14029 Sitting Bull · Log Cabin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 61.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.8/10.0
- ARV discount +6.9/15.0
- Schools +3.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +1.9/5.0
- Appreciation +0.0/10.0
$78,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
Key facts
- Metal roof
- Wood siding exterior
- Refrigerator
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $78k.
Deal economics
- At list price, monthly cash flow is $318 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $78k).
- Recommended offer: $73k (6.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 0.9% in Log Cabin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 38/100 on livability (#1,626 in TX) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: cost of living A+, crime A; Watch: schools F, amenities F, commute F.
- Eustace ISD (rural): math 32% / reading 45% proficiency, ranked #455 of 826 in TX (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 225 active listings in the ZIP; 263 units permitted in Henderson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 2y ago; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $15k; list at $78k implies a 420% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 11.18%
- Cash-on-cash
- 17.47%
- DSCR
- 1.78
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $77,012
- List price
- $78,000
- Delta
- 1.28%
- Verdict
- FAIR
- Comps
- 2 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14030 Roy Bean Dr | 0.17mi | 2/1.5 (-1) | 822 (+12%) | 24mo | $65,000 | $79 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.8%
- Equity multiple
- 1.35×
- Total profit
- $7,581
- Equity at exit
- $11,630
- IRR
- 18.0%
- Equity multiple
- 2.49×
- Total profit
- $32,568
- Equity at exit
- $6,744
Cash invested: $21,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75148
- Home prices YoY
- -27.6%
- Active inventory
- 225
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,001 medium interval (Pro) →
- Mortgage (P&I)
- −$409
- Tax from tax record
- −$31 /mo · $378/yr
- Insurance
- −$32
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$210
- Net cashflow
- $318
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,500
- Closing costs
- $2,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 37 events
-
2026-06-19days on market $78,000 Active 66 DOM
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2026-06-18days on market $78,000 Active 65 DOM
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2026-06-17days on market $78,000 Active 64 DOM
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2026-06-16days on market $78,000 Active 63 DOM
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2026-06-16price $78,000 Active 62 DOM
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2026-06-15days on market $80,000 Active 62 DOM
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2026-06-14days on market $80,000 Active 60 DOM
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2026-06-12days on market $80,000 Active 59 DOM
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2026-06-09days on market $80,000 Active 56 DOM
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2026-06-08days on market $80,000 Active 55 DOM
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2026-06-07days on market $80,000 Active 54 DOM
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2026-06-05days on market $80,000 Active 51 DOM
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2026-06-02days on market $80,000 Active 49 DOM
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2026-06-01days on market $80,000 Active 48 DOM
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2026-05-31days on market $80,000 Active 47 DOM
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2026-05-30days on market $80,000 Active 46 DOM
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2026-05-15price $83,000 938-char remark
Show marketing remark (938 chars)
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
-
2026-05-08price $86,000 938-char remark
Show marketing remark (938 chars)
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
-
2026-04-30price $88,000 938-char remark
Show marketing remark (938 chars)
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
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2026-04-24price $91,000 938-char remark
Show marketing remark (938 chars)
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
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2026-04-14$93,000 Active 938-char remark
Show marketing remark (938 chars)
Charming and affordable home located at 14029 Sitting Bull, Log Cabin, TX 75148 offering 3 bedrooms, 1 bathroom, and 1,088 sq ft of comfortable living space. This cozy one-level home features a durable metal roof, pier and beam foundation, and attractive wood siding exterior. Inside, you'll find a mix of tile and carpet flooring throughout. The kitchen comes equipped with refrigerator, range/oven, and the home also includes washer and dryer for added convenience. Stay comfortable year-round with 4 window heat/air units and an additional propane heater. Exterior features include a 2-car carport by the home, an additional 1-car carport on a separate lot, plus storage shed and 3-sided shed for extra storage/workspace. The property is fully serviced with public water and sewer and is enclosed with a chain-link fence, offering privacy and security. Great opportunity for homeowners or investors looking for value and functionality!
