1964 Pinedale Pl · Candler-McAfee, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.1/30.0
- ARV discount +13.7/15.0
- DSCR +7.8/10.0
- 1% rule +4.9/10.0
- Rent growth +2.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$149,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."
Key facts
- Original bathroom
- Eat in kitchen
- Hardwood floors
Tags
Property features AI
Exterior
- Parking: Attached garage (1 car); Carport (1 space); Total of 1 parking space listed; Parking includes garage and carport
- Utilities: Public water; Public sewer; 110-volt electric; Cable available; Electricity available; Natural gas available; Phone available
- Home design: One-story home; Brick construction on all sides; Shingle/composition roof; Resale property; Block foundation
- Construction: Brick exterior; Block foundation; Shingle composition roof; Built with brick on all sides
- Exterior features: Private yard; Back yard fencing; Patio
Interior
- Kitchen: White cabinets; Eat-in kitchen
- Bedrooms: Three main-level bedrooms
- Flooring: Hardwood; Tile; Vinyl
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Wood window frames; Roommate floor plan; Other interior features; Crawl space basement
- Laundry & utility: Other appliances included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $297 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (0.7% below list).
- Recommended offer: $136k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 4.2% in Candler-McAfee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Snapfinger Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 501 students, 100% FRL); Columbia High School (math 5% / reading 12%, grade F, #376 of 424 statewide, top 89%, 898 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 6% at this address vs 24% district-wide (-18 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.3%/yr); 431 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 106 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $53k; list at $150k implies a 183% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 106 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 8.67%
- Cash-on-cash
- 8.50%
- DSCR
- 1.38
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $173,850
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3260 Glenco Dr | 0.28mi | 3/1.0 (+1) | 993 (+4%) | 6mo | $154,000 | $155 | 69 |
| 1990 Shamrock Dr | 0.19mi | 3/2.0 (+1) | 1,014 (+7%) | 6mo | $295,000 | $291 | 66 |
| 3168 Mcafee Rd | 0.37mi | 3/2.0 (+1) | 1,004 (+6%) | 0mo | $216,000 | $215 | 64 |
| 1770 Lynn Ln | 0.52mi | 2/1.0 | 978 (+3%) | 13mo | $165,000 | $169 | 60 |
| 3205 Mcafee Rd | 0.30mi | 3/1.0 (+1) | 1,075 (+13%) | 10mo | $229,000 | $213 | 50 |
| 2104 Barbara Ln | 0.49mi | 3/1.0 (+1) | 1,036 (+9%) | 10mo | $179,000 | $173 | 49 |
| 1864 Cindy Dr | 0.57mi | 3/1.0 (+1) | 1,008 (+6%) | 14mo | $180,000 | $179 | 47 |
| 1888 Cindy Dr | 0.55mi | 2/1.0 | 1,070 (+13%) | 14mo | $185,000 | $173 | 42 |
| 1943 Glenmar Dr | 0.56mi | 3/1.0 (+1) | 1,040 (+10%) | 14mo | $190,000 | $183 | 41 |
| 3449 Misty Valley Rd | 0.68mi | 3/1.5 (+1) | 1,059 (+12%) | 3mo | $168,000 | $159 | 39 |
| 3475 Glensford Dr | 0.56mi | 3/2.0 (+1) | 1,080 (+14%) | 11mo | $210,000 | $194 | 33 |
| 2224 Rosewood Rd | 0.75mi | 3/2.0 (+1) | 1,092 (+15%) | 2mo | $230,000 | $211 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.34% rent growth · sell at horizon
- IRR
- -5.1%
- Equity multiple
- 0.81×
- Total profit
- $-7,878
- Equity at exit
- $22,351
- IRR
- 2.7%
- Equity multiple
- 1.18×
- Total profit
- $7,511
- Equity at exit
