516 Boracay Cir · Jacksonville, FL 32259

$279,900

3 bd · 2.5 ba · 1,611 sqft · Townhouse · 34 Days on market

Built 2022 Good condition 2,613 sqft lot 1-car garage $174/sqft · 14% below area Est $327k · 14% under $381/mo HOA · 16% of rent ↓ 25% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.9/15.0
• Schools +7.8/10.0
• Cash flow +5.4/30.0
• Livability +4.2/5.0
• Condition / age +4.0/5.0
• 1% rule +3.6/10.0
• Rent growth +2.5/5.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

Key facts

• $381 HOA
• Garage
• Community pool

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $280k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-604 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $173k (38.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (13.7% below list).
• Recommended offer: $173k (38.1% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
• Zoned schools: Palencia Elementary School (math 82% / reading 80%, grade A+, #95 of 2,144 statewide, top 5%, 781 students, 15% FRL); Pacetti Bay Middle School (math 77% / reading 72%, grade A, #40 of 571 statewide, top 7%, 1,443 students, 18% FRL); Allen D Nease Senior High School (math 72% / reading 78%, grade A-, #40 of 667 statewide, top 6%, 2,214 students, 4% FRL).
• Market conditions: Rents flat; 1103 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 74d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($272k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,169 (38.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 3.70%
• Cash-on-cash: -9.25%
• DSCR: 0.59
• GRM: 9.7

CMA / ARV

• ARV (median comp): $326,526
• List price: $279,900
• Delta: -14.28%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
491 Boracay Cir	0.04mi	3/2.5	1,631 (+1%)	7mo	$301,000	$185	91
202 Boracay Cir	0.17mi	3/2.5	1,750 (+9%)	4mo	$295,000	$169	74
208 Boracay Cir	0.17mi	3/2.5	1,750 (+9%)	4mo	$270,000	$154	74
143 Boracay Cir	0.11mi	3/2.5	1,751 (+9%)	9mo	$270,000	$154	73
34 Pasadena Dr	0.73mi	3/2.5	1,722 (+7%)	5mo	$340,000	$197	50
42 Pasadena Dr	0.74mi	3/2.5	1,722 (+7%)	5mo	$340,000	$197	50
38 Pasadena Dr	0.74mi	3/2.5	1,722 (+7%)	6mo	$359,990	$209	49
44 Pasadena Dr	0.74mi	3/2.5	1,722 (+7%)	6mo	$354,990	$206	49
21 Pasadena Dr	0.72mi	3/2.5	1,795 (+11%)	6mo	$370,000	$206	43
28 Pasadena Dr	0.72mi	3/2.5	1,795 (+11%)	6mo	$391,000	$218	42
32 Pasadena Dr	0.73mi	2/2.5 (-1)	1,442 (-10%)	5mo	$320,000	$222	39
48 Pasadena Dr	0.75mi	2/2.5 (-1)	1,442 (-10%)	4mo	$334,990	$232	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -37.4%
• Equity multiple: -0.16×
• Total profit: $-90,527
• Equity at exit: $41,734

10-year hold

• IRR: -87.3%
• Equity multiple: -0.97×
• Total profit: $-154,158
• Equity at exit: $24,201

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 35 active · 14 under contract
• Months of supply: 8.8 mo (11%/mo absorbed)
• Median asking: $309,000 ($196/sqft)
• Median days on market: 98 d
• This list price: 17% of active listings are priced below it
• ARV vs active asking: +3.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 32259

• Home prices YoY: -28.8%
• Rents YoY: 0.0%
• Active inventory: 1103
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,417 high
• Mortgage (P&I): −$1,468
• Tax from tax record: −$548 /mo · $6,577/yr
• Insurance: −$117
• HOA: −$381
• Vacancy / Maint / Mgmt: −$508
• Net cashflow: $-604

