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1121 Pecan Rdg
C- Composite 50.73
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.9/30.0
  • ARV discount +8.4/15.0
  • DSCR +6.3/10.0
  • 1% rule +5.0/10.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$167,900

1121 Pecan Rdg · Sunrise Shores, TX 75758
4 bd · 2.0 ba · 2,044 sqft · Manufactured public records · 63 Days on market
Built 2000 $82/sqft · at area comps Est $171k · at est. ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully updated 4-bedroom, 2-bathroom mobile home, perfectly situated on a spacious half-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, offering both comfort and peace of mind. Enjoy a brand-new roof, updated PEX plumbing, and all-new appliances, making everyday living both efficient and worry-free. Inside, the home features freshly painted interiors, stylish new flooring throughout, and fully remodeled bathrooms designed with modern finishes. Step outside to find brand-new front and back decks—perfect for relaxing or entertaining—along with new skirting that adds a clean, finished look to the home’s exterior. The crushed asphalt driveway provides easy access and ample parking. With plenty of outdoor space and high-quality upgrades throughout, this property offers the perfect blend of modern convenience and country charm. Don’t miss your chance to own this beautifully refreshed home!

Key facts

  • Updated pex plumbing
  • Stylish new flooring
  • Brand new roof

Tags

BRAND NEW ROOFUPDATED PEX PLUMBINGALL NEW APPLIANCESFRESHLY PAINTED INTERIORSSTYLISH NEW FLOORINGFULLY REMODELED BATHROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $168k.

Deal economics

  • At list price, monthly cash flow is $202 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (0.2% below list).
  • Recommended offer: $158k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.1% in Sunrise Shores — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Brownsboro ISD (rural): math 42% / reading 46% proficiency, ranked #290 of 826 in TX (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Chandler El (math 42% / reading 37%, grade F, #1,545 of 4,322 statewide, top 38%, 450 students, 74% FRL); Brownsboro J H (math 48% / reading 49%, grade C-, #392 of 1,662 statewide, top 24%, 405 students, 60% FRL); Brownsboro H S (math 31% / reading 63%, grade D-, #591 of 1,632 statewide, top 38%, 757 students, 50% FRL).
  • Market conditions: 228 active listings in the ZIP; 263 units permitted in Henderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 63 days — a 6% lower offer ($158k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,826 (6.0% below list)

Questions for the listing agent

  1. It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.73%
Cash-on-cash
5.14%
DSCR
1.23
GRM
8.4

CMA / ARV

ARV (median comp)
$171,196
List price
$167,900
Delta
-1.93%
Verdict
FAIR
Comps
3 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20561 Joe Paul Ln 0.73mi 4/3.0 2,048 (+0%) 21mo $120,000 $59 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.69×
Total profit
$-14,371
Equity at exit
$25,034
10-year hold
IRR
1.2%
Equity multiple
1.09×
Total profit
$4,019
Equity at exit
$14,517

Cash invested: $47,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75758

Home prices YoY
-27.6%
Active inventory
228
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,675 medium interval (Pro) →
Mortgage (P&I)
$880
Tax from tax record
$171 /mo · $2,056/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$352
Net cashflow
$202

Break-even live

Break-even rent $1,420
Max offer price $167,900
Occupancy floor 83%

Sensitivity live

Price -10% $297 -5% $249 +0% $202 +5% $154 +10% $106
Rent -10% $69 -5% $135 +0% $202 +5% $268 +10% $334
Rate -1.0pp $286 -0.5pp $244 base $202 +0.5pp $158 +1.0pp $114

