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4010 Woodhaven St
C- Composite 53.75
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.8/30.0
  • ARV discount +15.0/15.0
  • 1% rule +6.4/10.0
  • DSCR +5.2/10.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.5/5.0
  • Appreciation +0.0/10.0

$169,000

4010 Woodhaven St · Houston, TX 77025
3 bd · 2.5 ba · 1,531 sqft · SingleFamily public records · 12 Days on market
Built 1952 7,200 sqft lot $110/sqft · 39% below area Est $275k · 39% under ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Great opportunity for the investor. This property is located in the Westwood subdivision. This property features 3 bedrooms, 2 full bathrooms, 1 half bathroom, Dining room, Family room. This property is close to major thoroughfares, Employment centers, retail centers, The Medical Center, and entertainment venues. Don't miss out on this one.

Key facts

  • 7,200 sq ft lot
  • 2 garage spots
  • Built 1952

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Parking: Attached garage; 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story entry (First level rooms listed)
  • Construction: Built in 1952; Wood siding exterior; Composition roof; Slab foundation
  • Exterior features: Subdivision lot; Lot approximately 0.165 acres

Interior

  • Kitchen: Kitchen (First level), 8x10
  • Bedrooms: Primary bedroom (First level), 12x15; Bedroom (First level), 11x12; Bedroom (First level), 10x12
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (Electric and Gas); Central air conditioning (Electric)
  • Interior features: Dining room; Den; Total of 6 rooms
  • Laundry & utility: No specific laundry details listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $108 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $169k).
  • Cap rate 7.1% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Pershing Middle (math 36% / reading 49%, grade D-, #553 of 1,662 statewide, top 34%, 1,390 students, 60% FRL); Westbury H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 2,243 students, 92% FRL) — zoned schools at 76% FRL track the district average.
  • Market conditions: Rents falling (-3.9%/yr); 230 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: property tax is 3.2% of price; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,000

Questions for the listing agent

  1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
7.06%
Cash-on-cash
2.74%
DSCR
1.12
GRM
7.3

CMA / ARV

ARV (median comp)
$275,187
List price
$169,000
Delta
-38.59%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4010 Woodhaven St 0.00mi 3/2.5 1,531 (0%) 0mo $169,000 $110 100
3913 Willowbend Point Dr 0.09mi 3/2.5 1,511 (-1%) 2mo $339,900 $225 92
3911 Willowbend Point Dr 0.09mi 3/2.5 1,588 (+4%) 1mo $349,900 $220 89
4030 Woodshire St St 0.13mi 3/2.0 1,411 (-8%) 6mo $385,000 $273 74
3719 Main Aspen Dr 0.28mi 3/2.5 1,716 (+12%) 2mo $270,000 $157 65
4106 Woodfin St 0.20mi 3/2.0 1,309 (-14%) 2mo $265,000 $202 62
4021 Osby 0.69mi 3/1.5 1,553 (+1%) 5mo $299,000 $193 57
3208 Clearview Cir 0.44mi 2/2.5 (-1) 1,704 (+11%) 0mo $279,900 $164 55
3008 Clearview Cir 0.43mi 3/3.5 1,734 (+13%) 5mo $299,850 $173 49
4125 Lymbar Dr 0.66mi 3/3.0 1,729 (+13%) 1mo $389,000 $225 45
4325 Willowbend Blvd 0.62mi 3/2.0 1,757 (+15%) 0mo $449,000 $256 44
4302 Hummingbird St 0.64mi 3/2.0 1,737 (+14%) 5mo $429,500 $247 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.0%
Equity multiple
0.45×
Total profit
$-25,966
Equity at exit
$25,198
10-year hold
IRR
-15.5%
Equity multiple
0.26×
Total profit
$-34,798
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77025

Rents YoY
-3.9%
Active inventory
230
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,921 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$453 /mo · $5,438/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$403
Net cashflow
$108

Break-even live

Break-even rent $1,785
Max offer price $169,000
Occupancy floor 89%

Sensitivity live

Price -10% $204 -5% $156 +0% $108 +5% $60 +10% $12
Rent -10% $-44 -5% $32 +0% $108 +5% $184 +10% $260
Rate -1.0pp $193 -0.5pp $151 base $108 +0.5pp $64 +1.0pp $20

