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333 Cypress Ave
D Composite 43.0
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$15,000

333 Cypress Ave · New Sewickley, PA 15074
3 bd · 1.0 ba · 908 sqft · Manufactured public records · 33 Days on market
Built 1975 8,712 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious manufactured home offering a flexible layout and plenty of potential! Enjoy the covered front porch, large yard space, and added bonus of a pellet stove for cozy supplemental heat. The home features generously sized bedrooms, new windows, and updated flooring in select areas. Outside, you’ll find a peaceful setting with room to relax, garden, or entertain. Conveniently located with easy access to nearby amenities while still offering a more private feel.

Key facts

  • Covered front porch
  • Large yard space
  • Pellet stove

Tags

COVERED FRONT PORCHLARGE YARD SPACEPELLET STOVENEW WINDOWSUPDATED FLOORINGEASY ACCESS TO AMENITIES

Property features AI

Exterior

  • Parking: Off-street parking; 2 parking spaces
  • Utilities: Public sewer
  • Home design: Single-story; Resale property
  • Construction: Aluminum siding; Asphalt roof
  • Exterior features: 0.2-acre lot

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Stove
  • Flooring: Vinyl; Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; Has heating
  • Interior features: Vinyl and carpet flooring
  • Laundry & utility: Washer; Dryer; Some gas appliances

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $15k.

Deal economics

  • At list price, monthly cash flow is $776 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $15k).
  • Recommended offer: $15k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Freedom Area SD (suburban): math 24% / reading 45% proficiency, ranked #416 of 539 in PA (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 36 active listings in the ZIP; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $104 of loan paydown is wiped out by about $450 of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($15k) is reasonable based on typical stale-listing flexibility.
Recommended offer $14,550 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.48%
Cap rate
68.39%
Cash-on-cash
221.76%
DSCR
10.87
GRM
1.1

CMA / ARV

ARV (on-the-fly)
$43,584
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
640 Deana Way 0.16mi 2/2.0 (-1) 952 (+5%) 3mo $48,000 $50 73
137 Ash St 0.07mi 3/2.0 952 (+5%) 15mo $22,000 $23 72
422 Magnolia St 0.07mi 2/1.0 (-1) 784 (-14%) 1mo $38,000 $48 68
153 Ash St 0.09mi 2/2.0 (-1) 980 (+8%) 8mo $41,000 $42 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
12.20×
Total profit
$47,024
Equity at exit
$2,237
10-year hold
IRR
Equity multiple
25.93×
Total profit
$104,686
Equity at exit
$1,297

Cash invested: $4,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15074

Active inventory
36
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$1,122 medium interval (Pro) →
Mortgage (P&I)
$79
Tax from tax record
$25 /mo · $299/yr
Insurance
$6
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$776

Break-even live

Break-even rent $139
Max offer price $15,000
Occupancy floor 26%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,750
Closing costs
$450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    days on market $15,000 Active 33 DOM
  2. 2026-06-17
    days on market $15,000 Active 32 DOM
  3. 2026-06-16
    days on market $15,000 Active 31 DOM
  4. 2026-06-15
    days on market $15,000 Active 30 DOM
  5. 2026-06-13
    days on market $15,000 Active 28 DOM
  6. 2026-06-09
    days on market $15,000 Active 24 DOM
  7. 2026-06-08
    pricedays on market $15,000 Active 23 DOM
  8. 2026-06-07
    days on market $20,000 Active 22 DOM
  9. 2026-06-05
    days on market $20,000 Active 19 DOM
  10. 2026-06-03
    days on market $20,000 Active 18 DOM
  11. 2026-06-02
    days on market $20,000 Active 17 DOM
  12. 2026-06-01
    days on market $20,000 Active 16 DOM
  13. 2026-05-31
    days on market $20,000 Active 15 DOM
  14. 2026-05-15
    listed $20,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$299 · $25/mo
Projected year-2 tax
$299 · $25/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,458
− Mortgage interest
−$840
− Property taxes
−$299
− Insurance
−$75
− Repairs & maintenance
−$1,077
− Management
−$1,077
− Depreciation
−$436
Taxable income
$9,654
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,317
After-tax cash flow
$6,997/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Freedom Area SD
NCES district ID
4210380
Math proficiency
24% ▼ -18.00%
Reading proficiency
45% ▼ -13.00%
Median HH income
$51,392
Composite
29.98/100
National rank
#6369
State rank
#416 of 539 in PA

Livability — New Sewickley

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
8,543

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 8% Two or more races 6%
Common ancestry
Romanian 4% Slovak 2% Serbian 2%
Foreign-born
2%
Languages at home
96% English-only · German/W. Germanic 3% French/Haitian/Cajun 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.06%
Current HPI
166.4711
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-15 Listed $20,000 West Penn MLS

Property tax history

-0.1%/yr

Latest (2026): $299 · +6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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