7004 BLVD E Unit 31A · Guttenberg, NJ
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.27%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.6/15.0
- 1% rule +4.6/10.0
- Livability +4.1/5.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- Schools +2.2/10.0
- Cash flow +0.2/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$459,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious 1,911 SF Condo with Gorgeous Sunset Views, perfect for those who value room to live and to entertain. This 3-bedroom, 2 full bath, and 2 half bath home has been thoughtfully renovated. The enormous primary suite features brand-new floors, an ensuite primary bath with new tiles, vanity, quartz countertops, mirror, and a half bath with similar updates. The suite also boasts a large custom WIC and additional closets for storage. The two other spacious bedrooms offer new floors and ample closet space. Kitchen has a newer dishwasher, breakfast nook, pantry, and leads to a dining area. A half bath and coat closet located off the entryway. Laundry on the same floor. Maintenance fee includes all the utilities & amenities: indoor/outdoor pools, jacuzzi, health club, weight room, dance studio, steam/sauna, conference rooms, and a mini park. Pet friendly. Parking $120 per month. Ideally located near restaurants, shopping, and public transportation, commuting is effortless-just 18 minutes to NYC by bus or 8 minutes by Ferry. The near light rail provides easy access to Jersey City and Hoboken, with major highways just minutes away. This exceptional home offers space, and convenience in one of the area's most desirable location-a must see!
Key facts
- Renovated residence
- Updated bathrooms
- $2,377 HOA
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath condo listed at $460k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-2k ($-25k/yr) — negative.
- To cash-flow at today's rent, offer at most $162k (64.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $442k (3.8% below list).
- Recommended offer: $162k (64.9% below list) — sets the bar for cash-flow.
- Cap rate 0.9% vs local median 2.2% in Guttenberg — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 82/100 on livability (#51 in NJ, #1,253 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Guttenberg School District (suburban): math 10% / reading 28% proficiency, ranked #435 of 472 in NJ (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Anna L. Klein (math 10% / reading 28%, grade F, #1,030 of 1,303 statewide, top 80%, 949 students, 74% FRL) — zoned schools at 74% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 406 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 72d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $4,423/mo this rent would consume 73% of the median local household income ($73k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 161 days — a 12% lower offer ($405k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 5y ago; this cycle's ask has dropped $35k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 54% of rent.
- Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 161 days. Have you received any prior offers? Is the seller open to a 65% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 0.91%
- Cash-on-cash
- -19.21%
- DSCR
- 0.15
- GRM
- 8.7
CMA / ARV
- ARV (median comp)
- $532,101
- List price
- $459,900
- Delta
- -10.73%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7004 BLVD E Unit 25A | 0.01mi | 2/3.0 (-1) | 1,809 (-5%) | 1mo | $260,000 | $144 | 85 |
| 282 ROSLYN Ct #282 | 0.29mi | 3/2.5 | 1,872 (-2%) | 1mo | $1,235,000 | $660 | 80 |
| 377 KINGSTON Ct | 0.39mi | 3/2.5 | 1,872 (-2%) | 1mo | $1,205,000 | $644 | 76 |
| 7002 BLVD E Unit 35F | 0.08mi | 3/2.5 | 1,546 (-19%) | 1mo | $510,000 | $330 | 68 |
| 7002 BLVD E Unit 38G | 0.05mi | 2/2.5 (-1) | 1,546 (-19%) | 1mo | $545,000 | $353 | 65 |
| 1200 AVENUE AT PORT IMPERIAL #601 | 1.38mi | 3/3.0 | 1,784 (-7%) | 1mo | $1,630,000 | $914 | 53 |
| 7855 BLVD E Unit 17i | 0.44mi | 2/2.0 (-1) | 1,542 (-19%) | 0mo | $600,000 | $389 | 46 |
