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6058 National Blvd Ave #318
F Composite 30.65
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Appreciation +4.5/10.0
  • Rent growth +3.2/5.0
  • 1% rule +2.9/10.0
  • Cash flow +2.5/30.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +0.0/10.0

$311,846

6058 National Blvd Ave #318 · Ave Maria, FL 34142
2 bd · 2.0 ba · 1,301 sqft · Condo public records · 97 Days on market
Built 2021

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Former Model – Largest Floor Plan | Never Lived In | Deeded Golf Membership | Fully Furnished & decorated! Welcome to 6058 National Blvd #318, a stunning, never-lived-in former model home featuring the largest single-story condo floor plan in the community—offered fully furnished and complete with a deeded golf membership in the highly sought-after National Golf & Country Club at Ave Maria. This spacious and stylish residence offers 2 bedrooms plus a den (ideal as a third bedroom, home office, or flex space), 2 full bathrooms, and a bright, open-concept layout perfect for both entertaining and relaxed everyday living. The modern kitchen opens to a dedicated dining ar

Key facts

  • Built 2021

Property features AI

Finance

  • HOA & community: Building fitness center

Exterior

  • Home design: Condo
  • Construction: Living area approximately 1301

Interior

  • Kitchen: Dishwasher
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Air conditioning
  • Interior features: Furnished; 3 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $312k.

Deal economics

  • At list price, monthly cash flow is $-1k ($-13k/yr) — negative.
  • To cash-flow at today's rent, offer at most $281k (9.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (21.1% below list).
  • Recommended offer: $246k (21.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 453 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
  • At $2,460/mo this rent would consume 47% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 97 days — a 9% lower offer ($284k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 35% of rent.
Recommended offer $245,981 (21.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.79%
Cap rate
2.15%
Cash-on-cash
-14.80%
DSCR
0.34
GRM
10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.05% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
-0.06×
Total profit
$-92,298
Equity at exit
$74,555
10-year hold
IRR
-19.3%
Equity multiple
-0.63×
Total profit
$-142,179
Equity at exit
$77,675

Cash invested: $87,317 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34142

Home prices YoY
-0.5%
Rents YoY
3.0%
Active inventory
453
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,460 medium interval (Pro) →
Mortgage (P&I)
$1,635
Tax est. 1.5%
$390 /mo · $4,678/yr
Insurance
$130
HOA est. from 1 same-building comp
$865
Vacancy / Maint / Mgmt
$517
Net cashflow
$-1,077

Break-even live

Break-even rent $3,823
Max offer price $156,024
Occupancy floor

Sensitivity live

Price -10% $-861 -5% $-969 +0% $-1,077 +5% $-1,185 +10% $-1,292
Rent -10% $-1,271 -5% $-1,174 +0% $-1,077 +5% $-980 +10% $-883
Rate -1.0pp $-920 -0.5pp $-998 base $-1,077 +0.5pp $-1,158 +1.0pp $-1,240

