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17913 Wheat Stack Ct
D Composite 42.49
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • ARV discount +10.6/15.0
  • Schools +4.4/10.0
  • 1% rule +4.0/10.0
  • DSCR +3.7/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$339,000

17913 Wheat Stack Ct · Lakewood Ranch, FL 34219
5 bd · 2.0 ba · 1,708 sqft · SingleFamily · 124 Days on market
Built 2026 7,195 sqft lot Est $364k · 7% under $132/mo HOA · 4% of rent ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

Key facts

  • 7,195 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Community features: golf carts OK
  • Financial info: Other annual assessment: $1,843; Total monthly fees: $132; Total annual fees: $1,584; Lease restrictions apply
  • HOA & community: HOA managed by Access Management; Monthly HOA fee of $132 (includes pool and grounds maintenance); Association amenities: clubhouse, fitness center, pool, tennis courts, pickleball courts, basketball court, playground, recreation facilities, community mailbox; Association approval required; Pets allowed

Exterior

  • Parking: Attached 2-car garage (19' x 20'); Driveway; Garage door opener
  • Security: Gated community
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Single family residence; One story; Completed new construction (projected completion April 3, 2026); Northeast facing
  • Construction: Concrete construction; Shingle roof; Slab foundation; Built by D R Horton (model: Dundee); New construction; Builder license CBC039052
  • Exterior features: Hurricane shutters; Pool (community/other); Asphalt road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator
  • Bedrooms: 5 bedrooms
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Thermostat; Smoke detector(s); Gated community access
  • Laundry & utility: Laundry room; Washer; Dryer; Irrigation equipment

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $339k.

Deal economics

  • At list price, monthly cash flow is $-52 ($-625/yr) — negative.
  • To cash-flow at today's rent, offer at most $331k (2.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $307k (9.5% below list).
  • Recommended offer: $298k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.1% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Gene Witt Elementary School (math 84% / reading 82%, grade A+, #65 of 2,144 statewide, top 3%, 689 students, 24% FRL); Buffalo Creek Middle School (math 59% / reading 51%, grade B-, #180 of 571 statewide, top 32%, 1,127 students, 44% FRL); Parrish Community High School (math 47% / reading 57%, grade D+, #160 of 667 statewide, top 25%, 2,017 students, 32% FRL) — zoned schools average 34% FRL vs 51% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-0.9%/yr); 2204 active listings in the ZIP; high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($114k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 124 days — a 12% lower offer ($298k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $59k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $298,320 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.11%
Cash-on-cash
-0.66%
DSCR
0.97
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$363,804
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17933 Wheat Stack Ct 0.00mi 5/2.0 1,708 (0%) 1mo $365,000 $214 99
17909 Wheat Stack Ct 0.00mi 4/2.0 (-1) 1,498 (-12%) 1mo $329,000 $220 74
17921 Wheat Stack Ct 0.00mi 4/2.0 (-1) 1,498 (-12%) 1mo $339,000 $226 74
17435 Whiskey Creek Trl 0.49mi 4/2.0 (-1) 1,665 (-2%) 2mo $334,000 $201 66
17431 Whiskey Creek Trl 0.50mi 4/2.0 (-1) 1,665 (-2%) 3mo $362,610 $218 65
17416 Whiskey Creek Trl 0.51mi 4/2.0 (-1) 1,665 (-2%) 8mo $340,000 $204 60
17390 Whiskey Creek Trl 0.55mi 4/2.0 (-1) 1,665 (-2%) 8mo $346,990 $208 59
17393 Whiskey Creek Trl 0.56mi 4/2.0 (-1) 1,665 (-2%) 7mo $341,000 $205 58
17389 Whiskey Creek Trl 0.57mi 4/2.0 (-1) 1,665 (-2%) 7mo $341,000 $205 58
17259 Whiskey Creek Trl 0.52mi 4/2.0 (-1) 1,665 (-2%) 11mo $339,000 $204 57
17213 Wheatberry Blvd 0.61mi 4/2.0 (-1) 1,828 (+7%) 3mo $390,000 $213 53
17222 Whiskey Creek Trl 0.60mi 4/2.0 (-1) 1,828 (+7%) 12mo $396,375 $217 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.0%
Equity multiple
0.29×
Total profit
$-67,111
Equity at exit
$50,546
10-year hold
IRR
-24.0%
Equity multiple
-0.02×
Total profit
$-96,928
Equity at exit
$29,311

Cash invested: $94,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34219

Home prices YoY
-23.7%
Rents YoY
-0.9%
Active inventory
2204
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$3,067 medium interval (Pro) →
Mortgage (P&I)
$1,778
Tax est. 1.5%
$424 /mo · $5,085/yr
Insurance
$141
HOA
$132
Vacancy / Maint / Mgmt
$644
Net cashflow
$-52

Break-even live

Break-even rent $3,133
Max offer price $331,459
Occupancy floor 97%

Sensitivity live

Price -10% $182 -5% $65 +0% $-52 +5% $-169 +10% $-286
Rent -10% $-294 -5% $-173 +0% $-52 +5% $69 +10% $190
Rate -1.0pp $119 -0.5pp $34 base $-52 +0.5pp $-140 +1.0pp $-229

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,750
Closing costs
$10,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$132 · $1,584/yr

