210-212 Center Ave · Plymouth, PA 18651

$224,900

6 bd · 3.0 ba · 2,600 sqft · MultiFamily · 23 Days on market

Built 1930 Good condition 3,920 sqft lot Est $213k · 5% over

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.7/30.0
• DSCR +8.5/10.0
• 1% rule +6.8/10.0
• ARV discount +5.0/15.0
• Condition / age +4.0/5.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks

OFFER 2.5 Percent TOWARDS CLOSING COSTS. Looking for a smart investment or a way to offset your mortgage? This beautifully updated duplex checks all the boxes! Featuring two spacious 3-bedroom units, one with 1.5 baths and the other with 1 full bath, both sides have been recently remodeled and are move-in ready. Conveniently located within minutes of shopping, dining, and everyday conveniences. Whether you're a first-time investor or looking for the perfect house hack opportunity, this turnkey multifamily property is ready to go!

Key facts

• Convenient location
• 3,920 sq ft lot
• Built 1930

Tags

• CONVENIENT LOCATION
• AMPLE CABINET STORAGE

Property features AI

Exterior

• Home design: Residential income property (multi-family); Two total units
• Construction: Built in 1930
• Exterior features: Lot dimensions approximately 40 x 100; Lot size about 0.09 acres

Interior

• Kitchen: Both units include a kitchen; Both units include a dining room
• Bedrooms: Six bedrooms total; Unit 210: 3 bedrooms; Unit 212: 3 bedrooms
• Bathrooms: Three bathrooms total (two full, one half); Unit 210: 15 bathrooms (data appears inconsistent); Unit 212: 1 bathroom
• Interior features: Has a concrete basement

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/1.5-bath units multifamily listed at $225k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $535 ($6k/yr) — positive. Per door: $268/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $225k).
• Recommended offer: $222k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#1,068 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: employment D, crime F, amenities F.
• Wyoming Valley West SD (suburban): math 18% / reading 42% proficiency, ranked #445 of 539 in PA (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 61 active listings in the ZIP; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $221,526 (1.5% below list)

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.15%
• Cash-on-cash: 10.20%
• DSCR: 1.45
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $213,200
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
210 212 Center Ave	0.05mi	6/2.0	2,600 (0%)	12mo	$135,000	$52	84
154-156 Willow St	0.34mi	6/2.0	2,600 (0%)	5mo	$232,000	$89	76
141 Center Ave	0.12mi	7/2.0 (+1)	2,616 (+1%)	10mo	$215,000	$82	76
9 11 Shawnee Ave	0.05mi	6/2.0	2,340 (-10%)	13mo	$166,000	$71	66
108-110 Cherry St	0.34mi	6/2.5	2,774 (+7%)	9mo	$110,000	$40	63
160 162 Church St	0.38mi	6/3.0	2,792 (+7%)	12mo	$230,000	$82	60
635-637 Lee St	0.65mi	6/2.0	2,592 (-0%)	9mo	$240,000	$93	58
61-63 Pierce St	0.60mi	6/2.0	2,500 (-4%)	9mo	$240,000	$96	54
102 Cherry St	0.35mi	6/4.0	2,900 (+12%)	12mo	$245,000	$84	51
38 40 Jeanette St	0.60mi	6/2.0	2,872 (+10%)	11mo	$183,000	$64	42
132-134 Pierce St	0.62mi	5/3.0 (-1)	2,970 (+14%)	3mo	$170,000	$57	40
438 440 Main St	0.69mi	6/3.0	2,870 (+10%)	16mo	$180,000	$63	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.0%
• Equity multiple: 0.96×
• Total profit: $-2,309
• Equity at exit: $33,533

10-year hold

• IRR: 8.7%
• Equity multiple: 1.67×
• Total profit: $42,054
• Equity at exit: $19,445

Cash invested: $62,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18651

• Home prices YoY: -11.5%
• Active inventory: 61
• Price-to-rent: 14.2×

Monthly cashflow live

• Estimated rent: $2,645 high
• Mortgage (P&I): −$1,179
• Tax est. 1.5%: −$281 /mo · $3,374/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$555
• Net cashflow: $535

Break-even live

Break-even rent $1,967

Max offer price $224,900

Occupancy floor 75%

Sensitivity live

Price	-10% $691	-5% $613	+0% $535	+5% $458	+10% $380
Rent	-10% $326	-5% $431	+0% $535	+5% $640	+10% $744
Rate	-1.0pp $649	-0.5pp $593	base $535	+0.5pp $477	+1.0pp $418

