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1206 Longpoint Dr
C- Composite 50.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.7/30.0
  • ARV discount +12.6/15.0
  • DSCR +5.9/10.0
  • 1% rule +4.9/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$152,500

1206 Longpoint Dr · Augusta-Richmond County consolidated government (balance), GA 30906
2 bd · 2.0 ba · 1,092 sqft · Townhouse public records · 184 Days on market
Built 2006 $140/sqft · 11% below area Est $172k · 11% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

Key facts

  • New privacy fence
  • High-demand area
  • Strong rental comps

Tags

NEW ROOFNEW PRIVACY FENCEHIGH-DEMAND AREASTRONG RENTAL COMPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $152k.

Deal economics

  • At list price, monthly cash flow is $149 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (1.4% below list).
  • Recommended offer: $134k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 184 days — a 12% lower offer ($134k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $134,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.47%
Cash-on-cash
4.20%
DSCR
1.19
GRM
8.5

CMA / ARV

ARV (median comp)
$172,195
List price
$152,500
Delta
-11.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1217 Longpoint Dr 0.05mi 2/2.0 1,092 (0%) 22mo $164,999 $151 79

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.54×
Total profit
$-19,584
Equity at exit
$22,738
10-year hold
IRR
-9.6%
Equity multiple
0.49×
Total profit
$-21,766
Equity at exit
$13,185

Cash invested: $42,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30906

Home prices YoY
-21.6%
Rents YoY
-0.2%
Active inventory
364
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,503 high interval (Pro) →
Mortgage (P&I)
$800
Tax from tax record
$175 /mo · $2,096/yr
Insurance
$64
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$149

Break-even live

Break-even rent $1,314
Max offer price $152,500
Occupancy floor 85%

Sensitivity live

Price -10% $236 -5% $193 +0% $149 +5% $106 +10% $63
Rent -10% $31 -5% $90 +0% $149 +5% $209 +10% $268
Rate -1.0pp $226 -0.5pp $188 base $149 +0.5pp $110 +1.0pp $70

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,125
Closing costs
$4,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1216 Longpoint Dr Augusta, GA 2.0 2.0 1100 $1,550 $1.41 44d 1 0.05mi
1216 Longpoint Dr Augusta, GA 2.0 2.0 1100 $1,500 $1.36 24d 1 0.05mi
1414 Kingsman Dr Augusta, GA 2.0–3.0 2.0 1178 $1,525 $1.29 14d 8 0.08mi
1239 Longpoint Dr Augusta, GA 3.0 2.0 1288 $1,600 $1.24 24d 1 0.14mi
1239 Longpoint Dr Augusta, GA 3.0 2.0 1288 $1,675 $1.30 44d 1 0.14mi

Listing history 28 events

  1. 2026-06-18
    days on market $152,500 Active 184 DOM
  2. 2026-06-17
    days on market $152,500 Active 183 DOM
  3. 2026-06-16
    days on market $152,500 Active 182 DOM
  4. 2026-06-15
    days on market $152,500 Active 181 DOM
  5. 2026-06-14
    days on market $152,500 Active 179 DOM
  6. 2026-06-10
    days on market $152,500 Active 176 DOM
  7. 2026-06-09
    days on market $152,500 Active 175 DOM
  8. 2026-06-08
    days on market $152,500 Active 174 DOM
  9. 2026-06-07
    days on market $152,500 Active 173 DOM
  10. 2026-06-03
    days on market $152,500 Active 169 DOM
  11. 2026-06-02
    days on market $152,500 Active 168 DOM
  12. 2026-06-01
    days on market $152,500 Active 167 DOM
  13. 2026-05-31
    days on market $152,500 Active 166 DOM
  14. 2026-05-30
    days on market $152,500 Active 165 DOM
  15. 2026-02-13
    price $78,900 208-char remark
    Show marketing remark (208 chars)

    2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

  16. 2026-01-15
    soldstatus $143,500
  17. 2025-12-12
    listed $152,500 Active 449-char remark
    Show marketing remark (449 chars)

    Great investment property with a long-term month-to-month tenant paying $1,000/mo who would prefer to stay. The home features a new roof and new privacy fence, reducing near-term CapEx. Interior is original but in average, well-maintained condition. This is a low-maintenance rental in a high-demand area of South Augusta with strong rental comps and little expected vacancy. Perfect for buy-and-hold investors looking for stable income with upside.

  18. 2022-06-14
    soldstatus $78,900 208-char remark
    Show marketing remark (208 chars)

    2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

  19. 2022-06-02
    listed $130,000 208-char remark
    Show marketing remark (208 chars)

    2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

  20. 2021-01-29
    soldstatus $92,000
  21. 2021-01-28
    soldstatus $92,000
  22. 2021-01-28
    soldstatus $92,000
  23. 2020-12-26
    listed $93,900
  24. 2020-12-26
    listed $93,900
  25. 2006-09-14
    soldstatus $78,900 Closed 208-char remark
    Show marketing remark (208 chars)

    2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

  26. 2006-09-14
    soldstatus $78,900
    Show marketing remark (208 chars)

    2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,

  27. 2006-08-30
    soldstatus $130,000
  28. 2006-04-04
    listed $78,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,096 · $175/mo
Projected year-2 tax
$2,096 · $175/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,037
− Mortgage interest
−$8,542
− Property taxes
−$2,096
− Insurance
−$762
− Repairs & maintenance
−$1,443
− Management
−$1,443
− Depreciation
−$4,436
Taxable loss
−$687
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$165
After-tax cash flow
$1,958/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
60,423
Household income
$45,999
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3363.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.99%
Current HPI
213.5733
Rent YoY
▼ -0.25%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
14 events — show timeline
  • 2026-02-13 Price Changed $78,900 Hive MLS
  • 2026-01-15 Sold (Public Records) $143,500 Public Records
  • 2025-12-12 Listed $152,500 Fizber.com
  • 2022-06-14 Sold (MLS) $78,900 Hive MLS
  • 2022-06-02 Listed $130,000 Hive MLS
  • 2021-01-29 Sold (Public Records) $92,000 Public Records
  • 2021-01-28 Sold (MLS) $92,000 Hive MLS
  • 2021-01-28 Sold (MLS) $92,000 Hive MLS
  • 2020-12-26 Listed $93,900 Hive MLS
  • 2020-12-26 Listed $93,900 Hive MLS
  • 2006-09-14 Sold (MLS) $78,900 Hive MLS
  • 2006-09-14 Sold (MLS) $78,900 Hive MLS
  • 2006-08-30 Sold (Public Records) $130,000 Public Records
  • 2006-04-04 Listed $78,900 Hive MLS

Property tax history

+5.6%/yr

Latest (2025): $2,096 · +22.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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