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$77,962
Closing costs
$9,355
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6058 National Blvd #335 Ave Maria, FL 2.0 2.0 1120 $5,795 $5.17 15d 1 0.01mi
6058 National Blvd Ave Maria, FL 2.0–3.0 2.0 1210 $2,995 $2.47 25d 2 0.01mi
6058 National Blvd #343 Ave Maria, FL 2.0 2.0 1194 $4,000 $3.35 25d 1 0.02mi
6023 Ellerston Way #1823 Ave Maria, FL 3.0 2.0 1695 $2,995 $1.77 25d 1 0.06mi
6046 National Blvd Ave Maria, FL 2.0 2.0 1154 $4,395 $3.81 25d 2 0.08mi
6082 National Blvd Ave Maria, FL 2.0 2.0 1366 $4,145 $3.03 25d 2 0.09mi
6034 National Blvd Ave Maria, FL 2.0 2.0 1137 $4,046 $3.56 15d 3 0.12mi
6036 Ellerston WAY #1311 Ave Maria, FL 3.0 2.0 1741 $4,490 $2.58 25d 1 0.24mi
5651 Double Eagle Cir #4316 Ave Maria, FL 2.0 2.0 1154 $5,495 $4.76 25d 1 0.24mi
5651 Double Eagle Cir #4338 Ave Maria, FL 2.0 2.0 1301 $6,295 $4.84 25d 1 0.24mi
5629 Double Eagle Cir #4218 Ave Maria, FL 3.0 2.0 1301 $6,295 $4.84 25d 1 0.24mi
6039 Ellerston WAY #2017 Ave Maria, FL 2.0 2.0 1355 $6,295 $4.65 25d 1 0.24mi
5835 Double Eagle CIR #4714 Ave Maria, FL 2.0 2.0 1120 $1,895 $1.69 25d 1 0.24mi
5629 Double Eagle Cir #4223 Ave Maria, FL 2.0 2.0 1154 $2,395 $2.08 25d 1 0.24mi
5445 Double Eagle Cir #3011 Ave Maria, FL 2.0 2.0 1569 $2,495 $1.59 25d 1 0.24mi
5715 Double Eagle Cir #4416 Ave Maria, FL 2.0 2.0 1154 $2,100 $1.82 25d 1 0.24mi
5704 Melbourne Ct #6712 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 25d 1 0.24mi
5629 Double Eagle Cir #4217 Ave Maria, FL 2.0 2.0 1154 $5,795 $5.02 25d 1 0.24mi
5835 Double Eagle Cir #4726 Ave Maria, FL 2.0 2.0 1154 $2,095 $1.82 15d 1 0.24mi
5710 Melbourne Ct #6511 Ave Maria, FL 3.0 2.0 1741 $7,295 $4.19 25d 1 0.24mi
5909 Berwick Ln Ave Maria, FL 2.0 2.0 1850 $10,995 $5.94 25d 1 0.25mi
6011 Ellerston Way #811 Ave Maria, FL 3.0 2.0 1741 $2,595 $1.49 15d 1 0.29mi
5943 Sunningdale St Ave Maria, FL 3.0 2.5 1850 $10,995 $5.94 25d 1 0.29mi
6040 Ellerston Way #1411 Ave Maria, FL 3.0 2.0 1741 $2,695 $1.55 25d 1 0.29mi
5410 Double Eagle Cir #2222 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 25d 1 0.31mi
5807 Double Eagle Cir #4631 Ave Maria, FL 3.0 2.0 1301 $5,695 $4.38 25d 1 0.32mi
5835 Double Eagle Cir Unit 4742 Ave Maria, FL 2.0 2.0 1154 $5,795 $5.02 25d 1 0.32mi
5428 Double Eagle Cir #2517 Ave Maria, FL 2.0 2.0 1355 $2,695 $1.99 25d 1 0.32mi
6047 Ellerston Way Unit 1 Ave Maria, FL 2.0 2.0 1366 $2,500 $1.83 25d 1 0.32mi
6044 Ellerston Way #1511 Ave Maria, FL 2.0 2.0 1741 $2,695 $1.55 21d 1 0.35mi
5427 Double Eagle Cir Ave Maria, FL 2.0 2.0 1355 $2,995 $2.21 25d 1 0.38mi
5427 Double Eagle Cir #2812 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 15d 1 0.38mi
8010 Helena Ct Ave Maria, FL 2.0 2.0 1554 $2,500 $1.61 23d 1 0.38mi
5433 Double Eagle Cir #2915 Ave Maria, FL 2.0 2.0 1366 $6,295 $4.61 23d 1 0.39mi
5433 Double Eagle Cir Ave Maria, FL 2.0 2.0 1366 $3,295 $2.41 25d 1 0.41mi
5478 Double Eagle Cir #3515 Ave Maria, FL 2.0 2.0 1355 $2,395 $1.77 25d 1 0.44mi
5835 Double Eagle Cir Ave Maria, FL 2.0 2.0 1154 $5,495 $4.76 25d 1 0.47mi
5466 Double Eagle Cir #3425 Ave Maria, FL 2.0 2.0 1355 $5,995 $4.42 25d 1 0.48mi
5807 Double Eagle Cir #4635 Ave Maria, FL 2.0 2.0 1120 $5,195 $4.64 25d 1 0.51mi
5807 Double Eagle Cir Ave Maria, FL 3.0 2.0 1301 $2,995 $2.30 25d 1 0.52mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 15 events

  1. 2026-06-21
    days on market $311,846 Coming Soon 97 DOM
  2. 2026-06-18
    days on market $311,846 Coming Soon 94 DOM
  3. 2026-06-17
    days on market $311,846 Coming Soon 93 DOM
  4. 2026-06-16
    days on market $311,846 Coming Soon 92 DOM
  5. 2026-06-15
    days on market $311,846 Coming Soon 91 DOM
  6. 2026-06-14
    days on market $311,846 Coming Soon 89 DOM
  7. 2026-06-10
    days on market $311,846 Coming Soon 86 DOM
  8. 2026-06-09
    days on market $311,846 Coming Soon 85 DOM
  9. 2026-06-08
    days on market $311,846 Coming Soon 84 DOM
  10. 2026-06-07
    days on market $311,846 Coming Soon 83 DOM
  11. 2026-06-03
    days on market $311,846 Coming Soon 79 DOM
  12. 2026-06-02
    days on market $311,846 Coming Soon 78 DOM
  13. 2026-06-01
    days on market $311,846 Coming Soon 77 DOM
  14. 2026-05-31
    days on market $311,846 Coming Soon 76 DOM
  15. 2026-05-30
    days on market $311,846 Coming Soon 75 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,518
− Mortgage interest
−$17,468
− Property taxes
−$4,678
− Insurance
−$1,559
− Repairs & maintenance
−$2,361
− Management
−$2,361
− HOA
−$10,380
− Depreciation
−$9,072
Taxable loss
−$18,362
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,407
After-tax cash flow
$-8,515/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Collier
NCES district ID
1200330
Math proficiency
60% ▼ -4.00%
Reading proficiency
56% ▼ -2.00%
Median HH income
$58,275
Composite
50.23/100
National rank
#1892
State rank
#16 of 73 in FL

Livability — Ave Maria

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Ave Maria, FL
County
Collier County · 396,295 people
Metro
Naples-Marco Island, FL
Population (ZIP)
35,149
Household income
$62,333
Rent vs Own
48.7% rent · 51.3% own
Severe rent burden
1093.0

Population outlook (Collier County) Hauer SSP2

Today (2025)
420,858 people
By 2030
450,054 · +6.9%
By 2040
502,232 · +19.3%
By 2050
544,932 · +29.5%
By 2075
627,203 · +49.0%
By 2100
659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
Hispanic origin (detail)
Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
Common ancestry
Hispanic 8% Slovak 1% Serbian 1%
Foreign-born
32% · Canada, Jamaica
Languages at home
34% English-only · Spanish 53% French/Haitian/Cajun 12%

Political lean MEDSL · Collier

2024 margin
Solid R (+33.1) · D 33.1% · R 66.2%
2008→2024 swing
-10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
All cycles
2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.05%
Current HPI
226.9105
Rent YoY
▲ 2.95%
Metro
Naples-Marco Island, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…