Break-even live

Break-even rent $3,182

Max offer price $173,169

Occupancy floor —

Sensitivity live

Price	-10% $-446	-5% $-525	+0% $-604	+5% $-683	+10% $-763
Rent	-10% $-795	-5% $-700	+0% $-604	+5% $-509	+10% $-413
Rate	-1.0pp $-463	-0.5pp $-533	base $-604	+0.5pp $-677	+1.0pp $-750

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,975
• Closing costs: $8,397
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
477 Albany Bay Blvd Saint Johns, FL	3.0	2.5	1631	$2,249	$1.38	99d	1	0.04mi
472 Boracay Cir Saint Johns, FL	3.0	2.5	1750	$2,600	$1.49	119d	1	0.06mi
457 Boracay Cir Saint Johns, FL	3.0	2.5	1751	$2,595	$1.48	99d	1	0.08mi
75 Teigan Trl St Johns, FL	3.0	1.0–2.0	1035	$2,199	$2.12	0d	32	0.09mi
99 Boracay Cir Saint Johns, FL	3.0	3.0	1631	$2,200	$1.35	7d	1	0.11mi
105 Boracay Cir St Johns, FL	3.0	3.0	1750	$2,545	$1.45	73d	1	0.11mi
181 Boracay Cir Unit 181 St Johns, FL	3.0	2.5	1631	$2,450	$1.50	119d	1	0.15mi
150 Boracay Cir Saint Johns, FL	3.0	2.5	1631	$2,400	$1.47	7d	1	0.16mi
369 Boracay Cir Saint Johns, FL	3.0	2.5	1750	$2,350	$1.34	5d	1	0.17mi
369 Boracay Cir Saint Johns, FL	3.0	2.5	1750	$2,350	$1.34	3d	1	0.17mi
250 Boracay Cir Saint Johns, FL	3.0	3.0	1631	$2,200	$1.35	7d	1	0.22mi
294 Boracay Cir Saint Johns, FL	3.0	2.5	1631	$2,350	$1.44	7d	1	0.23mi
70 Killarney Ave Saint Johns, FL	3.0	2.5	1710	$2,900	$1.70	7d	1	0.27mi
35 Crystal Palm Dr St Johns, FL	1.0–3.0	1.0–2.0	1115	$2,462	$2.21	0d	17	0.61mi
87 Tahiti Shores Ct Saint Augustine, FL	3.0	1.5	1502	$1,975	$1.31	115d	1	0.62mi
71 Tahiti Shores Ct Saint Augustine, FL	3.0	2.5	1502	$1,975	$1.31	103d	1	0.62mi
128 Peace River Rd Saint Johns, FL	3.0	2.0	1638	$2,395	$1.46	119d	1	0.63mi
357 Rum Runner Way St Johns, FL	4.0	3.5	2169	$3,550	$1.64	73d	1	0.63mi
171 Tamar Ct Saint Augustine, FL	3.0	3.0	2081	$2,600	$1.25	7d	1	0.66mi
171 Tamar Ct St Augustine, FL	3.0	2.5	2081	$2,600	$1.25	63d	1	0.66mi
59 Talulla Trl Saint Augustine, FL	3.0	2.5	1502	$1,895	$1.26	0d	1	0.67mi
290 Rum Runner Way St Johns, FL	3.0	2.5	2052	$3,995	$1.95	73d	1	0.70mi
55 Tamar Ct Saint Augustine, FL	3.0	2.5	2081	$2,600	$1.25	119d	1	0.70mi
32 Pasadena Dr Unit 1 St. Augustine, FL	2.0	2.5	1442	$2,100	$1.46	119d	1	0.71mi
205 Talulla Trl St Augustine, FL	3.0	2.5	1502	$1,995	$1.33	73d	1	0.72mi
62 Gourd Island Way Saint Johns, FL	4.0	2.0	1656	$2,250	$1.36	7d	1	0.74mi
35 Oarsman Crossing Dr St Augustine, FL	3.0	2.5	1502	$1,850	$1.23	63d	1	0.74mi
35 Oarsman Crossing Dr Saint Augustine, FL	3.0	2.5	1502	$1,900	$1.26	82d	1	0.74mi
64 Pasadena Dr Saint Augustine, FL	3.0	2.5	1502	$2,075	$1.38	119d	1	0.74mi
70 Oarsman Crossing Dr Saint Augustine, FL	3.0	2.5	1722	$1,950	$1.13	115d	1	0.76mi
70 Oarsman Crossing Dr Saint Augustine, FL	3.0	2.5	1687	$1,995	$1.18	93d	1	0.76mi
298 Charlie Way Saint Augustine, FL	3.0	2.5	1789	$2,349	$1.31	0d	1	0.76mi
55 Gourd Island Way Saint Johns, FL	4.0	2.5	2091	$2,600	$1.24	119d	1	0.76mi
63 Oarsman Crossing Dr Saint Augustine, FL	2.0	2.5	1210	$1,775	$1.47	119d	1	0.76mi
44 Pomona Way St Augustine, FL	3.0	2.5	1502	$2,100	$1.40	73d	1	0.77mi
168 Rambling Brook Trl Saint Johns, FL	3.0	2.0	1700	$3,000	$1.76	119d	1	0.77mi
262 Talulla Trl Saint Augustine, FL	2.0	2.5	1210	$1,700	$1.40	112d	1	0.77mi
52 Pomona Way Saint Augustine, FL	3.0	2.5	1502	$1,850	$1.23	7d	1	0.77mi
94 Oarsman Crossing Dr Saint Augustine, FL	3.0	2.5	1722	$2,100	$1.22	119d	1	0.78mi
272 Talulla Trl Saint Augustine, FL	3.0	2.5	1502	$2,100	$1.40	107d	1	0.78mi

