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1110 S Highway 80 -- #8
B Composite 70.91
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +3.8/5.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$34,900

1110 S Highway 80 -- #8 · Benson, AZ 85602
1 bd · 1.0 ba · 598 sqft · Manufactured · 8 Days on market
Built 1986 Good condition ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Enjoy affordable Arizona living in the welcoming 55+ community of San Pedro RV Resort! This refreshed and move-in ready 1-bedroom home offers comfort, convenience, and resort-style amenities. Recent updates include freshly painted exterior and living room, repaired exterior steps, and a recently recoated roof. Features include two efficient mini-split heating and cooling units, an enclosed Arizona room, stack washer and dryer, covered carport, and storage shed. Residents enjoy pickleball, bocce ball, shuffleboard, horseshoes, dog park, two clubhouses, indoor and outdoor pools, and an indoor spa. Conveniently located near shopping and dining. Home only; land is leased. Lot rent is $492/month

Key facts

  • Recoated roof
  • Covered carport
  • Arizona room

Tags

FRESHLY PAINTED EXTERIORREPAIRED OUTSIDE STEPSRECOATED ROOFSTACK WASHER AND DRYERARIZONA ROOMCOVERED CARPORT

Property features AI

Finance

  • Other: Zoned Benson - R3; Directions: Take HWY 80 towards Tombstone, turn right into San Pedro Resort; at the T turn right — home is on the left, lot 8.
  • HOA & community: Community pool and spa; Clubhouse; Laundry facility; Pickleball courts; Paved streets maintained by HOA; Association covers common area maintenance, sewer, and street maintenance

Exterior

  • Parking: Covered carport (1 space)
  • Utilities: Public water; Sewer connected
  • Home design: Mobile home; Single level; Faces north
  • Construction: Metal siding; Wood frame construction; Built-up roof; Approximately 598 square feet
  • Exterior features: Covered, screened patio and deck; Shed(s); Chain link and shared fencing; Decorative gravel landscaping; East/West exposure; Paved road access; Has spa

Interior

  • Kitchen: Refrigerator; Gas range; Exhaust fan
  • Flooring: Carpet; Vinyl; Engineered wood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Mini-split heating
  • Interior features: Exhaust fan; Refrigerator; Gas range

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $35k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $351 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($750 rent vs $35k).
  • Cap rate 18.4% vs local median 4.5% in Benson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#34 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: commute D, employment D, amenities F.
  • St David Unified District (4173) (rural): math 40% / reading 40% proficiency, ranked #200 of 501 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 263 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $241 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $34,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.15%
Cap rate
18.37%
Cash-on-cash
43.14%
DSCR
2.92
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.0%
Equity multiple
2.71×
Total profit
$16,731
Equity at exit
$5,204
10-year hold
IRR
46.3%
Equity multiple
5.44×
Total profit
$43,427
Equity at exit
$3,018

Cash invested: $9,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85602

Home prices YoY
-23.4%
Active inventory
263
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$750 medium interval (Pro) →
Mortgage (P&I)
$183
Tax est. 1.5%
$44 /mo · $524/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$158
Net cashflow
$351

Break-even live

Break-even rent $305
Max offer price $34,900
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,725
Closing costs
$1,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
172 N Shady Ln Unit 1 Benson, AZ 2.0 1.0 675 $750 $1.11 11d 1 1.46mi

