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1964 Pinedale Pl
C+ Composite 60.47
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.1/30.0
  • ARV discount +13.7/15.0
  • DSCR +7.8/10.0
  • 1% rule +4.9/10.0
  • Rent growth +2.8/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$149,900

1964 Pinedale Pl · Candler-McAfee, GA 30032
2 bd · 1.0 ba · 950 sqft · SingleFamily public records · 106 Days on market
Built 1954 0.28 ac lot Est $174k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."

Key facts

  • Original bathroom
  • Eat in kitchen
  • Hardwood floors

Tags

HARDWOOD FLOORSORIGINAL BATHROOMEAT IN KITCHENORIGINAL CABINETSORIGINAL HARDWOOD PANELING

Property features AI

Exterior

  • Parking: Attached garage (1 car); Carport (1 space); Total of 1 parking space listed; Parking includes garage and carport
  • Utilities: Public water; Public sewer; 110-volt electric; Cable available; Electricity available; Natural gas available; Phone available
  • Home design: One-story home; Brick construction on all sides; Shingle/composition roof; Resale property; Block foundation
  • Construction: Brick exterior; Block foundation; Shingle composition roof; Built with brick on all sides
  • Exterior features: Private yard; Back yard fencing; Patio

Interior

  • Kitchen: White cabinets; Eat-in kitchen
  • Bedrooms: Three main-level bedrooms
  • Flooring: Hardwood; Tile; Vinyl
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Wood window frames; Roommate floor plan; Other interior features; Crawl space basement
  • Laundry & utility: Other appliances included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $297 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (0.7% below list).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.2% in Candler-McAfee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Snapfinger Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 501 students, 100% FRL); Columbia High School (math 5% / reading 12%, grade F, #376 of 424 statewide, top 89%, 898 students, 100% FRL) — zoned schools average 100% FRL vs 68% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 6% at this address vs 24% district-wide (-18 pts) — the specific schools serving this property underperform the Dekalb County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.3%/yr); 431 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 106 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $53k; list at $150k implies a 183% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,409 (9.0% below list)

Questions for the listing agent

  1. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
8.67%
Cash-on-cash
8.50%
DSCR
1.38
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$173,850
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3260 Glenco Dr 0.28mi 3/1.0 (+1) 993 (+4%) 6mo $154,000 $155 69
1990 Shamrock Dr 0.19mi 3/2.0 (+1) 1,014 (+7%) 6mo $295,000 $291 66
3168 Mcafee Rd 0.37mi 3/2.0 (+1) 1,004 (+6%) 0mo $216,000 $215 64
1770 Lynn Ln 0.52mi 2/1.0 978 (+3%) 13mo $165,000 $169 60
3205 Mcafee Rd 0.30mi 3/1.0 (+1) 1,075 (+13%) 10mo $229,000 $213 50
2104 Barbara Ln 0.49mi 3/1.0 (+1) 1,036 (+9%) 10mo $179,000 $173 49
1864 Cindy Dr 0.57mi 3/1.0 (+1) 1,008 (+6%) 14mo $180,000 $179 47
1888 Cindy Dr 0.55mi 2/1.0 1,070 (+13%) 14mo $185,000 $173 42
1943 Glenmar Dr 0.56mi 3/1.0 (+1) 1,040 (+10%) 14mo $190,000 $183 41
3449 Misty Valley Rd 0.68mi 3/1.5 (+1) 1,059 (+12%) 3mo $168,000 $159 39
3475 Glensford Dr 0.56mi 3/2.0 (+1) 1,080 (+14%) 11mo $210,000 $194 33
2224 Rosewood Rd 0.75mi 3/2.0 (+1) 1,092 (+15%) 2mo $230,000 $211 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.34% rent growth · sell at horizon

5-year hold
IRR
-5.1%
Equity multiple
0.81×
Total profit
$-7,878
Equity at exit
$22,351
10-year hold
IRR
2.7%
Equity multiple
1.18×
Total profit
$7,511
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30032

Rents YoY
1.3%
Active inventory
431
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,488 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$30 /mo · $358/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$297

