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80722 Diamondback Trl
B- Composite 68.58
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.7/10.0
  • 1% rule +6.6/10.0
  • Schools +3.8/10.0
  • Rent growth +3.3/5.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$550,000

80722 Diamondback Trl · Indio, CA 92201
5 bd · 2.0 ba · 2,502 sqft · SingleFamily public records · 1 Days on market
Built 2003 8,276 sqft lot $220/sqft · 32% below area Est $804k · 32% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this fabulous home located in the vibrant heart of West Indio! Just a short walk from iconic venues like the Empire Polo Club, Coachella, Stagecoach, and other exciting annual events, this property offers the perfect blend of entertainment and convenience. Property Highlights: - Spacious Living: This home features 5 bedrooms and 2 full bathrooms, offering over 2,500 sq. ft. of living space€'ideal for families or those who love to entertain. The expansive lot, offers an impressive lot size of 8,276 sq. ft. , you'll find plenty of room for outdoor activities, gardening, or creating your dream backyard. RV Access Potential, The property offers the exciting possibility for RV acce

Key facts

  • Expansive lot
  • Rv access potential
  • Modern open concept

Tags

EXPANSIVE LOTRV ACCESS POTENTIALTRANQUIL CUL-DE-SAC LOCATIONMODERN OPEN CONCEPT

Property features AI

Finance

  • Other: Listing terms: Conventional, FHA, Cash, Submit; Sale type: Standard; Will not consider lease; Short-term rental status: Unknown; Cross street: 48 Avenue
  • HOA & community: No monthly association fee

Exterior

  • Parking: 6 total parking spaces; Attached 2-car garage; 2 carport spaces; 2 uncovered/assigned spaces; On-street parking and driveway
  • Security: No security features listed
  • Utilities: Public sewer (in street, paid); PUD: Yes
  • Home design: Single family detached residence; Single-story (ground level, no unit above); Entry level: Ground level
  • Construction: Year built source listed as Other
  • Exterior features: Sprinklers; Manual irrigation; Fee simple land ownership; Lot information source listed as Other

Interior

  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Air conditioning
  • Interior features: Unfurnished; Gas fireplace in the living room (1 fireplace)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $550k.

Deal economics

  • At list price, monthly cash flow is $1k ($16k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $550k).
  • Cap rate 9.3% vs local median 4.3% in Indio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
  • Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harry S. Truman Elementary (666 students, 80% FRL); Thomas Jefferson Middle (538 students, 93% FRL); Indio High (math 15% / reading 42%, grade F, #774 of 1,170 statewide, top 66%, 2,143 students, 92% FRL) — zoned schools average 88% FRL vs 56% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 28% at this address vs 44% district-wide (-15 pts) — the specific schools serving this property underperform the Desert Sands Unified average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.3%/yr); 515 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $6,380/mo this rent would consume 115% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.3% rent growth), your $154k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 10 sale attempts since 14y ago; this cycle's ask has dropped $49k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $365k; list at $550k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $550,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
9.27%
Cash-on-cash
10.64%
DSCR
1.47
GRM
7.2

