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2312 Kaufman Ln
D- Composite 39.62
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.9/30.0
  • Schools +4.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.0/10.0
  • 1% rule +1.1/10.0
  • Appreciation +0.0/10.0

$549,740

2312 Kaufman Ln · Woodland, CA 95776
3 bd · 2.5 ba · 1,709 sqft · SingleFamily · 79 Days on market
Built 2026 $322/sqft · 22% below area Est $702k · 22% under ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new two-story home is host to an inviting open-concept floorplan on the first level, combining the kitchen, living and dining areas for simple transitions and everyday multitasking. All three bedrooms are located on the second floor, including the lavish owner's suite at the front of the home, complete with a full bathroom and walk-in closet.

Key facts

  • Full bathroom
  • Walk-in closet
  • Owner's suite

Tags

OPEN-CONCEPT FLOORPLANKITCHEN LIVING DINING AREASOWNER'S SUITEFULL BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $550k.

Deal economics

  • At list price, monthly cash flow is $-588 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $446k (18.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $333k (39.4% below list).
  • Recommended offer: $333k (39.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.0% vs local median 3.4% in Woodland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#314 in CA) — a middle-class / working-renter tenant base. Strengths: employment A, housing A; Watch: amenities C-, cost of living F.
  • Woodland Joint Unified (suburban): math 34% / reading 58% proficiency, ranked #171 of 517 in CA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ramon S. Tafoya Elementary (784 students, 76% FRL); Douglass Middle (808 students, 76% FRL); Pioneer High (math 40% / reading 62%, grade D+, #319 of 1,170 statewide, top 28%, 1,635 students, 71% FRL) — zoned schools average 74% FRL vs 54% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.4%/yr); 99 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 721 units permitted in Yolo County in 2024 (260 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($107k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Yolo County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($517k) is reasonable based on typical stale-listing flexibility.
Recommended offer $333,018 (39.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.61%
Cap rate
5.01%
Cash-on-cash
-4.58%
DSCR
0.80
GRM
13.8

CMA / ARV

ARV (median comp)
$702,171
List price
$549,740
Delta
-21.71%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2316 Dahler Ln 0.03mi 3/2.5 1,943 (+14%) 3mo $512,000 $264 73
2336 Dahler Ct 0.06mi 3/2.5 1,943 (+14%) 2mo $530,000 $273 73
1832 Dunlap Pl 0.56mi 3/2.0 1,688 (-1%) 4mo $605,000 $358 66
2554 Chamberlain Ct 0.07mi 3/2.0 1,945 (+14%) 6mo $640,000 $329 66
2041 Marston Dr 0.47mi 3/2.5 1,668 (-2%) 11mo $614,724 $369 65
1916 Campos Ave 0.55mi 3/2.0 1,651 (-3%) 6mo $605,000 $366 61
1911 Neal Way 0.54mi 3/2.5 1,556 (-9%) 10mo $542,000 $348 52
2104 Edgington Cir 0.45mi 3/2.0 1,945 (+14%) 8mo $650,000 $334 48
1924 Miekle Ave 0.45mi 3/2.0 1,904 (+11%) 14mo $608,000 $319 47
2100 Soza Pl 0.72mi 4/3.0 (+1) 1,856 (+9%) 1mo $645,000 $348 45
2001 Gumbinger Pl 0.54mi 3/2.0 1,945 (+14%) 11mo $660,000 $339 41
2037 Marston Dr 0.48mi 4/3.0 (+1) 1,924 (+13%) 12mo $649,607 $338 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.4% rent growth · sell at horizon

5-year hold
IRR
-22.0%
Equity multiple
0.23×
Total profit
$-118,575
Equity at exit
$81,968
10-year hold
IRR
-11.8%
Equity multiple
0.24×
Total profit
$-117,192
Equity at exit
$47,531

Cash invested: $153,927 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95776

Home prices YoY
-30.2%
Rents YoY
5.4%
Active inventory
99
Price-to-rent
13.8×

Monthly cashflow live

Estimated rent
$3,330 medium interval (Pro) →
Mortgage (P&I)
$2,883
Tax from tax record
$106 /mo · $1,277/yr
Insurance
$229
HOA
$0
Vacancy / Maint / Mgmt
$699
Net cashflow
$-588

