15380 Brandenburg Ave · Maine, WI
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $636 – $1,182
Heat risk 1/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.8/30.0
- DSCR +8.0/10.0
- ARV discount +7.5/15.0
- 1% rule +6.6/10.0
- Livability +3.6/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$139,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
Key facts
- Metal roof
- Main floor laundry
- Vinyl siding
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $295 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $140k).
- Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 72/100 on livability (#223 in WI) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D+, health & safety D, amenities F.
- Wausau School District (urban): math 33% / reading 36% proficiency, ranked #235 of 342 in WI (top 69%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 74 active listings in the ZIP; 298 units permitted in Marathon County in 2024 (81 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Marathon County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 375 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 375 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 8.82%
- Cash-on-cash
- 9.03%
- DSCR
- 1.40
- GRM
- 7.2
CMA / ARV
- ARV (median comp)
- $305,560
- List price
- $139,900
- Delta
- -54.22%
- Verdict
- UNDERPRICED
- Comps
- 2 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 154421 Alamo Rd | 0.53mi | 3/1.0 (-1) | 1,652 (+7%) | 11mo | $241,500 | $146 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.6%
- Equity multiple
- 0.90×
- Total profit
- $-3,855
- Equity at exit
- $20,860
- IRR
- 7.1%
- Equity multiple
- 1.54×
- Total profit
- $20,967
- Equity at exit
- $12,096
Cash invested: $39,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Wisconsin
- 73 Landlord-Friendly · R+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 54452
- Active inventory
- 74
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $1,619 medium interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$192 /mo · $2,303/yr
- Insurance
- −$58
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$340
- Net cashflow
- $295
Break-even live
Sensitivity live
| Price | -10% $374 | -5% $334 | +0% $295 | +5% $255 | +10% $216 |
|---|---|---|---|---|---|
| Rent | -10% $167 | -5% $231 | +0% $295 | +5% $359 | +10% $423 |
| Rate | -1.0pp $365 | -0.5pp $330 | base $295 | +0.5pp $259 | +1.0pp $222 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,975
- Closing costs
- $4,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2026-06-19days on market $139,900 Active 375 DOM
-
2026-06-18days on market $139,900 Active 374 DOM
-
2026-06-17days on market $139,900 Active 373 DOM
-
2026-06-16days on market $139,900 Active 372 DOM
-
2026-06-15days on market $139,900 Active 371 DOM
-
2026-06-14days on market $139,900 Active 369 DOM
-
2026-06-13days on market $139,900 Active 368 DOM
-
2026-06-10days on market $139,900 Active 366 DOM
-
2026-06-09days on market $139,900 Active 365 DOM
-
2026-06-08days on market $139,900 Active 364 DOM
-
2026-06-07days on market $139,900 Active 363 DOM
-
2026-06-02days on market $139,900 Active 358 DOM
-
2026-06-01days on market $139,900 Active 357 DOM
-
2026-05-31days on market $139,900 Active 356 DOM
-
2026-05-30days on market $139,900 Active 355 DOM
-
2026-01-19price $139,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2026-01-19price $139,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-12-23price $144,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-12-23price $144,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-11-21price $149,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-11-21price $149,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-07-31price $159,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-07-31price $159,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-07-21price $164,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-07-21price $164,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-06-10price $169,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-06-10price $169,900 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-06-06$139,900 Active 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
-
2025-06-06$139,900 Active 351-char remark
Show marketing remark (351 chars)
Nice size lot between Wausau and Merrill. Home has 4 bedrooms with over 1500 square feet per feet in main floor. Currently being rented and locked into a long term lease. Has a metal roof and vinyl siding. Main floor laundry Could use some updates and work. Could be potentially purchased with other properties if looking for investment opportunities.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WI · Partial reset (capped growth)
- Current annual tax
- $2,303 · $192/mo
- Projected year-2 tax
- $2,446 · $204/mo
- Expected delta
- +$143/yr (+$12/mo · 6.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 1/10 Low 7 d/yr ≥95°F today · 13 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,424
- − Mortgage interest
- −$7,837
- − Property taxes
- −$2,303
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,554
- − Management
- −$1,554
- − Depreciation
- −$4,070
- Taxable income
- $1,407
- Est. tax owed @ 24.0%
- −$338
- After-tax cash flow
- $3,201/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wausau School District
- NCES district ID
- 5515900
- Math proficiency
- 33% ▼ -9.00%
- Reading proficiency
- 36% ▼ -7.00%
- Median HH income
- $47,238
- Composite
- 29.66/100
- National rank
- #6466
- State rank
- #235 of 342 in WI
Livability — Maine
- Score
- 72/100
- State rank
- #223
- US rank
- #5891
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Maine, WI
- City population
- 6
- Population (ZIP)
- 18,949
Population outlook (Marathon County) Hauer SSP2
- Today (2025)
- 138,030 people
- By 2030
- 138,087 · +0.0%
- By 2040
- 135,688 · -1.7%
- By 2050
- 129,390 · -6.3%
- By 2075
- 110,912 · -19.6%
- By 2100
- 85,136 · -38.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (93%)
- Race & ethnicity
- White 93% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Romanian 10% Portuguese 6% Iranian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 1% German/W. Germanic 1%
Political lean MEDSL · Marathon
- 2024 margin
- R (+18.7) · D 40.1% · R 58.7% · Other 1.2%
- 2008→2024 swing
- -27.5pp toward R · 2008: 8.9pp · 2024: -18.7pp
- All cycles
- 2024: R+18.7 2020: R+18.0 2016: R+18.2 2012: R+6.1 2008: D+8.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.99%
- Current HPI
- 192.6923
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.10%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in WI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Machinery | 4 | $23B |
|
||
| Industrial Technology | 2 | $36B |
|
||
| Insurance | 1 | $36B |
|
||
| Professional Services | 1 | $19B |
|
||
| Utilities | 1 | $9B |
|
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| Consumer Goods | 1 | $3B |
|
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Price history
+0.0% since first listed14 events — show timeline
- 2026-01-19 Price Changed $139,900 CWMLS
- 2026-01-19 Price Changed $139,900 GNMLS
- 2025-12-23 Price Changed $144,900 CWMLS
- 2025-12-23 Price Changed $144,900 GNMLS
- 2025-11-21 Price Changed $149,900 CWMLS
- 2025-11-21 Price Changed $149,900 GNMLS
- 2025-07-31 Price Changed $159,900 CWMLS
- 2025-07-31 Price Changed $159,900 GNMLS
- 2025-07-21 Price Changed $164,900 CWMLS
- 2025-07-21 Price Changed $164,900 GNMLS
- 2025-06-10 Price Changed $169,900 CWMLS
- 2025-06-10 Price Changed $169,900 GNMLS
- 2025-06-06 Listed $139,900 GNMLS
- 2025-06-06 Listed $139,900 CWMLS
Property tax history
+2.0%/yrLatest (2025): $2,303 · +5.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…