240 Moree Loop #3 · Winter Springs, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.6/30.0
- ARV discount +7.5/15.0
- 1% rule +6.0/10.0
- Schools +5.1/10.0
- Livability +3.8/5.0
- Rent growth +3.4/5.0
- DSCR +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$182,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!
Key facts
- Landscaped grounds
- In-unit laundry
- Open-concept living
Tags
Property features AI
Finance
- Other: Unfurnished unit
- Financial info: Total monthly fees approximately $461.33; Total annual fees approximately $5,536; Lease restrictions apply
- HOA & community: Monthly HOA fee of $425; Association also has an annual fee component; Association approval required; Association covers pool, maintenance of structures and grounds, management, recreational facilities, trash, and escrow reserves; Community amenities include pool, fitness center, playground, park, tennis courts, basketball court, dog park, sidewalks and street lights; Pets allowed
Exterior
- Parking: Assigned parking; Guest parking
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/High-speed internet available
- Home design: Attached condominium (residential); One story; Second floor unit; Faces northeast; Located in a planned unit development (PUD)
- Construction: Wood siding exterior; Shingle roof; Slab foundation; Built as part of a multi-unit building
- Exterior features: Covered screened patio/porch; Balcony; Sliding doors; Sidewalks; Landscaped; Mature landscaping; Paved roads
Interior
- Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Living room and dining room combo; Thermostat; Smoke detector(s)
- Laundry & utility: Laundry in kitchen; Laundry closet; Inside utility
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath condo listed at $182k.
Deal economics
- At list price, monthly cash flow is $-90 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $166k (8.8% below list).
- Meets the 1% rule at list price ($2k rent vs $182k).
- Recommended offer: $166k (8.8% below list) — sets the bar for cash-flow.
- Cap rate 5.7% vs local median 3.6% in Winter Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#261 in FL, #4,187 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Highlands Elementary School (math 55% / reading 59%, grade C+, #781 of 2,144 statewide, top 38%, 528 students, 60% FRL); South Seminole Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 995 students, 69% FRL); Winter Springs High School (math 43% / reading 55%, grade D, #193 of 667 statewide, top 29%, 2,038 students, 47% FRL) — zoned schools average 59% FRL vs 38% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.6%/yr); 285 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($171k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 11y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 23% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 5.70%
- Cash-on-cash
- -2.12%
- DSCR
- 0.91
- GRM
- 7.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.58% rent growth · sell at horizon
- IRR
- -18.7%
- Equity multiple
- 0.34×
- Total profit
- $-33,771
- Equity at exit
- $27,137
- IRR
- -9.4%
- Equity multiple
- 0.40×
- Total profit
- $-30,752
- Equity at exit
- $15,736
Cash invested: $50,960 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32708
- Rents YoY
- 3.6%
- Active inventory
- 285
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,005 high interval (Pro) →
- Mortgage (P&I)
- −$954
- Tax from tax record
- −$183 /mo · $2,194/yr
- Insurance
- −$76
- HOA
- −$461
- Vacancy / Maint / Mgmt
- −$421
- Net cashflow
- $-90
Break-even live
Sensitivity live
| Price | -10% $13 | -5% $-39 | +0% $-90 | +5% $-142 | +10% $-193 |
|---|---|---|---|---|---|
| Rent | -10% $-249 | -5% $-169 | +0% $-90 | +5% $-11 | +10% $68 |
| Rate | -1.0pp $1 | -0.5pp $-44 | base $-90 | +0.5pp $-137 | +1.0pp $-185 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $45,500
- Closing costs
- $5,460
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 429 Sheoah Blvd #9 Winter Springs, FL | 3.0 | 2.0 | 1187 | $1,900 | $1.60 | 26d | 1 | 0.05mi |
| 80 Moree Loop #9 Winter Springs, FL | 3.0 | 2.0 | 1187 | $1,700 | $1.43 | 0d | 1 | 0.06mi |
