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240 Moree Loop #3
D Composite 41.91
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.0/10.0
  • Schools +5.1/10.0
  • Livability +3.8/5.0
  • Rent growth +3.4/5.0
  • DSCR +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$182,000

240 Moree Loop #3 · Winter Springs, FL 32708
3 bd · 2.0 ba · 1,187 sqft · Condo public records · 67 Days on market
Built 1978 $461/mo HOA · 23% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!

Key facts

  • Landscaped grounds
  • In-unit laundry
  • Open-concept living

Tags

LANDSCAPED GROUNDSOPEN-CONCEPT LIVINGLARGE SCREENED BALCONYPEACEFUL GARDEN VIEWSSTAINLESS STEEL APPLIANCESIN-UNIT LAUNDRY

Property features AI

Finance

  • Other: Unfurnished unit
  • Financial info: Total monthly fees approximately $461.33; Total annual fees approximately $5,536; Lease restrictions apply
  • HOA & community: Monthly HOA fee of $425; Association also has an annual fee component; Association approval required; Association covers pool, maintenance of structures and grounds, management, recreational facilities, trash, and escrow reserves; Community amenities include pool, fitness center, playground, park, tennis courts, basketball court, dog park, sidewalks and street lights; Pets allowed

Exterior

  • Parking: Assigned parking; Guest parking
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/High-speed internet available
  • Home design: Attached condominium (residential); One story; Second floor unit; Faces northeast; Located in a planned unit development (PUD)
  • Construction: Wood siding exterior; Shingle roof; Slab foundation; Built as part of a multi-unit building
  • Exterior features: Covered screened patio/porch; Balcony; Sliding doors; Sidewalks; Landscaped; Mature landscaping; Paved roads

Interior

  • Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Living room and dining room combo; Thermostat; Smoke detector(s)
  • Laundry & utility: Laundry in kitchen; Laundry closet; Inside utility

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath condo listed at $182k.

Deal economics

  • At list price, monthly cash flow is $-90 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $166k (8.8% below list).
  • Meets the 1% rule at list price ($2k rent vs $182k).
  • Recommended offer: $166k (8.8% below list) — sets the bar for cash-flow.
  • Cap rate 5.7% vs local median 3.6% in Winter Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#261 in FL, #4,187 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Seminole (suburban): math 57% / reading 61% proficiency, ranked #13 of 73 in FL (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Highlands Elementary School (math 55% / reading 59%, grade C+, #781 of 2,144 statewide, top 38%, 528 students, 60% FRL); South Seminole Middle School (math 53% / reading 50%, grade C, #232 of 571 statewide, top 41%, 995 students, 69% FRL); Winter Springs High School (math 43% / reading 55%, grade D, #193 of 667 statewide, top 29%, 2,038 students, 47% FRL) — zoned schools average 59% FRL vs 38% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.6%/yr); 285 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,979 units permitted in Seminole County in 2024 (1,191 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Seminole County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($171k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 11y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $166,074 (8.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.10%
Cap rate
5.70%
Cash-on-cash
-2.12%
DSCR
0.91
GRM
7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.58% rent growth · sell at horizon

5-year hold
IRR
-18.7%
Equity multiple
0.34×
Total profit
$-33,771
Equity at exit
$27,137
10-year hold
IRR
-9.4%
Equity multiple
0.40×
Total profit
$-30,752
Equity at exit
$15,736

Cash invested: $50,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32708

Rents YoY
3.6%
Active inventory
285
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,005 high interval (Pro) →
Mortgage (P&I)
$954
Tax from tax record
$183 /mo · $2,194/yr
Insurance
$76
HOA
$461
Vacancy / Maint / Mgmt
$421
Net cashflow
$-90

Break-even live

Break-even rent $2,119
Max offer price $166,074
Occupancy floor 100%

Sensitivity live

Price -10% $13 -5% $-39 +0% $-90 +5% $-142 +10% $-193
Rent -10% $-249 -5% $-169 +0% $-90 +5% $-11 +10% $68
Rate -1.0pp $1 -0.5pp $-44 base $-90 +0.5pp $-137 +1.0pp $-185