| 7505 Palisade Ave #202 | 0.63mi | 3/2.5 | 2,260 (+18%) | 0mo | $600,000 | $265 | 43 |
| 8100 RIVER Rd #816 | 0.55mi | 2/2.0 (-1) | 1,472 (-23%) | 1mo | $1,140,000 | $774 | 40 |
| 9 AVENUE AT PORT IMPERIAL #0911 | 0.60mi | 2/2.0 (-1) | 1,541 (-19%) | 1mo | $1,600,000 | $1,038 | 37 |
| 9 SOMERSET Ln #501 | 0.92mi | 3/2.0 | 1,596 (-16%) | 1mo | $1,400,000 | $877 | 35 |
| 1200 AVENUE AT PORT IMPERIAL #521 | 1.38mi | 2/2.0 (-1) | 1,586 (-17%) | 1mo | $955,000 | $602 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -55.5%
- Equity multiple
- -0.60×
- Total profit
- $-205,559
- Equity at exit
- $68,573
- IRR
- —
- Equity multiple
- -1.70×
- Total profit
- $-347,081
- Equity at exit
- $39,764
Cash invested: $128,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active · 1 under contract
- Median asking
- $1,588,000 ($690/sqft)
- Median days on market
- 2 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -59.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07093
- Home prices YoY
- -7.6%
- Rents YoY
- 2.7%
- Active inventory
- 406
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $4,423 high interval (Pro) →
- Mortgage (P&I)
- −$2,412
- Tax est. 1.5%
- −$575 /mo · $6,898/yr
- Insurance
- −$192
- HOA
- −$2,377
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$929
- Net cashflow
- $-2,061
Break-even live
Sensitivity live
| Price | -10% $-1,743 | -5% $-1,902 | +0% $-2,061 | +5% $-2,220 | +10% $-2,379 |
|---|---|---|---|---|---|
| Rent | -10% $-2,411 | -5% $-2,236 | +0% $-2,061 | +5% $-1,886 | +10% $-1,712 |
| Rate | -1.0pp $-1,830 | -0.5pp $-1,944 | base $-2,061 | +0.5pp $-2,180 | +1.0pp $-2,302 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $114,975
- Closing costs
- $13,797
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7004 JFK Blvd E Unit 39D West New York, NJ | 3.0 | 2.5 | 1800 | $4,500 | $2.50 | 120d | 1 | 0.02mi |
| 7004 JFK Blvd E Unit 7D Guttenberg, NJ | 3.0 | 2.0 | 1750 | $4,400 | $2.51 | 102d | 1 | 0.02mi |
| 7004 E Boulevard Unit 8D Guttenberg, NJ | 2.0 | 2.0 | 1750 | $4,200 | $2.40 | 120d | 1 | 0.02mi |
| 7004 BOULEVARD Unit 37A Guttenberg, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 10d | 1 | 0.03mi |
| 7004 JFK Blvd E Unit 1C West New York, NJ | 3.0 | 2.0 | 1532 | $3,995 | $2.61 | 21d | 1 | 0.03mi |
| 7602 River Rd Unit 330 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,595 | $3.06 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 05 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,256 | $3.09 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 460 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 06 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,995 | $3.53 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 03 Guttenberg, NJ | 2.0 | 2.0 | 1500 | $4,455 | $2.97 | 120d | 1 | 0.05mi |
| 7602 River Rd Unit 355 Guttenberg, NJ | 3.0 | 3.0 | 1700 | $5,408 | $3.18 | 36d | 1 | 0.05mi |
| 7101 River Rd Unit 307B Guttenberg, NJ | 2.0 | 3.0 | 1860 | $6,600 | $3.55 | 19d | 1 | 0.05mi |
| 7101 River Rd North Bergen, NJ | 1.0–2.0 | 1.0–3.0 | 1840 | $6,600 | $3.59 | 20d | 1 | 0.05mi |
| 7002 JFK Blvd E Unit 31F Guttenberg, NJ | 2.0 | 2.5 | 1600 | $4,150 | $2.59 | 108d | 1 | 0.06mi |
| 7002 JFK Blvd E Unit 38B Guttenberg, NJ | 3.0 | 2.5 | 1600 | $4,500 | $2.81 | 6d | 1 | 0.06mi |
| 7000 JFK Blvd E Unit 36F West New York, NJ | 3.0 | 2.5 | 1546 | $4,200 | $2.72 | 102d | 1 | 0.06mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,998 | $3.23 | 117d | 1 | 0.07mi |
| 7002 JFK Blvd E Apt 19C West New York, NJ | 2.0 | 2.0 | 1237 | $3,995 | $3.23 | 41d | 1 | 0.07mi |
| 7000 BOULEVARD Unit 45F Guttenberg, NJ | 2.0 | 2.5 | 1546 | $4,200 | $2.72 | 120d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 24D West New York, NJ | 2.0 | 2.0 | 1237 | $3,895 | $3.15 | 41d | 1 | 0.07mi |
| 7000 JFK Blvd E Unit 29I West New York, NJ | 2.0 | 2.0 | 1337 | $4,100 | $3.07 | 32d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 47E Guttenberg, NJ | 2.0 | 2.0 | 1237 | $3,950 | $3.19 | 51d | 1 | 0.08mi |
