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937 Calle Frente
D Composite 40.77
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • DSCR +6.3/10.0
  • 1% rule +4.9/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$119,000

937 Calle Frente · Eidson Road, TX 78852
2 bd · 1.0 ba · 1,040 sqft · SingleFamily public records · 12 Days on market
Built 2000 0.28 ac lot $114/sqft · 25% above area Est $96k · 25% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 2 bedroom, 1 bathroom home offers 1,040 square feet of living space and is conveniently located just outside the city limits, no city taxes! The property sits on a deep lot, providing plenty of outdoor space and potential for future improvements. A storage shed in the backyard offers additional storage. Your TLC will bring your own special touch to this home, presenting a great opportunity for someone looking for their first home, a renovation, or as an investment. The AC has been recently updated. Schedule a showing today!; Original MLS#: 81598; Age Range: 21-30 Yrs; Appraisal District ID: 12091; Apx Bsmt SqFt: 0; Apx Lot Size SqFt: 12375.00; Dining: Hard Surface; Family Room/Den: Har

Key facts

  • Recently updated ac
  • Deep lot
  • Fenced

Tags

DEEP LOTOUTDOOR SPACESTORAGE SHEDRECENTLY UPDATED ACFENCED

Property features AI

Exterior

  • Utilities: City water and sewer
  • Home design: Brick exterior
  • Construction: Slab foundation; Composition roof
  • Exterior features: Covered patio; Storage shed; Paved street access

Interior

  • Kitchen: Eat-in kitchen layout
  • Bathrooms: One full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Eat-in kitchen; One living area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $119k.

Deal economics

  • At list price, monthly cash flow is $145 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $118k (0.6% below list).
  • Recommended offer: $118k (0.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.8% vs local median 4.3% in Eidson Road — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 56/100 on livability (#1,298 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime F, amenities F.
  • Eagle Pass ISD (town): math 15% / reading 28% proficiency, ranked #774 of 826 in TX (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Henry B Gonzalez El (math 4% / reading 9%, grade F, #4,313 of 4,322 statewide, top 100%, 374 students, 99% FRL); Memorial J H (math 12% / reading 27%, grade F, #1,445 of 1,662 statewide, top 88%, 976 students, 90% FRL); C C Winn H S (math 16% / reading 40%, grade F, #1,170 of 1,632 statewide, top 72%, 2,001 students, 86% FRL) — zoned schools average 92% FRL vs 32% district-wide (60 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 462 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 66 units permitted in Maverick County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maverick County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,281 (0.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.76%
Cash-on-cash
5.23%
DSCR
1.23
GRM
8.4

CMA / ARV

ARV (median comp)
$95,578
List price
$119,000
Delta
24.51%
Verdict
OVERPRICED
Comps
2 within 2.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1715 Eidson Rd 0.46mi 2/2.0 1,073 (+3%) 3mo $139,000 $130 67
1617 Avenida Encuentro 0.40mi 2/2.0 965 (-7%) 2mo $185,000 $192 64
996 Calle Progreso Unit N/A 0.21mi 3/2.0 (+1) 1,118 (+8%) 8mo $199,000 $178 62
472 Hacienditas 0.53mi 3/2.0 (+1) 1,040 (0%) 7mo $169,500 $163 60
317 Balcones Blvd Unit N/A 0.36mi 3/2.0 (+1) 1,173 (+13%) 3mo $195,000 $166 50
317 Balcones Blvd 0.36mi 3/2.0 (+1) 1,173 (+13%) 10mo $124,000 $106 44
406 Zaragoza 0.42mi 3/2.0 (+1) 1,145 (+10%) 14mo $214,900 $188 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.2%
Equity multiple
0.70×
Total profit
$-10,044
Equity at exit
$17,743
10-year hold
IRR
1.3%
Equity multiple
1.09×
Total profit
$3,144
Equity at exit
$10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78852

Home prices YoY
-27.5%
Active inventory
462
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,183 high interval (Pro) →
Mortgage (P&I)
$624
Tax from tax record
$116 /mo · $1,388/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$248
Net cashflow
$145