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,500
Closing costs
$5,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
429 Sheoah Blvd #9 Winter Springs, FL 3.0 2.0 1187 $1,900 $1.60 26d 1 0.05mi
80 Moree Loop #9 Winter Springs, FL 3.0 2.0 1187 $1,700 $1.43 0d 1 0.06mi
70 Moree Loop #63 Winter Springs, FL 2.0 1.5 1080 $1,400 $1.30 26d 1 0.08mi
533 Moree Loop Winter Springs, FL 2.0 2.5 1452 $2,300 $1.58 26d 1 0.08mi
300 Sheoah Blvd Winter Springs, FL 1.0–3.0 1.0–2.0 1133 $2,083 $1.84 0d 12 0.23mi
407 Sheoah Blvd #9 Winter Springs, FL 3.0 2.5 1400 $1,750 $1.25 0d 1 0.28mi
644 Cypress Ln Winter Springs, FL 4.0 3.0 1462 $2,420 $1.66 22d 1 0.38mi
105 Keith Ct Winter Springs, FL 3.0 2.5 1457 $2,150 $1.48 4d 1 0.47mi
114 Cory Ln Winter Springs, FL 2.0 2.0 1090 $1,395 $1.28 16d 1 0.69mi
10 N Fairfax Ave Unit 10 Winter Springs, FL 2.0 1.5 907 $1,595 $1.76 13d 1 0.73mi
10 Sheoah Blvd #8 Winter Springs, FL 2.0 1.0 972 $1,650 $1.70 14d 1 0.74mi
317 San Gabriel St Winter Springs, FL 3.0 2.0 1100 $1,900 $1.73 26d 1 0.81mi
1 Laurel Oaks Dr Winter Springs, FL 1.0–3.0 1.0–2.0 1030 $1,832 $1.78 0d 37 0.85mi
420 San Gabriel St Winter Springs, FL 2.0 1.0 759 $1,700 $2.24 26d 1 0.86mi
44 S Cortez Ave Winter Springs, FL 3.0 2.0 1320 $2,395 $1.81 4d 1 0.87mi
44 S Cortez Ave Winter Springs, FL 3.0 2.0 1320 $2,395 $1.81 0d 1 0.87mi
542 Colonnades Cv Casselberry, FL 2.0 2.0 840 $1,775 $2.11 4d 1 0.94mi
411 Edwin St Winter Springs, FL 4.0 1.0 1120 $1,749 $1.56 26d 1 0.95mi
216 Bennett St Winter Springs, FL 3.0 1.0 1120 $1,800 $1.61 26d 1 0.96mi
945 Bryan Ct Longwood, FL 2.0 2.0 834 $1,650 $1.98 22d 1 0.98mi
137 Garden Dr Winter Springs, FL 2.0 1.5 900 $1,515 $1.68 0d 1 0.99mi
133 Garden Dr Winter Springs, FL 2.0 1.5 900 $1,595 $1.77 3d 1 0.99mi
133 Garden Dr Unit 1 Winter Springs, FL 2.0 1.5 900 $1,515 $1.68 0d 1 0.99mi
912 Bryan Ct Longwood, FL 2.0 1.0 900 $1,675 $1.86 7d 1 1.04mi
212 S Cortez Ave Winter Springs, FL 4.0 3.0 1300 $2,400 $1.85 7d 1 1.10mi
714 Eagle Ave Longwood, FL 3.0 2.0 1266 $2,285 $1.80 26d 1 1.15mi
109 N Alderwood St Winter Springs, FL 3.0 2.0 1458 $2,155 $1.48 16d 1 1.20mi
1450 Sunshadow Dr Casselberry, FL 1.0–2.0 1.0–2.0 865 $1,744 $2.02 0d 10 1.21mi
963 N Wayman St Longwood, FL 3.0 2.0 1352 $2,050 $1.52 7d 1 1.27mi
213 S Moss Rd Unit 213 Winter Springs, FL 2.0 1.5 930 $1,495 $1.61 23d 1 1.28mi
213 S Moss Rd Winter Springs, FL 2.0 1.5 930 $1,495 $1.61 26d 1 1.28mi
509 East St Longwood, FL 3.0 2.0 1215 $1,940 $1.60 26d 1 1.29mi
564 N Wayman St Unit 564 Longwood, FL 2.0 1.0 800 $1,600 $2.00 7d 1 1.34mi
226 Panorama Dr Winter Springs, FL 3.0 2.0 1100 $1,750 $1.59 7d 1 1.39mi
118 Sundance Ct Winter Springs, FL 3.0 2.0 1161 $2,149 $1.85 0d 1 1.42mi
620 E Church Ave Longwood, FL 3.0 1.0 836 $1,795 $2.15 26d 1 1.47mi

