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15 Glenview Dr
B- Composite 69.65
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$65,000

15 Glenview Dr · Clifton Springs, NY 14432
2 bd · 2.0 ba · 868 sqft · Manufactured · 19 Days on market
Built 2020 Good condition $75/sqft · 92% above area ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Move right in and feel at home! Located in Prestige Mobile Home Park, this IMMACULATE 2020 built 2-bedroom, 2-bath home offers the perfect blend of comfort and convenience in one level living! EVERYTHING seen in the photos is negotiable in the sale! Just bring your suitcase and MOVE RIGHT IN!! Step inside to an open and airy layout with a spacious kitchen, dining area, and cozy living room—ideal for relaxing or entertaining. The primary bedroom features its own private bath with double vanity while the second bedroom and full bath provide flexibility for guests, office space, or hobbies. Everything is already in place—furnishings included—making this truly turnkey! Just br

Key facts

  • Built 2020
  • Listed 19 days

Property features AI

Finance

  • Other: Energy-efficient appliances, HVAC and windows
  • Financial info: Has land lease with a monthly payment of $725
  • HOA & community: Monthly association fee

Exterior

  • Parking: No garage
  • Utilities: Electricity connected (circuit breakers); Public water connected; Septic tank; Cable available; High-speed internet available
  • Home design: Single-wide mobile home; Single-story; Existing condition
  • Construction: Vinyl siding; PEX plumbing; Asphalt architectural shingle roof; Single-story construction
  • Exterior features: Covered porch; Open porch; Deck; Blacktop driveway; Pie-shaped residential lot; City street frontage

Interior

  • Kitchen: Refrigerator; Free-standing range; Gas range; Gas oven; Oven; Microwave; Dishwasher; Eat-in kitchen
  • Bedrooms: 2 main-level bedrooms
  • Flooring: Carpet; Vinyl; Varied flooring
  • Bathrooms: 2 full bathrooms (both on main level)
  • Heating & cooling: Forced air heating (gas); Window cooling units
  • Interior features: Furnished; Ceiling fan(s); Eat-in kitchen; Kitchen/family room combo; Main level primary; Primary suite
  • Laundry & utility: Washer; Dryer; Laundry on main level; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $65k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $259 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($896 rent vs $65k).
  • Recommended offer: $64k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#261 in NY, #4,132 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, employment D, amenities F.
  • Phelps-Clifton Springs Central School District (rural): math 31% / reading 46% proficiency, ranked #526 of 590 in NY (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 20 active listings in the ZIP; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $64,025 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
11.07%
Cash-on-cash
17.04%
DSCR
1.76
GRM
6.0

CMA / ARV

ARV (median comp)
$37,168
List price
$65,000
Delta
101.79%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
28 Glenview Dr 0.19mi 3/1.0 (+1) 924 (+6%) 8mo $39,000 $42 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.3%
Equity multiple
1.33×
Total profit
$5,945
Equity at exit
$9,692
10-year hold
IRR
17.6%
Equity multiple
2.45×
Total profit
$26,432
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14432

Home prices YoY
-4.4%
Active inventory
20
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$896 medium interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$188
Net cashflow
$259

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $65,000 Active 19 DOM
  2. 2026-06-17
    days on market $65,000 Active 18 DOM
  3. 2026-06-16
    days on market $65,000 Active 17 DOM
  4. 2026-06-15
    days on market $65,000 Active 16 DOM
  5. 2026-06-13
    days on market $65,000 Active 14 DOM
  6. 2026-06-10
    days on market $65,000 Active 11 DOM
  7. 2026-06-09
    days on market $65,000 Active 10 DOM
  8. 2026-06-09
    days on market $65,000 Active 9 DOM
  9. 2026-06-07
    days on market $65,000 Active 8 DOM
  10. 2026-06-05
    pricedays on market $65,000 Active 5 DOM
  11. 2026-06-03
    days on market $75,000 Active 4 DOM
  12. 2026-06-03
    days on market $75,000 Active 3 DOM
  13. 2026-06-01
    days on market $75,000 Active 2 DOM
  14. 2026-05-31
    statusdays on marketlisting id $75,000 Active 1 DOM
  15. 2026-05-03
    historical Active Under Contract 1001-char remark
  16. 2026-04-30
    status Active 1001-char remark
  17. 2026-04-02
    status Pending 1001-char remark
  18. 2026-03-31
    historical Active Under Contract 1001-char remark
  19. 2026-03-28
    listed $75,000 Active 1001-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,750
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$860
− Management
−$860
− Depreciation
−$1,891
Taxable income
$2,198
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$528
After-tax cash flow
$2,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 75/100 Cosmetic rehab

This 2020-built manufactured home in Prestige Mobile Home Park is in excellent condition with no visible repairs needed. It offers a good return on investment with potential for both resale and rental value through minor cosmetic improvements.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Phelps-Clifton Springs Central School District
NCES district ID
3622890
Math proficiency
31% ▼ -16.00%
Reading proficiency
46% ▲ 9.00%
Median HH income
$55,189
Composite
33.69/100
National rank
#5384
State rank
#526 of 590 in NY

Livability — Clifton Springs

Score
75/100
State rank
#261
US rank
#4132

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
5,583
Population (ZIP)
5,583

Population outlook (Ontario County) Hauer SSP2

Today (2025)
111,230 people
By 2030
111,401 · +0.2%
By 2040
109,535 · -1.5%
By 2050
104,895 · -5.7%
By 2075
92,999 · -16.4%
By 2100
73,723 · -33.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Two or more races 11% Hispanic / Latino 5%
Hispanic origin (detail)
Puerto Rican 4%
Common ancestry
Iranian 9% Romanian 3% Italian 2%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Ontario

2024 margin
Toss-up / Even · D 49.4% · R 50.6%
2008→2024 swing
-1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
All cycles
2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -13.01%
Current HPI
283.0276
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-13.3% since first listed
8 events — show timeline
  • 2026-06-04 Price Changed $65,000 UNYREIS
  • 2026-05-30 Listing Removed UNYREIS
  • 2026-05-30 Listed $75,000 UNYREIS
  • 2026-05-03 Contingent UNYREIS
  • 2026-04-30 Relisted UNYREIS
  • 2026-04-02 Pending UNYREIS
  • 2026-03-31 Contingent UNYREIS
  • 2026-03-28 Listed $75,000 UNYREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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