Listing history 19 events

  1. 2026-06-19
    days on market $34,900 Active 8 DOM
  2. 2026-06-18
    days on market $34,900 Active 7 DOM
  3. 2026-06-17
    days on market $34,900 Active 6 DOM
  4. 2026-06-16
    days on market $34,900 Active 5 DOM
  5. 2026-06-15
    days on market $34,900 Active 4 DOM
  6. 2026-06-14
    days on market $34,900 Active 2 DOM
  7. 2026-06-12
    days on marketlisting id $34,900 Active 1 DOM
  8. 2026-06-09
    days on market $34,900 Active 293 DOM
  9. 2026-06-08
    days on market $34,900 Active 292 DOM
  10. 2026-06-07
    days on market $34,900 Active 291 DOM
  11. 2026-06-07
    days on market $34,900 Active 290 DOM
  12. 2026-06-04
    days on market $34,900 Active 287 DOM
  13. 2026-06-02
    days on market $34,900 Active 286 DOM
  14. 2026-06-01
    days on market $34,900 Active 285 DOM
  15. 2026-05-31
    days on market $34,900 Active 284 DOM
  16. 2026-05-31
    days on market $34,900 Active 283 DOM
  17. 2026-01-20
    price $34,900
  18. 2025-11-11
    price $38,000
  19. 2025-08-20
    listed $42,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,000
− Mortgage interest
−$1,955
− Property taxes
−$524
− Insurance
−$174
− Repairs & maintenance
−$720
− Management
−$720
− Depreciation
−$1,015
Taxable income
$3,892
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$934
After-tax cash flow
$3,282/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This home is in good condition with recent updates and a good condition score. It has a good roof and exterior siding, but the landscaping and flooring need some attention. Upgrading the exterior, flooring, and appliances can significantly increase its value.

Value-add opportunities

  • Both Paint the exterior siding — Painting the exterior siding can improve the curb appeal and increase the home's value.
  • Both Replace the carpet in the living room — Replacing the carpet can improve the living room's appearance and increase the home's value.
  • Both Upgrade the kitchen appliances — Upgrading the kitchen appliances can improve the home's appeal and increase its value.
  • Both Upgrade the bathroom fixtures — Upgrading the bathroom fixtures can improve the home's appeal and increase its value.
  • Both Install new flooring in the bathrooms — Installing new flooring in the bathrooms can improve the home's appeal and increase its value.
  • Both Upgrade the HVAC system — Upgrading the HVAC system can improve the home's comfort and increase its value.
  • Both Improve the landscaping and curb appeal — Improving the landscaping and curb appeal can increase the home's value and attract more potential buyers/renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint the exterior siding — Painting the exterior siding can improve the curb appeal and increase the home's value.
  • Both Replace the carpet in the living room — Replacing the carpet can improve the living room's appearance and increase the home's value.
  • Both Upgrade the kitchen appliances — Upgrading the kitchen appliances can improve the home's appeal and increase its value.
  • Both Upgrade the bathroom fixtures — Upgrading the bathroom fixtures can improve the home's appeal and increase its value.
  • Both Install new flooring in the bathrooms — Installing new flooring in the bathrooms can improve the home's appeal and increase its value.
  • Both Upgrade the HVAC system — Upgrading the HVAC system can improve the home's comfort and increase its value.
  • Both Improve the landscaping and curb appeal — Improving the landscaping and curb appeal can increase the home's value and attract more potential buyers/renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
St David Unified District (4173)
NCES district ID
0408020
Math proficiency
40% ▬ 0.00%
Reading proficiency
40% ▬ 0.00%
Median HH income
$41,269
Composite
36.09/100
National rank
#9494
State rank
#200 of 501 in AZ

Livability — Benson

Score
71/100
State rank
#34
US rank
#6661

Category grades

Amenities F Commute D Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Benson, AZ
Population (ZIP)
9,860

Population outlook (Cochise County) Hauer SSP2

Today (2025)
113,402 people
By 2030
106,197 · -6.4%
By 2040
92,166 · -18.7%
By 2050
79,805 · -29.6%
By 2075
56,831 · -49.9%
By 2100
35,103 · -69.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Hispanic / Latino 15% Two or more races 13%
Hispanic origin (detail)
Mexican 14%
Common ancestry
Portuguese 4% Slovak 3% Italian 2%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 5% German/W. Germanic 1%

Political lean MEDSL · Cochise

2024 margin
Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
2008→2024 swing
-2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
All cycles
2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.74%
Current HPI
182.9079
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-16.9% since first listed
3 events — show timeline
  • 2026-01-20 Price Changed $34,900 MLSSAZ
  • 2025-11-11 Price Changed $38,000 MLSSAZ
  • 2025-08-20 Listed $42,000 MLSSAZ

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…