8130 Sunrise Lakes Blvd #309 · Sunrise, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 105°F)
- 6 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Gorgeous 2/2 with serene lake & clubhouse views in Sunrise Lakes II! This bright, spotless unit features ceramic & wood floors, upgraded baths, and a Florida room with impact windows overlooking the lake. Well-maintained building with no assessments new roof, elevator & fresh paint! Laundry room with new washer/dryer nearby. Enjoy an active 55+ lifestyle with clubhouse, pool, tennis, walking trails & more. Close to shopping, dining & bus lines. Move-in ready and beautifully maintained!
Key facts
- Upgraded baths
- Lake views
- Wood floors
Tags
Property features AI
Finance
- Other: Senior community
- HOA & community: Monthly HOA fee of $544; HOA amenities include pool, storage, community room, security, elevator, recreation facility, pool service; HOA covers insurance, structure maintenance, sewer, trash, water, common areas, reserve funds, roof repairs
Exterior
- Parking: Assigned parking; Guest parking
- Security: Security patrol; Smoke detector(s)
- Utilities: Water service included in association; Sewer included in association; Trash service included in association; Power: central heating and cooling
- Home design: Condominium; Resale condition; Entry level: 1; 59-story building
- Construction: CBS construction
- Exterior features: First floor entry; Waterfront: Yes (no waterfront features listed)
Interior
- Kitchen: Electric range; Refrigerator; Disposal
- Bedrooms: 2 bedrooms on the main level
- Flooring: Ceramic tile; Wood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Disposal; Electric water heater; Smoke detector(s); Security patrol
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $105k.
Deal economics
- At list price, monthly cash flow is $452 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
- Recommended offer: $96k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 83/100 on livability (#56 in FL, #986 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Horizon Elementary School (math 40% / reading 45%, grade F, #1,383 of 2,144 statewide, top 65%, 568 students, 74% FRL); Bair Middle School (math 23% / reading 38%, grade F, #465 of 571 statewide, top 82%, 766 students, 72% FRL); Plantation High School (math 14% / reading 36%, grade F, #501 of 667 statewide, top 75%, 1,818 students, 68% FRL) — zoned schools average 71% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 33% at this address vs 48% district-wide (-15 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 559 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.6% rent growth), your $29k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $33k; list at $105k implies a 218% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 26% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.98% ✓
- Cap rate
- 11.46%
- Cash-on-cash
- 18.45%
- DSCR
- 1.82
- GRM
- 4.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.6% rent growth · sell at horizon
- IRR
- 6.5%
- Equity multiple
- 1.24×
- Total profit
- $7,193
- Equity at exit
- $15,656
- IRR
- 12.8%
- Equity multiple
- 1.87×
- Total profit
- $25,451
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33322
- Home prices YoY
- -33.3%
- Rents YoY
- 0.6%
- Active inventory
- 559
