1015 Roberts St · Nanty-Glo, PA 15943

$74,900

5 bd · 3.0 ba · 2,392 sqft · MultiFamily · 7 Days on market

3,485 sqft lot Est $77k · at est.

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +8.5/15.0
• Appreciation +5.5/10.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Welcome to 1015 Roberts Street in Nanty Glo Borough, a spacious two-story home offering an abundance of living space and endless potential for its next owner. The main level features a large living room, formal dining room, oversized eat-in kitchen, full bathroom, versatile bonus room perfect for a home office or playroom, and a convenient mudroom with direct access to the attached garage. Upstairs, you'll find five generously sized bedrooms and an additional full bathroom. Hardwood flooring is present beneath much of the upper level, providing an excellent opportunity to restore its original character and charm. The unfinished basement offers even more usable space and includes a full bathroom, laundry area, mechanicals, and ample storage. Situated on a desirable corner lot, the exterior features a covered front porch, attached one-car garage, side and rear decks, and a spacious fenced yard. With its generous layout, classic features, and tremendous potential, this property is ready for your personal touch. Schedule your showing today!

Key facts

• Formal dining room
• Convenient mudroom
• Large living room

Tags

• SPACIOUS TWO STORY HOME
• LARGE LIVING ROOM
• FORMAL DINING ROOM
• OVERSIZED EAT IN KITCHEN
• VERSATILE BONUS ROOM
• CONVENIENT MUDROOM

Property features AI

Exterior

• Parking: Attached garage (1 space); Off-street parking
• Utilities: Public water; Public sewer (sewer available)
• Home design: Single family residence; Two-story; Residential zoning
• Construction: Aluminum and vinyl siding; Shingle roof
• Exterior features: Corner lot

Interior

• Bathrooms: Three full bathrooms
• Heating & cooling: Hot water oil heating
• Interior features: Full unfinished basement; Two levels

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath multifamily listed at $75k.

Deal economics

• At list price, monthly cash flow is $596 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Blacklick Valley SD (town): math 37% / reading 50% proficiency, ranked #310 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 11 active listings in the ZIP; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($518 loan paydown + $751 appreciation (1.0% local appreciation)).
• Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $74,900

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 15.83%
• Cash-on-cash: 34.08%
• DSCR: 2.52
• GRM: 4.4

CMA / ARV

• ARV (on-the-fly): $76,544
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1064-1070 Chestnut St	0.28mi	6/2.0 (+1)	2,036 (-15%)	12mo	$64,900	$32	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 36.5%
• Equity multiple: 2.88×
• Total profit: $39,362
• Equity at exit: $25,577

10-year hold

• IRR: 38.7%
• Equity multiple: 5.64×
• Total profit: $97,286
• Equity at exit: $33,996

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15943

• Home prices YoY: 1.0%
• Active inventory: 11
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,414 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$97 /mo · $1,166/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$297
• Net cashflow: $596

Break-even live

Break-even rent $660

Max offer price $74,900

Occupancy floor 53%

Sensitivity live

Price	-10% $638	-5% $617	+0% $596	+5% $574	+10% $553
Rent	-10% $484	-5% $540	+0% $596	+5% $651	+10% $707
Rate	-1.0pp $633	-0.5pp $615	base $596	+0.5pp $576	+1.0pp $556

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Listing history 6 events

1. 2026-06-16
   status $74,900 Pending 7 DOM
2. 2026-06-15
   days on market $74,900 Active 7 DOM
3. 2026-06-13
   days on market $74,900 Active 5 DOM
4. 2026-06-12
   days on market $74,900 Active 4 DOM
5. 2026-06-09
   remarks 699-char remark
6. 2026-06-09
   listed $74,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,166 · $97/mo
• Projected year-2 tax: $1,175 · $98/mo
• Expected delta: +$9/yr (+$1/mo · 0.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 8 d/yr ≥91°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,962
• − Mortgage interest: −$4,196
• − Property taxes: −$1,166
• − Insurance: −$374
• − Repairs & maintenance: −$1,357
• − Management: −$1,357
• − Depreciation: −$2,179
• Taxable income: $6,333
• Est. tax owed @ 24.0%: −$1,520
• After-tax cash flow: $5,626/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Blacklick Valley SD
• NCES district ID: 4203690
• Math proficiency: 37% ▲ 7.00%
• Reading proficiency: 50% ▲ 5.00%
• Median HH income: $38,550
• Composite: 36.25/100
• National rank: #4712
• State rank: #310 of 539 in PA

Livability — Nanty-Glo

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Nanty-Glo, PA
• City population: 3,747
• Population (ZIP): 3,747

Population outlook (Cambria County) Hauer SSP2

• Today (2025): 122,754 people
• By 2030: 115,827 · -5.6%
• By 2040: 101,309 · -17.5%
• By 2050: 88,379 · -28.0%
• By 2075: 65,237 · -46.9%
• By 2100: 46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Two or more races 2%
• Common ancestry: Romanian 7% Lithuanian 2% Italian 2%
• Foreign-born: 1%
• Languages at home: 99% English-only · German/W. Germanic 1%

Political lean MEDSL · Cambria

• 2024 margin: Solid R (+39.7) · D 29.8% · R 69.5%
• 2008→2024 swing: -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
• All cycles: 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.00%
• Current HPI: 97.1064
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-06-08 Listed $74,900 CSMLS
• 2026-06-08 Listed $74,900 AHARMLS

Property tax history

+1.3%/yr

Latest (2026): $1,166 · +0.0% YoY. Source: county tax records.