17913 Wheat Stack Ct · Lakewood Ranch, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +10.6/15.0
- Schools +4.4/10.0
- 1% rule +4.0/10.0
- DSCR +3.7/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$339,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
Key facts
- 7,195 sq ft lot
- 2 garage spots
- Community pool
Property features AI
Finance
- Other: Community features: golf carts OK
- Financial info: Other annual assessment: $1,843; Total monthly fees: $132; Total annual fees: $1,584; Lease restrictions apply
- HOA & community: HOA managed by Access Management; Monthly HOA fee of $132 (includes pool and grounds maintenance); Association amenities: clubhouse, fitness center, pool, tennis courts, pickleball courts, basketball court, playground, recreation facilities, community mailbox; Association approval required; Pets allowed
Exterior
- Parking: Attached 2-car garage (19' x 20'); Driveway; Garage door opener
- Security: Gated community
- Utilities: Public water; Public sewer; Electricity available
- Home design: Single family residence; One story; Completed new construction (projected completion April 3, 2026); Northeast facing
- Construction: Concrete construction; Shingle roof; Slab foundation; Built by D R Horton (model: Dundee); New construction; Builder license CBC039052
- Exterior features: Hurricane shutters; Pool (community/other); Asphalt road access
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: 5 bedrooms
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning
- Interior features: Thermostat; Smoke detector(s); Gated community access
- Laundry & utility: Laundry room; Washer; Dryer; Irrigation equipment
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $339k.
Deal economics
- At list price, monthly cash flow is $-52 ($-625/yr) — negative.
- To cash-flow at today's rent, offer at most $331k (2.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $307k (9.5% below list).
- Recommended offer: $298k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.1% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Gene Witt Elementary School (math 84% / reading 82%, grade A+, #65 of 2,144 statewide, top 3%, 689 students, 24% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Parrish Community High School (math 47% / reading 57%, grade D+, #160 of 667 statewide, top 25%, 2,017 students, 32% FRL) — zoned schools average 34% FRL vs 51% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-0.9%/yr); 2204 active listings in the ZIP; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 124 days — a 12% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $59k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.66%
- DSCR
- 0.97
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $363,804
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17933 Wheat Stack Ct | 0.00mi | 5/2.0 | 1,708 (0%) | 1mo | $365,000 | $214 | 99 |
| 17909 Wheat Stack Ct | 0.00mi | 4/2.0 (-1) | 1,498 (-12%) | 1mo | $329,000 | $220 | 74 |
| 17921 Wheat Stack Ct | 0.00mi | 4/2.0 (-1) | 1,498 (-12%) | 1mo | $339,000 | $226 | 74 |
| 17435 Whiskey Creek Trl | 0.49mi | 4/2.0 (-1) | 1,665 (-2%) | 2mo | $334,000 | $201 | 66 |
| 17431 Whiskey Creek Trl | 0.50mi | 4/2.0 (-1) | 1,665 (-2%) | 3mo | $362,610 | $218 | 65 |
| 17416 Whiskey Creek Trl | 0.51mi | 4/2.0 (-1) | 1,665 (-2%) | 8mo | $340,000 | $204 | 60 |
| 17390 Whiskey Creek Trl | 0.55mi | 4/2.0 (-1) | 1,665 (-2%) | 8mo | $346,990 | $208 | 59 |
| 17393 Whiskey Creek Trl | 0.56mi | 4/2.0 (-1) | 1,665 (-2%) | 7mo | $341,000 | $205 | 58 |
| 17389 Whiskey Creek Trl | 0.57mi | 4/2.0 (-1) | 1,665 (-2%) | 7mo | $341,000 | $205 | 58 |
| 17259 Whiskey Creek Trl | 0.52mi | 4/2.0 (-1) | 1,665 (-2%) | 11mo | $339,000 | $204 | 57 |
| 17213 Wheatberry Blvd | 0.61mi | 4/2.0 (-1) | 1,828 (+7%) | 3mo | $390,000 | $213 | 53 |
| 17222 Whiskey Creek Trl | 0.60mi | 4/2.0 (-1) | 1,828 (+7%) | 12mo | $396,375 | $217 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -21.0%
- Equity multiple
- 0.29×
- Total profit
- $-67,111
- Equity at exit
- $50,546
- IRR
- -24.0%
- Equity multiple
- -0.02×
- Total profit
- $-96,928
- Equity at exit
- $29,311
Cash invested: $94,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34219
- Home prices YoY
- -23.7%
- Rents YoY
- -0.9%
- Active inventory
- 2204
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $3,067 medium interval (Pro) →
- Mortgage (P&I)
- −$1,778
- Tax est. 1.5%
- −$424 /mo · $5,085/yr
- Insurance
- −$141
- HOA
- −$132
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$644
- Net cashflow
- $-52
Break-even live
Sensitivity live
| Price | -10% $182 | -5% $65 | +0% $-52 | +5% $-169 | +10% $-286 |
|---|---|---|---|---|---|
| Rent | -10% $-294 | -5% $-173 | +0% $-52 | +5% $69 | +10% $190 |
| Rate | -1.0pp $119 | -0.5pp $34 | base $-52 | +0.5pp $-140 | +1.0pp $-229 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,750
- Closing costs
- $10,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $132 · $1,584/yr
Listing history 46 events
-
2026-06-15status $339,000 Pending 124 DOM
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2026-06-15days on market $339,000 Active 124 DOM
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2026-06-13days on market $339,000 Active 122 DOM
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2026-06-13days on market $339,000 Active 121 DOM
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2026-06-10pricedays on market $339,000 Active 119 DOM
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2026-06-09days on market $344,000 Active 118 DOM
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2026-06-08days on market $344,000 Active 117 DOM
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2026-06-08pricedays on market $344,000 Active 116 DOM
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2026-06-03days on market $347,000 Active 112 DOM
