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7591 Deercreek Dr
D+ Composite 48.06
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +9.8/30.0
  • Schools +6.0/10.0
  • 1% rule +4.6/10.0
  • Livability +4.0/5.0
  • Rent growth +3.3/5.0
  • DSCR +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$250,000

7591 Deercreek Dr · Columbus, OH 43085
4 bd · 2.5 ba · 2,092 sqft · SingleFamily public records · 29 Days on market
Built 1980 8,276 sqft lot Est $431k · 42% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ORIGINAL OWNER CUSTOM BUILT & UPDATED, NEW ROOF, WINDOWS & CARPET. FRESHLY PAINTED LRG EAT-IN KITCHEN W/ NEWER APPLS. FAMILY RM W/ BRICK FPLC & BUILT-INS. 1ST FLR LAUNDRY. HUGE FULL BSMT READY FINISH. PRIVATE FENCED YRD W/ BEAUTIFUL INGRND POOL W/ NEW $4000 LINER. AGENT RELATED TO SELLER. SNOWBLOWER INCLUDED WITH THIS HOME

Key facts

  • New gutters
  • In ground pool
  • New roof

Tags

FULLY FENCED BACK YARDIN GROUND POOLNEW ROOFNEW WINDOWSNEW GARAGE DOORNEW GUTTERS

Property features AI

Finance

  • HOA & community: Sidewalks in the community

Exterior

  • Parking: Attached garage with garage door opener (2-car)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Two levels; Built in 1980; No shared/common walls
  • Construction: Block foundation
  • Exterior features: Patio; Fenced yard; Inground pool

Interior

  • Flooring: Stone flooring; Laminate flooring; Carpet
  • Bathrooms: Two full bathrooms and one half bathroom (total 2.5)
  • Heating & cooling: Central air conditioning
  • Interior features: Insulated windows throughout; Wood-burning fireplace (1); Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-161 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (11.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (3.9% below list).
  • Recommended offer: $222k (11.4% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
  • Worthington City (suburban): math 65% / reading 71% proficiency, ranked #144 of 656 in OH (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.4%/yr); 67 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $205k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
Recommended offer $221,573 (11.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
5.52%
Cash-on-cash
-2.76%
DSCR
0.88
GRM
8.7

CMA / ARV

ARV (on-the-fly)
$430,952
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1378 Boswall Dr 0.45mi 4/2.5 2,174 (+4%) 6mo $424,000 $195 67
698 Lawson Dr 0.44mi 3/1.5 (-1) 2,028 (-3%) 1mo $419,900 $207 65
7940 Schoolside Dr 0.52mi 3/3.0 (-1) 2,100 (+0%) 6mo $390,000 $186 64
7811 Worthington Trace Ln 0.73mi 4/2.5 2,100 (+0%) 4mo $457,500 $218 62
1095 Belle Meade Pl 0.48mi 4/3.5 1,968 (-6%) 3mo $405,000 $206 61
7852 Heathcock Ct 0.47mi 4/2.5 1,847 (-12%) 2mo $410,000 $222 56
7916 Sudeley Ct 0.64mi 4/2.5 1,940 (-7%) 6mo $437,900 $226 53
1212 Tillicum Dr 0.45mi 3/2.5 (-1) 1,816 (-13%) 1mo $370,000 $204 51
174 Crowles Ave 0.74mi 4/2.5 2,309 (+10%) 1mo $345,000 $149 48
1138 Welwyn Dr 0.65mi 4/2.5 2,391 (+14%) 1mo $475,000 $199 45
1263 Freshman Dr 0.55mi 3/3.0 (-1) 2,342 (+12%) 3mo $365,000 $156 45
1184 Stroud Ct 0.61mi 4/2.5 1,833 (-12%) 8mo $389,000 $212 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.37% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.29×
Total profit
$-49,622
Equity at exit
$37,276
10-year hold
IRR
-12.2%
Equity multiple
0.26×
Total profit
$-51,719
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43085

Rents YoY
3.4%
Active inventory
67
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$2,403 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$644 /mo · $7,730/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$505
Net cashflow
$-161

Break-even live

Break-even rent $2,607
Max offer price $221,573
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1213 Tillicum Dr Columbus, OH 3.0 2.0 1492 $2,400 $1.61 1d 1 0.47mi
1263 Freshman Dr Westerville, OH 3.0 3.0 2342 $2,526 $1.08 21d 1 0.59mi
8308 Talia Ct Westerville, OH 3.0 2.5 2006 $2,300 $1.15 43d 1 1.33mi

