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130 Main
B- Composite 66.82
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$31,000

130 Main · Augusta, KS 67060
1 bd · 1.0 ba · 703 sqft · SingleFamily · 6 Days on market
Built 1930 Poor condition 9,147 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 9,147 sq ft lot
  • Garage
  • Built 1930

Property features AI

Exterior

  • Parking: Detached or attached garage with 1 car space
  • Utilities: Natural gas available; Public water; Sewer available
  • Home design: Single-family onsite built
  • Construction: No foundation details listed
  • Exterior features: Two levels; Composition roof

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Central air conditioning; Forced air heating
  • Interior features: Laundry located in the garage; No basement
  • Laundry & utility: Laundry in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $31k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $708 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $31k).

Location & tenants

  • Location reads 61/100 on livability (#413 in KS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Augusta (town): math 28% / reading 36% proficiency, ranked #87 of 169 in KS (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Garfield Elem (math 47% / reading 57%, grade C-, #131 of 684 statewide, top 23%, 259 students, 44% FRL); Augusta Middle School (math 20% / reading 31%, grade F, #104 of 219 statewide, top 49%, 453 students, 44% FRL); Augusta Sr High (math 22% / reading 27%, grade F, #105 of 327 statewide, top 49%, 634 students, 38% FRL).
  • Market conditions: 103 active listings in the ZIP; 235 units permitted in Butler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $214 of loan paydown is wiped out by about $930 of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $31,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.76%
Cap rate
33.68%
Cash-on-cash
97.82%
DSCR
5.35
GRM
2.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
98.8%
Equity multiple
5.61×
Total profit
$40,058
Equity at exit
$4,622
10-year hold
IRR
Equity multiple
11.71×
Total profit
$92,980
Equity at exit
$2,680

Cash invested: $8,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 67060

Home prices YoY
-23.0%
Active inventory
103
Price-to-rent
2.2×

Monthly cashflow live

Estimated rent
$1,167 medium interval (Pro) →
Mortgage (P&I)
$163
Tax est. 1.5%
$39 /mo · $465/yr
Insurance
$13
HOA
$0
Vacancy / Maint / Mgmt
$245
Net cashflow
$708

Break-even live

Break-even rent $271
Max offer price $31,000
Occupancy floor 34%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,750
Closing costs
$930
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-06-18
    days on market $31,000 Active 6 DOM
  2. 2026-06-17
    days on market $31,000 Active 5 DOM
  3. 2026-06-16
    days on market $31,000 Active 4 DOM
  4. 2026-06-15
    days on market $31,000 Active 3 DOM
  5. 2026-06-13
    listed $31,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,002
− Mortgage interest
−$1,736
− Property taxes
−$465
− Insurance
−$155
− Repairs & maintenance
−$1,120
− Management
−$1,120
− Depreciation
−$902
Taxable income
$8,503
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,041
After-tax cash flow
$6,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and maintenance, including roof and exterior siding repairs, and landscaping improvements. Significant value can be added through these updates.

Repairs flagged

  • Major roof — Significant damage and missing shingles
  • Major exterior siding — Peeling paint and visible damage
  • Major landscaping — Overgrown vegetation and unkempt appearance

Value-add opportunities

  • Both landscaping and curb appeal — Improved appearance attracts buyers and renters
  • Both repair roof and exterior siding — Structural repairs increase safety and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Significant damage and missing shingles Major $15,000–50,000
exterior siding · Peeling paint and visible damage Major $15,000–50,000
landscaping · Overgrown vegetation and unkempt appearance Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Both landscaping and curb appeal — Improved appearance attracts buyers and renters
  • Both repair roof and exterior siding — Structural repairs increase safety and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Augusta
NCES district ID
2003630
Math proficiency
28% ▼ -4.00%
Reading proficiency
36% ▲ 1.00%
Median HH income
$48,893
Composite
27.73/100
National rank
#6902
State rank
#87 of 169 in KS

Livability — Augusta

Score
61/100
State rank
#413
US rank
#18057

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Augusta, KS
Population (ZIP)
14,004

Population outlook (Butler County) Hauer SSP2

Today (2025)
69,002 people
By 2030
69,822 · +1.2%
By 2040
70,461 · +2.1%
By 2050
69,940 · +1.4%
By 2075
68,666 · -0.5%
By 2100
63,071 · -8.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 8% Two or more races 6% Pacific Islander 2% Black 1%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Italian 2% Slovak 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2% Other Asian/Pacific 2%

Political lean MEDSL · Butler

2024 margin
Solid R (+41.2) · D 28.4% · R 69.6% · Other 2.0%
2008→2024 swing
-8.9pp toward R · 2008: -32.3pp · 2024: -41.2pp
All cycles
2024: R+41.2 2020: R+41.5 2016: R+45.4 2012: R+41.8 2008: R+32.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.95%
Current HPI
244.4809
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

1 event — show timeline
  • 2026-06-12 Listed $31,000 SCKMLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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