HOA detail condo

Monthly dues
$461 · $5,532/yr
Likely covers
landscapingpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 32 events

  1. 2026-06-21
    days on market $182,000 Active 67 DOM
  2. 2026-06-18
    days on market $182,000 Active 64 DOM
  3. 2026-06-17
    days on market $182,000 Active 63 DOM
  4. 2026-06-16
    days on market $182,000 Active 62 DOM
  5. 2026-06-15
    days on market $182,000 Active 61 DOM
  6. 2026-06-13
    pricedays on market $182,000 Active 59 DOM
  7. 2026-06-09
    days on market $187,000 Active 55 DOM
  8. 2026-06-08
    days on market $187,000 Active 54 DOM
  9. 2026-06-07
    days on market $187,000 Active 53 DOM
  10. 2026-06-04
    days on market $187,000 Active 50 DOM
  11. 2026-06-03
    days on market $187,000 Active 49 DOM
  12. 2026-06-02
    days on market $187,000 Active 48 DOM
  13. 2026-06-01
    days on market $187,000 Active 47 DOM
  14. 2026-05-31
    days on market $187,000 Active 46 DOM
  15. 2026-04-15
    listed $193,000 Active
  16. 2026-03-23
    soldstatus $164,800
  17. 2022-06-08
    soldstatus $170,000
  18. 2022-05-26
    soldstatus $170,000 Closed 680-char remark
    Show marketing remark (680 chars)

    BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!

  19. 2022-05-11
    status Pending 680-char remark
    Show marketing remark (680 chars)

    BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!

  20. 2022-05-10
    listed $175,000 Active 680-char remark
    Show marketing remark (680 chars)

    BEAUTIFUL 3 BEDROOM 2 BATHROOM CONDO IN WINTER SPRINGS. HOME READY TO MOVE IN. CONDO IS UPSTAIRS CORNER UNIT. KITCHEN HAS NEWER APPLIANCES AND RECENTLY UPDATED. HAS WASHER AND DRYER, REFRIGERATOR RANGE AND DISHWASHER. KITCHEN AND BOTH BATHROOMS ARE TILED. EVERYWHERE ELSE IS LAMINATE FLOORING. BATHROOMS HAVE BEEN UPDATED ALSO. GREAT FOR THE FIRST TIME BUYER OR INVESTOR. BUYERS MUST BE APPROVED BY THE COA. COMMUNITY HAS LOTS OF AMENITIES AND CLOSE TO SHOPPING AND 30 MINUTES TO DISNEY. AMENTIES ALSO INCLUDE COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL 4 DIFFERENT PLAYGROUNDS PLUS A LAKE WITH A PAVILLION. BUYERS MUST VERFY ROOM SIZES, A MUST SEE!!!!!

  21. 2017-08-14
    soldstatus $84,000
  22. 2017-08-09
    soldstatus $84,000 Sold 428-char remark
    Show marketing remark (428 chars)

    Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!