- $12,961
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30032
- Rents YoY
- 1.3%
- Active inventory
- 431
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $1,488 high interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$30 /mo · $358/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $297
Break-even live
Sensitivity live
| Price | -10% $382 | -5% $340 | +0% $297 | +5% $255 | +10% $212 |
|---|---|---|---|---|---|
| Rent | -10% $180 | -5% $238 | +0% $297 | +5% $356 | +10% $415 |
| Rate | -1.0pp $373 | -0.5pp $335 | base $297 | +0.5pp $258 | +1.0pp $219 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2015 Oak Park Ln Decatur, GA | 3.0 | 2.5 | 871 | $1,400 | $1.61 | 25d | 1 | 0.12mi |
| 4100 Glenwood Rd Decatur, GA | 1.0–2.0 | 1.0–1.5 | 925 | $1,450 | $1.57 | 6d | 17 | 0.45mi |
| 3503 Misty Valley Rd Decatur, GA | 3.0 | 1.5 | 984 | $1,495 | $1.52 | 25d | 1 | 0.70mi |
| 4371 Glenwood Rd Decatur, GA | 1.0–3.0 | 1.0–2.0 | 1100 | $1,262 | $1.15 | 3d | 9 | 0.80mi |
| 4371 Glenwood Rd Decatur, GA | 1.0–3.0 | 1.0–2.0 | 1100 | $1,262 | $1.15 | 44d | 6 | 0.80mi |
| 3579 Tulip Dr Decatur, GA | 3.0 | 2.0 | 1075 | $1,550 | $1.44 | 25d | 1 | 0.83mi |
| 3692 Larkspur Ter Decatur, GA | 3.0 | 2.0 | 1100 | $1,700 | $1.55 | 44d | 1 | 0.97mi |
| 200 High Court Pl Decatur, GA | 1.0–3.0 | 1.0–2.0 | 1130 | $1,498 | $1.33 | 3d | 12 | 1.02mi |
| 1689 San Gabriel Ave Decatur, GA | 3.0 | 1.0 | 989 | $1,450 | $1.47 | 44d | 1 | 1.13mi |
| 2470 Glenrock Dr Unit B Decatur, GA | 1.0 | 1.0 | 547 | $960 | $1.76 | 21d | 1 | 1.14mi |
| 3529 Robins Landing Way Decatur, GA | 1.0–3.0 | 1.0–2.0 | 982 | $1,354 | $1.38 | 44d | 26 | 1.18mi |
| 3529 Robins Landing Way Decatur, GA | 1.0–4.0 | 1.0–2.0 | 1042 | $1,236 | $1.19 | 0d | 36 | 1.18mi |
| 3024 Pasadena Dr Decatur, GA | 3.0 | 2.0 | 1079 | $1,958 | $1.81 | 0d | 1 | 1.19mi |
| 2110 Dellwood Pl Decatur, GA | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 44d | 1 | 1.24mi |
| 2873 White Oak Dr Decatur, GA | 2.0 | 1.5 | 816 | $1,800 | $2.21 | 44d | 1 | 1.26mi |
| 1387 Midview Dr Decatur, GA | 3.0 | 1.0 | 1026 | $1,750 | $1.71 | 44d | 1 | 1.37mi |
| 2039 Nettie Ct Unit RT Decatur, GA | 3.0 | 1.0 | 974 | $1,600 | $1.64 | 25d | 1 | 1.40mi |
| 1368 Alverado Way Decatur, GA | 2.0 | 1.0 | 1088 | $1,523 | $1.40 | 44d | 1 | 1.41mi |
| 2892 Eastwyck Cir Decatur, GA | 1.0–4.0 | 1.0–2.0 | 1114 | $1,147 | $1.03 | 25d | 1 | 1.42mi |
| 2771 White Oak Dr Decatur, GA | 3.0 | 2.0 | 1032 | $1,524 | $1.48 | 6d | 2 | 1.47mi |
| 2758 Amelia Ave Decatur, GA | 2.0 | 1.0 | 850 | $1,500 | $1.76 | 14d | 1 | 1.47mi |
| 3000 Ember Dr Decatur, GA | 1.0–3.0 | 1.0–2.0 | 876 | $1,250 | $1.43 | 0d | 12 | 1.49mi |
Listing history 27 events
-
2026-06-21days on market $149,900 Active 106 DOM
-
2026-06-18days on market $149,900 Active 103 DOM
-
2026-06-17days on market $149,900 Active 102 DOM
-
2026-06-16days on market $149,900 Active 101 DOM
-
2026-06-15days on market $149,900 Active 100 DOM
-
2026-06-13days on market $149,900 Active 98 DOM
-
2026-06-09days on market $149,900 Active 94 DOM
-
2026-06-08days on market $149,900 Active 93 DOM
-
2026-06-07days on market $149,900 Active 92 DOM
-
2026-06-04days on market $149,900 Active 89 DOM
-
2026-06-03days on market $149,900 Active 88 DOM
-
2026-06-02days on market $149,900 Active 87 DOM
-
2026-06-01days on market $149,900 Active 86 DOM
-
2026-05-31days on market $149,900 Active 85 DOM
-
2026-05-05status Pending
-
2026-04-18status Under Contract 413-char remark
Show marketing remark (413 chars)
Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."
