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805 Woodland Dr
C+ Composite 64.52
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.5/10.0
  • 1% rule +6.1/10.0
  • Rent growth +4.4/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$166,500

805 Woodland Dr · Lakeview, GA 30741
3 bd · 2.0 ba · 1,965 sqft · SingleFamily public records · 79 Days on market
Built 1957 0.30 ac lot $85/sqft · 31% below area Est $241k · 31% under ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

805 Woodland Drive in Rossville, GA offers a three-bedroom home with over 1,900 square feet of living space, providing a spacious and functional layout designed for comfortable everyday living. The home features well-proportioned rooms and multiple living areas that offer flexibility for a variety of lifestyle needs. Conveniently located near local schools, parks, shopping, and dining, the property also provides easy access to major roadways for commuting to Chattanooga and surrounding areas. Being sold as is, this property presents a strong opportunity for investors or anyone looking to add value or their own special touches in the Rossville market.

Key facts

  • 0.3 acre lot
  • Parking
  • Built 1957

Tags

MULTIPLE LIVING AREASEASY ACCESS TO MAJOR ROADWAYS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $166k.

Deal economics

  • At list price, monthly cash flow is $306 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $166k).
  • Recommended offer: $157k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 4.9% in Lakeview — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#106 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools F, amenities F, commute F.
  • Walker County (rural): math 25% / reading 29% proficiency, ranked #114 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.4%/yr); 425 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 347 units permitted in Walker County in 2024 (24 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Walker County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 7.4% rent growth), your $47k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($157k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,510 (6.0% below list)

Questions for the listing agent

  1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.50%
Cash-on-cash
7.88%
DSCR
1.35
GRM
7.5

CMA / ARV

ARV (median comp)
$241,058
List price
$166,500
Delta
-30.93%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
65 Nason St 0.48mi 3/2.0 2,092 (+6%) 3mo $230,000 $110 64
216 Catoosa St 0.40mi 3/2.0 2,200 (+12%) 3mo $299,900 $136 59
1200 S Crest Rd 0.24mi 4/2.0 (+1) 2,247 (+14%) 4mo $465,000 $207 57
161 Magnolia St 0.47mi 4/3.0 (+1) 1,920 (-2%) 13mo $300,000 $156 54
119 Alpine Dr 0.69mi 3/2.0 1,750 (-11%) 0mo $292,000 $167 49
218 Catoosa St 0.41mi 3/2.5 2,115 (+8%) 23mo $402,000 $190 47
309 Autumn Ave 0.62mi 3/2.0 1,700 (-14%) 10mo $309,000 $182 41
67 N Elmwood St 0.66mi 3/3.0 1,756 (-11%) 21mo $294,000 $167 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.44% rent growth · sell at horizon

5-year hold
IRR
0.6%
Equity multiple
1.02×
Total profit
$1,159
Equity at exit
$24,826
10-year hold
IRR
14.3%
Equity multiple
2.39×
Total profit
$64,950
Equity at exit
$14,396

Cash invested: $46,620 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30741

Home prices YoY
-30.7%
Rents YoY
7.4%
Active inventory
425
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,844 high interval (Pro) →
Mortgage (P&I)
$873
Tax est. 1.5%
$208 /mo · $2,498/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$306

Break-even live

Break-even rent $1,457
Max offer price $166,500
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,625
Closing costs
$4,995
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
65 Nason St Rossville, GA 3.0 2.0 1876 $1,995 $1.06 44d 1 0.47mi
65 Nason St Rossville, GA 3.0 2.0 1876 $1,895 $1.01 23d 1 0.47mi
1812 John Ross Rd Chattanooga, TN 3.0 2.0 1926 $1,895 $0.98 23d 1 0.57mi
132 Hogan Rd Rossville, GA 3.0 2.0 1248 $1,975 $1.58 44d 1 0.57mi
135 Hogan Rd Rossville, GA 3.0 2.5 1839 $1,975 $1.07 44d 1 0.61mi
1408 Mana Ln East Ridge, TN 2.0–3.0 1.5–2.5 1357 $1,659 $1.22 14d 3 1.19mi
61 Corley Ave Rossville, GA 3.0 2.0 1304 $1,823 $1.40 23d 1 1.39mi
11 Carroll Ln Rossville, GA 4.0 2.5 1656 $1,599 $0.97 44d 1 1.42mi
1409 E 50th St Chattanooga, TN 3.0 2.5 1350 $1,599 $1.18 14d 1 1.42mi
3201 E 36th St Chattanooga, TN 3.0 1.0 1368 $1,525 $1.11 23d 1 1.44mi
3400 Betty Ln Unit 3403 East Ridge, TN 3.0 2.5 2500 $1,350 $0.54 23d 1 1.44mi
10 Mary Ln Rossville, GA 3.0 1.5 1400 $1,700 $1.21 23d 1 1.46mi

