1734 Pool St · Toledo, OH 43605

$75,000

2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 7 Days on market

Built 1907 4,200 sqft lot Est $117k · 36% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.5/30.0
• ARV discount +15.0/15.0
• DSCR +9.6/10.0
• 1% rule +7.6/10.0
• Rent growth +3.8/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Perfect starter home or investment. Large living room could be used as living room/dining room combo. Kitchen can fit small table as well. Back family room could easily be used as a large bedroom. Possession at close.

Key facts

• Gutters
• Roof
• Family room

Tags

• FAMILY ROOM
• FURNACE
• WINDOWS
• GUTTERS
• ROOF

Property features AI

Exterior

• Parking: 4 parking spaces; Driveway; Off-street parking; On-street parking
• Utilities: Electricity connected; Natural gas connected; Public sewer; Public water; Sewer connected; Water connected
• Home design: Single-family house; One story
• Construction: Aluminum siding; Block and combination foundation; Shingle roof; Built as a residential single family residence
• Exterior features: Front porch; Covered porch; Chain link fencing; City street frontage

Interior

• Kitchen: Gas oven; Refrigerator
• Bedrooms: Bedroom 2 on the main level
• Flooring: Carpet; Laminate
• Bathrooms: 1 bathroom
• Heating & cooling: Forced air heating; Natural gas heating
• Interior features: Ceiling fans throughout; 5 total rooms; Basement with interior entry (unfinished)
• Laundry & utility: Laundry area (other)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $221 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($947 rent vs $75k).
• Cap rate 9.8% vs local median 7.6% in Toledo — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime F, commute F.
• Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Oakdale Elementary School (math 13% / reading 21%, grade F, #1,337 of 1,584 statewide, top 86%, 385 students, 0% FRL); Waite High School (math 12% / reading 24%, grade F, #687 of 781 statewide, top 88%, 997 students, 0% FRL) — zoned schools average 0% FRL vs 72% district-wide (72 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.4%/yr); 117 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $22k; list at $75k implies a 241% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $75,000

Questions for the listing agent

1. Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 9.83%
• Cash-on-cash: 12.65%
• DSCR: 1.56
• GRM: 6.6

CMA / ARV

• ARV (on-the-fly): $117,216
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1521 Remington St	0.30mi	3/1.0 (+1)	1,030 (-2%)	9mo	$130,000	$126	69
142 E Plumer St	0.14mi	3/1.0 (+1)	981 (-7%)	11mo	$30,000	$31	68
1525 Akron St	0.28mi	3/1.0 (+1)	999 (-5%)	8mo	$93,500	$94	67
709 Sylvester Ave	0.29mi	3/1.0 (+1)	1,112 (+5%)	8mo	$103,000	$93	66
1455 Oak St	0.34mi	3/1.0 (+1)	1,116 (+6%)	5mo	$63,500	$57	65
541 Oakdale Ave	0.28mi	2/1.5	936 (-11%)	3mo	$126,000	$135	64
1813 Milroy St	0.39mi	2/1.0	960 (-9%)	4mo	$60,480	$63	63
1406 Utah St	0.47mi	2/1.0	1,144 (+8%)	8mo	$30,000	$26	58
1537 Akron St	0.26mi	3/2.0 (+1)	1,188 (+12%)	3mo	$131,500	$111	56
125 Chesapeake Ln	0.62mi	3/1.0 (+1)	936 (-11%)	2mo	$157,000	$168	45
1903 Sharon Dr	0.61mi	3/1.0 (+1)	1,176 (+11%)	10mo	$200,000	$170	39
323 Brentwood Dr	0.67mi	3/1.0 (+1)	1,206 (+14%)	10mo	$198,500	$165	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.37% rent growth · sell at horizon

5-year hold

• IRR: 5.1%
• Equity multiple: 1.20×
• Total profit: $4,274
• Equity at exit: $11,183

10-year hold

• IRR: 16.6%
• Equity multiple: 2.52×
• Total profit: $31,910
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43605

• Home prices YoY: -25.6%
• Rents YoY: 5.4%
• Active inventory: 117
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $947 high
• Mortgage (P&I): −$393
• Tax from tax record: −$102 /mo · $1,227/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$199
• Net cashflow: $221

