710 North St · West Hazleton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.1/30.0
- Appreciation +10.0/10.0
- DSCR +4.3/10.0
- Livability +3.3/5.0
- 1% rule +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- ARV discount +0.0/15.0
$252,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!
Key facts
- 6,098 sq ft lot
- Garage
- Listed 5 days
Property features AI
Exterior
- Parking: Detached 1-car garage
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family residence; Residential property; Three or more levels
- Construction: Vinyl siding
- Exterior features: Fenced yard; Cleared, level lot
Interior
- Kitchen: Eat-in kitchen
- Bathrooms: Two three-quarter bathrooms
- Heating & cooling: Oil heating; Steam heating; Has heating
- Interior features: Eat-in kitchen; 9 total rooms; Basement
- Laundry & utility: Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $252k.
Deal economics
- At list price, monthly cash flow is $36 ($430/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (19.0% below list).
- Recommended offer: $204k (19.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#1,036 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: amenities F, commute F, employment F.
- Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: West Hazleton El/Ms (math 2% / reading 22%, grade F, #1,362 of 1,518 statewide, top 92%, 949 students, 100% FRL); Hazleton Area Hs (math 53% / reading 8%, grade F, #347 of 437 statewide, top 79%, 3,795 students, 83% FRL) — zoned schools average 91% FRL vs 60% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 270 active listings in the ZIP; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
- This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
- Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.46%
- Cash-on-cash
- 0.61%
- DSCR
- 1.03
- GRM
- 10.3
CMA / ARV
- ARV (median comp)
- $200,626
- List price
- $252,000
- Delta
- 25.61%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 917 Winters Ave | 0.21mi | 3/1.5 (-1) | 1,537 (-4%) | 8mo | $175,000 | $114 | 71 |
| 320 Rear Broad St | 0.57mi | 4/2.0 | 1,600 (+0%) | 4mo | $252,000 | $158 | 69 |
| 307 Green St | 0.38mi | 4/1.0 | 1,470 (-8%) | 3mo | $165,000 | $112 | 63 |
| 532 Winters Ave | 0.20mi | 3/1.0 (-1) | 1,456 (-8%) | 13mo | $120,000 | $82 | 57 |
| 322 Allen St | 0.71mi | 5/2.0 (+1) | 1,508 (-5%) | 10mo | $167,000 | $111 | 45 |
| 214 Green St | 0.46mi | 3/1.0 (-1) | 1,419 (-11%) | 9mo | $190,000 | $134 | 44 |
| 338 Putnam St | 0.67mi | 3/1.0 (-1) | 1,506 (-5%) | 12mo | $160,000 | $106 | 41 |
| 538 Putnam St | 0.73mi | 4/1.5 | 1,720 (+8%) | 12mo | $215,000 | $125 | 40 |
| 335 Putnam St | 0.69mi | 4/1.5 | 1,820 (+14%) | 6mo | $170,000 | $93 | 37 |
| 533 Broad St | 0.67mi | 3/1.5 (-1) | 1,456 (-8%) | 13mo | $150,000 | $103 | 37 |
| 2061 22nd Street St | 0.74mi | 3/1.5 (-1) | 1,782 (+12%) | 6mo | $260,000 | $146 | 34 |
| 436 Allen St | 0.74mi | 5/1.0 (+1) | 1,760 (+11%) | 8mo | $185,000 | $105 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.7%
- Equity multiple
- 2.98×
- Total profit
- $139,460
- Equity at exit
- $227,022
- IRR
- 21.8%
- Equity multiple
- 6.79×
- Total profit
- $408,748
- Equity at exit
- $489,581
Cash invested: $70,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18202
- Home prices YoY
- 7.1%
- Active inventory
- 270
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,040 medium interval (Pro) →
- Mortgage (P&I)
- −$1,322
- Tax from tax record
- −$150 /mo · $1,795/yr
- Insurance
- −$105
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$428
- Net cashflow
- $36
Break-even live
Sensitivity live
| Price | -10% $179 | -5% $107 | +0% $36 | +5% $-35 | +10% $-107 |
|---|---|---|---|---|---|
| Rent | -10% $-125 | -5% $-45 | +0% $36 | +5% $116 | +10% $197 |
| Rate | -1.0pp $163 | -0.5pp $100 | base $36 | +0.5pp $-29 | +1.0pp $-96 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,000
- Closing costs
- $7,560
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-05-14$252,000 Active 388-char remark
-
2024-08-27soldstatus $232,500 Closed 334-char remark
Show marketing remark (334 chars)
Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!
-
2024-07-31status Pending 334-char remark
Show marketing remark (334 chars)
Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!
-
2024-05-15$244,995 Active 334-char remark
Show marketing remark (334 chars)
Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,795 · $150/mo
- Projected year-2 tax
- $2,888 · $241/mo
- Expected delta
- +$1,094/yr (+$91/mo · 60.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,485
- − Mortgage interest
- −$14,116
- − Property taxes
- −$1,795
- − Insurance
- −$1,260
- − Repairs & maintenance
- −$1,959
- − Management
- −$1,959
- − Depreciation
- −$7,331
- Taxable loss
- −$3,934
- Est. tax savings @ 24.0%
- +$944
- After-tax cash flow
- $1,375/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hazleton Area SD
- NCES district ID
- 4211700
- Math proficiency
- 18% ▼ -3.00%
- Reading proficiency
- 30% ▼ -15.00%
- Median HH income
- $42,247
- Composite
- 20.44/100
- National rank
- #8582
- State rank
- #476 of 539 in PA
Livability — West Hazleton
- Score
- 66/100
- State rank
- #1036
- US rank
- #11561
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Luzerne County · 118,885 people
- Metro
- Scranton--Wilkes-Barre, PA
- Population (ZIP)
- 13,755
- Household income
- $55,153
- Rent vs Own
- Severe rent burden
- 369.0
Population outlook (Luzerne County) Hauer SSP2
- Today (2025)
- 319,505 people
- By 2030
- 319,943 · +0.1%
- By 2040
- 322,643 · +1.0%
- By 2050
- 330,817 · +3.5%
- By 2075
- 379,145 · +18.7%
- By 2100
- 431,908 · +35.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (61%)
- Race & ethnicity
- White 61% Hispanic / Latino 33% Two or more races 9% Black 1% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Dominican 22%
- Common ancestry
- Romanian 13% Iranian 1% Lithuanian 1%
- Foreign-born
- 18% · Canada, Jamaica
- Languages at home
- 71% English-only · Spanish 26% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Luzerne
- 2024 margin
- R (+19.2) · D 40.0% · R 59.2%
- 2008→2024 swing
- -27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
- All cycles
- 2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 20.19%
- Current HPI
- 306.1029
- Rent YoY
- —
- Metro
- Scranton--Wilkes-Barre, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+2.9% since first listed5 events — show timeline
- 2026-05-19 Pending — LCAR
- 2026-05-14 Listed $252,000 LCAR
- 2024-08-27 Sold (MLS) $232,500 LCAR
- 2024-07-31 Pending — LCAR
- 2024-05-15 Listed $244,995 LCAR
Property tax history
+2.6%/yrLatest (2026): $1,795 · +4.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…