| 70 Moree Loop #63 Winter Springs, FL | 2.0 | 1.5 | 1080 | $1,400 | $1.30 | 26d | 1 | 0.08mi |
| 533 Moree Loop Winter Springs, FL | 2.0 | 2.5 | 1452 | $2,300 | $1.58 | 26d | 1 | 0.08mi |
| 300 Sheoah Blvd Winter Springs, FL | 1.0–3.0 | 1.0–2.0 | 1133 | $2,083 | $1.84 | 0d | 12 | 0.23mi |
| 407 Sheoah Blvd #9 Winter Springs, FL | 3.0 | 2.5 | 1400 | $1,750 | $1.25 | 0d | 1 | 0.28mi |
| 644 Cypress Ln Winter Springs, FL | 4.0 | 3.0 | 1462 | $2,420 | $1.66 | 22d | 1 | 0.38mi |
| 105 Keith Ct Winter Springs, FL | 3.0 | 2.5 | 1457 | $2,150 | $1.48 | 4d | 1 | 0.47mi |
| 114 Cory Ln Winter Springs, FL | 2.0 | 2.0 | 1090 | $1,395 | $1.28 | 16d | 1 | 0.69mi |
| 10 N Fairfax Ave Unit 10 Winter Springs, FL | 2.0 | 1.5 | 907 | $1,595 | $1.76 | 13d | 1 | 0.73mi |
| 10 Sheoah Blvd #8 Winter Springs, FL | 2.0 | 1.0 | 972 | $1,650 | $1.70 | 14d | 1 | 0.74mi |
| 317 San Gabriel St Winter Springs, FL | 3.0 | 2.0 | 1100 | $1,900 | $1.73 | 26d | 1 | 0.81mi |
| 1 Laurel Oaks Dr Winter Springs, FL | 1.0–3.0 | 1.0–2.0 | 1030 | $1,832 | $1.78 | 0d | 37 | 0.85mi |
| 420 San Gabriel St Winter Springs, FL | 2.0 | 1.0 | 759 | $1,700 | $2.24 | 26d | 1 | 0.86mi |
| 44 S Cortez Ave Winter Springs, FL | 3.0 | 2.0 | 1320 | $2,395 | $1.81 | 4d | 1 | 0.87mi |
| 44 S Cortez Ave Winter Springs, FL | 3.0 | 2.0 | 1320 | $2,395 | $1.81 | 0d | 1 | 0.87mi |
| 542 Colonnades Cv Casselberry, FL | 2.0 | 2.0 | 840 | $1,775 | $2.11 | 4d | 1 | 0.94mi |
| 411 Edwin St Winter Springs, FL | 4.0 | 1.0 | 1120 | $1,749 | $1.56 | 26d | 1 | 0.95mi |
| 216 Bennett St Winter Springs, FL | 3.0 | 1.0 | 1120 | $1,800 | $1.61 | 26d | 1 | 0.96mi |
| 945 Bryan Ct Longwood, FL | 2.0 | 2.0 | 834 | $1,650 | $1.98 | 22d | 1 | 0.98mi |
| 137 Garden Dr Winter Springs, FL | 2.0 | 1.5 | 900 | $1,515 | $1.68 | 0d | 1 | 0.99mi |
| 133 Garden Dr Winter Springs, FL | 2.0 | 1.5 | 900 | $1,595 | $1.77 | 3d | 1 | 0.99mi |
| 133 Garden Dr Unit 1 Winter Springs, FL | 2.0 | 1.5 | 900 | $1,515 | $1.68 | 0d | 1 | 0.99mi |
| 912 Bryan Ct Longwood, FL | 2.0 | 1.0 | 900 | $1,675 | $1.86 | 7d | 1 | 1.04mi |
| 212 S Cortez Ave Winter Springs, FL | 4.0 | 3.0 | 1300 | $2,400 | $1.85 | 7d | 1 | 1.10mi |
| 714 Eagle Ave Longwood, FL | 3.0 | 2.0 | 1266 | $2,285 | $1.80 | 26d | 1 | 1.15mi |
| 109 N Alderwood St Winter Springs, FL | 3.0 | 2.0 | 1458 | $2,155 | $1.48 | 16d | 1 | 1.20mi |
| 1450 Sunshadow Dr Casselberry, FL | 1.0–2.0 | 1.0–2.0 | 865 | $1,744 | $2.02 | 0d | 10 | 1.21mi |
| 963 N Wayman St Longwood, FL | 3.0 | 2.0 | 1352 | $2,050 | $1.52 | 7d | 1 | 1.27mi |
| 213 S Moss Rd Unit 213 Winter Springs, FL | 2.0 | 1.5 | 930 | $1,495 | $1.61 | 23d | 1 | 1.28mi |
| 213 S Moss Rd Winter Springs, FL | 2.0 | 1.5 | 930 | $1,495 | $1.61 | 26d | 1 | 1.28mi |
| 509 East St Longwood, FL | 3.0 | 2.0 | 1215 | $1,940 | $1.60 | 26d | 1 | 1.29mi |
| 564 N Wayman St Unit 564 Longwood, FL | 2.0 | 1.0 | 800 | $1,600 | $2.00 | 7d | 1 | 1.34mi |
| 226 Panorama Dr Winter Springs, FL | 3.0 | 2.0 | 1100 | $1,750 | $1.59 | 7d | 1 | 1.39mi |
| 118 Sundance Ct Winter Springs, FL | 3.0 | 2.0 | 1161 | $2,149 | $1.85 | 0d | 1 | 1.42mi |
| 620 E Church Ave Longwood, FL | 3.0 | 1.0 | 836 | $1,795 | $2.15 | 26d | 1 | 1.47mi |
HOA detail condo
- Monthly dues
- $461 · $5,532/yr
- Likely covers
- landscapingpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 32 events
-
2026-06-21days on market $182,000 Active 67 DOM
-
2026-06-18days on market $182,000 Active 64 DOM
-
2026-06-17days on market $182,000 Active 63 DOM
-
2026-06-16days on market $182,000 Active 62 DOM
-
2026-06-15days on market $182,000 Active 61 DOM
-
2026-06-13pricedays on market $182,000 Active 59 DOM
-
2026-06-09days on market $187,000 Active 55 DOM
-
2026-06-08days on market $187,000 Active 54 DOM
-
2026-06-07days on market $187,000 Active 53 DOM
-
2026-06-04days on market $187,000 Active 50 DOM
-
2026-06-03days on market $187,000 Active 49 DOM
-
2026-06-02days on market $187,000 Active 48 DOM
-
2026-06-01days on market $187,000 Active 47 DOM
-
2026-05-31days on market $187,000 Active 46 DOM
-
2026-04-15$193,000 Active
-
2026-03-23soldstatus $164,800
-
2022-06-08soldstatus $170,000
-
2022-05-26soldstatus $170,000 Closed 680-char remark
Show marketing remark (680 chars)
BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!