Break-even live

Break-even rent $667

Max offer price $75,000

Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1537 Remington St Toledo, OH	3.0	1.0	1064	$1,095	$1.03	43d	1	0.27mi
1411 Oakmont St Toledo, OH	1.0	1.0	750	$800	$1.07	14d	1	0.45mi
2480 Tracy Rd Northwood, OH	1.0–2.0	1.0	717	$1,015	$1.41	14d	1	0.69mi
1537 Carlyle St Toledo, OH	2.0	1.0	800	$800	$1.00	23d	1	0.80mi
1205 Liberty St Unit NA Toledo, OH	3.0	1.0	864	$1,195	$1.38	43d	1	0.88mi
950 Oak St Unit 1 Toledo, OH	2.0	1.0	725	$700	$0.97	43d	1	0.93mi
946 Butler St Toledo, OH	2.0	1.0	944	$650	$0.69	43d	1	0.96mi
912 Willow Ave Toledo, OH	1.0	1.0	900	$850	$0.94	43d	1	1.04mi
908 Forsythe St Unit Downstairs Toledo, OH	3.0	1.0	1164	$950	$0.82	43d	1	1.09mi
908 Forsythe St Unit Upstairs Toledo, OH	2.0	1.0	1164	$900	$0.77	14d	1	1.09mi
834 Oak St Toledo, OH	3.0	1.0	1064	$900	$0.85	43d	1	1.12mi
1106 White St Toledo, OH	3.0	1.0	1200	$1,015	$0.85	14d	1	1.20mi
948 White St Toledo, OH	3.0	1.0	1024	$1,135	$1.11	14d	1	1.29mi
724 Plymouth St Toledo, OH	1.0	1.0	850	$750	$0.88	14d	1	1.40mi
724 Plymouth St Toledo, OH	2.0	1.0	819	$750	$0.92	43d	1	1.40mi
1505 Navarre Ave Toledo, OH	3.0	1.0	1331	$1,145	$0.86	43d	1	1.43mi
244 Knower St Toledo, OH	3.0	1.0	1120	$995	$0.89	14d	1	1.45mi
537 Potter St Toledo, OH	2.0	1.0	1200	$625	$0.52	23d	1	1.48mi
537 Potter St Toledo, OH	1.0	1.0	1000	$600	$0.60	43d	1	1.48mi

Listing history 6 events

1. 2026-06-18
   days on market $75,000 Active 7 DOM
2. 2026-06-17
   days on market $75,000 Active 6 DOM
3. 2026-06-16
   days on market $75,000 Active 5 DOM
4. 2026-06-15
   days on market $75,000 Active 4 DOM
5. 2026-06-14
   remarks 150-char remark
6. 2026-06-14
   listed $75,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,227 · $102/mo
• Projected year-2 tax: $1,227 · $102/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,364
• − Mortgage interest: −$4,201
• − Property taxes: −$1,227
• − Insurance: −$375
• − Repairs & maintenance: −$909
• − Management: −$909
• − Depreciation: −$2,182
• Taxable income: $1,561
• Est. tax owed @ 24.0%: −$375
• After-tax cash flow: $2,281/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Toledo City
• NCES district ID: 3904490
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 24% ▼ -13.00%
• Median HH income: $32,137
• Composite: 15.76/100
• National rank: #9276
• State rank: #634 of 656 in OH

Livability — Toledo

• Score: 66/100
• State rank: #645
• US rank: #11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Toledo, OH
• County: Lucas County · 380,724 people
• City population: 280,811
• Metro: Toledo, OH
• Population (ZIP): 24,441
• Household income: $39,118
• Rent vs Own: 51.9% rent · 48.1% own
• Severe rent burden: 1257.0

Population outlook (Lucas County) Hauer SSP2

• Today (2025): 420,751 people
• By 2030: 410,187 · -2.5%
• By 2040: 384,019 · -8.7%
• By 2050: 355,125 · -15.6%
• By 2075: 291,683 · -30.7%
• By 2100: 233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 57% Hispanic / Latino 21% Black 14% Two or more races 14%
• Hispanic origin (detail): Mexican 17% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 91% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Lucas

• 2024 margin: D (+12.6) · D 55.8% · R 43.2%
• 2008→2024 swing: -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
• All cycles: 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.85%
• Current HPI: 138.6894
• Rent YoY: ▲ 5.37%
• Metro: Toledo, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+240.9% since first listed

3 events — show timeline

• 2026-06-10 Listed $75,000 NORIS
• 2017-05-31 Sold (MLS) $22,000 NORIS
• 2017-05-20 Listed $22,000 NORIS

Property tax history

+14.0%/yr

Latest (2025): $1,227 · +1.0% YoY. Source: county tax records.