Break-even live

Break-even rent $4,074
Max offer price $445,948
Occupancy floor

Sensitivity live

Price -10% $-276 -5% $-432 +0% $-588 +5% $-743 +10% $-899
Rent -10% $-851 -5% $-719 +0% $-588 +5% $-456 +10% $-324
Rate -1.0pp $-311 -0.5pp $-448 base $-588 +0.5pp $-730 +1.0pp $-875

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$137,435
Closing costs
$16,492
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2123 Sieber Dr Woodland, CA 4.0 2.5 1760 $2,900 $1.65 16d 1 0.50mi
2123 Sieber Dr Woodland, CA 4.0 3.0 1760 $3,000 $1.70 19d 1 0.50mi
2121 Millsap Pl Woodland, CA 4.0 3.0 2250 $3,200 $1.42 0d 1 0.55mi
2509 Allen Cir Woodland, CA 3.0 2.5 2043 $3,850 $1.88 6d 1 0.86mi

Listing history 7 events

  1. 2026-06-05
    days on market $549,740 Active 79 DOM
  2. 2026-06-03
    days on market $549,740 Active 78 DOM
  3. 2026-06-02
    days on market $549,740 Active 77 DOM
  4. 2026-06-01
    days on market $549,740 Active 76 DOM
  5. 2026-05-31
    days on market $549,740 Active 75 DOM
  6. 2026-03-17
    listed $549,740 Active 349-char remark
    Show marketing remark (349 chars)

    This new two-story home is host to an inviting open-concept floorplan on the first level, combining the kitchen, living and dining areas for simple transitions and everyday multitasking. All three bedrooms are located on the second floor, including the lavish owner's suite at the front of the home, complete with a full bathroom and walk-in closet.

  7. 2026-02-10
    soldstatus $595,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,277 · $106/mo
Projected year-2 tax
$4,178 · $348/mo
Expected delta
+$2,901/yr (+$242/mo · 227.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,962
− Mortgage interest
−$30,794
− Property taxes
−$1,277
− Insurance
−$2,749
− Repairs & maintenance
−$3,197
− Management
−$3,197
− Depreciation
−$15,992
Taxable loss
−$17,244
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,139
After-tax cash flow
$-2,912/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Joint Unified
NCES district ID
0643080
Math proficiency
34% ▲ 6.00%
Reading proficiency
58% ▲ 15.00%
Median HH income
$57,556
Composite
40.1/100
National rank
#3803
State rank
#171 of 517 in CA

Livability — Woodland

Score
67/100
State rank
#314
US rank
#10682

Category grades

Amenities C- Commute C Cost of living F Crime B- Employment A Housing A Health & safety C User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodland, CA
County
Yolo County · 212,115 people
City population
66,420
Metro
Sacramento-Roseville-Folsom, CA
Population (ZIP)
28,718
Household income
$106,698
Rent vs Own
31.9% rent · 68.1% own
Severe rent burden
654.0

Population outlook (Yolo County) Hauer SSP2

Today (2025)
242,183 people
By 2030
257,662 · +6.4%
By 2040
288,050 · +18.9%
By 2050
318,202 · +31.4%
By 2075
392,736 · +62.2%
By 2100
438,150 · +80.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Hispanic / Latino 46% White 32% Two or more races 20% Asian 13% Black 2%
Hispanic origin (detail)
Mexican 43%
Common ancestry
Italian 3% Scotch-Irish 2% Lithuanian 1%
Foreign-born
25% · Canada, China, South Korea
Languages at home
57% English-only · Spanish 31% Other Indo-European 7% Chinese 2%

Political lean MEDSL · Yolo

2024 margin
Solid D (+36.2) · D 66.3% · R 30.1% · Other 3.6%
2008→2024 swing
0.0pp no change · 2008: 36.2pp · 2024: 36.2pp
All cycles
2024: D+36.2 2020: D+41.4 2016: D+42.0 2012: D+33.2 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -119.41%
Current HPI
276.202
Rent YoY
▲ 5.40%
Metro
Sacramento-Roseville-Folsom, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-7.7% since first listed
2 events — show timeline
  • 2026-03-17 Listed $549,740 Zillow
  • 2026-02-10 Sold (Public Records) $595,500 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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