Listing history 18 events

  1. 2026-06-18
    days on market $166,500 Active 79 DOM
  2. 2026-06-17
    days on market $166,500 Active 78 DOM
  3. 2026-06-16
    days on market $166,500 Active 77 DOM
  4. 2026-06-15
    days on market $166,500 Active 76 DOM
  5. 2026-06-14
    days on market $166,500 Active 74 DOM
  6. 2026-06-13
    days on market $166,500 Active 73 DOM
  7. 2026-06-10
    days on market $166,500 Active 71 DOM
  8. 2026-06-09
    days on market $166,500 Active 70 DOM
  9. 2026-06-08
    days on market $166,500 Active 69 DOM
  10. 2026-06-07
    days on market $166,500 Active 68 DOM
  11. 2026-06-05
    days on market $166,500 Active 65 DOM
  12. 2026-06-03
    days on market $166,500 Active 64 DOM
  13. 2026-06-02
    days on market $166,500 Active 63 DOM
  14. 2026-06-01
    days on market $166,500 Active 62 DOM
  15. 2026-05-31
    days on market $166,500 Active 61 DOM
  16. 2026-05-30
    days on market $166,500 Active 60 DOM
  17. 2026-04-29
    price $175,750 658-char remark
    Show marketing remark (658 chars)

    805 Woodland Drive in Rossville, GA offers a three-bedroom home with over 1,900 square feet of living space, providing a spacious and functional layout designed for comfortable everyday living. The home features well-proportioned rooms and multiple living areas that offer flexibility for a variety of lifestyle needs. Conveniently located near local schools, parks, shopping, and dining, the property also provides easy access to major roadways for commuting to Chattanooga and surrounding areas. Being sold as is, this property presents a strong opportunity for investors or anyone looking to add value or their own special touches in the Rossville market.

  18. 2026-03-27
    listed $185,000 Active 658-char remark
    Show marketing remark (658 chars)

    805 Woodland Drive in Rossville, GA offers a three-bedroom home with over 1,900 square feet of living space, providing a spacious and functional layout designed for comfortable everyday living. The home features well-proportioned rooms and multiple living areas that offer flexibility for a variety of lifestyle needs. Conveniently located near local schools, parks, shopping, and dining, the property also provides easy access to major roadways for commuting to Chattanooga and surrounding areas. Being sold as is, this property presents a strong opportunity for investors or anyone looking to add value or their own special touches in the Rossville market.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,130
− Mortgage interest
−$9,327
− Property taxes
−$2,498
− Insurance
−$832
− Repairs & maintenance
−$1,770
− Management
−$1,770
− Depreciation
−$4,844
Taxable income
$1,089
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$261
After-tax cash flow
$3,413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Walker County
NCES district ID
1305370
Math proficiency
25% ▼ -10.00%
Reading proficiency
29% ▼ -10.00%
Median HH income
$39,889
Composite
22.74/100
National rank
#8035
State rank
#114 of 174 in GA

Livability — Lakeview

Score
69/100
State rank
#106
US rank
#8207

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment B- Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lakeview, GA
County
Walker County · 48,831 people
Metro
Chattanooga, TN-GA
Population (ZIP)
30,041
Household income
$58,834
Rent vs Own
32.3% rent · 67.7% own
Severe rent burden
834.0

Population outlook (Walker County) Hauer SSP2

Today (2025)
66,050 people
By 2030
64,305 · -2.6%
By 2040
60,127 · -9.0%
By 2050
55,551 · -15.9%
By 2075
44,886 · -32.0%
By 2100
34,015 · -48.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 5% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Slovak 3% Iranian 2% Italian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Walker

2024 margin
Solid R (+59.3) · D 20.1% · R 79.4%
2008→2024 swing
-12.5pp toward R · 2008: -46.8pp · 2024: -59.3pp
All cycles
2024: R+59.3 2020: R+59.3 2016: R+61.5 2012: R+50.2 2008: R+46.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.05%
Current HPI
267.0047
Rent YoY
▲ 7.44%
Metro
Chattanooga, TN-GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-5.0% since first listed
2 events — show timeline
  • 2026-04-29 Price Changed $175,750 GCAR
  • 2026-03-27 Listed $185,000 GCAR

Property tax history

-9.6%/yr

Latest (2025): $275 · +23.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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