Property features AI

Finance

• Other: Lot approximately 0.06 acresFurnishing negotiableSidewalks in community
• HOA & community: Association: Grande Isle At BeachwalkMonthly association feeAssociation amenities include clubhouse, dog park, fitness center, maintained grounds, park, and spa/hot tubCDD fee applies

Exterior

• Parking: 1-car garage with garage door openerOn-street parking available
• Utilities: Public sewerWater connectedSewer connected
• Home design: TownhouseTwo levelsEntry on level 1
• Construction: Fiber cement exterior
• Exterior features: Front porchRear porchScreened porchCommunity pool (not private)

Interior

• Kitchen: DishwasherDisposalElectric cooktopElectric ovenMicrowaveRefrigerator
• Bedrooms: 3 bedrooms
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Central heatingCentral airSmart thermostat
• Interior features: Breakfast bar and breakfast nookCeiling fansEat-in kitchenEntrance foyerGuest suiteKitchen islandPantrySmart thermostatSplit bedroom layoutWalk-in closets
• Laundry & utility: Washer and dryer includedLaundry on upper level

HOA detail $381/mo · $4,572/yr

• Likely covers: watergym

Listing history 42 events

1. 2026-06-22
   days on market $279,900 Active 34 DOM
2. 2026-06-21
   days on market $279,900 Active 33 DOM
3. 2026-06-18
   days on market $279,900 Active 30 DOM
4. 2026-06-17
   days on market $279,900 Active 29 DOM
5. 2026-06-16
   days on market $279,900 Active 28 DOM
6. 2026-06-15
   days on market $279,900 Active 27 DOM
7. 2026-06-13
   days on market $279,900 Active 25 DOM
8. 2026-06-13
   days on market $279,900 Active 24 DOM
9. 2026-06-10
   days on market $279,900 Active 21 DOM
10. 2026-06-08
    days on market $279,900 Active 20 DOM
11. 2026-06-07
    days on market $279,900 Active 19 DOM
12. 2026-06-03
    days on market $279,900 Active 15 DOM
13. 2026-06-02
    days on market $279,900 Active 14 DOM
14. 2026-06-01
    days on market $279,900 Active 13 DOM
15. 2026-05-31
    days on market $279,900 Active 12 DOM
16. 2026-05-19
    listed $279,900 Active
17. 2026-05-19
    price $279,900
18. 2025-10-17
    soldstatus $250,000 Closed 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

