1206 Longpoint Dr · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 68.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.7/30.0
- ARV discount +12.6/15.0
- DSCR +5.9/10.0
- 1% rule +4.9/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$152,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
Key facts
- New privacy fence
- High-demand area
- Strong rental comps
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $152k.
Deal economics
- At list price, monthly cash flow is $149 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (1.4% below list).
- Recommended offer: $134k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.2%/yr); 364 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 184 days — a 12% lower offer ($134k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.47%
- Cash-on-cash
- 4.20%
- DSCR
- 1.19
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $172,195
- List price
- $152,500
- Delta
- -11.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1217 Longpoint Dr | 0.05mi | 2/2.0 | 1,092 (0%) | 22mo | $164,999 | $151 | 79 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -13.1%
- Equity multiple
- 0.54×
- Total profit
- $-19,584
- Equity at exit
- $22,738
- IRR
- -9.6%
- Equity multiple
- 0.49×
- Total profit
- $-21,766
- Equity at exit
- $13,185
Cash invested: $42,700 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30906
- Home prices YoY
- -21.6%
- Rents YoY
- -0.2%
- Active inventory
- 364
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,503 high interval (Pro) →
- Mortgage (P&I)
- −$800
- Tax from tax record
- −$175 /mo · $2,096/yr
- Insurance
- −$64
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$316
- Net cashflow
- $149
Break-even live
Sensitivity live
| Price | -10% $236 | -5% $193 | +0% $149 | +5% $106 | +10% $63 |
|---|---|---|---|---|---|
| Rent | -10% $31 | -5% $90 | +0% $149 | +5% $209 | +10% $268 |
| Rate | -1.0pp $226 | -0.5pp $188 | base $149 | +0.5pp $110 | +1.0pp $70 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,125
- Closing costs
- $4,575
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1216 Longpoint Dr Augusta, GA | 2.0 | 2.0 | 1100 | $1,550 | $1.41 | 44d | 1 | 0.05mi |
| 1216 Longpoint Dr Augusta, GA | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 24d | 1 | 0.05mi |
| 1414 Kingsman Dr Augusta, GA | 2.0–3.0 | 2.0 | 1178 | $1,525 | $1.29 | 14d | 8 | 0.08mi |
| 1239 Longpoint Dr Augusta, GA | 3.0 | 2.0 | 1288 | $1,600 | $1.24 | 24d | 1 | 0.14mi |
| 1239 Longpoint Dr Augusta, GA | 3.0 | 2.0 | 1288 | $1,675 | $1.30 | 44d | 1 | 0.14mi |
Listing history 28 events
-
2026-06-18days on market $152,500 Active 184 DOM
-
2026-06-17days on market $152,500 Active 183 DOM
-
2026-06-16days on market $152,500 Active 182 DOM
-
2026-06-15days on market $152,500 Active 181 DOM
-
2026-06-14days on market $152,500 Active 179 DOM
-
2026-06-10days on market $152,500 Active 176 DOM
-
2026-06-09days on market $152,500 Active 175 DOM
-
2026-06-08days on market $152,500 Active 174 DOM
-
2026-06-07days on market $152,500 Active 173 DOM
-
2026-06-03days on market $152,500 Active 169 DOM
-
2026-06-02days on market $152,500 Active 168 DOM
-
2026-06-01days on market $152,500 Active 167 DOM
-
2026-05-31days on market $152,500 Active 166 DOM
-
2026-05-30days on market $152,500 Active 165 DOM
-
2026-02-13price $78,900 208-char remark
Show marketing remark (208 chars)
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
-
2026-01-15soldstatus $143,500
-
2025-12-12$152,500 Active 449-char remark
Show marketing remark (449 chars)
Great investment property with a long-term month-to-month tenant paying $1,000/mo who would prefer to stay. The home features a new roof and new privacy fence, reducing near-term CapEx. Interior is original but in average, well-maintained condition. This is a low-maintenance rental in a high-demand area of South Augusta with strong rental comps and little expected vacancy. Perfect for buy-and-hold investors looking for stable income with upside.
-
2022-06-14soldstatus $78,900 208-char remark
Show marketing remark (208 chars)
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
-
2022-06-02$130,000 208-char remark
Show marketing remark (208 chars)
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
-
2021-01-29soldstatus $92,000
-
2021-01-28soldstatus $92,000
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2021-01-28soldstatus $92,000
-
2020-12-26$93,900
-
2020-12-26$93,900
-
2006-09-14soldstatus $78,900 Closed 208-char remark
Show marketing remark (208 chars)
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
-
2006-09-14soldstatus $78,900
Show marketing remark (208 chars)
2 BR, 2 BA fee simple townhouses, some with sunroom and single garage. Fenced back yards, patio, storage rooms, floored attic space, vaulted ceilings in great room, electric fireplaces. Low maintenance vinyl,
-
2006-08-30soldstatus $130,000
-
2006-04-04$78,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,096 · $175/mo
- Projected year-2 tax
- $2,096 · $175/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 68% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,037
- − Mortgage interest
- −$8,542
- − Property taxes
- −$2,096
- − Insurance
- −$762
- − Repairs & maintenance
- −$1,443
- − Management
- −$1,443
- − Depreciation
- −$4,436
- Taxable loss
- −$687
- Est. tax savings @ 24.0%
- +$165
- After-tax cash flow
- $1,958/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 60,423
- Household income
- $45,999
- Rent vs Own
- Severe rent burden
- 3363.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 27% Two or more races 5% Hispanic / Latino 5%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 95% English-only · Spanish 3% German/W. Germanic 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -58.99%
- Current HPI
- 213.5733
- Rent YoY
- ▼ -0.25%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed14 events — show timeline
- 2026-02-13 Price Changed $78,900 Hive MLS
- 2026-01-15 Sold (Public Records) $143,500 Public Records
- 2025-12-12 Listed $152,500 Fizber.com
- 2022-06-14 Sold (MLS) $78,900 Hive MLS
- 2022-06-02 Listed $130,000 Hive MLS
- 2021-01-29 Sold (Public Records) $92,000 Public Records
- 2021-01-28 Sold (MLS) $92,000 Hive MLS
- 2021-01-28 Sold (MLS) $92,000 Hive MLS
- 2020-12-26 Listed $93,900 Hive MLS
- 2020-12-26 Listed $93,900 Hive MLS
- 2006-09-14 Sold (MLS) $78,900 Hive MLS
- 2006-09-14 Sold (MLS) $78,900 Hive MLS
- 2006-08-30 Sold (Public Records) $130,000 Public Records
- 2006-04-04 Listed $78,900 Hive MLS
Property tax history
+5.6%/yrLatest (2025): $2,096 · +22.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…