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533 County Road 4076
B Composite 72.99
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0

$79,000

533 County Road 4076 · Merryville, LA 75928
3 bd · 2.0 ba · 1,568 sqft · Manufactured public records · 69 Days on market
Built 1998 0.52 ac lot ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover peaceful river living with this charming 3 bd, 2 ba mobile home situated on 0.519 acres just down the street from the sandy beaches of the Sabine River. Best of all, the property is not located in a flood plain, offering added peace of mind. Featuring a spacious living room with a cozy electric fireplace and a large open kitchen, creating the perfect space to relax or gather with family and friends. The primary suite offers a comfortable retreat with a large bathroom and walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors from both the welcoming front porch and the screened-in back porch, ideal for relaxing evenings and enjoying the peaceful surroundings. The property also includes a carport and storage building. If you're looking for a home near the water with room to breathe, this property offers the perfect blend of comfort, space, and location just moments from the Sabine River.

Key facts

  • Primary suite
  • Large bathroom
  • Electric fireplace

Tags

NOT LOCATED IN A FLOOD PLAINSPACIOUS LIVING ROOMELECTRIC FIREPLACELARGE OPEN KITCHENPRIMARY SUITELARGE BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $79k.

Deal economics

  • At list price, monthly cash flow is $418 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $74k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 63/100 on livability (#196 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, crime B; Watch: amenities F, commute F, employment F.
  • Newton ISD (rural): math 23% / reading 36% proficiency, ranked #661 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Newton El (math 17% / reading 37%, grade F, #2,791 of 4,322 statewide, top 68%, 380 students, 82% FRL); Newton Middle (math 30% / reading 33%, grade F, #997 of 1,662 statewide, top 61%, 333 students, 79% FRL); Newton H S (math 8% / reading 47%, grade F, #1,190 of 1,632 statewide, top 74%, 255 students, 69% FRL).

Forward outlook

  • In year one you build about $3k of equity ($546 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Newton County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,260 (6.0% below list)

Questions for the listing agent

  1. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
12.64%
Cash-on-cash
22.66%
DSCR
2.01
GRM
5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.8%
Equity multiple
2.63×
Total profit
$36,119
Equity at exit
$35,522
10-year hold
IRR
29.3%
Equity multiple
5.13×
Total profit
$91,305
Equity at exit
$54,743

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Monthly cashflow live

Estimated rent
$1,178 medium interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$66 /mo · $790/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$247
Net cashflow
$418

Break-even live

Break-even rent $649
Max offer price $79,000
Occupancy floor 60%

Sensitivity live

Price -10% $462 -5% $440 +0% $418 +5% $395 +10% $373
Rent -10% $325 -5% $371 +0% $418 +5% $464 +10% $511
Rate -1.0pp $458 -0.5pp $438 base $418 +0.5pp $397 +1.0pp $376

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $79,000 Active 69 DOM
  2. 2026-06-21
    days on market $79,000 Active 68 DOM
  3. 2026-06-18
    days on market $79,000 Active 66 DOM
  4. 2026-06-17
    days on market $79,000 Active 65 DOM
  5. 2026-06-16
    days on market $79,000 Active 64 DOM
  6. 2026-06-15
    days on market $79,000 Active 63 DOM
  7. 2026-06-15
    days on market $79,000 Active 62 DOM
  8. 2026-06-13
    days on market $79,000 Active 61 DOM
  9. 2026-06-12
    days on market $79,000 Active 60 DOM
  10. 2026-06-10
    days on market $79,000 Active 57 DOM
  11. 2026-06-08
    days on market $79,000 Active 56 DOM
  12. 2026-06-08
    days on market $79,000 Active 55 DOM
  13. 2026-06-07
    days on market $79,000 Active 54 DOM
  14. 2026-06-03
    days on market $79,000 Active 51 DOM
  15. 2026-06-02
    days on market $79,000 Active 50 DOM
  16. 2026-06-01
    days on market $79,000 Active 49 DOM
  17. 2026-05-31
    days on market $79,000 Active 48 DOM
  18. 2026-05-18
    price $79,000 965-char remark
    Show marketing remark (965 chars)

    Discover peaceful river living with this charming 3 bd, 2 ba mobile home situated on 0.519 acres just down the street from the sandy beaches of the Sabine River. Best of all, the property is not located in a flood plain, offering added peace of mind. Featuring a spacious living room with a cozy electric fireplace and a large open kitchen, creating the perfect space to relax or gather with family and friends. The primary suite offers a comfortable retreat with a large bathroom and walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors from both the welcoming front porch and the screened-in back porch, ideal for relaxing evenings and enjoying the peaceful surroundings. The property also includes a carport and storage building. If you're looking for a home near the water with room to breathe, this property offers the perfect blend of comfort, space, and location just moments from the Sabine River.

