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6330 Stonecrest Dr
B- Composite 69.06
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.4/10.0
  • 1% rule +7.2/10.0
  • Schools +4.4/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$149,900

6330 Stonecrest Dr · Brook Park, OH 44142
3 bd · 1.5 ba · 884 sqft · SingleFamily public records · 9 Days on market
Built 1961 6,599 sqft lot Est $223k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity awaits for this 3 bedrooms 2 bath ranch in Brook Park. Bring your decorating skills. Home has much potential with some elbow grease. One bedroom wall was partially removed to make a dining room- can easily be reinstalled. Home offer large living room with hard wood floors. All 3 bedrooms have hard wood flooring. Kitchen is a good size with vinyl flooring. Outside there is plenty of room with the 2 car garage and an additional 1 car port. Come see it while it lasts.

Key facts

  • 6,599 sq ft lot
  • 2 garage spots
  • Built 1961

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 9.1% vs local median 5.2% in Brook Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#273 in OH, #4,475 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D+, health & safety D, amenities F.
  • Berea City (suburban): math 47% / reading 56% proficiency, ranked #414 of 656 in OH (top 63%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Brook Park Elementary School (math 69% / reading 59%, grade B, #564 of 1,584 statewide, top 36%, 947 students, 36% FRL); Berea-Midpark Middle School (math 43% / reading 52%, grade C-, #444 of 654 statewide, top 69%, 1,556 students, 0% FRL); Berea-Midpark High School (math 28% / reading 60%, grade F, #489 of 781 statewide, top 63%, 1,850 students, 29% FRL) — zoned schools at 22% FRL track the district average.
  • Market conditions: 44 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $149,900

Questions for the listing agent

  1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.05%
Cash-on-cash
9.85%
DSCR
1.44
GRM
6.8

CMA / ARV

ARV (on-the-fly)
$222,768
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6330 Stonecrest Dr 0.00mi 3/2.0 884 (0%) 1mo $149,900 $170 97
6330 Ledgebrook Dr 0.06mi 3/1.0 884 (0%) 2mo $225,000 $255 93
6330 Sandfield Dr 0.12mi 3/1.5 891 (+1%) 1mo $235,000 $264 92
6448 Delores Blvd 0.17mi 3/1.0 884 (0%) 2mo $175,000 $198 88
15995 Paulding Blvd 0.46mi 3/2.0 912 (+3%) 2mo $237,500 $260 70
15425 Richard Dr 0.25mi 3/2.0 972 (+10%) 1mo $245,000 $252 69
15532 Rademaker Dr 0.69mi 3/2.0 936 (+6%) 3mo $255,000 $272 54
6131 Hardin Dr 0.56mi 3/2.0 972 (+10%) 4mo $230,000 $237 52
6065 Mercer Dr 0.67mi 2/2.0 (-1) 936 (+6%) 2mo $232,900 $249 50
6095 Stark Dr 0.74mi 4/2.0 (+1) 936 (+6%) 2mo $241,500 $258 47
6040 Slater Dr 0.70mi 3/1.0 999 (+13%) 4mo $245,000 $245 40
6162 Engle Rd 0.72mi 2/1.0 (-1) 1,016 (+15%) 1mo $205,000 $202 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.4%
Equity multiple
0.95×
Total profit
$-2,273
Equity at exit
$22,351
10-year hold
IRR
8.3%
Equity multiple
1.63×
Total profit
$26,549
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44142

Active inventory
44
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,824 medium interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$248 /mo · $2,971/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$383
Net cashflow
$345

Break-even live

Break-even rent $1,387
Max offer price $149,900
Occupancy floor 76%

Sensitivity live

Price -10% $430 -5% $387 +0% $345 +5% $302 +10% $260
Rent -10% $201 -5% $273 +0% $345 +5% $417 +10% $489
Rate -1.0pp $420 -0.5pp $383 base $345 +0.5pp $306 +1.0pp $266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
16261 Remora Blvd Brook Park, OH 3.0 1.0 936 $1,750 $1.87 46d 1 0.79mi
6333 W 130th St Cleveland, OH 3.0 2.0 1020 $2,000 $1.96 45d 1 1.41mi

Listing history 2 events

  1. 2026-04-09
    status Pending
  2. 2026-03-31
    listed $149,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,971 · $248/mo
Projected year-2 tax
$2,971 · $248/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,885
− Mortgage interest
−$8,397
− Property taxes
−$2,971
− Insurance
−$750
− Repairs & maintenance
−$1,751
− Management
−$1,751
− Depreciation
−$4,361
Taxable income
$1,906
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$457
After-tax cash flow
$3,679/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berea City
NCES district ID
3904360
Math proficiency
47% ▼ -17.00%
Reading proficiency
56% ▼ -7.00%
Median HH income
$51,921
Composite
44.18/100
National rank
#2856
State rank
#414 of 656 in OH

Livability — Brook Park

Score
74/100
State rank
#273
US rank
#4475

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A+ Health & safety D User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brook Park, OH
County
Cuyahoga County · 1,090,369 people
City population
18,359
Metro
Cleveland-Elyria, OH
Population (ZIP)
18,284
Household income
$71,332
Rent vs Own
17.4% rent · 82.6% own
Severe rent burden
275.0

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 6% Black 6% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Romanian 11% Subsaharan African 2% Scotch-Irish 1%
Foreign-born
5% · Canada, India, China
Languages at home
93% English-only · Spanish 2% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -177.54%
Current HPI
193.7004
Rent YoY
Metro
Cleveland-Elyria, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-09 Pending MLSNOW
  • 2026-03-31 Listed $149,900 MLSNOW

Property tax history

+5.4%/yr

Latest (2025): $2,971 · -32.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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