| 7000 JFK Blvd E Unit 39B Guttenberg, NJ | 3.0 | 2.5 | 1798 | $4,500 | $2.50 | 101d | 1 | 0.08mi |
| 66 Lydia Dr #66 Guttenberg, NJ | 2.0 | 2.5 | 1444 | $5,500 | $3.81 | 31d | 1 | 0.09mi |
| 131 Abbie Ct Guttenberg, NJ | 2.0 | 2.5 | 1764 | $5,800 | $3.29 | 35d | 1 | 0.13mi |
| 64 70th St #2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,900 | $2.00 | 94d | 1 | 0.13mi |
| 64 70th St Guttenberg, NJ | 3.0 | 2.0 | 1450 | $2,950 | $2.03 | 19d | 1 | 0.13mi |
| 6600 Boulevard E Unit 11D West New York, NJ | 2.0 | 2.0 | 1300 | $4,000 | $3.08 | 120d | 1 | 0.14mi |
| 67 71st St Unit 2 Guttenberg, NJ | 3.0 | 2.0 | 1450 | $3,210 | $2.21 | 5d | 1 | 0.14mi |
| 169 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,700 | $3.32 | 12d | 1 | 0.14mi |
| 40 Lydia Dr Guttenberg, NJ | 2.0 | 2.5 | 1443 | $2,310 | $1.60 | 67d | 1 | 0.14mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.5 | 1719 | $5,650 | $3.29 | 10d | 1 | 0.15mi |
| 172 Price Ct West New York, NJ | 2.0 | 2.0 | 1719 | $1,850 | $1.08 | 26d | 1 | 0.15mi |
| 73 71st St Unit 3F Guttenberg, NJ | 3.0 | 2.0 | 1500 | $3,980 | $2.65 | 51d | 1 | 0.16mi |
| 14 Lydia Dr #14 Guttenberg, NJ | 3.0 | 2.5 | 2146 | $7,750 | $3.61 | 108d | 1 | 0.17mi |
| 239 Brower Ct West New York, NJ | 3.0 | 3.5 | 2341 | $5,800 | $2.48 | 71d | 1 | 0.19mi |
| 118 70th St #3 Guttenberg, NJ | 3.0 | 2.0 | 1500 | $2,900 | $1.93 | 45d | 1 | 0.25mi |
| 279 Roslyn Ct West New York, NJ | 2.0 | 1.0 | 1228 | $4,500 | $3.66 | 120d | 1 | 0.25mi |
| 7606 River Rd Unit 04 North Bergen, NJ | 3.0 | 2.5 | 1700 | $5,570 | $3.28 | 120d | 1 | 0.26mi |
| 7501 JFK Blvd E Unit B North Bergen, NJ | 2.0 | 1.5 | 1500 | $2,900 | $1.93 | 120d | 1 | 0.26mi |
Property features AI
Finance
- HOA & community
- Monthly maintenance fee includes heat, water, gas, electric, hot water, and air conditionerBuilding amenities: community room, doorman, elevator, exercise room/health club, jacuzzi, play area, pool, sauna, shops on premises, tennis court, washer/dryer room
Exterior
- Parking
- Covered parkingGarageOther parking (see remarks)
- Security
- DoormanBuilding security
- Utilities
- Water included in maintenanceGas included in maintenanceElectric included in maintenanceHot water included in maintenanceAir conditioning included in maintenance
- Home design
- Condominium unit
- Construction
- Brick exterior finish
- Exterior features
- Brick exteriorNear shopping, bus, parks, and schoolsPets allowed
Interior
- Kitchen
- Standard kitchenIncludes dishwasher, microwave, refrigerator
- Bedrooms
- 3 bedrooms (all on level 1)
- Flooring
- Hardwood
- Bathrooms
- 4 total bathrooms (2 full, 2 half; all level 1)
- Heating & cooling
- Electric heatingHeat pump
- Interior features
- Hardwood floorDishwasherMicrowaveRefrigerator
- Laundry & utility
- Washer/dryer room in building
HOA detail $2,377/mo · $28,524/yr condo
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-23days on market $459,900 Active 161 DOM
-
2026-09-22days on market $459,900 Active 160 DOM
-
2026-09-21days on market $459,900 Active 159 DOM
-
2026-09-20days on market $459,900 Active 158 DOM
-
2026-09-19days on market $459,900 Active 157 DOM
-
2026-09-18days on market $459,900 Active 156 DOM
-
2026-09-17days on market $459,900 Active 155 DOM
-
2026-09-16days on market $459,900 Active 154 DOM
-
2026-09-15days on market $459,900 Active 153 DOM
-
2026-09-14days on market $459,900 Active 152 DOM
-
2026-09-13days on market $459,900 Active 151 DOM
-
2026-09-12days on market $459,900 Active 150 DOM
-
2026-09-11pricedays on market $459,900 Active 149 DOM
-
2026-09-05days on market $475,000 Active 143 DOM
-
2026-09-04days on market $475,000 Active 142 DOM
-
2026-09-02days on market $475,000 Active 140 DOM
-
2026-08-31days on market $475,000 Active 138 DOM
-
2026-08-29days on market $475,000 Active 136 DOM
-
2026-08-28days on market $475,000 Active 135 DOM
-
2026-08-27days on market $475,000 Active 134 DOM
-
2026-08-26days on market $475,000 Active 133 DOM
-
2026-08-25days on market $475,000 Active 132 DOM
-
2026-08-24days on market $475,000 Active 131 DOM
-
