7801 34th Ave N #70 · St. Petersburg, FL 33710

$69,900

1 bd · 1.0 ba · 470 sqft · Manufactured public records · 114 Days on market

Built 1964 1,500 sqft lot $177/mo HOA · 13% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Hurry and see this clean and comfortable 1 bedroom/ 1 bath home which includes a LARGE Florida room! Being sold fully furnished, this home has everything you need for full time residency or a 2nd vacation home. Located just 4 miles to the beautiful beaches, close to many restaurants, near numerous shopping options (including the mall) and the HUGE 133 acre Walter Fuller park, this is a FANTASTIC location! The home has many built in's and lots of closet space, a covered carport for 2 vehicles and a shed. It's easy to relax on either the front covered patio or the sunny back patio. Eagles Nest is a 55+ cooperative with NO land lease! A low $177/ month fee includes water, sewer, trash & lawn maintenance! This affordable price includes the $29,500 share price too! Being sold As-Is for the convenience of the Seller and CASH only. Don't delay to see this!

Key facts

• Covered carport
• Florida room
• Front covered patio

Tags

• FLORIDA ROOM
• BUILT-INS
• COVERED CARPORT
• ATTACHED STORAGE SHED
• FRONT COVERED PATIO
• REAR PATIO

Property features AI

Finance

• Other: Furnished; Directions: From either Tyrone Blvd or Park Street, turn onto 34th Ave N into Eagles Nest park to address
• Financial info: Total monthly fees $177; total annual fees $2,124; Lease restrictions apply
• HOA & community: HOA managed by Lamont Management; Monthly HOA fee $177 (includes common area taxes, escrow reserves, fidelity bond, grounds maintenance, management, private road, sewer, trash, water); Buyer/association approval required; Senior community; Clubhouse; Golf carts allowed; Pets allowed (cats and dogs, weight limit 30 lbs, number limit applies)

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected
• Home design: Residential mobile home (single wide); One story; Northeast facing; Entry on one level
• Construction: Metal frame with metal siding; Membrane roof; Crawlspace with pillar/post/pier foundation; Built as single wide
• Exterior features: Covered, enclosed front and rear porches; Porch; Awnings; Private mailbox; Outdoor storage/shed(s); Paved lot; Private maintained road

Interior

• Kitchen: Range; Range hood; Microwave; Refrigerator; Electric water heater
• Bedrooms: 1 bedroom
• Flooring: Carpet; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Space heater; Wall/window air conditioning unit(s)
• Interior features: Window treatments; Exhaust fan
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $70k.

Deal economics

• At list price, monthly cash flow is $416 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
• Cap rate 13.4% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.5%/yr); 313 active listings in the ZIP; solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 114 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $63,609 (9.0% below list)

Questions for the listing agent

1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.96% ✓
• Cap rate: 13.44%
• Cash-on-cash: 25.51%
• DSCR: 2.14
• GRM: 4.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 1.58×
• Total profit: $11,291
• Equity at exit: $10,422

10-year hold

• IRR: 20.9%
• Equity multiple: 2.48×
• Total profit: $28,970
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33710

• Rents YoY: -0.5%
• Active inventory: 313
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,372 medium
• Mortgage (P&I): −$367
• Tax from tax record: −$95 /mo · $1,137/yr
• Insurance: −$29
• HOA: −$177
• Vacancy / Maint / Mgmt: −$288
• Net cashflow: $416

Break-even live

Break-even rent $845

Max offer price $69,900

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $177 · $2,124/yr
• Likely covers: watersewertrash

Listing history 6 events

1. 2026-05-22
   status Pending
2. 2026-03-20
   price $69,900
3. 2026-01-28
   listed $72,000 Active
4. 2023-02-15
   soldstatus $65,000 Closed 868-char remark

   Show marketing remark (868 chars)

   Hurry and see this clean and comfortable 1 bedroom/ 1 bath home which includes a LARGE Florida room! Being sold fully furnished, this home has everything you need for full time residency or a 2nd vacation home. Located just 4 miles to the beautiful beaches, close to many restaurants, near numerous shopping options (including the mall) and the HUGE 133 acre Walter Fuller park, this is a FANTASTIC location! The home has many built in's and lots of closet space, a covered carport for 2 vehicles and a shed. It's easy to relax on either the front covered patio or the sunny back patio. Eagles Nest is a 55+ cooperative with NO land lease! A low $177/ month fee includes water, sewer, trash & lawn maintenance! This affordable price includes the $29,500 share price too! Being sold As-Is for the convenience of the Seller and CASH only. Don't delay to see this!

5. 2023-01-24
   status Pending 868-char remark

   Show marketing remark (868 chars)

   Hurry and see this clean and comfortable 1 bedroom/ 1 bath home which includes a LARGE Florida room! Being sold fully furnished, this home has everything you need for full time residency or a 2nd vacation home. Located just 4 miles to the beautiful beaches, close to many restaurants, near numerous shopping options (including the mall) and the HUGE 133 acre Walter Fuller park, this is a FANTASTIC location! The home has many built in's and lots of closet space, a covered carport for 2 vehicles and a shed. It's easy to relax on either the front covered patio or the sunny back patio. Eagles Nest is a 55+ cooperative with NO land lease! A low $177/ month fee includes water, sewer, trash & lawn maintenance! This affordable price includes the $29,500 share price too! Being sold As-Is for the convenience of the Seller and CASH only. Don't delay to see this!

6. 2023-01-19
   listed $67,900 Active 868-char remark

   Show marketing remark (868 chars)

   Hurry and see this clean and comfortable 1 bedroom/ 1 bath home which includes a LARGE Florida room! Being sold fully furnished, this home has everything you need for full time residency or a 2nd vacation home. Located just 4 miles to the beautiful beaches, close to many restaurants, near numerous shopping options (including the mall) and the HUGE 133 acre Walter Fuller park, this is a FANTASTIC location! The home has many built in's and lots of closet space, a covered carport for 2 vehicles and a shed. It's easy to relax on either the front covered patio or the sunny back patio. Eagles Nest is a 55+ cooperative with NO land lease! A low $177/ month fee includes water, sewer, trash & lawn maintenance! This affordable price includes the $29,500 share price too! Being sold As-Is for the convenience of the Seller and CASH only. Don't delay to see this!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,137 · $95/mo
• Projected year-2 tax: $1,137 · $95/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,459
• − Mortgage interest: −$3,915
• − Property taxes: −$1,137
• − Insurance: −$350
• − Repairs & maintenance: −$1,317
• − Management: −$1,317
• − HOA: −$2,124
• − Depreciation: −$2,033
• Taxable income: $4,266
• Est. tax owed @ 24.0%: −$1,024
• After-tax cash flow: $3,970/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 33,796
• Household income: $78,611
• Rent vs Own: 18.1% rent · 81.9% own
• Severe rent burden: 542.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Two or more races 10% Hispanic / Latino 9% Asian 5% Black 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 2%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 12% · Canada, Vietnam, China
• Languages at home: 85% English-only · Spanish 7% Other Indo-European 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -547.31%
• Current HPI: 405.0731
• Rent YoY: ▼ -0.48%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2.9% since first listed

6 events — show timeline

• 2026-05-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Price Changed $69,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-28 Listed $72,000 Stellar MLS as Distributed by MLS Grid
• 2023-02-15 Sold (MLS) $65,000 Stellar MLS as Distributed by MLS Grid
• 2023-01-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-01-19 Listed $67,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+9.2%/yr

Latest (2025): $1,137 · -2.0% YoY. Source: county tax records.