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7074 Brecken Pl
C Composite 55.34
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.9/10.0
  • DSCR +5.9/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$194,900

7074 Brecken Pl · Stonecrest, GA 30058
3 bd · 2.5 ba · 1,624 sqft · SingleFamily public records · 153 Days on market
Built 2001 10,018 sqft lot $120/sqft · 30% below area Est $278k · 30% under ↓ 18% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

Key facts

  • 0.23 acre lot
  • Garage
  • Built 2001

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $191 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $195k).
  • Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 5.1% in Stonecrest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.2%/yr); 435 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 153 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
7.47%
Cash-on-cash
4.19%
DSCR
1.19
GRM
7.6

CMA / ARV

ARV (median comp)
$277,711
List price
$194,900
Delta
-29.82%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
999 Brecken Ln 0.10mi 3/2.0 1,460 (-10%) 8mo $216,000 $148 70
1777 Cutters Mill Way 0.45mi 3/2.5 1,718 (+6%) 2mo $265,000 $154 68
521 Stonemill Mnr 0.56mi 3/2.5 1,679 (+3%) 8mo $299,900 $179 62
1399 Cutters Mill Dr 0.63mi 3/2.5 1,718 (+6%) 4mo $254,900 $148 58
6837 Timbers East Dr 0.50mi 3/2.0 1,456 (-10%) 6mo $218,000 $150 52
6875 Timberclair Ct 0.45mi 4/3.0 (+1) 1,812 (+12%) 5mo $199,000 $110 48
781 Hyde Ct 0.71mi 3/2.0 1,505 (-7%) 7mo $240,000 $159 46
1793 Cutters Mill Way 0.44mi 4/2.5 (+1) 1,846 (+14%) 6mo $273,000 $148 46
1476 Cutters Mill Dr 0.75mi 3/2.5 1,460 (-10%) 3mo $235,000 $161 46
1168 Stephenson Rd 0.64mi 3/2.0 1,400 (-14%) 2mo $295,000 $211 43
754 Shore Dr 0.70mi 3/2.0 1,396 (-14%) 5mo $205,000 $147 37
2146 Mulberry Ln 0.74mi 4/2.5 (+1) 1,856 (+14%) 1mo $275,000 $148 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.18% rent growth · sell at horizon

5-year hold
IRR
-12.0%
Equity multiple
0.58×
Total profit
$-23,160
Equity at exit
$29,060
10-year hold
IRR
-6.0%
Equity multiple
0.65×
Total profit
$-19,221
Equity at exit
$16,851

Cash invested: $54,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30058

Home prices YoY
-21.4%
Rents YoY
1.2%
Active inventory
435
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,134 high interval (Pro) →
Mortgage (P&I)
$1,022
Tax from tax record
$392 /mo · $4,702/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$448
Net cashflow
$191