-
2026-04-18historical Active Under Contract
Show marketing remark (413 chars)
Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."
-
2026-02-11$149,900 Active
Show marketing remark (413 chars)
Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."
-
2026-02-11$149,900 New 413-char remark
Show marketing remark (413 chars)
Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."
-
2023-10-31historical
-
2023-09-12price $190,000
-
2023-07-15status Price Change
-
2023-07-15price $183,000
-
2023-06-27status Under Contract
-
2023-06-27price $175,000
-
2023-05-15$255,000 New
-
1989-08-14soldstatus $53,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $358 · $30/mo
- Projected year-2 tax
- $1,379 · $115/mo
- Expected delta
- +$1,021/yr (+$85/mo · 285.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,857
- − Mortgage interest
- −$8,397
- − Property taxes
- −$358
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,429
- − Management
- −$1,429
- − Depreciation
- −$4,361
- Taxable income
- $1,135
- Est. tax owed @ 24.0%
- −$272
- After-tax cash flow
- $3,294/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dekalb County
- NCES district ID
- 1301740
- Math proficiency
- 19% ▼ -12.00%
- Reading proficiency
- 28% ▼ -7.00%
- Median HH income
- $51,448
- Composite
- 20.92/100
- National rank
- #8482
- State rank
- #125 of 174 in GA
Livability — Candler-McAfee
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Candler-McAfee, GA
- County
- Dekalb County · 782,738 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 42,948
- Household income
- $62,765
- Rent vs Own
- Severe rent burden
- 2097.0
Population outlook (DeKalb County) Hauer SSP2
- Today (2025)
- 839,977 people
- By 2030
- 891,768 · +6.2%
- By 2040
- 988,894 · +17.7%
- By 2050
- 1,074,583 · +27.9%
- By 2075
- 1,245,026 · +48.2%
- By 2100
- 1,303,135 · +55.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (70%)
- Race & ethnicity
- Black 70% White 18% Two or more races 6% Hispanic / Latino 5% Asian 2%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Slovak 1% Italian 1% Serbian 1%
- Foreign-born
- 7% · Canada, China, Guatemala
- Languages at home
- 91% English-only · Spanish 4% Arabic 1% Other Indo-European 0%
Political lean MEDSL · DeKalb
- 2024 margin
- Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
- 2008→2024 swing
- +6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.83%
- Current HPI
- 221.0467
- Rent YoY
- ▲ 1.34%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+182.8% since first listed13 events — show timeline
- 2026-05-05 Pending — FMLS
- 2026-04-18 Pending — GAMLS
- 2026-04-18 Contingent — FMLS
- 2026-02-11 Listed $149,900 GAMLS
- 2026-02-11 Listed $149,900 FMLS
- 2023-10-31 Listing Removed — GAMLS
- 2023-09-12 Price Changed $190,000 GAMLS
- 2023-07-15 Relisted — GAMLS
- 2023-07-15 Price Changed $183,000 GAMLS
- 2023-06-27 Pending — GAMLS
- 2023-06-27 Price Changed $175,000 GAMLS
- 2023-05-15 Listed $255,000 GAMLS
- 1989-08-14 Sold (Public Records) $53,000 Public Records
Property tax history
+3.5%/yrLatest (2025): $358 · -6.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…