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	1.5	$2,644
Total (2 units)			$2,645

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,225
• Closing costs: $6,747
• Reserves months: —
• Total cash needed: —

Listing history 22 events

1. 2026-06-16
   status $224,900 Pending 23 DOM
2. 2026-06-16
   days on market $224,900 Active 23 DOM
3. 2026-06-15
   days on market $224,900 Active 22 DOM
4. 2026-06-14
   days on market $224,900 Active 20 DOM
5. 2026-06-13
   days on market $224,900 Active 19 DOM
6. 2026-06-10
   days on market $224,900 Active 17 DOM
7. 2026-06-09
   days on market $224,900 Active 16 DOM
8. 2026-06-08
   days on market $224,900 Active 15 DOM
9. 2026-06-07
   days on market $224,900 Active 14 DOM
10. 2026-06-05
    pricedays on market $224,900 Active 11 DOM
11. 2026-06-02
    days on market $234,900 Active 9 DOM
12. 2026-06-01
    days on market $234,900 Active 8 DOM
13. 2026-05-31
    days on market $234,900 Active 7 DOM
14. 2026-05-30
    days on market $234,900 Active 6 DOM
15. 2026-05-23
    listed $234,900 Active
16. 2026-05-02
    listed $1,200
17. 2026-04-29
    historical $1,200
18. 2026-03-21
    listed $1,200
19. 2026-03-08
    historical $1,300
20. 2026-01-03
    listed $1,300
21. 2025-12-26
    historical $1,300
22. 2025-10-08
    listed $1,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,740
• − Mortgage interest: −$12,598
• − Property taxes: −$3,374
• − Insurance: −$1,124
• − Repairs & maintenance: −$2,539
• − Management: −$2,539
• − Depreciation: −$6,543
• Taxable income: $3,023
• Est. tax owed @ 24.0%: −$726
• After-tax cash flow: $5,698/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully updated duplex is move-in ready with fresh paint, updated kitchens and bathrooms, and a clean exterior. Ideal for investors looking for a turnkey multifamily property.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Rental Refrigerator and microwave replacement — Modern appliances attract renters and improve functionality
• Resale New flooring in bathrooms — Updated flooring in bathrooms enhances the overall look and feel of the property

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Rental Refrigerator and microwave replacement — Modern appliances attract renters and improve functionality ↑
• Resale New flooring in bathrooms — Updated flooring in bathrooms enhances the overall look and feel of the property ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Wyoming Valley West SD
• NCES district ID: 4225950
• Math proficiency: 18% ▼ -11.00%
• Reading proficiency: 42% ▼ -12.00%
• Median HH income: $42,437
• Composite: 25.38/100
• National rank: #7470
• State rank: #445 of 539 in PA

Livability — Plymouth

• Score: 66/100
• State rank: #1068
• US rank: #12056

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Plymouth, PA
• Population (ZIP): 8,672

Population outlook (Luzerne County) Hauer SSP2

• Today (2025): 319,505 people
• By 2030: 319,943 · +0.1%
• By 2040: 322,643 · +1.0%
• By 2050: 330,817 · +3.5%
• By 2075: 379,145 · +18.7%
• By 2100: 431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 10% Black 5% Two or more races 4%
• Hispanic origin (detail): Mexican 3% Dominican 5%
• Common ancestry: Romanian 19% Scotch-Irish 2% Iranian 2%
• Foreign-born: 5% · Canada
• Languages at home: 91% English-only · Spanish 7% Other Indo-European 1%

Political lean MEDSL · Luzerne

• 2024 margin: R (+19.2) · D 40.0% · R 59.2%
• 2008→2024 swing: -27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
• All cycles: 2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -29.78%
• Current HPI: 229.6791
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+17969.2% since first listed

8 events — show timeline

• 2026-05-23 Listed $234,900 GSBR as distributed by MLS GRID
• 2026-05-02 Listed for Rent $1,200 GSBR
• 2026-04-29 Rental Removed $1,200 GSBR
• 2026-03-21 Listed for Rent $1,200 GSBR
• 2026-03-08 Rental Removed $1,300 GSBR
• 2026-01-03 Listed for Rent $1,300 GSBR
• 2025-12-26 Rental Removed $1,300 GSBR
• 2025-10-08 Listed for Rent $1,300 GSBR