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701 Monte Vista Dr #9
D- Composite 37.63
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • 1% rule +10.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.4/5.0
  • DSCR +3.3/10.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$70,000

701 Monte Vista Dr #9 · Emmett, ID 83617
2 bd · 1.0 ba · 672 sqft · Manufactured · 33 Days on market
Built 1971 Good condition Est $55k · 27% over $600/mo HOA · 45% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this nicely updated mobile home in the highly desirable Monte Vista in Emmett! Located just minutes from Hwy 16, and easy access to groceries and dining in town, you'll love everything this has to offer. Enjoy the newly constructed deck. The new TPO roof in 2025, new A/C, new flooring throughout, new interior and exterior paint, and a remodeled bathroom make this home move in ready! Schedule your showing today!

Key facts

  • New tpo roof
  • Remodeled bathroom
  • New flooring

Tags

NEWLY CONSTRUCTED DECKNEW TPO ROOFNEW A/CNEW FLOORINGREMODELED BATHROOM

Property features AI

Finance

  • Other: Located in a mobile home park
  • HOA & community: Monthly association fee of $600

Exterior

  • Parking: 2 covered parking spaces; 2-car carport; RV access/parking
  • Utilities: City water service and well; Sewer connected
  • Home design: Mobile/manufactured home on a rented lot; Built in 1971
  • Construction: Rolled/hot mop roof
  • Exterior features: Metal fencing; Covered patio/deck

Interior

  • Kitchen: Microwave; Freestanding oven/range
  • Bedrooms: 2 bedrooms (both on the main level)
  • Flooring: Carpet; Laminate
  • Bathrooms: 1 bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Laminate countertops
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $70k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-26 ($-316/yr) — negative.
  • To cash-flow at today's rent, offer at most $66k (5.5% below list).
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $66k (5.5% below list) — sets the bar for cash-flow.
  • Cap rate 5.8% vs local median 1.1% in Emmett — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#77 in ID) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, amenities F, commute F.
  • Emmett Independent District (town): math 33% / reading 43% proficiency, ranked #73 of 92 in ID (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Butte View School (205 students, 49% FRL); Emmett Middle School (math 30% / reading 45%, grade F, #75 of 109 statewide, top 69%, 533 students, 39% FRL); Black Canyon Jr/Sr High School (math 5% / reading 15%, grade F, #160 of 169 statewide, top 98%, 119 students, 48% FRL) — zoned schools at 45% FRL track the district average.
  • Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Emmett Independent District average; the district grade overstates school quality for this exact location.
  • Market conditions: 335 active listings in the ZIP; 198 units permitted in Gem County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Gem County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 45% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,184 (5.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.91%
Cap rate
5.84%
Cash-on-cash
-1.61%
DSCR
0.93
GRM
4.4

CMA / ARV

ARV (on-the-fly)
$55,104
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
701 Monte Vis #74 0.00mi 2/1.0 728 (+8%) 14mo $59,900 $82 75
1508 E Main St #30 0.53mi 2/1.0 685 (+2%) 14mo $55,000 $80 60
752 Freedom Ln 0.46mi 2/1.0 728 (+8%) 8mo $78,800 $108 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.2%
Equity multiple
0.36×
Total profit
$-12,634
Equity at exit
$10,437
10-year hold
IRR
-9.3%
Equity multiple
0.41×
Total profit
$-11,584
Equity at exit
$6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83617

Active inventory
335
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,338 medium interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$88 /mo · $1,050/yr
Insurance
$29
HOA
$600
Vacancy / Maint / Mgmt
$281
Net cashflow
$-26

Break-even live

Break-even rent $1,372
Max offer price $66,184
Occupancy floor 97%

Sensitivity live

Price -10% $22 -5% $-2 +0% $-26 +5% $-51 +10% $-75
Rent -10% $-132 -5% $-79 +0% $-26 +5% $26 +10% $79
Rate -1.0pp $9 -0.5pp $-9 base $-26 +0.5pp $-45 +1.0pp $-63

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$600 · $7,200/yr

Listing history 16 events

  1. 2026-06-21
    days on market $70,000 Active 33 DOM
  2. 2026-06-18
    days on market $70,000 Active 30 DOM
  3. 2026-06-17
    days on market $70,000 Active 29 DOM
  4. 2026-06-16
    days on market $70,000 Active 28 DOM
  5. 2026-06-15
    days on market $70,000 Active 27 DOM
  6. 2026-06-13
    days on market $70,000 Active 25 DOM
  7. 2026-06-10
    days on market $70,000 Active 22 DOM
  8. 2026-06-09
    days on market $70,000 Active 21 DOM
  9. 2026-06-08
    days on market $70,000 Active 20 DOM
  10. 2026-06-07
    days on market $70,000 Active 19 DOM
  11. 2026-06-05
    days on market $70,000 Active 16 DOM
  12. 2026-06-03
    pricedays on market $70,000 Active 15 DOM
  13. 2026-06-03
    days on market $75,000 Active 14 DOM
  14. 2026-06-01
    days on market $75,000 Active 13 DOM
  15. 2026-05-31
    days on market $75,000 Active 12 DOM
  16. 2026-05-19
    listed $75,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 16 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,062
− Mortgage interest
−$3,921
− Property taxes
−$1,050
− Insurance
−$350
− Repairs & maintenance
−$1,285
− Management
−$1,285
− HOA
−$7,200
− Depreciation
−$2,036
Taxable loss
−$1,066
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$256
After-tax cash flow
$-61/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 80/100 Cosmetic rehab

This nicely updated mobile home in Emmett is move-in ready with new appliances, flooring, and A/C. Fresh paint and landscaping can further enhance its curb appeal and value.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and fencing — Improved landscaping and fencing can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and fencing — Improved landscaping and fencing can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Emmett Independent District
NCES district ID
1601020
Math proficiency
33% ▼ -2.00%
Reading proficiency
43% ▼ -2.00%
Median HH income
$42,067
Composite
32.04/100
National rank
#5823
State rank
#73 of 92 in ID

Livability — Emmett

Score
68/100
State rank
#77
US rank
#9353

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Emmett, ID
Population (ZIP)
17,333

Population outlook (Gem County) Hauer SSP2

Today (2025)
17,343 people
By 2030
17,416 · +0.4%
By 2040
17,236 · -0.6%
By 2050
16,613 · -4.2%
By 2075
15,111 · -12.9%
By 2100
12,472 · -28.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 10% Two or more races 9%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Slovak 6% Portuguese 4% Lithuanian 4%
Foreign-born
5% · Canada
Languages at home
90% English-only · Spanish 7% Russian/Polish/Slavic 2%

Political lean MEDSL · Gem

2024 margin
Solid R (+66.0) · D 16.0% · R 82.0% · Other 2.0%
2008→2024 swing
-23.0pp toward R · 2008: -43.0pp · 2024: -66.0pp
All cycles
2024: R+66.0 2020: R+61.7 2016: R+59.7 2012: R+44.8 2008: R+43.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -186.67%
Current HPI
265.361
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-19 Listed $75,000 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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