  19. 2026-05-18
    price $79,000 965-char remark
    Show marketing remark (965 chars)

    Discover peaceful river living with this charming 3 bd, 2 ba mobile home situated on 0.519 acres just down the street from the sandy beaches of the Sabine River. Best of all, the property is not located in a flood plain, offering added peace of mind. Featuring a spacious living room with a cozy electric fireplace and a large open kitchen, creating the perfect space to relax or gather with family and friends. The primary suite offers a comfortable retreat with a large bathroom and walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors from both the welcoming front porch and the screened-in back porch, ideal for relaxing evenings and enjoying the peaceful surroundings. The property also includes a carport and storage building. If you're looking for a home near the water with room to breathe, this property offers the perfect blend of comfort, space, and location just moments from the Sabine River.

  20. 2026-04-13
    listed $89,000 Active 965-char remark
    Show marketing remark (965 chars)

    Discover peaceful river living with this charming 3 bd, 2 ba mobile home situated on 0.519 acres just down the street from the sandy beaches of the Sabine River. Best of all, the property is not located in a flood plain, offering added peace of mind. Featuring a spacious living room with a cozy electric fireplace and a large open kitchen, creating the perfect space to relax or gather with family and friends. The primary suite offers a comfortable retreat with a large bathroom and walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors from both the welcoming front porch and the screened-in back porch, ideal for relaxing evenings and enjoying the peaceful surroundings. The property also includes a carport and storage building. If you're looking for a home near the water with room to breathe, this property offers the perfect blend of comfort, space, and location just moments from the Sabine River.

  21. 2026-03-04
    listed $89,000 Active 965-char remark
    Show marketing remark (965 chars)

    Discover peaceful river living with this charming 3 bd, 2 ba mobile home situated on 0.519 acres just down the street from the sandy beaches of the Sabine River. Best of all, the property is not located in a flood plain, offering added peace of mind. Featuring a spacious living room with a cozy electric fireplace and a large open kitchen, creating the perfect space to relax or gather with family and friends. The primary suite offers a comfortable retreat with a large bathroom and walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the outdoors from both the welcoming front porch and the screened-in back porch, ideal for relaxing evenings and enjoying the peaceful surroundings. The property also includes a carport and storage building. If you're looking for a home near the water with room to breathe, this property offers the perfect blend of comfort, space, and location just moments from the Sabine River.

  22. 2004-12-20
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$790 · $66/mo
Projected year-2 tax
$790 · $66/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,139
− Mortgage interest
−$4,425
− Property taxes
−$790
− Insurance
−$395
− Repairs & maintenance
−$1,131
− Management
−$1,131
− Depreciation
−$2,298
Taxable income
$3,968
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$952
After-tax cash flow
$4,060/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Newton ISD
NCES district ID
4832730
Math proficiency
23% ▼ -9.00%
Reading proficiency
36% ▼ -2.00%
Median HH income
$34,557
Composite
24.26/100
National rank
#7719
State rank
#661 of 826 in TX

Livability — Merryville

Score
63/100
State rank
#196
US rank
#15511

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
936

Population outlook (Newton County) Hauer SSP2

Today (2025)
13,123 people
By 2030
12,567 · -4.2%
By 2040
11,431 · -12.9%
By 2050
10,393 · -20.8%
By 2075
8,230 · -37.3%
By 2100
6,038 · -54.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (54%)
Race & ethnicity
Black 54% White 45%
Common ancestry
Slovak 1%

Political lean MEDSL · Newton

2024 margin
Solid R (+66.6) · D 16.6% · R 83.2%
2008→2024 swing
-34.4pp toward R · 2008: -32.2pp · 2024: -66.6pp
All cycles
2024: R+66.6 2020: R+60.9 2016: R+49.5 2012: R+43.3 2008: R+32.2

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-11.2% since first listed
5 events — show timeline
  • 2026-05-18 Price Changed $79,000 HARMLS
  • 2026-05-18 Price Changed $79,000 Deep East Texas MLS
  • 2026-04-13 Listed $89,000 HARMLS
  • 2026-03-04 Listed $89,000 Deep East Texas MLS
  • 2004-12-20 Sold (Public Records) Public Records

Property tax history

+1.8%/yr

Latest (2025): $790 · +9.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…