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7701 W Ustick #174
C- Composite 51.32
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.3/10.0
  • 1% rule +5.3/10.0
  • Schools +4.2/10.0
  • Rent growth +3.0/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$125,000

7701 W Ustick #174 · Boise City, ID 83704
2 bd · 1.5 ba · 720 sqft · Manufactured · 115 Days on market
Built 1970

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.

Key facts

  • New furnace
  • New flooring
  • New water heater

Tags

NEW A/CNEW FURNACENEW FLOORINGNEW ROOFNEW WATER HEATER

Property features AI

Finance

  • Other: Located in Boise West (MLS area); Public directions available to property
  • Financial info: Annual taxes listed (amount provided in source)
  • HOA & community: Located in the Flying H Ranch subdivision

Exterior

  • Utilities: City water service; Sewer connected
  • Home design: Mobile/manufactured home (rented lot); Built in 1970; Residential use within a mobile home park
  • Construction: Other roof type
  • Exterior features: Partial fence; Public paved road frontage

Interior

  • Kitchen: Disposal
  • Bedrooms: 2 bedrooms (both on the main level)
  • Flooring: Vinyl
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Partial fencing
  • Laundry & utility: Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath manufactured listed at $125k.

Deal economics

  • At list price, monthly cash flow is $153 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $114k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 2.6% in Boise City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Boise Independent District (urban): math 42% / reading 56% proficiency, ranked #36 of 92 in ID (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mountain View Elementary School (math 42% / reading 47%, grade F, #199 of 357 statewide, top 59%, 312 students, 31% FRL); Capital Senior High School (math 34% / reading 57%, grade D-, #59 of 169 statewide, top 35%, 1,220 students, 28% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: Rents rising (+1.9%/yr); 193 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 5,129 units permitted in Ada County in 2024 (414 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Ada County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 115 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

  1. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.77%
Cash-on-cash
5.26%
DSCR
1.23
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$64,080
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7701 W Ustick Rd #59 #59 0.14mi 2/1.0 720 (0%) 6mo $53,000 $74 86
7701 W Ustick Rd #100 0.00mi 2/2.0 672 (-7%) 10mo $59,900 $89 78
7701 W Ustick Rd Spc 70 Rd 0.00mi 2/1.0 672 (-7%) 22mo $69,900 $104 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.95% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.66×
Total profit
$-11,812
Equity at exit
$18,638
10-year hold
IRR
-1.3%
Equity multiple
0.91×
Total profit
$-3,036
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83704

Rents YoY
1.9%
Active inventory
193
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,288 high interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$153

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2722 N Retirement Ln Boise, ID 1.0 1.0 590 $1,095 $1.86 23d 1 0.26mi
7460 W Holbrook Ln Boise, ID 1.0 1.0 674 $1,095 $1.62 23d 1 0.30mi
7479 W Holbrook Ln Boise, ID 1.0 1.0 650 $1,095 $1.68 23d 1 0.31mi
1677 N Raymond St Boise, ID 1.0 1.0 685 $1,395 $2.04 23d 1 1.14mi
4633 N Iota Ln Unit 201 Garden City, ID 1.0 1.0 563 $1,375 $2.44 23d 1 1.20mi
4632 N Iota Ln Unit 200 Garden City, ID 1.0 1.0 563 $1,375 $2.44 19d 1 1.20mi
4632 N Iota Ln Unit 300 Garden City, ID 1.0 1.0 563 $1,375 $2.44 23d 1 1.20mi
1428 N Raymond St Unit 1408 104 Boise, ID 1.0 1.0 740 $1,195 $1.61 23d 1 1.28mi
1408 N Raymond St Boise, ID 1.0 1.0 740 $1,195 $1.61 23d 1 1.31mi
930 N Maple Grove Rd Boise, ID 1.0–3.0 1.0–2.0 950 $1,920 $2.02 3d 14 1.48mi
1105 N Liberty St Boise, ID 1.0–2.0 1.0 727 $1,949 $2.68 14d 4 1.50mi

