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1840 Hebert St
D Composite 42.47
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • DSCR +6.1/10.0
  • 1% rule +5.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.9/15.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$115,000

1840 Hebert St · Beaumont, TX 77705
3 bd · 2.0 ba · 1,232 sqft · SingleFamily public records · 67 Days on market
Built 1962 7,501 sqft lot $93/sqft · 12% above area Est $102k · 12% over ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Key facts

  • 7,501 sq ft lot
  • Parking
  • Built 1962

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $126 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Blanchette El (math 6% / reading 12%, grade F, #4,293 of 4,322 statewide, top 99%, 568 students, 96% FRL); Odom Middle (math 30% / reading 42%, grade F, #805 of 1,662 statewide, top 50%, 709 students, 73% FRL) — zoned schools average 85% FRL vs 69% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 206 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,100 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.61%
Cash-on-cash
4.71%
DSCR
1.21
GRM
8.0

CMA / ARV

ARV (median comp)
$102,270
List price
$115,000
Delta
12.45%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1925 Ollie St 0.14mi 2/1.0 (-1) 1,184 (-4%) 7mo $95,999 $81 72
4220 Flamingo Ln 0.27mi 3/2.0 1,333 (+8%) 8mo $150,000 $113 67
1445 Elgie St 0.35mi 3/1.0 1,264 (+3%) 12mo $89,900 $71 66
4145 Chaison St 0.50mi 3/2.0 1,292 (+5%) 9mo $59,900 $46 62
2020 Hebert St 0.15mi 2/2.0 (-1) 1,393 (+13%) 20mo $169,000 $121 50
2580 Hegele St 0.55mi 2/1.0 (-1) 1,144 (-7%) 16mo $75,000 $66 40
4110 Goliad St 0.63mi 4/2.0 (+1) 1,305 (+6%) 22mo $130,000 $100 38
4845 Baylor Circle Cir 0.73mi 3/1.5 1,400 (+14%) 13mo $140,000 $100 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.9%
Equity multiple
0.67×
Total profit
$-10,551
Equity at exit
$17,147
10-year hold
IRR
0.6%
Equity multiple
1.04×
Total profit
$1,316
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77705

Home prices YoY
-29.7%
Active inventory
206
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,199 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$170 /mo · $2,041/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$126

Break-even live

Break-even rent $1,039
Max offer price $115,000
Occupancy floor 84%

Sensitivity live

Price -10% $191 -5% $159 +0% $126 +5% $94 +10% $61
Rent -10% $32 -5% $79 +0% $126 +5% $174 +10% $221
Rate -1.0pp $184 -0.5pp $156 base $126 +0.5pp $97 +1.0pp $66

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1417 Church St Beaumont, TX 2.0 1.0 1440 $1,100 $0.76 15d 1 0.35mi
4090 Lou St Beaumont, TX 3.0 2.0 1281 $1,675 $1.31 45d 1 0.36mi
4285 Chaison St Beaumont, TX 2.0 1.0 904 $850 $0.94 45d 1 0.54mi
1211 Washington Blvd Beaumont, TX 3.0 1.0 1363 $1,200 $0.88 45d 1 0.67mi
1834 Roberts St Beaumont, TX 2.0 1.0 840 $897 $1.07 45d 1 0.77mi
4120 Brandon St Beaumont, TX 2.0 1.0 810 $997 $1.23 25d 1 0.88mi
4455 S 5th St Beaumont, TX 3.0 2.0 1437 $1,500 $1.04 15d 1 0.91mi
1294 Cartwright St Unit 1 Beaumont, TX 2.0 1.0 800 $895 $1.12 15d 1 0.92mi
2585 Orange Ave Unit 3 Beaumont, TX 2.0 1.0 806 $975 $1.21 15d 1 0.93mi
614 Euclid St Beaumont, TX 4.0 2.0 1378 $1,395 $1.01 25d 1 1.07mi
2781 Sabine Pass Ave Unit 605 Beaumont, TX 2.0 1.0 1278 $1,025 $0.80 15d 1 1.08mi
315 E Pipkin St Beaumont, TX 2.0 1.0 952 $1,000 $1.05 15d 1 1.17mi
365 E Irby St Beaumont, TX 3.0 2.0 1281 $1,495 $1.17 25d 1 1.22mi
3255 Waverly St Beaumont, TX 3.0 2.0 1152 $1,600 $1.39 25d 1 1.23mi
1545 Avenue B Beaumont, TX 2.0 1.0 1212 $695 $0.57 45d 1 1.30mi
4020 Howard St Beaumont, TX 3.0 2.0 1300 $975 $0.75 45d 1 1.30mi
4030 Howard St Beaumont, TX 2.0 1.0 1008 $795 $0.79 45d 1 1.30mi
655 Adams St Unit 1 Beaumont, TX 2.0 1.0 965 $750 $0.78 15d 1 1.35mi
677 E Caston St Beaumont, TX 2.0 1.0 1070 $795 $0.74 45d 1 1.37mi
690 Adams St Unit 206 Beaumont, TX 2.0 1.0 878 $795 $0.91 15d 1 1.38mi
4670 Maddox St Beaumont, TX 3.0 1.0 1187 $1,195 $1.01 45d 1 1.42mi

Listing history 21 events

  1. 2026-06-21
    days on market $115,000 Active 67 DOM
  2. 2026-06-18
    days on market $115,000 Active 64 DOM
  3. 2026-06-17
    days on market $115,000 Active 63 DOM
  4. 2026-06-16
    days on market $115,000 Active 62 DOM
  5. 2026-06-15
    days on market $115,000 Active 61 DOM
  6. 2026-06-14
    days on market $115,000 Active 59 DOM
  7. 2026-06-13
    days on market $115,000 Active 58 DOM
  8. 2026-06-10
    days on market $115,000 Active 56 DOM
  9. 2026-06-09
    days on market $115,000 Active 55 DOM
  10. 2026-06-08
    days on market $115,000 Active 54 DOM
  11. 2026-06-07
    days on market $115,000 Active 53 DOM
  12. 2026-06-03
    days on market $115,000 Active 49 DOM
  13. 2026-06-02
    days on market $115,000 Active 48 DOM
  14. 2026-06-01
    pricedays on market $115,000 Active 47 DOM
  15. 2026-05-31
    days on market $120,000 Active 46 DOM
  16. 2026-05-30
    days on market $120,000 Active 45 DOM
  17. 2026-05-07
    price $120,000
  18. 2026-05-07
    price $120,000
  19. 2026-04-15
    listed $125,000 Active
  20. 2026-04-14
    listed $125,000 Active
  21. 2018-03-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,041 · $170/mo
Projected year-2 tax
$2,104 · $175/mo
Expected delta
+$63/yr (+$5/mo · 3.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,392
− Mortgage interest
−$6,442
− Property taxes
−$2,041
− Insurance
−$575
− Repairs & maintenance
−$1,151
− Management
−$1,151
− Depreciation
−$3,345
Taxable loss
−$314
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$75
After-tax cash flow
$1,592/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
38,259
Household income
$54,633
Rent vs Own
41.4% rent · 58.6% own
Severe rent burden
776.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Lithuanian 5% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.76%
Current HPI
129.3696
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-4.0% since first listed
5 events — show timeline
  • 2026-05-07 Price Changed $120,000 BBOR
  • 2026-05-07 Price Changed $120,000 HARMLS
  • 2026-04-15 Listed $125,000 HARMLS
  • 2026-04-14 Listed $125,000 BBOR
  • 2018-03-26 Sold (Public Records) Public Records

Property tax history

+8.0%/yr

Latest (2025): $2,041 · +19.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…