7074 Brecken Pl · Stonecrest, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 10 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.6/30.0
- ARV discount +15.0/15.0
- 1% rule +5.9/10.0
- DSCR +5.9/10.0
- Rent growth +2.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$194,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
Key facts
- 0.23 acre lot
- Garage
- Built 2001
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $195k.
Deal economics
- At list price, monthly cash flow is $191 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $195k).
- Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 5.1% in Stonecrest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.2%/yr); 435 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
- This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 153 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 7.47%
- Cash-on-cash
- 4.19%
- DSCR
- 1.19
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $277,711
- List price
- $194,900
- Delta
- -29.82%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 999 Brecken Ln | 0.10mi | 3/2.0 | 1,460 (-10%) | 8mo | $216,000 | $148 | 70 |
| 1777 Cutters Mill Way | 0.45mi | 3/2.5 | 1,718 (+6%) | 2mo | $265,000 | $154 | 68 |
| 521 Stonemill Mnr | 0.56mi | 3/2.5 | 1,679 (+3%) | 8mo | $299,900 | $179 | 62 |
| 1399 Cutters Mill Dr | 0.63mi | 3/2.5 | 1,718 (+6%) | 4mo | $254,900 | $148 | 58 |
| 6837 Timbers East Dr | 0.50mi | 3/2.0 | 1,456 (-10%) | 6mo | $218,000 | $150 | 52 |
| 6875 Timberclair Ct | 0.45mi | 4/3.0 (+1) | 1,812 (+12%) | 5mo | $199,000 | $110 | 48 |
| 781 Hyde Ct | 0.71mi | 3/2.0 | 1,505 (-7%) | 7mo | $240,000 | $159 | 46 |
| 1793 Cutters Mill Way | 0.44mi | 4/2.5 (+1) | 1,846 (+14%) | 6mo | $273,000 | $148 | 46 |
| 1476 Cutters Mill Dr | 0.75mi | 3/2.5 | 1,460 (-10%) | 3mo | $235,000 | $161 | 46 |
| 1168 Stephenson Rd | 0.64mi | 3/2.0 | 1,400 (-14%) | 2mo | $295,000 | $211 | 43 |
| 754 Shore Dr | 0.70mi | 3/2.0 | 1,396 (-14%) | 5mo | $205,000 | $147 | 37 |
| 2146 Mulberry Ln | 0.74mi | 4/2.5 (+1) | 1,856 (+14%) | 1mo | $275,000 | $148 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.18% rent growth · sell at horizon
- IRR
- -12.0%
- Equity multiple
- 0.58×
- Total profit
- $-23,160
- Equity at exit
- $29,060
- IRR
- -6.0%
- Equity multiple
- 0.65×
- Total profit
- $-19,221
- Equity at exit
- $16,851
Cash invested: $54,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30058
- Home prices YoY
- -21.4%
- Rents YoY
- 1.2%
- Active inventory
- 435
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $2,134 high interval (Pro) →
- Mortgage (P&I)
- −$1,022
- Tax from tax record
- −$392 /mo · $4,702/yr
- Insurance
- −$81
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$448
- Net cashflow
- $191
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,725
- Closing costs
- $5,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7086 Brecken Pl Lithonia, GA | 4.0 | 2.5 | 2130 | $2,295 | $1.08 | 19d | 1 | 0.01mi |
| 6936 Deshon Ridge Dr Lithonia, GA | 3.0 | 2.5 | 1872 | $1,781 | $0.95 | 5d | 1 | 0.32mi |
| 493 Stonemill Mnr Lithonia, GA | 4.0 | 2.0 | 1646 | $2,055 | $1.25 | 24d | 1 | 0.50mi |
| 493 Stonemill Mnr Lithonia, GA | 3.0 | 2.5 | 1646 | $1,945 | $1.18 | 43d | 1 | 0.50mi |
| 888 Timbercrest Ct Lithonia, GA | 4.0 | 2.0 | 1632 | $1,850 | $1.13 | 43d | 1 | 0.52mi |
| 883 Timbervale Ln Lithonia, GA | 3.0 | 2.5 | 1848 | $2,075 | $1.12 | 5d | 1 | 0.53mi |
| 7189 Sweet Gum Ct Lithonia, GA | 3.0 | 2.5 | 2070 | $2,200 | $1.06 | 43d | 1 | 0.58mi |
| 1930 Cutters Mill Way Lithonia, GA | 3.0 | 3.0 | 1909 | $2,281 | $1.19 | 5d | 1 | 0.70mi |
| 1370 Rogers Trce Lithonia, GA | 3.0 | 2.5 | 1564 | $1,725 | $1.10 | 12d | 1 | 0.77mi |
| 1980 Cutters Mill Way Lithonia, GA | 4.0 | 2.5 | 2133 | $2,195 | $1.03 | 43d | 1 | 0.79mi |
| 6959 Rogers Pt Lithonia, GA | 3.0 | 2.5 | 1816 | $1,895 | $1.04 | 1d | 1 | 0.82mi |
| 1583 Cutters Mill Dr Lithonia, GA | 3.0 | 2.5 | 1967 | $2,300 | $1.17 | 43d | 1 | 0.90mi |
| 6683 Shapiro Ct Stone Mountain, GA | 3.0 | 2.5 | 1672 | $2,255 | $1.35 | 43d | 1 | 0.90mi |