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2026-06-02days on market $347,000 Active 111 DOM
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2026-06-01days on market $347,000 Active 110 DOM
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2026-05-31days on market $347,000 Active 109 DOM
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2026-05-21price $349,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-05-20price $349,000
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2026-05-14price $354,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-05-13price $354,000
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2026-05-06price $357,000
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-05-06price $357,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-05-05price $339,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-05-01price $359,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-29price $359,000
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2026-04-23price $362,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-22price $362,000
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2026-04-15price $364,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-15price $364,000
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-09price $367,000
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-09price $367,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-03price $369,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-04-02price $369,000
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2026-03-26price $374,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-03-25price $374,000
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2026-03-22price $377,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-03-18price $377,000
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2026-03-14price $379,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-03-12price $379,000
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2026-03-06price $384,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-03-05price $384,000
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2026-02-27price $387,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-02-26price $387,000
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2026-02-21price $389,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-02-20price $389,000
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2026-02-19price $394,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-02-18price $394,000
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2026-02-11$397,990 Active
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2026-01-21price $399,000 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
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2026-01-13$404,990 Active 561-char remark
Show marketing remark (561 chars)
The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $36,800
- − Mortgage interest
- −$18,989
- − Property taxes
- −$5,085
- − Insurance
- −$1,695
- − Repairs & maintenance
- −$2,944
- − Management
- −$2,944
- − HOA
- −$1,584
- − Depreciation
- −$9,862
- Taxable loss
- −$6,303
- Est. tax savings @ 24.0%
- +$1,513
- After-tax cash flow
- $887/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Lakewood Ranch
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Manatee County · 416,364 people
- City population
- 52,177
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 33,296
- Household income
- $113,773
- Rent vs Own
- Severe rent burden
- 219.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3%
- Common ancestry
- Romanian 4% Hispanic 2% Russian 2%
- Foreign-born
- 10% · Canada, Dominican Republic, Jamaica
- Languages at home
- 88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -84.45%
- Current HPI
- 271.7131
- Rent YoY
- ▼ -0.95%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-13.8% since first listed34 events — show timeline
- 2026-05-21 Price Changed $349,000 Zillow
- 2026-05-20 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-14 Price Changed $354,000 Zillow
- 2026-05-13 Price Changed $354,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-06 Price Changed $357,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-06 Price Changed $357,000 Zillow
- 2026-05-05 Price Changed $339,000 Zillow
- 2026-05-01 Price Changed $359,000 Zillow
- 2026-04-29 Price Changed $359,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-23 Price Changed $362,000 Zillow
- 2026-04-22 Price Changed $362,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Price Changed $364,000 Zillow
- 2026-04-15 Price Changed $364,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-09 Price Changed $367,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-09 Price Changed $367,000 Zillow
- 2026-04-03 Price Changed $369,000 Zillow
- 2026-04-02 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-26 Price Changed $374,000 Zillow
- 2026-03-25 Price Changed $374,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-22 Price Changed $377,000 Zillow
- 2026-03-18 Price Changed $377,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-14 Price Changed $379,000 Zillow
- 2026-03-12 Price Changed $379,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-06 Price Changed $384,000 Zillow
- 2026-03-05 Price Changed $384,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-27 Price Changed $387,000 Zillow
- 2026-02-26 Price Changed $387,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-21 Price Changed $389,000 Zillow
- 2026-02-20 Price Changed $389,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-19 Price Changed $394,000 Zillow
- 2026-02-18 Price Changed $394,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-11 Listed $397,990 Stellar MLS as Distributed by MLS Grid
- 2026-01-21 Price Changed $399,000 Zillow
- 2026-01-13 Listed $404,990 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…