545 Wayne Ave · New Smyrna Beach, FL 32168

$210,000

1 bd · 1.0 ba · 838 sqft · SingleFamily public records · 52 Days on market

Built 2004 1,402 sqft lot $310/mo HOA · 16% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.4/30.0
• ARV discount +7.5/15.0
• 1% rule +4.0/10.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• DSCR +3.3/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

Key facts

• Split-bedroom layout
• Brand-new roof
• Sandy beaches

Tags

• SPLIT-BEDROOM LAYOUT
• BRAND-NEW ROOF
• MOMENTS FROM THE WATER
• SANDY BEACHES

Property features AI

Finance

• Other: Furnished; Pets not allowed; Living area reported as 838 sq ft; total building area reported as 1,200 sq ft; Corner lot directions available (on file)
• Financial info: Annual taxes listed (see records for amount)
• HOA & community: Homeowners association with monthly fee of $310; HOA covers grounds maintenance and other items; Association name listed

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Electricity available and connected; Sewer connected; Water available
• Home design: Single family residence; Residential property; One story; Faces east; Completed condition
• Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built as existing (completed)
• Exterior features: Front porch; Rear porch; Patio; Rain gutters; Sliding doors; Storage; Corner lot; Landscaped yard; Near golf course; Near marina; Near public transit; Paved road

Interior

• Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Solid surface counters; Split bedroom layout; Thermostat; Vaulted ceilings; Walk-in closets
• Laundry & utility: Laundry located in garage

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $-75 ($-894/yr) — negative.
• To cash-flow at today's rent, offer at most $197k (6.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (10.3% below list).
• Recommended offer: $188k (10.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#474 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B; Watch: amenities F, commute F, health & safety D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Chisholm Elementary School (math 72% / reading 63%, grade B+, #435 of 2,144 statewide, top 21%, 491 students, 47% FRL); New Smyrna Beach High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 1,810 students, 41% FRL).
• Market conditions: Rents rising fast (+5.6%/yr); 601 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 11y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $110k; list at $210k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $188,302 (10.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 5.87%
• Cash-on-cash: -1.52%
• DSCR: 0.93
• GRM: 9.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.6% rent growth · sell at horizon

5-year hold

• IRR: -15.7%
• Equity multiple: 0.43×
• Total profit: $-33,625
• Equity at exit: $31,312

10-year hold

• IRR: -3.0%
• Equity multiple: 0.78×
• Total profit: $-13,126
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32168

• Home prices YoY: -27.0%
• Rents YoY: 5.6%
• Active inventory: 601
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,883 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$63 /mo · $760/yr
• Insurance: −$88
• HOA: −$310
• Vacancy / Maint / Mgmt: −$395
• Net cashflow: $-75

Break-even live

Break-even rent $1,977

Max offer price $196,834

Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1054 Claudia St New Smyrna Beach, FL	2.0	2.0	1005	$1,750	$1.74	23d	1	0.49mi
324 N Orange St Unit 1 New Smyrna Beach, FL	1.0	1.0	697	$1,300	$1.87	23d	1	0.50mi
110 Rush St New Smyrna Beach, FL	1.0	1.0	700	$1,300	$1.86	14d	1	0.76mi
159 Breezeway Ct #159 New Smyrna Beach, FL	2.0	2.0	967	$2,900	$3.00	23d	1	0.76mi
201 Palmetto St New Smyrna Beach, FL	1.0	1.0	900	$1,650	$1.83	11d	1	0.87mi
7 Birdie Dr New Smyrna Beach, FL	2.0	2.0	1046	$2,600	$2.49	23d	1	0.93mi
14 Birdie Dr New Smyrna Beach, FL	2.0	2.0	1060	$1,775	$1.67	23d	1	0.95mi
200 Robert St New Smyrna Beach, FL	1.0	1.0	620	$1,310	$2.11	23d	1	0.96mi
315 N Causeway New Smyrna Beach, FL	2.0	2.0	1073	$2,300	$2.14	23d	2	1.23mi
458 Bouchelle Dr #101 New Smyrna Beach, FL	2.0	2.0	1068	$3,600	$3.37	23d	1	1.45mi
468 Bouchelle Dr New Smyrna Beach, FL	2.0	2.0	1072	$2,400	$2.24	23d	1	1.47mi
1801 Sugartree Cir New Smyrna Beach, FL	1.0–2.0	1.0–2.0	720	$1,250	$1.74	23d	1	1.47mi