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,975
Closing costs
$5,037
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-13
    status $167,900 Pending 63 DOM
  2. 2026-06-10
    days on market $167,900 Active 63 DOM
  3. 2026-06-09
    days on market $167,900 Active 62 DOM
  4. 2026-06-08
    days on market $167,900 Active 61 DOM
  5. 2026-06-07
    days on market $167,900 Active 60 DOM
  6. 2026-06-02
    days on market $167,900 Active 55 DOM
  7. 2026-06-01
    days on market $167,900 Active 54 DOM
  8. 2026-05-31
    days on market $167,900 Active 53 DOM
  9. 2026-05-30
    days on market $167,900 Active 52 DOM
  10. 2026-04-08
    listed $167,900 Active 983-char remark
    Show marketing remark (983 chars)

    Welcome to this beautifully updated 4-bedroom, 2-bathroom mobile home, perfectly situated on a spacious half-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, offering both comfort and peace of mind. Enjoy a brand-new roof, updated PEX plumbing, and all-new appliances, making everyday living both efficient and worry-free. Inside, the home features freshly painted interiors, stylish new flooring throughout, and fully remodeled bathrooms designed with modern finishes. Step outside to find brand-new front and back decks—perfect for relaxing or entertaining—along with new skirting that adds a clean, finished look to the home’s exterior. The crushed asphalt driveway provides easy access and ample parking. With plenty of outdoor space and high-quality upgrades throughout, this property offers the perfect blend of modern convenience and country charm. Don’t miss your chance to own this beautifully refreshed home!

  11. 2026-03-12
    price $167,900
  12. 2026-01-22
    price $163,900
  13. 2026-01-08
    price $164,900
  14. 2025-12-31
    price $165,900
  15. 2025-12-09
    price $169,900
  16. 2025-12-03
    price $177,900
  17. 2025-04-04
    soldstatus
  18. 2025-03-06
    soldstatus
  19. 2025-03-06
    soldstatus
  20. 2000-01-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,056 · $171/mo
Projected year-2 tax
$3,073 · $256/mo
Expected delta
+$1,017/yr (+$85/mo · 49.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,101
− Mortgage interest
−$9,405
− Property taxes
−$2,056
− Insurance
−$840
− Repairs & maintenance
−$1,608
− Management
−$1,608
− Depreciation
−$4,884
Taxable loss
−$300
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$72
After-tax cash flow
$2,490/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brownsboro ISD
NCES district ID
4811640
Math proficiency
42% ▼ -5.00%
Reading proficiency
46% ▬ 0.00%
Median HH income
$45,624
Composite
37.38/100
National rank
#4429
State rank
#290 of 826 in TX

Livability — Sunrise Shores

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
10,357

Population outlook (Henderson County) Hauer SSP2

Today (2025)
80,471 people
By 2030
80,608 · +0.2%
By 2040
80,087 · -0.5%
By 2050
78,208 · -2.8%
By 2075
72,423 · -10.0%
By 2100
61,012 · -24.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 16% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Slovak 3% Serbian 2% Romanian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
91% English-only · Spanish 8% Other Indo-European 1%

Political lean MEDSL · Henderson

2024 margin
Solid R (+63.5) · D 18.0% · R 81.4%
2008→2024 swing
-18.8pp toward R · 2008: -44.6pp · 2024: -63.5pp
All cycles
2024: R+63.5 2020: R+60.2 2016: R+60.0 2012: R+54.8 2008: R+44.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.16%
Current HPI
192.0837
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-5.6% since first listed
11 events — show timeline
  • 2026-04-08 Listed $167,900 GTAR
  • 2026-03-12 Price Changed $167,900 GTAR
  • 2026-01-22 Price Changed $163,900 GTAR
  • 2026-01-08 Price Changed $164,900 GTAR
  • 2025-12-31 Price Changed $165,900 GTAR
  • 2025-12-09 Price Changed $169,900 GTAR
  • 2025-12-03 Price Changed $177,900 GTAR
  • 2025-04-04 Sold (Public Records) Public Records
  • 2025-03-06 Sold (Public Records) Public Records
  • 2025-03-06 Sold (Public Records) Public Records
  • 2000-01-22 Sold (Public Records) Public Records

Property tax history

+3.7%/yr

Latest (2025): $2,056 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…