23 N Broad Mountain Ave · Frackville, PA 17931

$89,900

3 bd · 1.0 ba · 1,992 sqft · Townhouse public records · 37 Days on market

Built 1924 2,614 sqft lot $45/sqft · 48% below area Est $143k · 37% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• Livability +3.8/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Duplex at the Edge of Town. . Open Living Room plus Dining Room . . Home is Nicely Renovated. . Eat In Remodeled Kitchen . . 150 ' x18'Lot features level Fenced Back Yard . . 3 Bedrooms plus Full Bath upper level. . easily accessible Attic for plenty of Storage. . Sunny Front Porch . . Currently occupied by Renter who would love to stay . . or Make it your OWN Residence.

Key facts

• Fenced yard
• Updated kitchen
• Tile flooring

Tags

• UPDATED KITCHEN
• TILE FLOORING
• UPDATED BATHROOM
• FENCED YARD
• OFF-STREET PARKING
• COVERED REAR PORCH

Property features AI

Finance

• Other: Finished above-grade area is estimated at 1,664 (source: estimated); Total below-grade area reported as 0; Land and improvement assessed values available

Exterior

• Parking: Off-street parking; On-street parking
• Utilities: Public water; Public sewer; Electric service for heating, cooling, and hot water
• Home design: Semi-detached structure; Stick-built construction; Shingle roof; Building not winterized; Fee simple ownership
• Construction: Estimated year built; Other foundation; Above-grade and below-grade other structures
• Exterior features: Not in a federal flood zone; Two or more access exits

Interior

• Kitchen: Built-in microwave; Electric range/oven; Refrigerator
• Bedrooms: Three bedrooms on the upper level
• Bathrooms: One full bathroom
• Heating & cooling: Electric baseboard heating; Electric cooling fuel; Electric hot water
• Interior features: Partial basement; Estimated living area

🏷️ Possibly a rental listed for sale. The $89,900 price doesn't fit this home's estimated sale value (~$143,147) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath townhouse listed at $90k.

Deal economics

• At list price, monthly cash flow is $366 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $87k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#424 in PA, #3,873 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D, amenities D, commute F.
• North Schuylkill SD (rural): math 19% / reading 48% proficiency, ranked #429 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 32 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 18y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $30k; list at $90k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $87,203 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 11.17%
• Cash-on-cash: 17.43%
• DSCR: 1.78
• GRM: 6.0

CMA / ARV

• ARV (median comp): $143,147
• List price: $89,900
• Delta: -37.20%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
145 N Railroad Ave	0.17mi	3/2.0	1,800 (-10%)	0mo	$149,900	$83	72
337 W Frack St	0.45mi	3/1.0	1,857 (-7%)	6mo	$148,830	$80	63
34 S Broad Mountain Ave	0.10mi	3/2.0	1,758 (-12%)	13mo	$180,000	$102	61
336 W Spring St	0.46mi	4/2.0 (+1)	1,886 (-5%)	7mo	$149,500	$79	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 8.8%
• Equity multiple: 1.35×
• Total profit: $8,732
• Equity at exit: $13,404

10-year hold

• IRR: 18.0%
• Equity multiple: 2.50×
• Total profit: $37,657
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17931

• Home prices YoY: -22.6%
• Active inventory: 32
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,249 medium
• Mortgage (P&I): −$471
• Tax est. 1.5%: −$112 /mo · $1,348/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$262
• Net cashflow: $366

Break-even live

Break-even rent $786

Max offer price $89,900

Occupancy floor 66%

Sensitivity live

Price	-10% $428	-5% $397	+0% $366	+5% $334	+10% $303
Rent	-10% $267	-5% $316	+0% $366	+5% $415	+10% $464
Rate	-1.0pp $411	-0.5pp $388	base $366	+0.5pp $342	+1.0pp $319

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Listing history 45 events

1. 2026-06-19
   days on market $89,900 Active 37 DOM
2. 2026-06-18
   days on market $89,900 Active 36 DOM
3. 2026-06-17
   days on market $89,900 Active 35 DOM
4. 2026-06-16
   days on market $89,900 Active 34 DOM
5. 2026-06-15
   days on market $89,900 Active 33 DOM
6. 2026-06-14
   days on market $89,900 Active 31 DOM
7. 2026-06-13
   price $89,900 Active 30 DOM
8. 2026-06-12
   days on market $95,000 Active 30 DOM
9. 2026-06-09
   days on market $95,000 Active 27 DOM
10. 2026-06-08
    days on market $95,000 Active 26 DOM
11. 2026-06-07
    days on market $95,000 Active 25 DOM
12. 2026-06-07
    days on market $95,000 Active 24 DOM
13. 2026-06-04
    days on market $95,000 Active 21 DOM
14. 2026-06-02
    days on market $95,000 Active 20 DOM
15. 2026-06-01
    price $95,000 Active 19 DOM
16. 2026-06-01
    days on market $99,900 Active 19 DOM
17. 2026-05-31
    days on market $99,900 Active 18 DOM
18. 2026-05-31
    days on market $99,900 Active 17 DOM
19. 2026-05-13
    listed $99,900 Active 787-char remark
20. 2025-10-31
    historical
21. 2025-09-05
    price $89,000
22. 2025-08-25
    price $94,000
23. 2025-07-27
    listed $99,000 Active
24. 2025-07-24
    historical
25. 2024-01-25
    historical $1,200
26. 2024-01-16
    listed $1,200
27. 2024-01-06
    historical $1,200
28. 2023-12-07
    listed $1,200
29. 2021-01-27
    soldstatus $30,000
30. 2021-01-22
    soldstatus $30,000 Closed

    Show marketing remark (384 chars)

    Duplex at the Edge of Town. . Open Living Room plus Dining Room . . Home is Nicely Renovated. . Eat In Remodeled Kitchen . . 150 ' x18'Lot features level Fenced Back Yard . . 3 Bedrooms plus Full Bath upper level. . easily accessible Attic for plenty of Storage. . Sunny Front Porch . . Currently occupied by Renter who would love to stay . . or Make it your OWN Residence.

