11 Dani Dr · Northfield, NJ 08225

$499,000

4 bd · 3.0 ba · 3,000 sqft · SingleFamily · 101 Days on market

Est $717k · 30% under ↓ 17% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.0/10.0
• Schools +3.9/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Turn Key! Captivating Open floorplan with floor to ceiling Anderson windows. This Home is Under 1 Year Home Warranty! Home at the hard of Sutton Woods! A rare opportunity to own a beautiful home in a prime location on 11 DANI dr! Live in an exclusive neighborhood! This house has it All: Central vacuum Steam room, Granite, stainless still, basement 10 car driveWay covered porch, huge deck. .est , bath w/ double sink, Jacuzzi & stand alone shower Welcome to this spacious bedrooms, lots of baths and more home located in one of the most prestigious neighborhood "Sutton Woods" in Northfield. This property features an inviting in-ground pool, Steam-room, Privet Basement Apartment with Privet entrance!!, plenty of room for entertaining, and is set within a highly rated school system. (Bedroom count/layout are unique and subject to individual necessity and requirements) Call Now!

Key facts

• Anderson windows
• Open floorplan
• Steam room

Tags

• OPEN FLOORPLAN
• ANDERSON WINDOWS
• CENTRAL VACUUM
• STEAM ROOM
• GRANITE
• STAINLESS STEEL

Property features AI

Finance

• Other: Available documents: Lead-Based Paint disclosure, Seller's Property Condition

Exterior

• Parking: Exterior parking for three or more cars; Driveway with blacktop and concrete
• Security: Security system
• Utilities: Public water; Public sewer; Gas water heater
• Home design: Property offered for sale
• Construction: Basement: finished with outside entrance and plumbing
• Exterior features: Deck; Enclosed porch; Open porch; Patio; Fenced yard; Shed; In-ground pool; Whirlpool/Spa; Sprinkler system; Sidewalks; Handicap access

Interior

• Kitchen: Kitchen with center island; Dishwasher; Electric stove; Self-cleaning oven; Refrigerator; Garbage disposal
• Bedrooms: Master bedroom on first floor; In-law quarters
• Flooring: Tile; Wall-to-wall carpet
• Bathrooms: Three full bathrooms
• Heating & cooling: Central air conditioning; Forced air heating (natural gas)
• Interior features: Cedar closet; Handicap accessible features; Kitchen center island; Sauna; Security system; Whirlpool; Walk-in closet; Built-in wood-burning fireplace in family room; Finished basement with outside entrance, plumbing, and slab
• Laundry & utility: Washer; Dryer; Central vacuum; Laundry/utility room

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath single-family listed at $499k.

Deal economics

• At list price, monthly cash flow is $2k ($25k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $499k).
• Recommended offer: $454k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.3% vs local median 5.5% in Northfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#155 in NJ, #3,997 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
• Northfield City School District (suburban): math 32% / reading 55% proficiency, ranked #196 of 472 in NJ (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 15% free/reduced lunch — higher-income household profile.
• Market conditions: 45 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 672 units permitted in Atlantic County in 2024 (258 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Atlantic County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $140k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 101 days — a 9% lower offer ($454k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $454,090 (9.0% below list)

Questions for the listing agent

1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.40% ✓
• Cap rate: 11.30%
• Cash-on-cash: 17.88%
• DSCR: 1.80
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $717,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4 Raina Dr	0.10mi	5/2.5 (+1)	3,088 (+3%)	7mo	$700,000	$227	78
101 Haviv Dr	0.16mi	4/2.5	2,780 (-7%)	2mo	$665,000	$239	77
2313 Burroughs Ave	0.33mi	5/4.0 (+1)	3,000 (0%)	11mo	$620,000	$207	67
105 Julie Dr	0.21mi	5/3.0 (+1)	3,186 (+6%)	14mo	$810,000	$254	63
3 Meeting House Ln	0.67mi	5/3.5 (+1)	3,004 (+0%)	4mo	$889,000	$296	58
622 Central Ave	0.71mi	4/3.0	2,900 (-3%)	5mo	$699,000	$241	57
2 Jenny Lynn	0.50mi	4/3.0	2,721 (-9%)	6mo	$674,000	$248	56
2217 Burroughs Ave Ave	0.31mi	4/2.5	3,308 (+10%)	13mo	$570,000	$172	56
3412 Bargaintown Rd	0.48mi	5/3.5 (+1)	2,929 (-2%)	15mo	$701,000	$239	54
6827 Mill Rd Road Road Road Road Rd	0.44mi	4/2.5	2,800 (-7%)	19mo	$635,000	$227	50
2 Lake Dr	0.33mi	5/3.5 (+1)	3,442 (+15%)	4mo	$585,000	$170	50
404 Cedarbrook Ln	0.73mi	4/3.0	2,600 (-13%)	7mo	$625,000	$240	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.4%
• Equity multiple: 1.37×
• Total profit: $51,820
• Equity at exit: $74,403