Break-even live

Break-even rent $1,893
Max offer price $194,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,725
Closing costs
$5,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7086 Brecken Pl Lithonia, GA 4.0 2.5 2130 $2,295 $1.08 19d 1 0.01mi
6936 Deshon Ridge Dr Lithonia, GA 3.0 2.5 1872 $1,781 $0.95 5d 1 0.32mi
493 Stonemill Mnr Lithonia, GA 4.0 2.0 1646 $2,055 $1.25 24d 1 0.50mi
493 Stonemill Mnr Lithonia, GA 3.0 2.5 1646 $1,945 $1.18 43d 1 0.50mi
888 Timbercrest Ct Lithonia, GA 4.0 2.0 1632 $1,850 $1.13 43d 1 0.52mi
883 Timbervale Ln Lithonia, GA 3.0 2.5 1848 $2,075 $1.12 5d 1 0.53mi
7189 Sweet Gum Ct Lithonia, GA 3.0 2.5 2070 $2,200 $1.06 43d 1 0.58mi
1930 Cutters Mill Way Lithonia, GA 3.0 3.0 1909 $2,281 $1.19 5d 1 0.70mi
1370 Rogers Trce Lithonia, GA 3.0 2.5 1564 $1,725 $1.10 12d 1 0.77mi
1980 Cutters Mill Way Lithonia, GA 4.0 2.5 2133 $2,195 $1.03 43d 1 0.79mi
6959 Rogers Pt Lithonia, GA 3.0 2.5 1816 $1,895 $1.04 1d 1 0.82mi
1583 Cutters Mill Dr Lithonia, GA 3.0 2.5 1967 $2,300 $1.17 43d 1 0.90mi
6683 Shapiro Ct Stone Mountain, GA 3.0 2.5 1672 $2,255 $1.35 43d 1 0.90mi
7179 Fair Harbor Way Lithonia, GA 4.0 2.5 2110 $2,350 $1.11 20d 1 0.95mi
842 Asbury Trl Lithonia, GA 3.0 2.0 1578 $1,829 $1.16 5d 1 1.06mi
606 Woodstone Rd Lithonia, GA 3.0 3.0 2173 $1,910 $0.88 24d 1 1.11mi
7156 Lone Oak Way Lithonia, GA 3.0 2.0 1884 $1,895 $1.01 43d 1 1.13mi
6614 Rebecca Lou Ln Lithonia, GA 3.0 2.5 1893 $1,895 $1.00 22d 1 1.32mi
6482 Alford Way Lithonia, GA 3.0 2.5 1446 $1,675 $1.16 15d 1 1.34mi
738 Stonebridge Way Lithonia, GA 3.0 2.0 1352 $1,880 $1.39 24d 1 1.36mi
991 Alford Ct Lithonia, GA 4.0 2.5 1896 $2,045 $1.08 43d 1 1.36mi
6938 Shadow Ridge Ln Stone Mountain, GA 4.0 2.5 2036 $3,000 $1.47 43d 1 1.42mi

Listing history 16 events

  1. 2026-06-13
    statusdays on market $194,900 Under Contract 153 DOM
  2. 2026-06-09
    days on market $194,900 Active 151 DOM
  3. 2026-06-08
    days on market $194,900 Active 150 DOM
  4. 2026-06-07
    days on market $194,900 Active 149 DOM
  5. 2026-06-04
    days on market $194,900 Active 146 DOM
  6. 2026-06-03
    days on market $194,900 Active 145 DOM
  7. 2026-06-02
    days on market $194,900 Active 144 DOM
  8. 2026-06-01
    statusdays on market $194,900 Active 143 DOM
  9. 2026-05-31
    days on market $194,900 Price Change 142 DOM
  10. 2026-05-09
    price $204,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  11. 2026-04-17
    price $219,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  12. 2026-04-10
    price $224,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  13. 2026-03-06
    price $229,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  14. 2026-02-24
    price $239,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  15. 2026-01-22
    price $244,900 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

  16. 2026-01-09
    listed $249,900 New 250-char remark
    Show marketing remark (250 chars)

    Charming and move-in ready bi-level home with 3 bedrooms and 2 full bathrooms. 2 bedrooms are located on the main level, and the primary bedroom is located on the 2nd floor for added privacy. This residence provides ample space for everyday living.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,702 · $392/mo
Projected year-2 tax
$4,702 · $392/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 23% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,605
− Mortgage interest
−$10,917
− Property taxes
−$4,702
− Insurance
−$974
− Repairs & maintenance
−$2,048
− Management
−$2,048
− Depreciation
−$5,670
Taxable loss
−$755
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$181
After-tax cash flow
$2,468/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Dekalb County · 782,738 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
62,614
Household income
$61,684
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
3471.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% Hispanic / Latino 3% White 3% Two or more races 3%
Common ancestry
Hispanic 0%
Foreign-born
12% · Canada, United Kingdom
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.90%
Current HPI
224.0366
Rent YoY
▲ 1.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-18.0% since first listed
7 events — show timeline
  • 2026-05-09 Price Changed $204,900 GAMLS
  • 2026-04-17 Price Changed $219,900 GAMLS
  • 2026-04-10 Price Changed $224,900 GAMLS
  • 2026-03-06 Price Changed $229,900 GAMLS
  • 2026-02-24 Price Changed $239,900 GAMLS
  • 2026-01-22 Price Changed $244,900 GAMLS
  • 2026-01-09 Listed $249,900 GAMLS

Property tax history

+7.7%/yr

Latest (2025): $4,702 · +12.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…