7701 W Ustick #174 · Boise City, ID
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $584 – $1,086
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 19 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.0/30.0
- ARV discount +7.5/15.0
- DSCR +6.3/10.0
- 1% rule +5.3/10.0
- Schools +4.2/10.0
- Rent growth +3.0/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.
Key facts
- New furnace
- New flooring
- New water heater
Tags
Property features AI
Finance
- Other: Located in Boise West (MLS area); Public directions available to property
- Financial info: Annual taxes listed (amount provided in source)
- HOA & community: Located in the Flying H Ranch subdivision
Exterior
- Utilities: City water service; Sewer connected
- Home design: Mobile/manufactured home (rented lot); Built in 1970; Residential use within a mobile home park
- Construction: Other roof type
- Exterior features: Partial fence; Public paved road frontage
Interior
- Kitchen: Disposal
- Bedrooms: 2 bedrooms (both on the main level)
- Flooring: Vinyl
- Bathrooms: 2 bathrooms
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Partial fencing
- Laundry & utility: Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath manufactured listed at $125k.
Deal economics
- At list price, monthly cash flow is $153 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $125k).
- Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Boise Independent District (urban): math 42% / reading 56% proficiency, ranked #36 of 92 in ID (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Mountain View Elementary School (math 42% / reading 47%, grade F, #199 of 357 statewide, top 59%, 312 students, 31% FRL); Capital Senior High School (math 34% / reading 57%, grade D-, #59 of 169 statewide, top 35%, 1,220 students, 28% FRL) — zoned schools at 29% FRL track the district average.
- Market conditions: Rents rising (+1.9%/yr); 193 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 115 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 115 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 7.77%
- Cash-on-cash
- 5.26%
- DSCR
- 1.23
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $64,080
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7701 W Ustick Rd #59 #59 | 0.14mi | 2/1.0 | 720 (0%) | 6mo | $53,000 | $74 | 86 |
| 7701 W Ustick Rd #100 | 0.00mi | 2/2.0 | 672 (-7%) | 10mo | $59,900 | $89 | 78 |
| 7701 W Ustick Rd Spc 70 Rd | 0.00mi | 2/1.0 | 672 (-7%) | 22mo | $69,900 | $104 | 69 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.95% rent growth · sell at horizon
- IRR
- -9.3%
- Equity multiple
- 0.66×
- Total profit
- $-11,812
- Equity at exit
- $18,638
- IRR
- -1.3%
- Equity multiple
- 0.91×
- Total profit
- $-3,036
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83704
- Rents YoY
- 1.9%
- Active inventory
- 193
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,288 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$270
- Net cashflow
- $153
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2722 N Retirement Ln Boise, ID | 1.0 | 1.0 | 590 | $1,095 | $1.86 | 23d | 1 | 0.26mi |
| 7460 W Holbrook Ln Boise, ID | 1.0 | 1.0 | 674 | $1,095 | $1.62 | 23d | 1 | 0.30mi |
| 7479 W Holbrook Ln Boise, ID | 1.0 | 1.0 | 650 | $1,095 | $1.68 | 23d | 1 | 0.31mi |
| 1677 N Raymond St Boise, ID | 1.0 | 1.0 | 685 | $1,395 | $2.04 | 23d | 1 | 1.14mi |
| 4633 N Iota Ln Unit 201 Garden City, ID | 1.0 | 1.0 | 563 | $1,375 | $2.44 | 23d | 1 | 1.20mi |
| 4632 N Iota Ln Unit 200 Garden City, ID | 1.0 | 1.0 | 563 | $1,375 | $2.44 | 19d | 1 | 1.20mi |
| 4632 N Iota Ln Unit 300 Garden City, ID | 1.0 | 1.0 | 563 | $1,375 | $2.44 | 23d | 1 | 1.20mi |
| 1428 N Raymond St Unit 1408 104 Boise, ID | 1.0 | 1.0 | 740 | $1,195 | $1.61 | 23d | 1 | 1.28mi |
| 1408 N Raymond St Boise, ID | 1.0 | 1.0 | 740 | $1,195 | $1.61 | 23d | 1 | 1.31mi |
| 930 N Maple Grove Rd Boise, ID | 1.0–3.0 | 1.0–2.0 | 950 | $1,920 | $2.02 | 3d | 14 | 1.48mi |
| 1105 N Liberty St Boise, ID | 1.0–2.0 | 1.0 | 727 | $1,949 | $2.68 | 14d | 4 | 1.50mi |
Listing history 18 events
-
2026-06-18days on market $125,000 Active 115 DOM
-
2026-06-17days on market $125,000 Active 114 DOM
-
2026-06-16days on market $125,000 Active 113 DOM
-
2026-06-15days on market $125,000 Active 112 DOM
-
2026-06-13days on market $125,000 Active 110 DOM
-
2026-06-10days on market $125,000 Active 107 DOM
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2026-06-09days on market $125,000 Active 106 DOM
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2026-06-08days on market $125,000 Active 105 DOM
-
2026-06-07days on market $125,000 Active 104 DOM
-
2026-06-05days on market $125,000 Active 101 DOM
-
2026-06-03days on market $125,000 Active 100 DOM
-
2026-06-03days on market $125,000 Active 99 DOM
-
2026-06-01days on market $125,000 Active 98 DOM
-
2026-05-31days on market $125,000 Active 97 DOM
-
2026-02-23$125,000 Active
-
2025-03-19soldstatus Sold 665-char remark
Show marketing remark (665 chars)
Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.
-
2025-03-11status Pending 665-char remark
Show marketing remark (665 chars)
Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.
-
2025-03-06$30,000 Active 665-char remark
Show marketing remark (665 chars)
Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 14 unhealthy d/yr today · 19 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,452
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,236
- − Management
- −$1,236
- − Depreciation
- −$3,636
- Taxable loss
- −$159
- Est. tax savings @ 24.0%
- +$38
- After-tax cash flow
- $1,879/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Boise Independent District
- NCES district ID
- 1600360
- Math proficiency
- 42% ▼ -5.00%
- Reading proficiency
- 56% ▼ -1.00%
- Median HH income
- $49,135
- Composite
- 41.82/100
- National rank
- #3388
- State rank
- #36 of 92 in ID
Livability — Boise City
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Boise City, ID
- County
- Ada County · 522,161 people
- City population
- 152,689
- Metro
- Boise City, ID
- Population (ZIP)
- 42,719
- Household income
- $73,390
- Rent vs Own
- Severe rent burden
- 1415.0
Population outlook (Ada County) Hauer SSP2
- Today (2025)
- 535,818 people
- By 2030
- 585,751 · +9.3%
- By 2040
- 682,435 · +27.4%
- By 2050
- 775,818 · +44.8%
- By 2075
- 994,458 · +85.6%
- By 2100
- 1,148,884 · +114.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 14% Two or more races 9% Asian 2% Native American 2% Black 1%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Italian 4% Portuguese 3% Slovak 2%
- Foreign-born
- 8% · Canada
- Languages at home
- 87% English-only · Spanish 8% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Ada
- 2024 margin
- R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
- 2008→2024 swing
- -4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
- All cycles
- 2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -393.15%
- Current HPI
- 379.0934
- Rent YoY
- ▲ 1.95%
- Metro
- Boise City, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
|
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+316.7% since first listed4 events — show timeline
- 2026-02-23 Listed $125,000 IMLS
- 2025-03-19 Sold (MLS) — IMLS
- 2025-03-11 Pending — IMLS
- 2025-03-06 Listed $30,000 IMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…