Break-even live

Break-even rent $999
Max offer price $119,000
Occupancy floor 83%

Sensitivity live

Price -10% $212 -5% $179 +0% $145 +5% $111 +10% $78
Rent -10% $52 -5% $98 +0% $145 +5% $192 +10% $239
Rate -1.0pp $205 -0.5pp $175 base $145 +0.5pp $114 +1.0pp $83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,750
Closing costs
$3,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1001 Colon Ln Eagle Pass, TX 3.0 2.0 1376 $1,800 $1.31 46d 1 0.40mi
1787 Calle Ginebra Unit 7 Eagle Pass, TX 2.0 1.0 850 $825 $0.97 45d 1 0.40mi
2458 De Leon Dr Unit 1 Eagle Pass, TX 2.0 1.0 800 $950 $1.19 45d 1 0.51mi
416 J R Rodriguez St Unit 7 Eagle Pass, TX 2.0 1.5 1032 $1,100 $1.07 45d 1 0.57mi
1009 Kiriaka Dr Eagle Pass, TX 3.0 2.0 1327 $1,600 $1.21 45d 1 1.18mi
580 S Bibb Ave Eagle Pass, TX 1.0–2.0 1.0 760 $900 $1.18 45d 57 1.39mi

Listing history 20 events

  1. 2026-06-21
    days on market $119,000 Active 12 DOM
  2. 2026-06-19
    days on market $119,000 Active 10 DOM
  3. 2026-06-18
    days on market $119,000 Active 9 DOM
  4. 2026-06-17
    days on market $119,000 Active 8 DOM
  5. 2026-06-16
    days on market $119,000 Active 7 DOM
  6. 2026-06-15
    days on market $119,000 Active 6 DOM
  7. 2026-06-14
    days on market $119,000 Active 4 DOM
  8. 2026-06-13
    days on market $119,000 Active 3 DOM
  9. 2026-06-10
    remarks 699-char remark
  10. 2026-06-10
    days on marketlisting id $119,000 Active 1 DOM
  11. 2026-06-09
    days on market $119,000 Active 285 DOM
  12. 2026-06-08
    days on market $119,000 Active 284 DOM
  13. 2026-06-07
    days on market $119,000 Active 283 DOM
  14. 2026-06-05
    days on market $119,000 Active 280 DOM
  15. 2026-06-03
    price $119,000 Active 278 DOM
  16. 2026-06-02
    days on market $127,700 Active 278 DOM
  17. 2026-06-01
    days on market $127,700 Active 277 DOM
  18. 2026-05-31
    days on market $127,700 Active 276 DOM
  19. 2026-05-30
    days on market $127,700 Active 275 DOM
  20. 2025-08-25
    listed $127,700 Active 534-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,388 · $116/mo
Projected year-2 tax
$2,178 · $181/mo
Expected delta
+$789/yr (+$66/mo · 56.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,194
− Mortgage interest
−$6,666
− Property taxes
−$1,388
− Insurance
−$595
− Repairs & maintenance
−$1,135
− Management
−$1,135
− Depreciation
−$3,462
Taxable loss
−$188
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$45
After-tax cash flow
$1,786/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle Pass ISD
NCES district ID
4817730
Math proficiency
15% ▼ -41.00%
Reading proficiency
28% ▼ -18.00%
Median HH income
$32,967
Composite
17.48/100
National rank
#9057
State rank
#774 of 826 in TX

Livability — Eidson Road

Score
56/100
State rank
#1298
US rank
#22544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eidson Road, TX
County
Maverick County · 57,434 people
Metro
Eagle Pass, TX
Population (ZIP)
57,434
Household income
$49,954
Rent vs Own
29.5% rent · 70.5% own
Severe rent burden
822.0

Population outlook (Maverick County) Hauer SSP2

Today (2025)
62,919 people
By 2030
65,440 · +4.0%
By 2040
70,229 · +11.6%
By 2050
74,218 · +18.0%
By 2075
80,765 · +28.4%
By 2100
76,268 · +21.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (95%)
Race & ethnicity
Hispanic / Latino 95% Two or more races 53% White 3% Native American 2%
Hispanic origin (detail)
Mexican 91% Puerto Rican 1%
Foreign-born
30% · Canada
Languages at home
11% English-only · Spanish 88%

Political lean MEDSL · Maverick

2024 margin
R (+18.5) · D 40.5% · R 59.0%
2008→2024 swing
-75.5pp toward R · 2008: 57.0pp · 2024: -18.5pp
All cycles
2024: R+18.5 2020: D+9.4 2016: D+55.8 2012: D+58.0 2008: D+57.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.62%
Current HPI
172.9298
Rent YoY
Metro
Eagle Pass, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-08-25 Listed $119,000 LERA

Property tax history

+4.4%/yr

Latest (2025): $1,388 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…