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $2,080 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$52 /mo · $628/yr
- Insurance
- −$44
- HOA
- −$544
- Vacancy / Maint / Mgmt
- −$437
- Net cashflow
- $452
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8220 Sunrise Lakes Blvd #309 Sunrise, FL | 2.0 | 2.0 | 850 | $1,650 | $1.94 | 24d | 1 | 0.06mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 2d | 1 | 0.06mi |
| 8110 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,500 | $2.34 | 17d | 1 | 0.06mi |
| 8100 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $2,200 | $2.95 | 10d | 2 | 0.10mi |
| 3220 NW 84th Ave Sunrise, FL | 2.0 | 2.0 | 1115 | $2,150 | $1.93 | 24d | 1 | 0.11mi |
| 8300 Sunrise Lakes Blvd #212 Sunrise, FL | 2.0 | 2.0 | 850 | $1,900 | $2.24 | 2d | 1 | 0.13mi |
| 8135 Sunrise Lakes Blvd #302 Sunrise, FL | 2.0 | 2.0 | 850 | $1,550 | $1.82 | 11d | 1 | 0.14mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.14mi |
| 8285 Sunrise Lakes Blvd #208 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.14mi |
| 8225 Sunrise Lakes Blvd #303 Sunrise, FL | 2.0 | 2.0 | 850 | $1,600 | $1.88 | 2d | 1 | 0.15mi |
| 8135 Sunrise Lakes Blvd Sunrise, FL | 1.0–2.0 | 1.0–2.0 | 745 | $1,550 | $2.08 | 24d | 2 | 0.15mi |
| 3244 NW 84th Ave Sunrise, FL | 2.0 | 2.0 | 1115 | $2,300 | $2.06 | 24d | 1 | 0.18mi |
| 3232 NW 84th Ave Sunrise, FL | 2.0 | 2.0 | 1115 | $2,000 | $1.79 | 24d | 1 | 0.18mi |
| 3200 NW 84th Ave Sunrise, FL | 2.0 | 2.0 | 1115 | $2,100 | $1.88 | 24d | 1 | 0.19mi |
| 8350 Sunrise Lakes Blvd #204 Sunrise, FL | 2.0 | 2.0 | 850 | $1,600 | $1.88 | 24d | 1 | 0.20mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 24d | 1 | 0.21mi |
| 8400 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 7d | 1 | 0.21mi |
| 8465 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,450 | $2.27 | 24d | 1 | 0.31mi |
| 8500 Sunrise Lakes Blvd #111 Sunrise, FL | 2.0 | 2.0 | 850 | $1,850 | $2.18 | 10d | 1 | 0.32mi |
| 8500 Sunrise Lakes Blvd #111 Sunrise, FL | 2.0 | 2.0 | 850 | $1,850 | $2.18 | 14d | 1 | 0.32mi |
| 8053 W Oakland Park Blvd Unit 6-307 Sunrise, FL | 1.0 | 1.0 | 727 | $2,618 | $3.60 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Unit 5-305 Sunrise, FL | 1.0 | 1.0 | 846 | $2,702 | $3.19 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Unit 5-101 Sunrise, FL | 1.0 | 1.0 | 986 | $3,354 | $3.40 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Unit 1-201 Sunrise, FL | 2.0 | 2.0 | 1107 | $3,223 | $2.91 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Unit 1-204 Sunrise, FL | 1.0 | 1.0 | 735 | $2,450 | $3.33 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Unit 6-301 Sunrise, FL | 2.0 | 2.0 | 1124 | $3,411 | $3.03 | 24d | 1 | 0.34mi |
| 8053 W Oakland Park Blvd Sunrise, FL | 1.0 | 1.0 | 846 | $2,779 | $3.28 | 24d | 1 | 0.34mi |
| 3100 N Pine Island Rd Sunrise, FL | 1.0–2.0 | 1.5–2.0 | 1002 | $2,300 | $2.29 | 24d | 2 | 0.35mi |
| 8590 Sunrise Lakes Blvd #106 Sunrise, FL | 1.0 | 1.0 | 640 | $1,475 | $2.30 | 24d | 1 | 0.36mi |
| 8083-8093 W Oakland Park Blvd Sunrise, FL | 1.0–3.0 | 1.0–2.0 | 1054 | $3,226 | $3.06 | 24d | 37 | 0.37mi |
| 8595 Sunrise Lakes Blvd Sunrise, FL | 1.0 | 1.0 | 640 | $1,550 | $2.42 | 20d | 2 | 0.39mi |
| 8595 Sunrise Lakes Blvd #207 Sunrise, FL | 1.0 | 1.0 | 640 | $1,700 | $2.66 | 24d | 1 | 0.40mi |
| 8595 Sunrise Lakes Blvd #307 Sunrise, FL | 1.0 | 1.0 | 640 | $1,400 | $2.19 | 1d | 1 | 0.40mi |