  23. 2017-07-27
    status Pending 428-char remark
    Show marketing remark (428 chars)

    Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!

  24. 2017-07-24
    listed $85,000 Active 428-char remark
    Show marketing remark (428 chars)

    Live in Baytree Village in the Highlands at a great price! Adorable 2nd floor end unit with 3 BEDROOMS and 2 FULL BATHS has WOOD LAMINATE flooring, FRESH PAINT, neutral carpet, large GREAT ROOM and screen enclosed BALCONY. You'll enjoy so many amenities in this great community: COMMUNITY POOL, TENNIS COURTS, NATURE TRAILS, VOLLEYBALL, BASKETBALL, 4 PLAYGROUNDS AND A LAKE WITH A PAVILLION. Come and see before it's too late!

  25. 2015-07-27
    historical
  26. 2015-07-24
    status Active
  27. 2015-07-22
    historical
  28. 2015-06-04
    status Active
  29. 2015-04-02
    status Pending
  30. 2015-03-16
    listed $79,900 Active
  31. 2002-08-22
    soldstatus $65,000
  32. 1978-08-01
    soldstatus $31,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,194 · $183/mo
Projected year-2 tax
$2,194 · $183/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,060
− Mortgage interest
−$10,195
− Property taxes
−$2,194
− Insurance
−$910
− Repairs & maintenance
−$1,925
− Management
−$1,925
− HOA
−$5,532
− Depreciation
−$5,295
Taxable loss
−$3,915
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$940
After-tax cash flow
$-142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seminole
NCES district ID
1201710
Math proficiency
57% ▼ -7.00%
Reading proficiency
61% ▼ -1.00%
Median HH income
$58,478
Composite
51.05/100
National rank
#1769
State rank
#13 of 73 in FL

Livability — Winter Springs

Score
75/100
State rank
#261
US rank
#4187

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment A Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Winter Springs, FL
County
Seminole County · 436,154 people
City population
48,965
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
48,965
Household income
$93,628
Rent vs Own
24.8% rent · 75.2% own
Severe rent burden
1023.0

Population outlook (Seminole County) Hauer SSP2

Today (2025)
515,494 people
By 2030
545,713 · +5.9%
By 2040
598,068 · +16.0%
By 2050
640,663 · +24.3%
By 2075
724,461 · +40.5%
By 2100
755,530 · +46.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 23% Two or more races 11% Black 6% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 12% Cuban 2% Dominican 1%
Common ancestry
Lithuanian 3% Slovak 3% Romanian 2%
Foreign-born
11% · Canada, Jamaica, Vietnam
Languages at home
77% English-only · Spanish 15% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Seminole

2024 margin
Toss-up / Even · D 47.6% · R 51.1% · Other 1.3%
2008→2024 swing
-0.8pp no change · 2008: -2.8pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.8 2016: R+1.6 2012: R+6.5 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -188.76%
Current HPI
308.2797
Rent YoY
▲ 3.58%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+514.6% since first listed
18 events — show timeline
  • 2026-04-15 Listed $193,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-23 Sold (Public Records) $164,800 Public Records
  • 2022-06-08 Sold (Public Records) $170,000 Public Records
  • 2022-05-26 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
  • 2022-05-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-05-10 Listed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2017-08-14 Sold (Public Records) $84,000 Public Records
  • 2017-08-09 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
  • 2017-07-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-07-24 Listed $85,000 Stellar MLS as Distributed by MLS Grid
  • 2015-07-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2015-07-24 Relisted Stellar MLS as Distributed by MLS Grid
  • 2015-07-22 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2015-06-04 Relisted Stellar MLS as Distributed by MLS Grid
  • 2015-04-02 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-03-16 Listed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2002-08-22 Sold (Public Records) $65,000 Public Records
  • 1978-08-01 Sold (Public Records) $31,400 Public Records

Property tax history

+10.0%/yr

Latest (2025): $2,194 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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