Listing history 22 events

  1. 2026-06-17
    status $250,000 Pending 29 DOM
  2. 2026-06-17
    days on market $250,000 Active 29 DOM
  3. 2026-06-16
    days on market $250,000 Active 28 DOM
  4. 2026-06-15
    days on market $250,000 Active 27 DOM
  5. 2026-06-13
    days on market $250,000 Active 25 DOM
  6. 2026-06-09
    days on market $250,000 Active 21 DOM
  7. 2026-06-08
    days on market $250,000 Active 20 DOM
  8. 2026-06-07
    days on market $250,000 Active 19 DOM
  9. 2026-06-03
    days on market $250,000 Active 15 DOM
  10. 2026-06-02
    days on market $250,000 Active 14 DOM
  11. 2026-06-01
    days on market $250,000 Active 13 DOM
  12. 2026-05-31
    days on market $250,000 Active 12 DOM
  13. 2026-05-19
    listed $250,000 Active
  14. 2009-06-15
    soldstatus $205,000
  15. 2009-06-05
    soldstatus $205,000 342-char remark
    Show marketing remark (342 chars)

    ORIGINAL OWNER CUSTOM BUILT & UPDATED, NEW ROOF, WINDOWS & CARPET. FRESHLY PAINTED LRG EAT-IN KITCHEN W/ NEWER APPLS. FAMILY RM W/ BRICK FPLC & BUILT-INS. 1ST FLR LAUNDRY. HUGE FULL BSMT READY FINISH. PRIVATE FENCED YRD W/ BEAUTIFUL INGRND POOL W/ NEW $4000 LINER. AGENT RELATED TO SELLER. SNOWBLOWER INCLUDED WITH THIS HOME

  16. 2009-05-16
    historical 342-char remark
    Show marketing remark (342 chars)

    ORIGINAL OWNER CUSTOM BUILT & UPDATED, NEW ROOF, WINDOWS & CARPET. FRESHLY PAINTED LRG EAT-IN KITCHEN W/ NEWER APPLS. FAMILY RM W/ BRICK FPLC & BUILT-INS. 1ST FLR LAUNDRY. HUGE FULL BSMT READY FINISH. PRIVATE FENCED YRD W/ BEAUTIFUL INGRND POOL W/ NEW $4000 LINER. AGENT RELATED TO SELLER. SNOWBLOWER INCLUDED WITH THIS HOME

  17. 2009-01-05
    listed $210,000 342-char remark
    Show marketing remark (342 chars)

    ORIGINAL OWNER CUSTOM BUILT & UPDATED, NEW ROOF, WINDOWS & CARPET. FRESHLY PAINTED LRG EAT-IN KITCHEN W/ NEWER APPLS. FAMILY RM W/ BRICK FPLC & BUILT-INS. 1ST FLR LAUNDRY. HUGE FULL BSMT READY FINISH. PRIVATE FENCED YRD W/ BEAUTIFUL INGRND POOL W/ NEW $4000 LINER. AGENT RELATED TO SELLER. SNOWBLOWER INCLUDED WITH THIS HOME

  18. 2008-11-18
    historical
  19. 2008-04-24
    listed $218,000
  20. 1997-08-25
    historical
  21. 1997-05-28
    listed $164,900
  22. 1980-06-01
    soldstatus $17,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$7,730 · $644/mo
Projected year-2 tax
$7,730 · $644/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,837
− Mortgage interest
−$14,004
− Property taxes
−$7,730
− Insurance
−$1,250
− Repairs & maintenance
−$2,307
− Management
−$2,307
− Depreciation
−$7,273
Taxable loss
−$6,033
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,448
After-tax cash flow
$-483/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Worthington City
NCES district ID
3904513
Math proficiency
65% ▼ -10.00%
Reading proficiency
71% ▼ -4.00%
Median HH income
$74,375
Composite
60.02/100
National rank
#873
State rank
#144 of 656 in OH

Livability — Columbus

Score
81/100
State rank
#97
US rank
#1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, OH
County
Franklin County · 1,351,780 people
City population
612,189
Metro
Columbus, OH
Population (ZIP)
26,601
Household income
$112,517
Rent vs Own
29.5% rent · 70.5% own
Severe rent burden
676.0

Population outlook (Franklin County) Hauer SSP2

Today (2025)
1,456,139 people
By 2030
1,556,890 · +6.9%
By 2040
1,757,349 · +20.7%
By 2050
1,950,539 · +34.0%
By 2075
2,376,171 · +63.2%
By 2100
2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 10% Two or more races 8% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
90% English-only · Spanish 6% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Franklin

2024 margin
Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
2008→2024 swing
+7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
All cycles
2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -335.29%
Current HPI
280.1823
Rent YoY
▲ 3.37%
Metro
Columbus, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+1370.6% since first listed
10 events — show timeline
  • 2026-05-19 Listed $250,000 CBRMLS
  • 2009-06-15 Sold (Public Records) $205,000 Public Records
  • 2009-06-05 Sold (MLS) $205,000 CBRMLS
  • 2009-05-16 Listing Removed CBRMLS
  • 2009-01-05 Listed $210,000 CBRMLS
  • 2008-11-18 Listing Removed CBRMLS
  • 2008-04-24 Listed $218,000 CBRMLS
  • 1997-08-25 Listing Removed CBRMLS
  • 1997-05-28 Listed $164,900 CBRMLS
  • 1980-06-01 Sold (Public Records) $17,000 Public Records

Property tax history

+4.7%/yr

Latest (2024): $7,730 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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