05/100
- National rank
- #9874
- State rank
- #530 of 539 in PA
Livability — Aliquippa
- Score
- 80/100
- State rank
- #216
- US rank
- #1891
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aliquippa, PA
- County
- Beaver County · 116,001 people
- City population
- 31,976
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 31,976
- Household income
- $70,985
- Rent vs Own
- Severe rent burden
- 720.0
Population outlook (Beaver County) Hauer SSP2
- Today (2025)
- 164,976 people
- By 2030
- 161,449 · -2.1%
- By 2040
- 151,752 · -8.0%
- By 2050
- 141,155 · -14.4%
- By 2075
- 118,142 · -28.4%
- By 2100
- 91,740 · -44.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Serbian 2% Subsaharan African 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Beaver
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.21%
- Current HPI
- 247.7251
- Rent YoY
- ▲ 2.05%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+503.4% since first listed12 events — show timeline
- 2026-05-13 Price Changed $175,000 West Penn MLS
- 2026-04-20 Listed $200,000 West Penn MLS
- 2026-04-07 Listed $200,000 West Penn MLS
- 2023-10-08 Rental Removed $1,150 APPFOLIO
- 2023-09-26 Listed for Rent $1,150 APPFOLIO
- 2022-10-05 Sold (Public Records) $90,000 Public Records
- 2022-08-24 Price Changed $139,900 West Penn MLS
- 2022-08-15 Price Changed $142,900 West Penn MLS
- 2022-06-04 Listed $147,900 West Penn MLS
- 2003-06-02 Sold (MLS) $72,500 West Penn MLS
- 2002-09-23 Listed $75,000 West Penn MLS
- 1991-05-01 Sold (Public Records) $29,000 Public Records
Property tax history
+0.0%/yrLatest (2026): $2,335 · -1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…