Listing history 18 events

  1. 2026-06-18
    days on market $125,000 Active 115 DOM
  2. 2026-06-17
    days on market $125,000 Active 114 DOM
  3. 2026-06-16
    days on market $125,000 Active 113 DOM
  4. 2026-06-15
    days on market $125,000 Active 112 DOM
  5. 2026-06-13
    days on market $125,000 Active 110 DOM
  6. 2026-06-10
    days on market $125,000 Active 107 DOM
  7. 2026-06-09
    days on market $125,000 Active 106 DOM
  8. 2026-06-08
    days on market $125,000 Active 105 DOM
  9. 2026-06-07
    days on market $125,000 Active 104 DOM
  10. 2026-06-05
    days on market $125,000 Active 101 DOM
  11. 2026-06-03
    days on market $125,000 Active 100 DOM
  12. 2026-06-03
    days on market $125,000 Active 99 DOM
  13. 2026-06-01
    days on market $125,000 Active 98 DOM
  14. 2026-05-31
    days on market $125,000 Active 97 DOM
  15. 2026-02-23
    listed $125,000 Active
  16. 2025-03-19
    soldstatus Sold 665-char remark
    Show marketing remark (665 chars)

    Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.

  17. 2025-03-11
    status Pending 665-char remark
    Show marketing remark (665 chars)

    Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.

  18. 2025-03-06
    listed $30,000 Active 665-char remark
    Show marketing remark (665 chars)

    Located in the heart of West Boise, this charming mobile home offers an affordable opportunity with endless potential. Nestled in a well-maintained park, it features a spacious layout filled with natural light, creating a warm and inviting atmosphere. With plenty of room to make it your own, this home is perfect for those looking to add their personal touch and create something special. The home sits on a spacious lot with mature trees, storage shed, and a private fenced in yard. Whether you're searching for a cozy place to call home or a smart investment, this property is full of possibilities. Sale is for the home only, lot rent applies. Lot rent is $530.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 14 unhealthy d/yr today · 19 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,452
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$1,236
− Management
−$1,236
− Depreciation
−$3,636
Taxable loss
−$159
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$38
After-tax cash flow
$1,879/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Boise Independent District
NCES district ID
1600360
Math proficiency
42% ▼ -5.00%
Reading proficiency
56% ▼ -1.00%
Median HH income
$49,135
Composite
41.82/100
National rank
#3388
State rank
#36 of 92 in ID

Livability — Boise City

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Boise City, ID
County
Ada County · 522,161 people
City population
152,689
Metro
Boise City, ID
Population (ZIP)
42,719
Household income
$73,390
Rent vs Own
37.0% rent · 63.0% own
Severe rent burden
1415.0

Population outlook (Ada County) Hauer SSP2

Today (2025)
535,818 people
By 2030
585,751 · +9.3%
By 2040
682,435 · +27.4%
By 2050
775,818 · +44.8%
By 2075
994,458 · +85.6%
By 2100
1,148,884 · +114.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 14% Two or more races 9% Asian 2% Native American 2% Black 1%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Italian 4% Portuguese 3% Slovak 2%
Foreign-born
8% · Canada
Languages at home
87% English-only · Spanish 8% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Ada

2024 margin
R (+10.3) · D 43.4% · R 53.8% · Other 2.8%
2008→2024 swing
-4.2pp toward R · 2008: -6.2pp · 2024: -10.3pp
All cycles
2024: R+10.3 2020: R+3.9 2016: R+9.2 2012: R+11.3 2008: R+6.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -393.15%
Current HPI
379.0934
Rent YoY
▲ 1.95%
Metro
Boise City, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+316.7% since first listed
4 events — show timeline
  • 2026-02-23 Listed $125,000 IMLS
  • 2025-03-19 Sold (MLS) IMLS
  • 2025-03-11 Pending IMLS
  • 2025-03-06 Listed $30,000 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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