| 3648 NW 83rd Ln Sunrise, FL | 2.0 | 1.0 | 885 | $2,000 | $2.26 | 24d | 1 | 0.42mi |
| 3648 NW 83rd Ln Sunrise, FL | 2.0 | 1.0 | 987 | $2,100 | $2.13 | 13d | 1 | 0.42mi |
| 8601 NW 34th Pl Apt A102 Sunrise, FL | 2.0 | 2.0 | 1080 | $2,200 | $2.04 | 24d | 1 | 0.43mi |
| 3686 NW 83rd Ln #3686 Sunrise, FL | 2.0 | 2.0 | 849 | $2,350 | $2.77 | 22d | 1 | 0.47mi |
| 3551 NW 85th Way Sunrise, FL | 1.0–3.0 | 1.0–2.0 | 1247 | $2,364 | $1.90 | 3d | 23 | 0.48mi |
| 3432 NW 86th Way Unit D204 Sunrise, FL | 2.0 | 2.0 | 1040 | $1,900 | $1.83 | 24d | 1 | 0.49mi |
| 3710 N Pine Island Rd #122 Sunrise, FL | 2.0 | 2.0 | 989 | $2,095 | $2.12 | 20d | 1 | 0.59mi |
HOA detail condo
- Monthly dues
- $544 · $6,528/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 15 events
-
2026-06-13statusdays on market $105,000 Pending 93 DOM
-
2026-06-09days on market $105,000 Active 90 DOM
-
2026-06-07days on market $105,000 Active 88 DOM
-
2026-06-04days on market $105,000 Active 85 DOM
-
2026-06-03days on market $105,000 Active 84 DOM
-
2026-06-02days on market $105,000 Active 83 DOM
-
2026-06-01days on market $105,000 Active 82 DOM
-
2026-05-31days on market $105,000 Active 81 DOM
-
2026-05-14price $105,000
-
2026-03-15price $115,000
-
2025-11-08$120,000 Active
-
2025-10-24historical
-
2025-01-29price $139,300
-
2024-10-25$147,000 Active
-
2001-02-01soldstatus $33,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $628 · $52/mo
- Projected year-2 tax
- $872 · $73/mo
- Expected delta
- +$243/yr (+$20/mo · 38.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 6 d/yr ≥105°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,954
- − Mortgage interest
- −$5,882
- − Property taxes
- −$628
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,996
- − Management
- −$1,996
- − HOA
- −$6,528
- − Depreciation
- −$3,055
- Taxable income
- $4,344
- Est. tax owed @ 24.0%
- −$1,043
- After-tax cash flow
- $4,383/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Sunrise
- Score
- 83/100
- State rank
- #56
- US rank
- #986
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sunrise, FL
- County
- Broward County · 1,963,430 people
- City population
- 77,492
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 41,128
- Household income
- $71,755
- Rent vs Own
- Severe rent burden
- 931.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 35% White 32% Black 24% Two or more races 22% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 5% Cuban 6% Dominican 2% Salvadoran 1%
- Common ancestry
- Hispanic 5% Romanian 2% Scotch-Irish 2%
- Foreign-born
- 41% · Canada, Jamaica, South Korea
- Languages at home
- 58% English-only · Spanish 30% French/Haitian/Cajun 6% Other Indo-European 1%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -203.34%
- Current HPI
- 407.5452
- Rent YoY
- ▲ 0.60%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+218.2% since first listed7 events — show timeline
- 2026-05-14 Price Changed $105,000 Beaches MLS
- 2026-03-15 Price Changed $115,000 Beaches MLS
- 2025-11-08 Listed $120,000 Beaches MLS
- 2025-10-24 Listing Removed — MARMLS
- 2025-01-29 Price Changed $139,300 MARMLS
- 2024-10-25 Listed $147,000 MARMLS
- 2001-02-01 Sold (Public Records) $33,000 Public Records
Property tax history
+3.8%/yrLatest (2025): $628 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…