CMA / ARV

ARV (median comp)
$804,470
List price
$550,000
Delta
-28.52%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
48192 Panorama Ave 0.32mi 4/3.0 (-1) 2,482 (-1%) 7mo $695,000 $280 69
81129 La Reina Cir 0.44mi 4/3.0 (-1) 2,482 (-1%) 7mo $664,000 $268 63
81349 Avenida Esmeralda 0.63mi 4/3.0 (-1) 2,476 (-1%) 3mo $625,000 $252 57
80435 PASEO DE TIEMPO 0.57mi 4/3.0 (-1) 2,391 (-4%) 3mo $785,000 $328 54
80935 Avery Dr 0.24mi 6/3.0 (+1) 2,802 (+12%) 6mo $950,000 $339 54
81391 Avenida Esmeralda 0.67mi 4/3.0 (-1) 2,476 (-1%) 5mo $625,000 $252 54
80890 Highway 111 0.56mi 4/3.0 (-1) 2,433 (-3%) 8mo $1,300,000 $534 54
80420 Paseo De Nivel 0.59mi 4/2.5 (-1) 2,568 (+3%) 9mo $687,000 $268 53
80642 Plum Ln 0.37mi 4/3.5 (-1) 2,751 (+10%) 10mo $810,000 $294 47
48864 Pear St 0.51mi 4/3.5 (-1) 2,751 (+10%) 4mo $930,000 $338 46
80076 Bridgeport Dr 0.71mi 4/3.5 (-1) 2,746 (+10%) 2mo $705,000 $257 38
48631 Via Carisma 0.66mi 4/2.5 (-1) 2,866 (+14%) 6mo $625,000 $218 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold
IRR
0.0%
Equity multiple
1.00×
Total profit
$52
Equity at exit
$82,007
10-year hold
IRR
10.0%
Equity multiple
1.79×
Total profit
$121,155
Equity at exit
$47,554

Cash invested: $154,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92201

Home prices YoY
-28.4%
Rents YoY
3.3%
Active inventory
515
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$6,380 high interval (Pro) →
Mortgage (P&I)
$2,884
Tax from tax record
$562 /mo · $6,738/yr
Insurance
$229
HOA
$0
Vacancy / Maint / Mgmt
$1,340
Net cashflow
$1,365

Break-even live

Break-even rent $4,652
Max offer price $550,000
Occupancy floor 74%

Sensitivity live

Price -10% $1,677 -5% $1,521 +0% $1,365 +5% $1,210 +10% $1,054
Rent -10% $861 -5% $1,113 +0% $1,365 +5% $1,617 +10% $1,869
Rate -1.0pp $1,642 -0.5pp $1,505 base $1,365 +0.5pp $1,223 +1.0pp $1,078

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$137,500
Closing costs
$16,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
80596 Key Largo Dr Indio, CA 4.0 2.0 2035 $4,695 $2.31 0d 1 0.22mi
80591 Tangelo Ct Indio, CA 4.0 4.0 3371 $5,000 $1.48 45d 1 0.53mi
81367 Avenida Camelia Indio, CA 4.0 3.0 2061 $3,195 $1.55 45d 1 0.58mi
80215 Queensboro Dr Indio, CA 4.0 3.5 2514 $3,600 $1.43 45d 1 0.66mi
48841 Via Estacio Indio, CA 4.0 3.0 2370 $4,400 $1.86 26d 1 0.67mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,500 $2.71 7d 1 0.74mi
48219 Newport Bridge Pl Indio, CA 4.0 4.0 2764 $7,000 $2.53 45d 1 0.74mi
49143 Gila River St Indio, CA 5.0 3.5 3150 $8,500 $2.70 45d 1 0.76mi
47780 Sumac St La Quinta, CA 4.0 3.0 1920 $3,300 $1.72 45d 1 0.87mi
79953 Rancho La Quinta Dr La Quinta, CA 4.0 4.5 3052 $25,000 $8.19 45d 1 0.90mi
80886 Avenue 50 Indio, CA 4.0 3.0 2121 $10,000 $4.71 14d 1 0.92mi
49412 Escalante St Indio, CA 4.0 3.5 3468 $13,000 $3.75 45d 1 0.92mi
80445 Paria Way Indio, CA 4.0 4.0 3468 $10,000 $2.88 7d 1 1.00mi
80445 Paria Way Indio, CA 4.0 3.5 3468 $9,000 $2.60 45d 1 1.00mi
81871 Victoria St Indio, CA 4.0 2.0 1826 $3,400 $1.86 45d 1 1.09mi
79910 Mission Dr E La Quinta, CA 4.0 3.5 3349 $25,000 $7.46 20d 1 1.10mi
48474 Vista Palomino La Quinta, CA 4.0 4.0 3350 $14,000 $4.18 45d 1 1.18mi
48474 Vista Palomino La Quinta, CA 4.0 4.0 3439 $14,000 $4.07 7d 1 1.18mi
48245 Vista Calico La Quinta, CA 4.0 3.0 2800 $20,000 $7.14 1d 1 1.22mi
80740 Indian Springs Dr Indio, CA 4.0 3.5 2904 $5,950 $2.05 45d 1 1.24mi
48385 Vista Calico La Quinta, CA 4.0 4.5 3288 $17,000 $5.17 45d 1 1.27mi
80290 Pebble Beach Dr Indio, CA 4.0 4.0 2382 $7,750 $3.25 45d 1 1.30mi
79690 Rancho San Pascual La Quinta, CA 4.0 4.5 3640 $9,000 $2.47 45d 1 1.35mi
80396 Green Hills Dr Indio, CA 4.0 4.0 2380 $5,875 $2.47 45d 1 1.37mi
46073 Roudel Ln La Quinta, CA 4.0 3.5 2792 $6,000 $2.15 45d 1 1.46mi
49460 Rancho San Francisquito La Quinta, CA 4.0 4.5 3640 $6,000 $1.65 45d 1 1.48mi
49460 Rancho San Francisquito La Quinta, CA 4.0 4.5 3640 $6,000 $1.65 26d 1 1.48mi
49880 Rancho San Felipe La Quinta, CA 4.0 3.5 3292 $15,000 $4.56 45d 1 1.50mi