2026-08-23days on market $475,000 Active 130 DOM
-
2026-08-22days on market $475,000 Active 129 DOM
-
2026-08-21days on market $475,000 Active 128 DOM
-
2026-08-20days on market $475,000 Active 127 DOM
-
2026-08-19days on market $475,000 Active 126 DOM
-
2026-08-18days on market $475,000 Active 125 DOM
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2026-08-17days on market $475,000 Active 124 DOM
-
2026-08-16days on market $475,000 Active 123 DOM
-
2026-08-15days on market $475,000 Active 122 DOM
-
2026-08-14days on market $475,000 Active 121 DOM
-
2026-08-13days on market $475,000 Active 120 DOM
-
2026-08-12days on market $475,000 Active 119 DOM
-
2026-08-11days on market $475,000 Active 118 DOM
-
2026-08-10days on market $475,000 Active 117 DOM
-
2026-08-09days on market $475,000 Active 116 DOM
-
2026-08-08days on market $475,000 Active 115 DOM
-
2026-08-06days on market $475,000 Active 113 DOM
-
2026-08-05days on market $475,000 Active 112 DOM
-
2026-08-04days on market $475,000 Active 111 DOM
-
2026-08-03days on market $475,000 Active 110 DOM
-
2026-07-31days on market $475,000 Active 107 DOM
-
2026-07-30days on market $475,000 Active 106 DOM
-
2026-07-30days on market $475,000 Active 105 DOM
-
2026-07-28days on market $475,000 Active 104 DOM
-
2026-07-26days on market $475,000 Active 102 DOM
-
2026-07-24days on market $475,000 Active 100 DOM
-
2026-07-23days on market $475,000 Active 99 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 27% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $53,075
- − Mortgage interest
- −$25,762
- − Property taxes
- −$6,898
- − Insurance
- −$2,300
- − Repairs & maintenance
- −$4,246
- − Management
- −$4,246
- − HOA
- −$28,524
- − Depreciation
- −$13,379
- Taxable loss
- −$32,279
- Est. tax savings @ 24.0%
- +$7,747
- After-tax cash flow
- $-16,987/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This well-maintained 3-bedroom condo offers spacious living areas and stunning views, with minimal repairs needed and a good condition score.
Value-add opportunities
- Resale Paint kitchen countertops and backsplash — Fresh paint can enhance the appearance and value of the kitchen. ↑
- Rental Clean and maintain HVAC system — A well-maintained HVAC system ensures comfort and reduces maintenance costs for tenants. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Guttenberg School District
- NCES district ID
- 3406240
- Math proficiency
- 10% ▼ -28.00%
- Reading proficiency
- 28% ▼ -25.00%
- Median HH income
- $53,491
- Composite
- 17.35/100
- National rank
- #9079
- State rank
- #435 of 472 in NJ
Livability — Guttenberg
- Score
- 82/100
- State rank
- #51
- US rank
- #1253
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Guttenberg, NJ
- County
- Hudson County · 771,834 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 63,758
- Household income
- $73,174
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (75%)
- Race & ethnicity
- Hispanic / Latino 75% Two or more races 27% White 15% Asian 7% Black 2% Native American 2%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 4% Cuban 12% Dominican 15%
- Common ancestry
- Romanian 1% Scotch-Irish 1% Lithuanian 1%
- Foreign-born
- 58% · Canada, Jamaica, China
- Languages at home
- 22% English-only · Spanish 67% Other Indo-European 2% Chinese 2%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -29.80%
- Current HPI
- 364.4128
- Rent YoY
- ▲ 2.71%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
+0.0% since first listed13 events — show timeline
- 2026-06-13 Price Changed $475,000 HCMLS
- 2026-06-12 Price Changed $475,000 NJMLS
- 2026-04-16 Listed $495,000 NJMLS
- 2026-04-15 Listed $495,000 HCMLS
- 2025-04-15 Listing Removed — HCMLS
- 2025-03-02 Price Changed $467,000 HCMLS
- 2025-03-01 Price Changed $467,000 NJMLS
- 2024-12-17 Price Changed $475,000 HCMLS
- 2024-12-15 Listed $485,000 HCMLS
- 2024-12-15 Listed $475,000 NJMLS
- 2022-07-09 Delisted — NJMLS
- 2022-03-07 Price Changed $459,000 NJMLS
- 2021-11-19 Listed $475,000 NJMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…