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14029 Sitting Bull
C+ Composite 64.91
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • ARV discount +6.9/15.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +1.9/5.0
  • Appreciation +0.0/10.0

$78,000

14029 Sitting Bull · Log Cabin, TX 75148
3 bd · 1.0 ba · 736 sqft · Manufactured public records · 66 Days on market
Built 1973 3,972 sqft lot $106/sqft · at area comps Est $77k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

Key facts

  • Metal roof
  • Wood siding exterior
  • Refrigerator

Tags

METAL ROOFPIER AND BEAM FOUNDATIONWOOD SIDING EXTERIORTILE AND CARPET FLOORINGREFRIGERATORRANGE OVEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $78k.

Deal economics

  • At list price, monthly cash flow is $318 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $78k).
  • Recommended offer: $73k (6.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 0.9% in Log Cabin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 38/100 on livability (#1,626 in TX) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
  • Eustace ISD (rural): math 32% / reading 45% proficiency, ranked #455 of 826 in TX (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 225 active listings in the ZIP; 263 units permitted in Henderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $15k; list at $78k implies a 420% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,320 (6.0% below list)

Questions for the listing agent

  1. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
11.18%
Cash-on-cash
17.47%
DSCR
1.78
GRM
6.5

CMA / ARV

ARV (median comp)
$77,012
List price
$78,000
Delta
1.28%
Verdict
FAIR
Comps
2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14030 Roy Bean Dr 0.17mi 2/1.5 (-1) 822 (+12%) 24mo $65,000 $79 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$7,581
Equity at exit
$11,630
10-year hold
IRR
18.0%
Equity multiple
2.49×
Total profit
$32,568
Equity at exit
$6,744

Cash invested: $21,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75148

Home prices YoY
-27.6%
Active inventory
225
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,001 medium interval (Pro) →
Mortgage (P&I)
$409
Tax from tax record
$31 /mo · $378/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$210
Net cashflow
$318

Break-even live

Break-even rent $599
Max offer price $78,000
Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,500
Closing costs
$2,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 37 events

  1. 2026-06-19
    days on market $78,000 Active 66 DOM
  2. 2026-06-18
    days on market $78,000 Active 65 DOM
  3. 2026-06-17
    days on market $78,000 Active 64 DOM
  4. 2026-06-16
    days on market $78,000 Active 63 DOM
  5. 2026-06-16
    price $78,000 Active 62 DOM
  6. 2026-06-15
    days on market $80,000 Active 62 DOM
  7. 2026-06-14
    days on market $80,000 Active 60 DOM
  8. 2026-06-12
    days on market $80,000 Active 59 DOM
  9. 2026-06-09
    days on market $80,000 Active 56 DOM
  10. 2026-06-08
    days on market $80,000 Active 55 DOM
  11. 2026-06-07
    days on market $80,000 Active 54 DOM
  12. 2026-06-05
    days on market $80,000 Active 51 DOM
  13. 2026-06-02
    days on market $80,000 Active 49 DOM
  14. 2026-06-01
    days on market $80,000 Active 48 DOM
  15. 2026-05-31
    days on market $80,000 Active 47 DOM
  16. 2026-05-30
    days on market $80,000 Active 46 DOM
  17. 2026-05-15
    price $83,000 938-char remark
    Show marketing remark (938 chars)

    Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

  18. 2026-05-08
    price $86,000 938-char remark
    Show marketing remark (938 chars)

    Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

  19. 2026-04-30
    price $88,000 938-char remark
    Show marketing remark (938 chars)

    Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

  20. 2026-04-24
    price $91,000 938-char remark
    Show marketing remark (938 chars)

    Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

  21. 2026-04-14
    listed $93,000 Active 938-char remark
    Show marketing remark (938 chars)

    Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!

  22. 2026-03-29
    historical
  23. 2025-10-01
    listed $129,000 Active
  24. 2025-09-30
    listed $129,000 Active
  25. 2025-09-30
    historical
  26. 2025-05-28
    price $129,000
  27. 2025-05-28
    price $129,000
  28. 2025-04-18
    price $137,000
  29. 2025-04-18
    price $137,000
  30. 2025-01-01
    price $145,000
  31. 2024-12-31
    price $145,000
  32. 2024-10-14
    price $153,000
  33. 2024-10-14
    price $153,000
  34. 2024-09-19
    listed $160,000 Active
  35. 2024-09-17
    listed $160,000 Active
  36. 2002-11-14
    soldstatus $15,000
  37. 1999-08-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$378 · $31/mo
Projected year-2 tax
$1,427 · $119/mo
Expected delta
+$1,049/yr (+$87/mo · 277.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,014
− Mortgage interest
−$4,369
− Property taxes
−$378
− Insurance
−$390
− Repairs & maintenance
−$961
− Management
−$961
− Depreciation
−$2,269
Taxable income
$2,685
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$645
After-tax cash flow
$3,170/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eustace ISD
NCES district ID
4818720
Math proficiency
32% ▼ -18.00%
Reading proficiency
45% ▼ -7.00%
Median HH income
$42,425
Composite
32.48/100
National rank
#5711
State rank
#455 of 826 in TX

Livability — Log Cabin

Score
38/100
State rank
#1626
US rank
#27499

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Log Cabin, TX
Population (ZIP)
5,944

Population outlook (Henderson County) Hauer SSP2

Today (2025)
80,471 people
By 2030
80,608 · +0.2%
By 2040
80,087 · -0.5%
By 2050
78,208 · -2.8%
By 2075
72,423 · -10.0%
By 2100
61,012 · -24.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Two or more races 11% Hispanic / Latino 11% Black 11%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Russian 2% Slovak 2% Italian 1%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Henderson

2024 margin
Solid R (+63.5) · D 18.0% · R 81.4%
2008→2024 swing
-18.8pp toward R · 2008: -44.6pp · 2024: -63.5pp
All cycles
2024: R+63.5 2020: R+60.2 2016: R+60.0 2012: R+54.8 2008: R+44.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.76%
Current HPI
217.1629
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+453.3% since first listed
21 events — show timeline
  • 2026-05-15 Price Changed $83,000 HARMLS
  • 2026-05-08 Price Changed $86,000 HARMLS
  • 2026-04-30 Price Changed $88,000 HARMLS
  • 2026-04-24 Price Changed $91,000 HARMLS
  • 2026-04-14 Listed $93,000 HARMLS
  • 2026-03-29 Listing Removed NTREIS
  • 2025-10-01 Listed $129,000 HCBOR
  • 2025-09-30 Listing Removed NTREIS
  • 2025-09-30 Listed $129,000 NTREIS
  • 2025-05-28 Price Changed $129,000 NTREIS
  • 2025-05-28 Price Changed $129,000 HCBOR
  • 2025-04-18 Price Changed $137,000 NTREIS
  • 2025-04-18 Price Changed $137,000 HCBOR
  • 2025-01-01 Price Changed $145,000 NTREIS
  • 2024-12-31 Price Changed $145,000 HCBOR
  • 2024-10-14 Price Changed $153,000 NTREIS
  • 2024-10-14 Price Changed $153,000 HCBOR
  • 2024-09-19 Listed $160,000 HCBOR
  • 2024-09-17 Listed $160,000 NTREIS
  • 2002-11-14 Sold (Public Records) $15,000 Public Records
  • 1999-08-06 Sold (Public Records) Public Records

Property tax history

+5.6%/yr

Latest (2025): $378 · +7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…