10-year hold

• IRR: 18.6%
• Equity multiple: 2.55×
• Total profit: $216,262
• Equity at exit: $43,144

Cash invested: $139,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08225

• Home prices YoY: -27.6%
• Active inventory: 45
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $7,000 medium
• Mortgage (P&I): −$2,617
• Tax est. 1.5%: −$624 /mo · $7,485/yr
• Insurance: −$208
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,470
• Net cashflow: $2,082

Break-even live

Break-even rent $4,365

Max offer price $499,000

Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $124,750
• Closing costs: $14,970
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
102 Julie Dr Northfield, NJ	5.0	3.5	2860	$7,000	$2.45	43d	1	0.16mi

Listing history 19 events

1. 2026-06-17
   days on market $499,000 Active 101 DOM
2. 2026-06-16
   days on market $499,000 Active 100 DOM
3. 2026-06-15
   days on market $499,000 Active 99 DOM
4. 2026-06-13
   days on market $499,000 Active 97 DOM
5. 2026-06-12
   days on market $499,000 Active 96 DOM
6. 2026-06-09
   days on market $499,000 Active 93 DOM
7. 2026-06-08
   days on market $499,000 Active 92 DOM
8. 2026-06-07
   days on market $499,000 Active 91 DOM
9. 2026-06-07
   days on market $499,000 Active 90 DOM
10. 2026-06-04
    days on market $499,000 Active 87 DOM
11. 2026-06-02
    days on market $499,000 Active 86 DOM
12. 2026-06-01
    days on market $499,000 Active 85 DOM
13. 2026-05-31
    days on market $499,000 Active 84 DOM
14. 2026-04-14
    price $499,000
15. 2026-03-08
    listed $549,000 Active
16. 2025-12-30
    historical 901-char remark

    Show marketing remark (901 chars)

    Turn Key! Captivating Open floorplan with floor to ceiling Anderson windows. This Home is Under 1 Year Home Warranty! Home at the hard of Sutton Woods! A rare opportunity to own a beautiful home in a prime location on 11 DANI dr! Live in an exclusive neighborhood! This house has it All: Central vacuum Steam room, Granite, stainless still, basement 10 car driveWay covered porch, huge deck. .est , bath w/ double sink, Jacuzzi & stand alone shower Welcome to this spacious bedrooms, lots of baths and more home located in one of the most prestigious neighborhood "Sutton Woods" in Northfield. This property features an inviting in-ground pool, Steam-room, Privet Basement Apartment with Privet entrance!!, plenty of room for entertaining, and is set within a highly rated school system. (Bedroom count/layout are unique and subject to individual necessity and requirements) Call Now!

17. 2025-12-13
    price $499,000 901-char remark

    Show marketing remark (901 chars)

    Turn Key! Captivating Open floorplan with floor to ceiling Anderson windows. This Home is Under 1 Year Home Warranty! Home at the hard of Sutton Woods! A rare opportunity to own a beautiful home in a prime location on 11 DANI dr! Live in an exclusive neighborhood! This house has it All: Central vacuum Steam room, Granite, stainless still, basement 10 car driveWay covered porch, huge deck. .est , bath w/ double sink, Jacuzzi & stand alone shower Welcome to this spacious bedrooms, lots of baths and more home located in one of the most prestigious neighborhood "Sutton Woods" in Northfield. This property features an inviting in-ground pool, Steam-room, Privet Basement Apartment with Privet entrance!!, plenty of room for entertaining, and is set within a highly rated school system. (Bedroom count/layout are unique and subject to individual necessity and requirements) Call Now!