31. 2020-12-14
    status Pending

    Show marketing remark (384 chars)

    Duplex at the Edge of Town. . Open Living Room plus Dining Room . . Home is Nicely Renovated. . Eat In Remodeled Kitchen . . 150 ' x18'Lot features level Fenced Back Yard . . 3 Bedrooms plus Full Bath upper level. . easily accessible Attic for plenty of Storage. . Sunny Front Porch . . Currently occupied by Renter who would love to stay . . or Make it your OWN Residence.

32. 2020-11-10
    listed $49,000 Active

    Show marketing remark (384 chars)

    Duplex at the Edge of Town. . Open Living Room plus Dining Room . . Home is Nicely Renovated. . Eat In Remodeled Kitchen . . 150 ' x18'Lot features level Fenced Back Yard . . 3 Bedrooms plus Full Bath upper level. . easily accessible Attic for plenty of Storage. . Sunny Front Porch . . Currently occupied by Renter who would love to stay . . or Make it your OWN Residence.

33. 2018-04-26
    historical
34. 2018-04-26
    listed $23,000 Active
35. 2017-01-25
    soldstatus $13,000
36. 2017-01-01
    historical
37. 2016-10-12
    listed $19,900
38. 2016-10-01
    historical
39. 2016-04-06
    listed $19,900
40. 2009-10-26
    soldstatus $14,500
41. 2009-10-04
    historical
42. 2009-07-08
    listed $19,900
43. 2008-07-28
    historical
44. 2008-02-01
    listed $49,000
45. 2005-06-10
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,989
• − Mortgage interest: −$5,036
• − Property taxes: −$1,348
• − Insurance: −$450
• − Repairs & maintenance: −$1,199
• − Management: −$1,199
• − Depreciation: −$2,615
• Taxable income: $3,142
• Est. tax owed @ 24.0%: −$754
• After-tax cash flow: $3,632/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: North Schuylkill SD
• NCES district ID: 4210110
• Math proficiency: 19% ▼ -14.00%
• Reading proficiency: 48% ▼ -8.00%
• Median HH income: $43,529
• Composite: 28.37/100
• National rank: #6770
• State rank: #429 of 539 in PA

Livability — Frackville

• Score: 75/100
• State rank: #424
• US rank: #3873

Category grades

Amenities D Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Frackville, PA
• Population (ZIP): 8,726

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Black 23% Hispanic / Latino 9% Two or more races 5%
• Hispanic origin (detail): Puerto Rican 4% Dominican 2%
• Common ancestry: Romanian 10% Iranian 3% Subsaharan African 3%
• Foreign-born: 1%
• Languages at home: 91% English-only · Spanish 6% Russian/Polish/Slavic 1% Korean 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -48.47%
• Current HPI: 165.7692
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+499.3% since first listed

29 events — show timeline

• 2026-06-12 Price Changed $89,900 BRIGHT MLS
• 2026-06-01 Price Changed $95,000 BRIGHT MLS
• 2026-05-13 Listed $99,900 BRIGHT MLS
• 2025-10-31 Listing Removed — BRIGHT MLS
• 2025-09-05 Price Changed $89,000 BRIGHT MLS
• 2025-08-25 Price Changed $94,000 BRIGHT MLS
• 2025-07-27 Listed $99,000 BRIGHT MLS
• 2025-07-24 Coming Soon — BRIGHT MLS
• 2024-01-25 Rental Removed $1,200 BRIGHTMLS
• 2024-01-16 Listed for Rent $1,200 BRIGHTMLS
• 2024-01-06 Rental Removed $1,200 BRIGHTMLS
• 2023-12-07 Listed for Rent $1,200 BRIGHTMLS
• 2021-01-27 Sold (Public Records) $30,000 Public Records
• 2021-01-22 Sold (MLS) $30,000 BRIGHT MLS
• 2020-12-14 Pending — BRIGHT MLS
• 2020-11-10 Listed $49,000 BRIGHT MLS
• 2018-04-26 Listed $23,000 BRIGHT MLS
• 2018-04-26 Listing Removed — BRIGHT MLS
• 2017-01-25 Sold (Public Records) $13,000 Public Records
• 2017-01-01 Listing Removed — BRIGHT MLS
• 2016-10-12 Listed $19,900 BRIGHT MLS
• 2016-10-01 Listing Removed — BRIGHT MLS
• 2016-04-06 Listed $19,900 BRIGHT MLS
• 2009-10-26 Sold (MLS) $14,500 BRIGHT MLS
• 2009-10-04 Listing Removed — BRIGHT MLS
• 2009-07-08 Listed $19,900 BRIGHT MLS
• 2008-07-28 Listing Removed — BRIGHT MLS
• 2008-02-01 Listed $49,000 BRIGHT MLS
• 2005-06-10 Sold (Public Records) $15,000 Public Records

Property tax history

+18.5%/yr

Latest (2026): $7,207 · +391.1% YoY. Source: county tax records.