2668 Haas Ln · Loyalsock, PA 17754

$339,900

3 bd · 2.5 ba · 1,953 sqft · Townhouse public records

Built 1989 7,841 sqft lot $185/mo HOA · 5% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.3/30.0
• ARV discount +7.5/15.0
• DSCR +5.8/10.0
• 1% rule +5.2/10.0
• Schools +4.4/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

Key facts

• 7,841 sq ft lot
• Garage
• Built 1989

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $340k.

Deal economics

• At list price, monthly cash flow is $313 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $340k).

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Loyalsock Township SD (suburban): math 47% / reading 58% proficiency, ranked #152 of 539 in PA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 69 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 73 units permitted in Lycoming County in 2024 (15 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Lycoming County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $270k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $339,900

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 7.40%
• Cash-on-cash: 3.95%
• DSCR: 1.18
• GRM: 8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.1%
• Equity multiple: 0.63×
• Total profit: $-35,010
• Equity at exit: $50,680

10-year hold

• IRR: -0.7%
• Equity multiple: 0.95×
• Total profit: $-4,357
• Equity at exit: $29,388

Cash invested: $95,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17754

• Home prices YoY: -26.2%
• Active inventory: 69
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $3,476 medium
• Mortgage (P&I): −$1,782
• Tax from tax record: −$323 /mo · $3,882/yr
• Insurance: −$142
• HOA: −$185
• Vacancy / Maint / Mgmt: −$730
• Net cashflow: $313

Break-even live

Break-even rent $3,079

Max offer price $339,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $84,975
• Closing costs: $10,197
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
300 Valley Heights Dr Williamsport, PA	1.0–3.0	1.0–2.0	1195	$3,476	$2.91	14d	1	1.33mi

HOA detail

• Monthly dues: $185 · $2,220/yr

Listing history 11 events

1. 2026-04-09
   historical
2. 2026-03-25
   listed $339,900
3. 2023-06-29
   soldstatus Closed 744-char remark

   Show marketing remark (744 chars)

   This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

4. 2023-06-29
   soldstatus $270,000

   Show marketing remark (744 chars)

   This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

5. 2023-05-11
   price $269,900 744-char remark

   Show marketing remark (744 chars)

   This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

6. 2023-04-28
   price $320,000 744-char remark

   Show marketing remark (744 chars)

   This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

7. 2023-04-15
   listed $350,000 Active 744-char remark

   Show marketing remark (744 chars)

   This townhouse in the Sycamore Estates Townhome Association is one that is most desired because it's an end unit with a two car garage. It has had many updates throughout the past five years and is in immaculate condition! It offers eat in kitchen with new appliances and hardwood flooring. The large open living room, dining room combo has cathedral ceiling with skylights. It also offers first floor master bedroom and bath as well as a half bath with laundry. Upstairs has two more bedrooms a full bath, and bonus room with a floored attic area off of that. There is plenty of storage/closet space with walk in closets throughout and a sunroom leading to a outside patio with pavers. The front entry also has pavers which was done last fall.

8. 2015-05-22
   soldstatus 583-char remark

   Show marketing remark (583 chars)

   Spacious and bright end unit Townhome, located in Sycamore Estates. This wonderful home offers a large living room/dining room, which opens to the enclosed rear porch and patio. The kitchen has been updated with wood flooring, newer cabinetry and Corian countertops. The home features newer carpeting throughout most of the home and the first floor, stairway and loft have been freshly painted. The monthly association fee is $108.00 and covers snow removal, lawn care and weekly garbage pickup. Please call Stephanie Calder @ 570-220-2323 to schedule a tour of this delightful home.

9. 2015-05-22
   soldstatus $250,000

   Show marketing remark (583 chars)

   Spacious and bright end unit Townhome, located in Sycamore Estates. This wonderful home offers a large living room/dining room, which opens to the enclosed rear porch and patio. The kitchen has been updated with wood flooring, newer cabinetry and Corian countertops. The home features newer carpeting throughout most of the home and the first floor, stairway and loft have been freshly painted. The monthly association fee is $108.00 and covers snow removal, lawn care and weekly garbage pickup. Please call Stephanie Calder @ 570-220-2323 to schedule a tour of this delightful home.

10. 2015-02-10
    listed $259,900 583-char remark

    Show marketing remark (583 chars)

    Spacious and bright end unit Townhome, located in Sycamore Estates. This wonderful home offers a large living room/dining room, which opens to the enclosed rear porch and patio. The kitchen has been updated with wood flooring, newer cabinetry and Corian countertops. The home features newer carpeting throughout most of the home and the first floor, stairway and loft have been freshly painted. The monthly association fee is $108.00 and covers snow removal, lawn care and weekly garbage pickup. Please call Stephanie Calder @ 570-220-2323 to schedule a tour of this delightful home.

11. 2005-01-05
    soldstatus $250,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,882 · $323/mo
• Projected year-2 tax: $4,626 · $386/mo
• Expected delta: +$744/yr (+$62/mo · 19.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,712
• − Mortgage interest: −$19,040
• − Property taxes: −$3,882
• − Insurance: −$1,700
• − Repairs & maintenance: −$3,337
• − Management: −$3,337
• − HOA: −$2,220
• − Depreciation: −$9,888
• Taxable loss: −$1,691
• Est. tax savings @ 24.0%: +$406
• After-tax cash flow: $4,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Loyalsock Township SD
• NCES district ID: 4214310
• Math proficiency: 47% ▼ -10.00%
• Reading proficiency: 58% ▼ -13.00%
• Median HH income: $46,423
• Composite: 44.48/100
• National rank: #2800
• State rank: #152 of 539 in PA

Livability — Loyalsock

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Kenmar, PA
• Population (ZIP): 11,971

Population outlook (Lycoming County) Hauer SSP2

• Today (2025): 114,164 people
• By 2030: 112,221 · -1.7%
• By 2040: 107,613 · -5.7%
• By 2050: 102,950 · -9.8%
• By 2075: 92,987 · -18.5%
• By 2100: 80,924 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 4% Hispanic / Latino 2% Asian 2%
• Common ancestry: Romanian 3% Italian 2% Slovak 2%
• Foreign-born: 1% · China, Canada
• Languages at home: 97% English-only · Chinese 1%

Political lean MEDSL · Lycoming

• 2024 margin: Solid R (+41.5) · D 28.8% · R 70.3%
• 2008→2024 swing: -17.3pp toward R · 2008: -24.2pp · 2024: -41.5pp
• All cycles: 2024: R+41.5 2020: R+41.3 2016: R+44.8 2012: R+33.3 2008: R+24.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -82.31%
• Current HPI: 231.6196
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+36.0% since first listed

11 events — show timeline

• 2026-04-09 Delisted — WBVAR
• 2026-03-25 Listed $339,900 WBVAR
• 2023-06-29 Sold (Public Records) $270,000 Public Records
• 2023-06-29 Sold (MLS) — WBVAR
• 2023-05-11 Price Changed $269,900 WBVAR
• 2023-04-28 Price Changed $320,000 WBVAR
• 2023-04-15 Listed $350,000 WBVAR
• 2015-05-22 Sold (Public Records) $250,000 Public Records
• 2015-05-22 Sold (MLS) — WBVAR
• 2015-02-10 Listed $259,900 WBVAR
• 2005-01-05 Sold (Public Records) $250,000 Public Records

Property tax history

+1.2%/yr

Latest (2026): $3,882 · +2.2% YoY. Source: county tax records.