CashFlowRE
Sign in Sign up
153 Caribbean Village Dr
C- Composite 50.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.4/30.0
  • 1% rule +4.5/10.0
  • DSCR +4.4/10.0
  • Schools +4.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$256,500

153 Caribbean Village Dr · Port Wentworth, GA 31312
3 bd · 2.5 ba · 2,193 sqft · SingleFamily public records · 16 Days on market
Built 2017 8,712 sqft lot Est $401k · 36% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Two Story home within the desirable Park West community. Open kitchen design with a large family room that flows to your fenced back yard. All bedrooms are upstairs. Located just a short walk from amazing resort like community amenities, you’ll enjoy access to a pool, clubhouse, fitness center, tennis courts, playground and more! Park West is conveniently situated near South Effingham schools, I-95, Savannah International Airport, shopping, and attractions.

Key facts

  • Fitness center
  • Fenced back yard
  • Clubhouse

Tags

OPEN KITCHEN DESIGNFENCED BACK YARDCOMMUNITY AMENITIESPOOLCLUBHOUSEFITNESS CENTER

Property features AI

Finance

  • HOA & community: Located in Park West Ph Iiia subdivision

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; 2 stories
  • Construction: Brick construction
  • Exterior features: Property has a view; Underground utilities

Interior

  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Electric water heater
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $256k.

Deal economics

  • At list price, monthly cash flow is $52 ($621/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (5.2% below list).
  • Recommended offer: $243k (5.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.1% in Port Wentworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#173 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, crime A-; Watch: schools F, amenities F, commute F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 399 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($253k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $243,203 (5.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
6.53%
Cash-on-cash
0.86%
DSCR
1.04
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$401,319
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
265 Caribbean Village Dr 0.66mi 4/2.5 (+1) 2,193 (0%) 4mo $339,900 $155 61
201 Brookline Dr 0.70mi 4/2.5 (+1) 2,116 (-4%) 2mo $423,095 $200 55
188 Brookline Dr 0.73mi 4/2.5 (+1) 2,116 (-4%) 3mo $389,034 $184 53
174 Brookline Dr 0.72mi 4/2.5 (+1) 2,116 (-4%) 8mo $386,344 $183 49
116 Peabody St 0.66mi 4/2.5 (+1) 2,005 (-9%) 3mo $355,000 $177 48
187 Brookline Dr 0.70mi 3/3.5 2,401 (+10%) 2mo $438,700 $183 46
206 Brookline Dr 0.67mi 3/3.5 2,401 (+10%) 4mo $435,412 $181 45
184 Brookline Dr 0.73mi 4/2.5 (+1) 2,005 (-9%) 2mo $392,598 $196 45
123 Cotton Bluff Ct 0.58mi 4/2.5 (+1) 2,505 (+14%) 1mo $330,000 $132 44
189 Brookline Dr 0.70mi 4/2.5 (+1) 2,005 (-9%) 6mo $355,000 $177 43
190 Brookline Dr 0.73mi 3/3.5 2,389 (+9%) 8mo $379,000 $159 41
160 Brookline Dr 0.69mi 4/2.5 (+1) 1,870 (-15%) 8mo $396,893 $212 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.9%
Equity multiple
0.47×
Total profit
$-38,174
Equity at exit
$38,245
10-year hold
IRR
-6.2%
Equity multiple
0.60×
Total profit
$-28,609
Equity at exit
$22,177

Cash invested: $71,820 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
399
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,432 high interval (Pro) →
Mortgage (P&I)
$1,345
Tax from tax record
$418 /mo · $5,011/yr
Insurance
$107
HOA
$0
Vacancy / Maint / Mgmt
$511
Net cashflow
$52

Break-even live

Break-even rent $2,367
Max offer price $256,500
Occupancy floor 93%

Sensitivity live

Price -10% $197 -5% $124 +0% $52 +5% $-21 +10% $-93
Rent -10% $-140 -5% $-44 +0% $52 +5% $148 +10% $244
Rate -1.0pp $181 -0.5pp $117 base $52 +0.5pp $-15 +1.0pp $-82

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,125
Closing costs
$7,695
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
105 Creekside Blvd Guyton, GA 3.0–4.0 2.0–2.5 1698 $2,199 $1.29 14d 15 0.63mi
109 Fenway St Savannah, GA 4.0 2.0 2005 $2,450 $1.22 22d 1 0.66mi
30 Ashmont St Savannah, GA 4.0 2.5 2005 $2,800 $1.40 14d 1 0.67mi
116 Peabody St Savannah, GA 4.0 2.5 2005 $2,500 $1.25 14d 1 0.67mi
33 Ashmont St Savannah, GA 4.0 2.5 2004 $2,450 $1.22 22d 1 0.69mi
134 Brookline Dr Savannah, GA 4.0 2.5 2466 $2,600 $1.05 14d 1 0.78mi
122 Cromer St Savannah, GA 3.0 2.5 1464 $1,950 $1.33 14d 1 0.92mi
120 Cromer St Savannah, GA 3.0 2.5 1468 $1,950 $1.33 14d 1 0.93mi
118 Orkney Rd Savannah, GA 3.0 2.5 1415 $2,000 $1.41 44d 1 0.94mi
250 Goodleigh Cir Savannah, GA 3.0 2.5 1791 $2,087 $1.17 14d 5 0.94mi
154 Brickhill Cir Savannah, GA 3.0 2.0 1489 $2,050 $1.38 24d 1 1.39mi
196 Brickhill Cir Savannah, GA 4.0 2.5 2831 $2,650 $0.94 24d 1 1.40mi
190 Brickhill Cir Savannah, GA 3.0 2.0 1843 $2,250 $1.22 44d 1 1.43mi
185 Brickhill Cir Savannah, GA 4.0 3.0 2065 $2,500 $1.21 44d 1 1.45mi

Listing history 13 events

  1. 2026-06-18
    days on market $256,500 Active 16 DOM
  2. 2026-06-17
    days on market $256,500 Active 15 DOM
  3. 2026-06-16
    days on market $256,500 Active 14 DOM
  4. 2026-06-15
    days on market $256,500 Active 13 DOM
  5. 2026-06-14
    days on market $256,500 Active 11 DOM
  6. 2026-06-13
    days on market $256,500 Active 10 DOM
  7. 2026-06-10
    days on market $256,500 Active 8 DOM
  8. 2026-06-09
    days on market $256,500 Active 7 DOM
  9. 2026-06-08
    days on market $256,500 Active 6 DOM
  10. 2026-06-07
    days on market $256,500 Active 5 DOM
  11. 2026-06-05
    days on market $256,500 Active 2 DOM
  12. 2026-06-03
    remarks 461-char remark
  13. 2026-06-03
    listed $256,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$5,011 · $418/mo
Projected year-2 tax
$5,011 · $418/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,184
− Mortgage interest
−$14,368
− Property taxes
−$5,011
− Insurance
−$1,282
− Repairs & maintenance
−$2,335
− Management
−$2,335
− Depreciation
−$7,462
Taxable loss
−$3,609
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$866
After-tax cash flow
$1,487/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA

Livability — Port Wentworth

Score
67/100
State rank
#173
US rank
#10910

Category grades

Amenities F Commute F Cost of living A Crime A- Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 68,439 people
City population
24,893
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
97.0

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.77%
Current HPI
205.9899
Rent YoY
Metro
Savannah, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-01 Listed $256,500 Hive MLS

Property tax history

+41.0%/yr

Latest (2025): $5,011 · +6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…