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16358 W Sweet Jonquil Ct
B- Composite 67.71
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.7/10.0
  • 1% rule +6.4/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$164,900

16358 W Sweet Jonquil Ct · Three Points, AZ 85735
3 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 14 Days on market
Built 2006 1.04 ac lot Est $212k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great corner lot home on over an acre with beautiful Mountain views. Split floor plan 3 bedrooms/2 full baths, very spacious living area, laundry room off the kitchen with plenty of cabinet and counter space. Solid wood Deck and porch Enjoy the privacy, NO HOA! what more could you want

Key facts

  • Covered porch
  • Country living
  • Solid wood deck

Tags

CORNER LOTMOUNTAIN VIEWSNO HOASOLID WOOD DECKCOVERED PORCHCOUNTRY LIVING

Property features AI

Finance

  • Other: Zoned Three Points - GR1

Exterior

  • Utilities: Water provided by water company; Septic tank for sewer
  • Home design: Manufactured home; Single-story; Faces south
  • Construction: Frame and siding construction; Shingle roof
  • Exterior features: Covered patio; Shed(s); Chain link fencing; Shrubs on lot; Previously developed lot; North/South exposure; Dirt road access

Interior

  • Kitchen: Dishwasher; Electric range; Electric oven; Microwave
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Central air conditioning
  • Interior features: Entrance foyer
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $165k.

Deal economics

  • At list price, monthly cash flow is $367 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Cap rate 9.9% vs local median 4.8% in Three Points — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 53/100 on livability (#286 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Altar Valley Elementary District (4418) (rural): math 15% / reading 19% proficiency, ranked #202 of 249 in AZ (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Robles Elementary School (math 17% / reading 17%, grade F, #814 of 1,109 statewide, top 76%, 389 students, 79% FRL); Altar Valley Middle School (math 14% / reading 19%, grade F, #151 of 218 statewide, top 70%, 196 students, 69% FRL).
  • Market conditions: 83 active listings in the ZIP; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $122/mo.
  • Climate carrying-cost: in FEMA flood zone AO (mandatory federal flood insurance); major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,900

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.85%
Cash-on-cash
12.71%
DSCR
1.57
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$211,680
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
16055 W Quinlin Trl 0.39mi 3/2.0 1,152 (+3%) 4mo $217,900 $189 74
16045 W Quinlin Trl 0.41mi 3/2.0 1,248 (+11%) 2mo $80,000 $64 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.9%
Equity multiple
0.93×
Total profit
$-3,343
Equity at exit
$24,587
10-year hold
IRR
7.8%
Equity multiple
1.59×
Total profit
$27,240
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85735

Home prices YoY
-16.4%
Active inventory
83
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,883 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$65 /mo · $783/yr
Insurance
$69
Flood insurance flood zone
−$122 /mo · $1,468/yr
HOA
$0
Vacancy / Maint / Mgmt
$395
Net cashflow
$367

Break-even live

Break-even rent $1,419
Max offer price $164,900
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-18
    days on market $164,900 Active 14 DOM
  2. 2026-06-18
    price $164,900 Active 13 DOM
  3. 2026-06-17
    days on market $169,900 Active 13 DOM
  4. 2026-06-16
    days on market $169,900 Active 12 DOM
  5. 2026-06-15
    days on market $169,900 Active 11 DOM
  6. 2026-06-13
    days on market $169,900 Active 9 DOM
  7. 2026-06-10
    days on market $169,900 Active 6 DOM
  8. 2026-06-09
    days on market $169,900 Active 5 DOM
  9. 2026-06-08
    days on market $169,900 Active 4 DOM
  10. 2026-06-07
    remarks 602-char remark
  11. 2026-06-07
    listed $169,900 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$783 · $65/mo
Projected year-2 tax
$1,088 · $91/mo
Expected delta
+$306/yr (+$25/mo · 39.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AO · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,599
− Mortgage interest
−$9,237
− Property taxes
−$783
− Insurance
−$2,292
− Repairs & maintenance
−$1,808
− Management
−$1,808
− Depreciation
−$4,797
Taxable income
$1,874
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$450
After-tax cash flow
$3,952/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Altar Valley Elementary District (4418)
NCES district ID
0404770
Math proficiency
15% ▼ -13.00%
Reading proficiency
19% ▼ -9.00%
Median HH income
$40,645
Composite
14.52/100
National rank
#9420
State rank
#202 of 249 in AZ

Livability — Three Points

Score
53/100
State rank
#286
US rank
#24371

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Three Points, AZ
City population
10,893
Population (ZIP)
10,893

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 50% White 41% Two or more races 19% Native American 6%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Lithuanian 2% Slovak 1% Romanian 1%
Foreign-born
9% · Canada
Languages at home
74% English-only · Spanish 25%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -59.03%
Current HPI
301.1413
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+749.5% since first listed
32 events — show timeline
  • 2026-06-03 Listed $169,900 MLSSAZ
  • 2026-03-01 Listing Removed MLSSAZ
  • 2025-10-02 Price Changed $209,900 MLSSAZ
  • 2025-09-10 Listed $219,900 MLSSAZ
  • 2022-04-01 Sold (Public Records) $150,000 Public Records
  • 2022-04-01 Sold (MLS) $150,000 MLSSAZ
  • 2022-03-29 Pending MLSSAZ
  • 2022-03-28 Contingent MLSSAZ
  • 2022-01-22 Listed $150,000 MLSSAZ
  • 2021-08-27 Price Changed $150,000 MLSSAZ
  • 2021-08-27 Listing Removed MLSSAZ
  • 2021-04-23 Price Changed $140,000 MLSSAZ
  • 2021-04-07 Price Changed $130,000 MLSSAZ
  • 2021-03-22 Price Changed $130,100 MLSSAZ
  • 2021-02-18 Listed $130,000 MLSSAZ
  • 2017-11-01 Listing Removed MLSSAZ
  • 2017-09-04 Relisted MLSSAZ
  • 2017-08-01 Contingent MLSSAZ
  • 2017-07-24 Relisted MLSSAZ
  • 2017-06-14 Contingent MLSSAZ
  • 2017-06-09 Listed $75,500 MLSSAZ
  • 2017-06-01 Listing Removed MLSSAZ
  • 2017-05-17 Price Changed $77,500 MLSSAZ
  • 2017-01-31 Listed $79,500 MLSSAZ
  • 2016-07-01 Listing Removed MLSSAZ
  • 2016-03-16 Price Changed $75,000 MLSSAZ
  • 2016-03-02 Price Changed $79,500 MLSSAZ
  • 2016-02-09 Listed $85,000 MLSSAZ
  • 2016-01-01 Listing Removed MLSSAZ
  • 2015-10-21 Listed $75,000 MLSSAZ
  • 2009-11-10 Sold (Public Records) $13,000 Public Records
  • 2007-11-09 Sold (Public Records) $20,000 Public Records

Property tax history

+6.5%/yr

Latest (2025): $783 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…