Break-even live

Break-even rent $1,112
Max offer price $149,900
Occupancy floor 75%

Sensitivity live

Price -10% $382 -5% $340 +0% $297 +5% $255 +10% $212
Rent -10% $180 -5% $238 +0% $297 +5% $356 +10% $415
Rate -1.0pp $373 -0.5pp $335 base $297 +0.5pp $258 +1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2015 Oak Park Ln Decatur, GA 3.0 2.5 871 $1,400 $1.61 25d 1 0.12mi
4100 Glenwood Rd Decatur, GA 1.0–2.0 1.0–1.5 925 $1,450 $1.57 6d 17 0.45mi
3503 Misty Valley Rd Decatur, GA 3.0 1.5 984 $1,495 $1.52 25d 1 0.70mi
4371 Glenwood Rd Decatur, GA 1.0–3.0 1.0–2.0 1100 $1,262 $1.15 3d 9 0.80mi
4371 Glenwood Rd Decatur, GA 1.0–3.0 1.0–2.0 1100 $1,262 $1.15 44d 6 0.80mi
3579 Tulip Dr Decatur, GA 3.0 2.0 1075 $1,550 $1.44 25d 1 0.83mi
3692 Larkspur Ter Decatur, GA 3.0 2.0 1100 $1,700 $1.55 44d 1 0.97mi
200 High Court Pl Decatur, GA 1.0–3.0 1.0–2.0 1130 $1,498 $1.33 3d 12 1.02mi
1689 San Gabriel Ave Decatur, GA 3.0 1.0 989 $1,450 $1.47 44d 1 1.13mi
2470 Glenrock Dr Unit B Decatur, GA 1.0 1.0 547 $960 $1.76 21d 1 1.14mi
3529 Robins Landing Way Decatur, GA 1.0–3.0 1.0–2.0 982 $1,354 $1.38 44d 26 1.18mi
3529 Robins Landing Way Decatur, GA 1.0–4.0 1.0–2.0 1042 $1,236 $1.19 0d 36 1.18mi
3024 Pasadena Dr Decatur, GA 3.0 2.0 1079 $1,958 $1.81 0d 1 1.19mi
2110 Dellwood Pl Decatur, GA 2.0 1.0 1000 $1,550 $1.55 44d 1 1.24mi
2873 White Oak Dr Decatur, GA 2.0 1.5 816 $1,800 $2.21 44d 1 1.26mi
1387 Midview Dr Decatur, GA 3.0 1.0 1026 $1,750 $1.71 44d 1 1.37mi
2039 Nettie Ct Unit RT Decatur, GA 3.0 1.0 974 $1,600 $1.64 25d 1 1.40mi
1368 Alverado Way Decatur, GA 2.0 1.0 1088 $1,523 $1.40 44d 1 1.41mi
2892 Eastwyck Cir Decatur, GA 1.0–4.0 1.0–2.0 1114 $1,147 $1.03 25d 1 1.42mi
2771 White Oak Dr Decatur, GA 3.0 2.0 1032 $1,524 $1.48 6d 2 1.47mi
2758 Amelia Ave Decatur, GA 2.0 1.0 850 $1,500 $1.76 14d 1 1.47mi
3000 Ember Dr Decatur, GA 1.0–3.0 1.0–2.0 876 $1,250 $1.43 0d 12 1.49mi

Listing history 27 events

  1. 2026-06-21
    days on market $149,900 Active 106 DOM
  2. 2026-06-18
    days on market $149,900 Active 103 DOM
  3. 2026-06-17
    days on market $149,900 Active 102 DOM
  4. 2026-06-16
    days on market $149,900 Active 101 DOM
  5. 2026-06-15
    days on market $149,900 Active 100 DOM
  6. 2026-06-13
    days on market $149,900 Active 98 DOM
  7. 2026-06-09
    days on market $149,900 Active 94 DOM
  8. 2026-06-08
    days on market $149,900 Active 93 DOM
  9. 2026-06-07
    days on market $149,900 Active 92 DOM
  10. 2026-06-04
    days on market $149,900 Active 89 DOM
  11. 2026-06-03
    days on market $149,900 Active 88 DOM
  12. 2026-06-02
    days on market $149,900 Active 87 DOM
  13. 2026-06-01
    days on market $149,900 Active 86 DOM
  14. 2026-05-31
    days on market $149,900 Active 85 DOM
  15. 2026-05-05
    status Pending
  16. 2026-04-18
    status Under Contract 413-char remark
    Show marketing remark (413 chars)

    Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."

  17. 2026-04-18
    historical Active Under Contract
    Show marketing remark (413 chars)

    Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."

  18. 2026-02-11
    listed $149,900 Active
    Show marketing remark (413 chars)

    Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."

  19. 2026-02-11
    listed $149,900 New 413-char remark
    Show marketing remark (413 chars)

    Charming ranch with in Decatur with lots of original charm. Beautiful hardwood floors original bathroom still in very good condition. Eat in kitchen with original cabinets. Third bedroom still has original hardwood paneling. Hurry! This beauty will not last long! The property is sold As-Is, Where-Is. Seller has no knowledge, the buyer should perform their due diligence and make their own assessments."

  20. 2023-10-31
    historical
  21. 2023-09-12
    price $190,000
  22. 2023-07-15
    status Price Change
  23. 2023-07-15
    price $183,000
  24. 2023-06-27
    status Under Contract
  25. 2023-06-27
    price $175,000
  26. 2023-05-15
    listed $255,000 New
  27. 1989-08-14
    soldstatus $53,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$358 · $30/mo
Projected year-2 tax
$1,379 · $115/mo
Expected delta
+$1,021/yr (+$85/mo · 285.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,857
− Mortgage interest
−$8,397
− Property taxes
−$358
− Insurance
−$750
− Repairs & maintenance
−$1,429
− Management
−$1,429
− Depreciation
−$4,361
Taxable income
$1,135
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$272
After-tax cash flow
$3,294/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Candler-McAfee

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Candler-McAfee, GA
County
Dekalb County · 782,738 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
42,948
Household income
$62,765
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
2097.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 18% Two or more races 6% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 1% Italian 1% Serbian 1%
Foreign-born
7% · Canada, China, Guatemala
Languages at home
91% English-only · Spanish 4% Arabic 1% Other Indo-European 0%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.83%
Current HPI
221.0467
Rent YoY
▲ 1.34%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+182.8% since first listed
13 events — show timeline
  • 2026-05-05 Pending FMLS
  • 2026-04-18 Pending GAMLS
  • 2026-04-18 Contingent FMLS
  • 2026-02-11 Listed $149,900 GAMLS
  • 2026-02-11 Listed $149,900 FMLS
  • 2023-10-31 Listing Removed GAMLS
  • 2023-09-12 Price Changed $190,000 GAMLS
  • 2023-07-15 Relisted GAMLS
  • 2023-07-15 Price Changed $183,000 GAMLS
  • 2023-06-27 Pending GAMLS
  • 2023-06-27 Price Changed $175,000 GAMLS
  • 2023-05-15 Listed $255,000 GAMLS
  • 1989-08-14 Sold (Public Records) $53,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $358 · -6.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…