| 7179 Fair Harbor Way Lithonia, GA | 4.0 | 2.5 | 2110 | $2,350 | $1.11 | 20d | 1 | 0.95mi |
| 842 Asbury Trl Lithonia, GA | 3.0 | 2.0 | 1578 | $1,829 | $1.16 | 5d | 1 | 1.06mi |
| 606 Woodstone Rd Lithonia, GA | 3.0 | 3.0 | 2173 | $1,910 | $0.88 | 24d | 1 | 1.11mi |
| 7156 Lone Oak Way Lithonia, GA | 3.0 | 2.0 | 1884 | $1,895 | $1.01 | 43d | 1 | 1.13mi |
| 6614 Rebecca Lou Ln Lithonia, GA | 3.0 | 2.5 | 1893 | $1,895 | $1.00 | 22d | 1 | 1.32mi |
| 6482 Alford Way Lithonia, GA | 3.0 | 2.5 | 1446 | $1,675 | $1.16 | 15d | 1 | 1.34mi |
| 738 Stonebridge Way Lithonia, GA | 3.0 | 2.0 | 1352 | $1,880 | $1.39 | 24d | 1 | 1.36mi |
| 991 Alford Ct Lithonia, GA | 4.0 | 2.5 | 1896 | $2,045 | $1.08 | 43d | 1 | 1.36mi |
| 6938 Shadow Ridge Ln Stone Mountain, GA | 4.0 | 2.5 | 2036 | $3,000 | $1.47 | 43d | 1 | 1.42mi |
Listing history 16 events
-
2026-06-13statusdays on market $194,900 Under Contract 153 DOM
-
2026-06-09days on market $194,900 Active 151 DOM
-
2026-06-08days on market $194,900 Active 150 DOM
-
2026-06-07days on market $194,900 Active 149 DOM
-
2026-06-04days on market $194,900 Active 146 DOM
-
2026-06-03days on market $194,900 Active 145 DOM
-
2026-06-02days on market $194,900 Active 144 DOM
-
2026-06-01statusdays on market $194,900 Active 143 DOM
-
2026-05-31days on market $194,900 Price Change 142 DOM
-
2026-05-09price $204,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-04-17price $219,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-04-10price $224,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-03-06price $229,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-02-24price $239,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-01-22price $244,900 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
-
2026-01-09$249,900 New 250-char remark
Show marketing remark (250 chars)
Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $4,702 · $392/mo
- Projected year-2 tax
- $4,702 · $392/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 5/10 Major 23% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,605
- − Mortgage interest
- −$10,917
- − Property taxes
- −$4,702
- − Insurance
- −$974
- − Repairs & maintenance
- −$2,048
- − Management
- −$2,048
- − Depreciation
- −$5,670
- Taxable loss
- −$755
- Est. tax savings @ 24.0%
- +$181
- After-tax cash flow
- $2,468/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dekalb County
- NCES district ID
- 1301740
- Math proficiency
- 19% ▼ -12.00%
- Reading proficiency
- 28% ▼ -7.00%
- Median HH income
- $51,448
- Composite
- 20.92/100
- National rank
- #8482
- State rank
- #125 of 174 in GA
Livability — Stonecrest
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Dekalb County · 782,738 people
- City population
- 106,165
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 62,614
- Household income
- $61,684
- Rent vs Own
- Severe rent burden
- 3471.0
Population outlook (DeKalb County) Hauer SSP2
- Today (2025)
- 839,977 people
- By 2030
- 891,768 · +6.2%
- By 2040
- 988,894 · +17.7%
- By 2050
- 1,074,583 · +27.9%
- By 2075
- 1,245,026 · +48.2%
- By 2100
- 1,303,135 · +55.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (91%)
- Race & ethnicity
- Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
- Common ancestry
- Hispanic 0%
- Foreign-born
- 12% · Canada, United Kingdom
- Languages at home
- 93% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · DeKalb
- 2024 margin
- Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
- 2008→2024 swing
- +6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -60.90%
- Current HPI
- 224.0366
- Rent YoY
- ▲ 1.18%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-18.0% since first listed7 events — show timeline
- 2026-05-09 Price Changed $204,900 GAMLS
- 2026-04-17 Price Changed $219,900 GAMLS
- 2026-04-10 Price Changed $224,900 GAMLS
- 2026-03-06 Price Changed $229,900 GAMLS
- 2026-02-24 Price Changed $239,900 GAMLS
- 2026-01-22 Price Changed $244,900 GAMLS
- 2026-01-09 Listed $249,900 GAMLS
Property tax history
+7.7%/yrLatest (2025): $4,702 · +12.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…