HOA detail

• Monthly dues: $310 · $3,720/yr

Listing history 30 events

1. 2026-06-19
   status $210,000 Active 52 DOM
2. 2026-06-16
   statusdays on market $210,000 Pending 52 DOM
3. 2026-06-15
   days on market $210,000 Active 51 DOM
4. 2026-06-14
   days on market $210,000 Active 49 DOM
5. 2026-06-10
   days on market $210,000 Active 46 DOM
6. 2026-06-09
   days on market $210,000 Active 45 DOM
7. 2026-06-08
   days on market $210,000 Active 44 DOM
8. 2026-06-07
   days on market $210,000 Active 43 DOM
9. 2026-06-05
   days on market $210,000 Active 40 DOM
10. 2026-06-03
    days on market $210,000 Active 39 DOM
11. 2026-06-03
    days on market $210,000 Active 38 DOM
12. 2026-06-01
    pricedays on market $210,000 Active 37 DOM
13. 2026-05-31
    days on market $240,000 Active 36 DOM
14. 2026-05-31
    days on market $240,000 Active 35 DOM
15. 2026-04-25
    listed $240,000 Active 834-char remark
16. 2016-04-26
    soldstatus $110,000
17. 2016-04-22
    soldstatus $110,000 Closed 764-char remark

    Show marketing remark (778 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood! ; Water: City

18. 2016-04-22
    soldstatus $110,000

    Show marketing remark (778 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood! ; Water: City

19. 2016-04-11
    historical Contingent 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

20. 2016-03-31
    price $115,000 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

21. 2016-02-14
    price $119,500 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

22. 2016-01-17
    price $123,000 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

23. 2016-01-12
    status Active 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

24. 2016-01-11
    historical Contingent 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

25. 2016-01-11
    status Active 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

26. 2015-12-14
    historical Contingent 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

27. 2015-12-10
    price $125,000 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

28. 2015-12-05
    listed $124,900 Active 764-char remark

    Show marketing remark (764 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood!

29. 2015-12-04
    listed $115,000

    Show marketing remark (778 chars)

    ONE OWNER, WELL KEPT END UNIT VILLA, MOVE IN READY AND PARTIALLY FURNISHED!. .. .Pull into your private driveway to an over sized 1 car garage with Washer/Dryer and storage area, Hurricane Shutters for entire Home. Inside has Spacious Living Rm with Cathedral Ceilings, Ceiling Fans, Recessed lighting, Bright Kitchen with NEW COUNTER TOPS. .NEW STOVE , NEW MICROWAVE. .. NEWLY TILED LIVING RM- DINING RM AREA, NEW MIRROR in bathroom , Safety handles on tub. . Permitted 2nd Bedroom with Full size Tremble Bed, cozy sitting area, double paned windows, sliding doors and large walk-in closet. Small yard/ patio area in back, for your comfort and privacy. NSB GOLF COURSE just 10 minutes away! DINING , RIVER , BEACH & SHOPPING right in your neighborhood! ; Water: City

30. 2005-03-30
    soldstatus $125,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $760 · $63/mo
• Projected year-2 tax: $1,743 · $145/mo
• Expected delta: +$983/yr (+$82/mo · 129.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 46% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,596
• − Mortgage interest: −$11,763
• − Property taxes: −$760
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,808
• − Management: −$1,808
• − HOA: −$3,720
• − Depreciation: −$6,109
• Taxable loss: −$4,422
• Est. tax savings @ 24.0%: +$1,061
• After-tax cash flow: $167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — New Smyrna Beach

• Score: 69/100
• State rank: #474
• US rank: #8577

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment B Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Smyrna Beach, FL
• County: Volusia County · 556,871 people
• City population: 42,039
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 31,847
• Household income: $77,083
• Rent vs Own: 23.3% rent · 76.7% own
• Severe rent burden: 1139.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 6% Black 5% Two or more races 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Romanian 4% Italian 3% Lithuanian 2%
• Foreign-born: 5% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -129.58%
• Current HPI: 350.4259
• Rent YoY: ▲ 5.60%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+68.0% since first listed

19 events — show timeline

• 2026-06-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-06-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-06-01 Price Changed $210,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-25 Listed $240,000 Stellar MLS as Distributed by MLS Grid
• 2016-04-26 Sold (Public Records) $110,000 Public Records
• 2016-04-22 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
• 2016-04-22 Sold (MLS) $110,000 NSBMLS
• 2016-04-11 Contingent — NSBMLS
• 2016-03-31 Price Changed $115,000 NSBMLS
• 2016-02-14 Price Changed $119,500 NSBMLS
• 2016-01-17 Price Changed $123,000 NSBMLS
• 2016-01-12 Relisted — NSBMLS
• 2016-01-11 Contingent — NSBMLS
• 2016-01-11 Relisted — NSBMLS
• 2015-12-14 Contingent — NSBMLS
• 2015-12-10 Price Changed $125,000 NSBMLS
• 2015-12-05 Listed $124,900 NSBMLS
• 2015-12-04 Listed $115,000 Stellar MLS as Distributed by MLS Grid
• 2005-03-30 Sold (Public Records) $125,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $760 · +5.3% YoY. Source: county tax records.