19. 2025-10-17
    soldstatus $250,000

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

20. 2025-10-08
    status Pending 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

21. 2025-09-17
    price $279,990 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

22. 2025-07-18
    price $286,000 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

23. 2025-06-25
    price $292,000 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

24. 2025-06-16
    status Active 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

25. 2025-05-06
    status Pending 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

26. 2025-05-02
    price $299,995 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

27. 2025-04-12
    price $308,000 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

28. 2025-03-21
    listed $315,000 Active 989-char remark

    Show marketing remark (989 chars)

    BEST VALUE FOR A 3 BEDROOM TOWNHOME in Grand Isle of Beachwalk you must see to appreciate! Pristine LIKE NEW move in ready interior features include wood look tile, custom cabinets, quartz counter tops, island/breakfast bar, mosaic tile backsplash, stainless appliances, recessed and upgraded lighting fixtures, neutral paint, custom blinds, ceiling fans, walk in closets, 2nd floor laundry, and spacious owner's suite. Exterior features include screened lanai, extended driveway, one car garage and front porch at entry. Vacation every day and live your best Florida life in this outstanding community with resort style amenities to include 14-acre lagoon, water slide, kayak and paddle board facilities, swim up bar, clubhouse, fitness center, tennis court, putting course, and dog park. Top rated schools, convenient location and close proximity to shopping, restaurants, major highways, Ponte Vedra Beach, historic St. Agustine, and downtown Jacksonville is a great place to call home!

29. 2025-03-17
    historical 1128-char remark

    Show marketing remark (1128 chars)

    Discover this beautifully upgraded townhouse in the sought-after Beachwalk community, where modern amenities and convenience come together. With 3 bedrooms, 2.5 bathrooms, and an extended driveway, this home offers space, style, and functionality in a thriving neighborhood. Beachwalk is a dynamic & family-friendly community renowned for its exceptional Grade A school programs, 14 acre crystal lagoon, fitness facilities, & proximity to new shopping, dining, and entertainment options. Convenient access to I-95 makes commuting to Jacksonville effortless. Upgraded Kitchen offers white shaker cabinets with soft-close hardware, quartz countertops, mosaic backsplash, and stainless steel appliances. Stylish living space with an open floor plan & upgraded tile flooring, Pottery Barn dining pendant, and custom chandelier in the living room. Bathrooms feature brand-new vanities with soft-close drawers and sleek black hardware. Additional Updates: Fresh paint throughout and ground-fault switch on the HVAC fan motor. Whether seeking a dynamic lifestyle or a relaxing retreat, Beachwalk offers the perfect balance.

30. 2025-02-28
    price $318,000 1128-char remark

    Show marketing remark (1128 chars)

    Discover this beautifully upgraded townhouse in the sought-after Beachwalk community, where modern amenities and convenience come together. With 3 bedrooms, 2.5 bathrooms, and an extended driveway, this home offers space, style, and functionality in a thriving neighborhood. Beachwalk is a dynamic & family-friendly community renowned for its exceptional Grade A school programs, 14 acre crystal lagoon, fitness facilities, & proximity to new shopping, dining, and entertainment options. Convenient access to I-95 makes commuting to Jacksonville effortless. Upgraded Kitchen offers white shaker cabinets with soft-close hardware, quartz countertops, mosaic backsplash, and stainless steel appliances. Stylish living space with an open floor plan & upgraded tile flooring, Pottery Barn dining pendant, and custom chandelier in the living room. Bathrooms feature brand-new vanities with soft-close drawers and sleek black hardware. Additional Updates: Fresh paint throughout and ground-fault switch on the HVAC fan motor. Whether seeking a dynamic lifestyle or a relaxing retreat, Beachwalk offers the perfect balance.