-
2022-05-11status Pending 680-char remark
Show marketing remark (680 chars)
BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!
-
2022-05-10$175,000 Active 680-char remark
Show marketing remark (680 chars)
BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!
-
2017-08-14soldstatus $84,000
-
2017-08-09soldstatus $84,000 Sold 428-char remark
Show marketing remark (428 chars)
Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!
-
2017-07-27status Pending 428-char remark
Show marketing remark (428 chars)
Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!
-
2017-07-24$85,000 Active 428-char remark
Show marketing remark (428 chars)
Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!
-
2015-07-27historical
-
2015-07-24status Active
-
2015-07-22historical
-
2015-06-04status Active
-
2015-04-02status Pending
-
2015-03-16$79,900 Active
-
2002-08-22soldstatus $65,000
-
1978-08-01soldstatus $31,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,194 · $183/mo
- Projected year-2 tax
- $2,194 · $183/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,060
- − Mortgage interest
- −$10,195
- − Property taxes
- −$2,194
- − Insurance
- −$910
- − Repairs & maintenance
- −$1,925
- − Management
- −$1,925
- − HOA
- −$5,532
- − Depreciation
- −$5,295
- Taxable loss
- −$3,915
- Est. tax savings @ 24.0%
- +$940
- After-tax cash flow
- $-142/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seminole
- NCES district ID
- 1201710
- Math proficiency
- 57% ▼ -7.00%
- Reading proficiency
- 61% ▼ -1.00%
- Median HH income
- $58,478
- Composite
- 51.05/100
- National rank
- #1769
- State rank
- #13 of 73 in FL
Livability — Winter Springs
- Score
- 75/100
- State rank
- #261
- US rank
- #4187
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Winter Springs, FL
- County
- Seminole County · 436,154 people
- City population
- 48,965
- Metro
- Orlando-Kissimmee-Sanford, FL
- Population (ZIP)
- 48,965
- Household income
- $93,628
- Rent vs Own
- Severe rent burden
- 1023.0
Population outlook (Seminole County) Hauer SSP2
- Today (2025)
- 515,494 people
- By 2030
- 545,713 · +5.9%
- By 2040
- 598,068 · +16.0%
- By 2050
- 640,663 · +24.3%
- By 2075
- 724,461 · +40.5%
- By 2100
- 755,530 · +46.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Hispanic / Latino 23% Two or more races 11% Black 6% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 12% Cuban 2% Dominican 1%
- Common ancestry
- Lithuanian 3% Slovak 3% Romanian 2%
- Foreign-born
- 11% · Canada, Jamaica, Vietnam
- Languages at home
- 77% English-only · Spanish 15% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Seminole
- 2024 margin
- Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
- 2008→2024 swing
- -0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
- All cycles
- 2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -188.76%
- Current HPI
- 308.2797
- Rent YoY
- ▲ 3.58%
- Metro
- Orlando-Kissimmee-Sanford, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+514.6% since first listed18 events — show timeline
- 2026-04-15 Listed $193,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-23 Sold (Public Records) $164,800 Public Records
- 2022-06-08 Sold (Public Records) $170,000 Public Records
- 2022-05-26 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
- 2022-05-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-05-10 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2017-08-14 Sold (Public Records) $84,000 Public Records
- 2017-08-09 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
- 2017-07-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-07-24 Listed $85,000 Stellar MLS as Distributed by MLS Grid
- 2015-07-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2015-07-24 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-07-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2015-06-04 Relisted — Stellar MLS as Distributed by MLS Grid
- 2015-04-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-03-16 Listed $79,900 Stellar MLS as Distributed by MLS Grid
- 2002-08-22 Sold (Public Records) $65,000 Public Records
- 1978-08-01 Sold (Public Records) $31,400 Public Records
Property tax history
+10.0%/yrLatest (2025): $2,194 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…