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710 North St
D Composite 41.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • Appreciation +10.0/10.0
  • DSCR +4.3/10.0
  • Livability +3.3/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • ARV discount +0.0/15.0

$252,000

710 North St · West Hazleton, PA 18202
4 bd · 2.0 ba · 1,592 sqft · SingleFamily public records · 5 Days on market
Built 1930 6,098 sqft lot $158/sqft · 49% above area Est $201k · 26% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!

Key facts

  • 6,098 sq ft lot
  • Garage
  • Listed 5 days

Property features AI

Exterior

  • Parking: Detached 1-car garage
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; Residential property; Three or more levels
  • Construction: Vinyl siding
  • Exterior features: Fenced yard; Cleared, level lot

Interior

  • Kitchen: Eat-in kitchen
  • Bathrooms: Two three-quarter bathrooms
  • Heating & cooling: Oil heating; Steam heating; Has heating
  • Interior features: Eat-in kitchen; 9 total rooms; Basement
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $252k.

Deal economics

  • At list price, monthly cash flow is $36 ($430/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (19.0% below list).
  • Recommended offer: $204k (19.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#1,036 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: amenities F, commute F, employment F.
  • Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: West Hazleton El/Ms (math 2% / reading 22%, grade F, #1,362 of 1,518 statewide, top 92%, 949 students, 100% FRL); Hazleton Area Hs (math 53% / reading 8%, grade F, #347 of 437 statewide, top 79%, 3,795 students, 83% FRL) — zoned schools average 91% FRL vs 60% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 270 active listings in the ZIP; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $204,042 (19.0% below list)

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.46%
Cash-on-cash
0.61%
DSCR
1.03
GRM
10.3

CMA / ARV

ARV (median comp)
$200,626
List price
$252,000
Delta
25.61%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
917 Winters Ave 0.21mi 3/1.5 (-1) 1,537 (-4%) 8mo $175,000 $114 71
320 Rear Broad St 0.57mi 4/2.0 1,600 (+0%) 4mo $252,000 $158 69
307 Green St 0.38mi 4/1.0 1,470 (-8%) 3mo $165,000 $112 63
532 Winters Ave 0.20mi 3/1.0 (-1) 1,456 (-8%) 13mo $120,000 $82 57
322 Allen St 0.71mi 5/2.0 (+1) 1,508 (-5%) 10mo $167,000 $111 45
214 Green St 0.46mi 3/1.0 (-1) 1,419 (-11%) 9mo $190,000 $134 44
338 Putnam St 0.67mi 3/1.0 (-1) 1,506 (-5%) 12mo $160,000 $106 41
538 Putnam St 0.73mi 4/1.5 1,720 (+8%) 12mo $215,000 $125 40
335 Putnam St 0.69mi 4/1.5 1,820 (+14%) 6mo $170,000 $93 37
533 Broad St 0.67mi 3/1.5 (-1) 1,456 (-8%) 13mo $150,000 $103 37
2061 22nd Street St 0.74mi 3/1.5 (-1) 1,782 (+12%) 6mo $260,000 $146 34
436 Allen St 0.74mi 5/1.0 (+1) 1,760 (+11%) 8mo $185,000 $105 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.7%
Equity multiple
2.98×
Total profit
$139,460
Equity at exit
$227,022
10-year hold
IRR
21.8%
Equity multiple
6.79×
Total profit
$408,748
Equity at exit
$489,581

Cash invested: $70,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18202

Home prices YoY
7.1%
Active inventory
270
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,040 medium interval (Pro) →
Mortgage (P&I)
$1,322
Tax from tax record
$150 /mo · $1,795/yr
Insurance
$105
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$36

Break-even live

Break-even rent $1,995
Max offer price $252,000
Occupancy floor 93%

Sensitivity live

Price -10% $179 -5% $107 +0% $36 +5% $-35 +10% $-107
Rent -10% $-125 -5% $-45 +0% $36 +5% $116 +10% $197
Rate -1.0pp $163 -0.5pp $100 base $36 +0.5pp $-29 +1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,000
Closing costs
$7,560
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-14
    listed $252,000 Active 388-char remark
  2. 2024-08-27
    soldstatus $232,500 Closed 334-char remark
    Show marketing remark (334 chars)

    Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!

  3. 2024-07-31
    status Pending 334-char remark
    Show marketing remark (334 chars)

    Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!

  4. 2024-05-15
    listed $244,995 Active 334-char remark
    Show marketing remark (334 chars)

    Introducing your dream home in Hazle Township, PA--a fully renovated gem on a quiet street. With four bedrooms, two modern bathrooms, a modern kitchen, and a detached garage, this home offers modern comfort and convenience. Step into the expansive backyard, perfect for relaxation and entertainment. Don't miss out on making it yours!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,795 · $150/mo
Projected year-2 tax
$2,888 · $241/mo
Expected delta
+$1,094/yr (+$91/mo · 60.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,485
− Mortgage interest
−$14,116
− Property taxes
−$1,795
− Insurance
−$1,260
− Repairs & maintenance
−$1,959
− Management
−$1,959
− Depreciation
−$7,331
Taxable loss
−$3,934
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$944
After-tax cash flow
$1,375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazleton Area SD
NCES district ID
4211700
Math proficiency
18% ▼ -3.00%
Reading proficiency
30% ▼ -15.00%
Median HH income
$42,247
Composite
20.44/100
National rank
#8582
State rank
#476 of 539 in PA

Livability — West Hazleton

Score
66/100
State rank
#1036
US rank
#11561

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Luzerne County · 118,885 people
Metro
Scranton--Wilkes-Barre, PA
Population (ZIP)
13,755
Household income
$55,153
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
369.0

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 33% Two or more races 9% Black 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Dominican 22%
Common ancestry
Romanian 13% Iranian 1% Lithuanian 1%
Foreign-born
18% · Canada, Jamaica
Languages at home
71% English-only · Spanish 26% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 20.19%
Current HPI
306.1029
Rent YoY
Metro
Scranton--Wilkes-Barre, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+2.9% since first listed
5 events — show timeline
  • 2026-05-19 Pending LCAR
  • 2026-05-14 Listed $252,000 LCAR
  • 2024-08-27 Sold (MLS) $232,500 LCAR
  • 2024-07-31 Pending LCAR
  • 2024-05-15 Listed $244,995 LCAR

Property tax history

+2.6%/yr

Latest (2026): $1,795 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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