31. 2025-02-25
    price $338,000 1128-char remark

    Show marketing remark (1128 chars)

    Discover this beautifully upgraded townhouse in the sought-after Beachwalk community, where modern amenities and convenience come together. With 3 bedrooms, 2.5 bathrooms, and an extended driveway, this home offers space, style, and functionality in a thriving neighborhood. Beachwalk is a dynamic & family-friendly community renowned for its exceptional Grade A school programs, 14 acre crystal lagoon, fitness facilities, & proximity to new shopping, dining, and entertainment options. Convenient access to I-95 makes commuting to Jacksonville effortless. Upgraded Kitchen offers white shaker cabinets with soft-close hardware, quartz countertops, mosaic backsplash, and stainless steel appliances. Stylish living space with an open floor plan & upgraded tile flooring, Pottery Barn dining pendant, and custom chandelier in the living room. Bathrooms feature brand-new vanities with soft-close drawers and sleek black hardware. Additional Updates: Fresh paint throughout and ground-fault switch on the HVAC fan motor. Whether seeking a dynamic lifestyle or a relaxing retreat, Beachwalk offers the perfect balance.

32. 2025-01-06
    listed $342,000 Active 1128-char remark

    Show marketing remark (1128 chars)

    Discover this beautifully upgraded townhouse in the sought-after Beachwalk community, where modern amenities and convenience come together. With 3 bedrooms, 2.5 bathrooms, and an extended driveway, this home offers space, style, and functionality in a thriving neighborhood. Beachwalk is a dynamic & family-friendly community renowned for its exceptional Grade A school programs, 14 acre crystal lagoon, fitness facilities, & proximity to new shopping, dining, and entertainment options. Convenient access to I-95 makes commuting to Jacksonville effortless. Upgraded Kitchen offers white shaker cabinets with soft-close hardware, quartz countertops, mosaic backsplash, and stainless steel appliances. Stylish living space with an open floor plan & upgraded tile flooring, Pottery Barn dining pendant, and custom chandelier in the living room. Bathrooms feature brand-new vanities with soft-close drawers and sleek black hardware. Additional Updates: Fresh paint throughout and ground-fault switch on the HVAC fan motor. Whether seeking a dynamic lifestyle or a relaxing retreat, Beachwalk offers the perfect balance.

33. 2024-10-02
    historical
34. 2024-09-02
    status Active
35. 2024-08-30
    historical
36. 2024-07-23
    price $349,900
37. 2024-06-15
    price $366,000
38. 2024-05-11
    price $366,500
39. 2024-04-05
    price $374,500
40. 2024-03-21
    listed $378,000 Active
41. 2024-03-21
    historical
42. 2024-02-28
    listed $375,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,577 · $548/mo
• Projected year-2 tax: $6,577 · $548/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,003
• − Mortgage interest: −$15,679
• − Property taxes: −$6,577
• − Insurance: −$1,400
• − Repairs & maintenance: −$2,320
• − Management: −$2,320
• − HOA: −$4,572
• − Depreciation: −$8,143
• Taxable loss: −$12,007
• Est. tax savings @ 24.0%: +$2,882
• After-tax cash flow: $-4,368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This well-maintained 3-bedroom townhome in the Beachwalk community is move-in ready with modern finishes and low-maintenance living.

Value-add opportunities

• Resale Paint exterior siding — Enhances curb appeal and can increase property value ↑
• Resale Upgrade landscaping — Improves curb appeal and can increase property value ↑
• Both Install smart home features — Enhances convenience and can increase property value ↑
• Both Add smart thermostat — Saves energy and can increase property value ↑

B Composite school gradezoned avg 78/100

Zoned Schools

Elementary Palencia Elementary School A+ FL #95/2,144 Nat'l #1,082/41,679 Middle Pacetti Bay Middle School A FL #40/571 Nat'l #537/14,009 High Creekside High School A- FL #27/667 Nat'l #1,121/17,239

Schools (NCES district)

• District: St. Johns
• NCES district ID: 1201740
• Math proficiency: 75% ▼ -5.00%
• Reading proficiency: 73% ▼ -2.00%
• Median HH income: $66,842
• Composite: 64.31/100
• National rank: #556
• State rank: #2 of 73 in FL