18. 2025-11-29
    price $579,000 901-char remark

    Show marketing remark (901 chars)

    Turn Key! Captivating Open floorplan with floor to ceiling Anderson windows. This Home is Under 1 Year Home Warranty! Home at the hard of Sutton Woods! A rare opportunity to own a beautiful home in a prime location on 11 DANI dr! Live in an exclusive neighborhood! This house has it All: Central vacuum Steam room, Granite, stainless still, basement 10 car driveWay covered porch, huge deck. .est , bath w/ double sink, Jacuzzi & stand alone shower Welcome to this spacious bedrooms, lots of baths and more home located in one of the most prestigious neighborhood "Sutton Woods" in Northfield. This property features an inviting in-ground pool, Steam-room, Privet Basement Apartment with Privet entrance!!, plenty of room for entertaining, and is set within a highly rated school system. (Bedroom count/layout are unique and subject to individual necessity and requirements) Call Now!

19. 2025-10-30
    listed $599,000 Active 901-char remark

    Show marketing remark (901 chars)

    Turn Key! Captivating Open floorplan with floor to ceiling Anderson windows. This Home is Under 1 Year Home Warranty! Home at the hard of Sutton Woods! A rare opportunity to own a beautiful home in a prime location on 11 DANI dr! Live in an exclusive neighborhood! This house has it All: Central vacuum Steam room, Granite, stainless still, basement 10 car driveWay covered porch, huge deck. .est , bath w/ double sink, Jacuzzi & stand alone shower Welcome to this spacious bedrooms, lots of baths and more home located in one of the most prestigious neighborhood "Sutton Woods" in Northfield. This property features an inviting in-ground pool, Steam-room, Privet Basement Apartment with Privet entrance!!, plenty of room for entertaining, and is set within a highly rated school system. (Bedroom count/layout are unique and subject to individual necessity and requirements) Call Now!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $84,000
• − Mortgage interest: −$27,952
• − Property taxes: −$7,485
• − Insurance: −$2,495
• − Repairs & maintenance: −$6,720
• − Management: −$6,720
• − Depreciation: −$14,516
• Taxable income: $18,112
• Est. tax owed @ 24.0%: −$4,347
• After-tax cash flow: $20,631/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northfield City School District
• NCES district ID: 3411790
• Math proficiency: 32% ▼ -21.00%
• Reading proficiency: 55% ▲ 2.00%
• Median HH income: $68,950
• Composite: 39.12/100
• National rank: #4039
• State rank: #196 of 472 in NJ

Livability — Northfield

• Score: 75/100
• State rank: #155
• US rank: #3997

Category grades

Amenities F Commute F Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Northfield, NJ
• Population (ZIP): 8,427

Population outlook (Atlantic County) Hauer SSP2

• Today (2025): 268,948 people
• By 2030: 264,497 · -1.7%
• By 2040: 252,261 · -6.2%
• By 2050: 237,846 · -11.6%
• By 2075: 210,650 · -21.7%
• By 2100: 180,234 · -33.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 11% Asian 9% Two or more races 7% Black 3%
• Hispanic origin (detail): Mexican 1% Puerto Rican 3% Dominican 2%
• Common ancestry: Romanian 6% Lithuanian 3% Italian 2%
• Foreign-born: 15% · Canada, China
• Languages at home: 79% English-only · Spanish 6% Other Indo-European 6% Chinese 3%

Political lean MEDSL · Atlantic

• 2024 margin: Toss-up / Even · D 47.7% · R 50.7% · Other 1.6%
• 2008→2024 swing: -18.1pp toward R · 2008: 15.1pp · 2024: -3.0pp
• All cycles: 2024: R+3.0 2020: D+6.7 2016: D+6.2 2012: D+17.2 2008: D+15.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -115.85%
• Current HPI: 304.5862
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

-16.7% since first listed

6 events — show timeline

• 2026-04-14 Price Changed $499,000 SJSRMLS
• 2026-03-08 Listed $549,000 SJSRMLS
• 2025-12-30 Listing Removed — SJSRMLS
• 2025-12-13 Price Changed $499,000 SJSRMLS
• 2025-11-29 Price Changed $579,000 SJSRMLS
• 2025-10-30 Listed $599,000 SJSRMLS