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16 Charleston Park Dr Houston, TX 1.0–3.0 1.0–2.0 1100 $1,800 $1.64 44d 1 0.28mi
3707 Main Poplar Dr Houston, TX 3.0 2.5 1714 $1,999 $1.17 44d 1 0.34mi
3627 Main Plaza Dr Houston, TX 3.0 2.5 2014 $2,200 $1.09 8d 1 0.39mi
11504 Main Elm Dr Houston, TX 3.0 2.5 2042 $2,450 $1.20 6d 1 0.41mi
11504 Main Elm Dr Houston, TX 3.0 2.5 2042 $2,450 $1.20 8d 1 0.41mi
22 Charleston Park Dr Houston, TX 2.0 2.0 1095 $1,109 $1.01 44d 1 0.42mi
4010 W Bellfort Ave Houston, TX 1.0–3.0 1.0–2.0 867 $1,549 $1.79 4d 14 0.53mi
10408 Marston Vineyard Dr Houston, TX 3.0 2.5 1671 $2,599 $1.56 25d 1 0.63mi
3131 W Bellfort Ave Unit 2174 Houston, TX 2.0 2.0 1164 $1,938 $1.66 11d 1 0.74mi
3131 W Bellfort Ave Unit 3168 Houston, TX 2.0 2.0 1164 $1,914 $1.64 16d 1 0.74mi
3131 W Bellfort Ave Unit 425 Houston, TX 2.0 2.0 1164 $1,944 $1.67 0d 1 0.74mi
3131 W Bellfort Ave Apt 422 Houston, TX 2.0 2.0 1164 $1,914 $1.64 8d 1 0.74mi
3131 W Bellfort Ave Unit 424 Houston, TX 2.0 2.0 1164 $1,914 $1.64 6d 1 0.77mi
10191 S Main St Houston, TX 1.0–2.0 1.0–2.0 961 $2,110 $2.20 0d 136 0.89mi
9707 Timberside Dr Houston, TX 1.0–3.0 1.0–2.0 968 $1,740 $1.80 8d 7 0.91mi
9707 Timberside Dr Houston, TX 1.0–3.0 1.0–2.0 967 $1,700 $1.76 12d 11 0.91mi
10301 Buffalo Speedway Houston, TX 1.0–3.0 1.0–2.0 1027 $2,103 $2.05 0d 19 0.92mi
10201 Buffalo Speedway Unit 2165 Houston, TX 2.0 2.0 1110 $1,744 $1.57 0d 1 1.00mi
10201 Buffalo Speedway Unit 3165 Houston, TX 3.0 2.0 1523 $2,080 $1.37 0d 1 1.00mi
10201 Buffalo Speedway Unit 3047 Houston, TX 3.0 2.0 1523 $1,917 $1.26 19d 1 1.02mi
10301 Buffalo Speedway Unit 3112 Houston, TX 3.0 2.0 1420 $1,967 $1.39 0d 1 1.07mi
10301 Buffalo Speedway Unit 3174 Houston, TX 3.0 2.0 1420 $1,961 $1.38 11d 1 1.07mi
10301 Buffalo Speedway Unit 10334 Houston, TX 3.0 2.0 1420 $1,975 $1.39 44d 1 1.07mi
10201 Buffalo Speedway Unit 10224 Houston, TX 2.0 2.0 1110 $1,738 $1.57 11d 1 1.13mi
10201 Buffalo Speedway Unit 425 Houston, TX 2.0 2.0 1110 $1,714 $1.54 8d 1 1.13mi
10201 Buffalo Speedway Unit 2162 Houston, TX 2.0 2.0 1110 $1,714 $1.54 6d 1 1.13mi
10201 Buffalo Speedway Unit 10234 Houston, TX 3.0 2.0 1523 $2,074 $1.36 11d 1 1.13mi
9306 Bassoon Dr Houston, TX 4.0 2.0 1824 $9,750 $5.35 44d 1 1.13mi
9306 Bassoon Dr Unit 1024979P Houston, TX 4.0 2.0 1819 $13,361 $7.35 44d 1 1.13mi
9016 Bayview Cove Dr Houston, TX 3.0 3.0 2245 $4,200 $1.87 19d 1 1.18mi
9955 Buffalo Speedway Houston, TX 1.0–3.0 1.0–2.0 874 $1,949 $2.23 0d 16 1.20mi
4833 Hazelton St Houston, TX 3.0 2.0 1525 $1,200 $0.79 44d 1 1.26mi
9550 Meyer Forest Dr Houston, TX 1.0–3.0 1.0–3.5 1597 $2,691 $1.69 0d 21 1.28mi
9111 Lakes at 610 Dr Unit 3112 Houston, TX 3.0 2.0 1157 $1,989 $1.72 0d 1 1.29mi
9111 Lakes at 610 Dr Unit 3174 Houston, TX 3.0 2.0 1157 $1,983 $1.71 11d 1 1.29mi
9111 Lakes at 610 Dr Unit 9144 Houston, TX 3.0 2.0 1157 $1,660 $1.43 44d 1 1.29mi
12115 S Main St Unit 422 Houston, TX 2.0 2.0 1174 $1,590 $1.35 8d 1 1.37mi
12115 S Main St Unit 12138 Houston, TX 2.0 2.0 1174 $1,664 $1.42 13d 1 1.37mi
12115 S Main St Unit 2187 Houston, TX 2.0 2.0 1174 $1,620 $1.38 0d 1 1.37mi
12115 S Main St Unit 2174 Houston, TX 2.0 2.0 1174 $1,625 $1.38 11d 1 1.37mi

Listing history 3 events

  1. 2026-05-08
    listed $169,000 Active 342-char remark
  2. 2026-04-27
    soldstatus $189,900
  3. 1993-08-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,438 · $453/mo
Projected year-2 tax
$5,438 · $453/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,054
− Mortgage interest
−$9,467
− Property taxes
−$5,438
− Insurance
−$845
− Repairs & maintenance
−$1,844
− Management
−$1,844
− Depreciation
−$4,916
Taxable loss
−$1,300
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$312
After-tax cash flow
$1,607/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,715
Household income
$81,008
Rent vs Own
59.4% rent · 40.6% own
Severe rent burden
2502.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.74)
Race & ethnicity
White 42% Hispanic / Latino 20% Asian 17% Black 15% Two or more races 13% Native American 1%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 3% Lithuanian 2% Romanian 2%
Foreign-born
29% · Canada, China, Vietnam
Languages at home
60% English-only · Spanish 16% Other Indo-European 7% Chinese 6%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -363.31%
Current HPI
187.5872
Rent YoY
▼ -3.93%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-11.0% since first listed
5 events — show timeline
  • 2026-06-09 Sold (MLS) HARMLS
  • 2026-05-20 Pending HARMLS
  • 2026-05-08 Listed $169,000 HARMLS
  • 2026-04-27 Sold (Public Records) $189,900 Public Records
  • 1993-08-13 Sold (Public Records) Public Records

Property tax history

+6.3%/yr

Latest (2025): $5,438 · -2.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…