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2026-03-29historical
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2025-10-01$129,000 Active
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2025-09-30$129,000 Active
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2025-09-30historical
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2025-05-28price $129,000
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2025-05-28price $129,000
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2025-04-18price $137,000
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2025-04-18price $137,000
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2025-01-01price $145,000
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2024-12-31price $145,000
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2024-10-14price $153,000
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2024-10-14price $153,000
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2024-09-19$160,000 Active
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2024-09-17$160,000 Active
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2002-11-14soldstatus $15,000
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1999-08-06soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $378 · $31/mo
- Projected year-2 tax
- $1,427 · $119/mo
- Expected delta
- +$1,049/yr (+$87/mo · 277.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 6/10 Major 61% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,014
- − Mortgage interest
- −$4,369
- − Property taxes
- −$378
- − Insurance
- −$390
- − Repairs & maintenance
- −$961
- − Management
- −$961
- − Depreciation
- −$2,269
- Taxable income
- $2,685
- Est. tax owed @ 24.0%
- −$645
- After-tax cash flow
- $3,170/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eustace ISD
- NCES district ID
- 4818720
- Math proficiency
- 32% ▼ -18.00%
- Reading proficiency
- 45% ▼ -7.00%
- Median HH income
- $42,425
- Composite
- 32.48/100
- National rank
- #5711
- State rank
- #455 of 826 in TX
Livability — Log Cabin
- Score
- 38/100
- State rank
- #1626
- US rank
- #27499
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Log Cabin, TX
- Population (ZIP)
- 5,944
Population outlook (Henderson County) Hauer SSP2
- Today (2025)
- 80,471 people
- By 2030
- 80,608 · +0.2%
- By 2040
- 80,087 · -0.5%
- By 2050
- 78,208 · -2.8%
- By 2075
- 72,423 · -10.0%
- By 2100
- 61,012 · -24.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Two or more races 11% Hispanic / Latino 11% Black 11%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Russian 2% Slovak 2% Italian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 8%
Political lean MEDSL · Henderson
- 2024 margin
- Solid R (+63.5) · D 18.0% · R 81.4%
- 2008→2024 swing
- -18.8pp toward R · 2008: -44.6pp · 2024: -63.5pp
- All cycles
- 2024: R+63.5 2020: R+60.2 2016: R+60.0 2012: R+54.8 2008: R+44.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -82.76%
- Current HPI
- 217.1629
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+453.3% since first listed21 events — show timeline
- 2026-05-15 Price Changed $83,000 HARMLS
- 2026-05-08 Price Changed $86,000 HARMLS
- 2026-04-30 Price Changed $88,000 HARMLS
- 2026-04-24 Price Changed $91,000 HARMLS
- 2026-04-14 Listed $93,000 HARMLS
- 2026-03-29 Listing Removed — NTREIS
- 2025-10-01 Listed $129,000 HCBOR
- 2025-09-30 Listing Removed — NTREIS
- 2025-09-30 Listed $129,000 NTREIS
- 2025-05-28 Price Changed $129,000 NTREIS
- 2025-05-28 Price Changed $129,000 HCBOR
- 2025-04-18 Price Changed $137,000 NTREIS
- 2025-04-18 Price Changed $137,000 HCBOR
- 2025-01-01 Price Changed $145,000 NTREIS
- 2024-12-31 Price Changed $145,000 HCBOR
- 2024-10-14 Price Changed $153,000 NTREIS
- 2024-10-14 Price Changed $153,000 HCBOR
- 2024-09-19 Listed $160,000 HCBOR
- 2024-09-17 Listed $160,000 NTREIS
- 2002-11-14 Sold (Public Records) $15,000 Public Records
- 1999-08-06 Sold (Public Records) — Public Records
Property tax history
+5.6%/yrLatest (2025): $378 · +7.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…