A Composite livability gradescore 83/100

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Saint Johns County · 303,941 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 75,016
• Household income: $150,736
• Rent vs Own: 11.8% rent · 88.2% own
• Severe rent burden: 8% of renters

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Population outlook (St. Johns County) Hauer SSP2

• Today (2025): 303,941 people
• By 2030: 342,590 · +12.7%
• By 2040: 417,328 · +37.3%
• By 2050: 487,011 · +60.2%
• By 2075: 635,395 · +109.1%
• By 2100: 717,469 · +136.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Two or more races 11% Hispanic / Latino 9% Black 6% Asian 6%
• Hispanic origin (detail): Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 2% Lithuanian 2% Slovak 2%
• Foreign-born: 13% · Canada, Jamaica, China
• Languages at home: 86% English-only · Spanish 5% Other Indo-European 4% Other Asian/Pacific 2%

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Political lean MEDSL · St. Johns

• 2024 margin: Solid R (+31.4) · D 33.9% · R 65.2%
• 2008→2024 swing: +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.54%
• Current HPI: 261.2552
• Rent YoY: ▬ 0.00%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Lot approximately 0.06 acresFurnishing negotiableSidewalks in community
• HOA & community: Association: Grande Isle At BeachwalkMonthly association feeAssociation amenities include clubhouse, dog park, fitness center, maintained grounds, park, and spa/hot tubCDD fee applies

Exterior

• Parking: 1-car garage with garage door openerOn-street parking available
• Utilities: Public sewerWater connectedSewer connected
• Home design: TownhouseTwo levelsEntry on level 1
• Construction: Fiber cement exterior
• Exterior features: Front porchRear porchScreened porchCommunity pool (not private)

Interior

• Kitchen: DishwasherDisposalElectric cooktopElectric ovenMicrowaveRefrigerator
• Bedrooms: 3 bedrooms
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms1 half bathroom
• Heating & cooling: Central heatingCentral airSmart thermostat
• Interior features: Breakfast bar and breakfast nookCeiling fansEat-in kitchenEntrance foyerGuest suiteKitchen islandPantrySmart thermostatSplit bedroom layoutWalk-in closets
• Laundry & utility: Washer and dryer includedLaundry on upper level

Price history

-25.4% since first listed

27 events — show timeline

• 2026-05-19 Listed $279,900 realMLS
• 2026-05-19 Price Changed $279,900 realMLS
• 2025-10-17 Sold (Public Records) $250,000 Public Records
• 2025-10-17 Sold (MLS) $250,000 realMLS
• 2025-10-08 Pending — realMLS
• 2025-09-17 Price Changed $279,990 realMLS
• 2025-07-18 Price Changed $286,000 realMLS
• 2025-06-25 Price Changed $292,000 realMLS
• 2025-06-16 Relisted — realMLS
• 2025-05-06 Pending — realMLS
• 2025-05-02 Price Changed $299,995 realMLS
• 2025-04-12 Price Changed $308,000 realMLS
• 2025-03-21 Listed $315,000 realMLS
• 2025-03-17 Listing Removed — realMLS
• 2025-02-28 Price Changed $318,000 realMLS
• 2025-02-25 Price Changed $338,000 realMLS
• 2025-01-06 Listed $342,000 realMLS
• 2024-10-02 Listing Removed — realMLS
• 2024-09-02 Relisted — realMLS
• 2024-08-30 Listing Removed — realMLS
• 2024-07-23 Price Changed $349,900 realMLS
• 2024-06-15 Price Changed $366,000 realMLS
• 2024-05-11 Price Changed $366,500 realMLS
• 2024-04-05 Price Changed $374,500 realMLS
• 2024-03-21 Listed $378,000 realMLS
• 2024-03-21 Listing Removed — realMLS
• 2024-02-28 Listed $375,000 realMLS

Property tax history

+5.8%/yr

Latest (2025): $6,577 · +5.4% YoY. Source: county tax records.