Listing history 46 events

  1. 2026-06-15
    status $339,000 Pending 124 DOM
  2. 2026-06-15
    days on market $339,000 Active 124 DOM
  3. 2026-06-13
    days on market $339,000 Active 122 DOM
  4. 2026-06-13
    days on market $339,000 Active 121 DOM
  5. 2026-06-10
    pricedays on market $339,000 Active 119 DOM
  6. 2026-06-09
    days on market $344,000 Active 118 DOM
  7. 2026-06-08
    days on market $344,000 Active 117 DOM
  8. 2026-06-08
    pricedays on market $344,000 Active 116 DOM
  9. 2026-06-03
    days on market $347,000 Active 112 DOM
  10. 2026-06-02
    days on market $347,000 Active 111 DOM
  11. 2026-06-01
    days on market $347,000 Active 110 DOM
  12. 2026-05-31
    days on market $347,000 Active 109 DOM
  13. 2026-05-21
    price $349,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  14. 2026-05-20
    price $349,000
  15. 2026-05-14
    price $354,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  16. 2026-05-13
    price $354,000
  17. 2026-05-06
    price $357,000
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  18. 2026-05-06
    price $357,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  19. 2026-05-05
    price $339,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  20. 2026-05-01
    price $359,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  21. 2026-04-29
    price $359,000
  22. 2026-04-23
    price $362,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  23. 2026-04-22
    price $362,000
  24. 2026-04-15
    price $364,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  25. 2026-04-15
    price $364,000
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  26. 2026-04-09
    price $367,000
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  27. 2026-04-09
    price $367,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  28. 2026-04-03
    price $369,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  29. 2026-04-02
    price $369,000
  30. 2026-03-26
    price $374,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  31. 2026-03-25
    price $374,000
  32. 2026-03-22
    price $377,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  33. 2026-03-18
    price $377,000
  34. 2026-03-14
    price $379,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  35. 2026-03-12
    price $379,000
  36. 2026-03-06
    price $384,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  37. 2026-03-05
    price $384,000
  38. 2026-02-27
    price $387,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  39. 2026-02-26
    price $387,000
  40. 2026-02-21
    price $389,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  41. 2026-02-20
    price $389,000
  42. 2026-02-19
    price $394,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  43. 2026-02-18
    price $394,000
  44. 2026-02-11
    listed $397,990 Active
  45. 2026-01-21
    price $399,000 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

  46. 2026-01-13
    listed $404,990 Active 561-char remark
    Show marketing remark (561 chars)

    The Dundee offers everything you need in a single-story layout that lives larger than its square footage. With five bedrooms, there's flexibility for whatever life brings-guest space, a home office, or that creative studio you've always wanted. Two full bathrooms with sleek fixtures and easy-care quartz countertops provide both comfort and style. At the heart of the home, the open-concept kitchen shines with a central island, walk-in pantry, and a seamless connection to the spacious great room-perfect for hosting friends or enjoying laid-back evenings in.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,800
− Mortgage interest
−$18,989
− Property taxes
−$5,085
− Insurance
−$1,695
− Repairs & maintenance
−$2,944
− Management
−$2,944
− HOA
−$1,584
− Depreciation
−$9,862
Taxable loss
−$6,303
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,513
After-tax cash flow
$887/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Lakewood Ranch

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Manatee County · 416,364 people
City population
52,177
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,296
Household income
$113,773
Rent vs Own
8.1% rent · 91.9% own
Severe rent burden
219.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 11% Two or more races 8% Black 8% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Romanian 4% Hispanic 2% Russian 2%
Foreign-born
10% · Canada, Dominican Republic, Jamaica
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 2% Other Asian/Pacific 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -84.45%
Current HPI
271.7131
Rent YoY
▼ -0.95%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-13.8% since first listed
34 events — show timeline
  • 2026-05-21 Price Changed $349,000 Zillow
  • 2026-05-20 Price Changed $349,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-14 Price Changed $354,000 Zillow
  • 2026-05-13 Price Changed $354,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Price Changed $357,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Price Changed $357,000 Zillow
  • 2026-05-05 Price Changed $339,000 Zillow
  • 2026-05-01 Price Changed $359,000 Zillow
  • 2026-04-29 Price Changed $359,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-23 Price Changed $362,000 Zillow
  • 2026-04-22 Price Changed $362,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-15 Price Changed $364,000 Zillow
  • 2026-04-15 Price Changed $364,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $367,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-09 Price Changed $367,000 Zillow
  • 2026-04-03 Price Changed $369,000 Zillow
  • 2026-04-02 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Price Changed $374,000 Zillow
  • 2026-03-25 Price Changed $374,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-22 Price Changed $377,000 Zillow
  • 2026-03-18 Price Changed $377,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-14 Price Changed $379,000 Zillow
  • 2026-03-12 Price Changed $379,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-06 Price Changed $384,000 Zillow
  • 2026-03-05 Price Changed $384,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-27 Price Changed $387,000 Zillow
  • 2026-02-26 Price Changed $387,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-21 Price Changed $389,000 Zillow
  • 2026-02-20 Price Changed $389,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Price Changed $394,000 Zillow
  • 2026-02-18 Price Changed $394,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Listed $397,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-21 Price Changed $399,000 Zillow
  • 2026-01-13 Listed $404,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…