Listing history 32 events

  1. 2026-05-31
    pricestatusdays on marketlisting id $550,000 Pending 1 DOM
  2. 2026-05-13
    historical
  3. 2025-12-02
    price $575,000
  4. 2025-09-03
    listed $599,000 Active
  5. 2025-07-04
    historical
  6. 2025-05-28
    status Active
  7. 2025-04-30
    historical Active Under Contract
  8. 2025-04-08
    listed $625,000 Active
  9. 2025-03-01
    historical
  10. 2025-01-23
    price $625,000
  11. 2024-10-30
    price $645,000
  12. 2024-07-30
    price $660,000
  13. 2024-06-14
    price $675,000
  14. 2024-02-23
    listed $685,000 Active
  15. 2019-10-07
    soldstatus $365,000 Closed
  16. 2019-10-07
    soldstatus $365,000
  17. 2019-10-01
    status Pending
  18. 2019-09-15
    historical
  19. 2019-08-23
    historical Contingent
  20. 2019-08-21
    status Active
  21. 2019-08-20
    historical Contingent
  22. 2019-08-14
    price $369,900
  23. 2019-08-03
    price $374,900
  24. 2019-06-29
    price $379,900
  25. 2019-06-04
    price $384,900
  26. 2019-05-20
    status Active
  27. 2019-05-17
    historical Contingent
  28. 2019-05-14
    listed $389,900 Active
  29. 2019-05-14
    listed $369,900
  30. 2013-04-26
    historical
  31. 2012-09-05
    status Backup Offers Accepted
  32. 2012-08-28
    listed $175,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$6,738 · $562/mo
Projected year-2 tax
$6,738 · $562/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$76,563
− Mortgage interest
−$30,809
− Property taxes
−$6,738
− Insurance
−$2,750
− Repairs & maintenance
−$6,125
− Management
−$6,125
− Depreciation
−$16,000
Taxable income
$8,016
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,924
After-tax cash flow
$14,462/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Desert Sands Unified
NCES district ID
0611110
Math proficiency
31% ▼ -4.00%
Reading proficiency
56% ▲ 7.00%
Median HH income
$54,957
Composite
37.77/100
National rank
#4346
State rank
#199 of 517 in CA

Livability — Indio

Score
53/100
State rank
#927
US rank
#24244

Category grades

Amenities F Commute F Cost of living F Crime F Employment D Housing B+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Indio, CA
County
Riverside County · 2,287,001 people
City population
100,560
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
65,825
Household income
$66,758
Rent vs Own
42.3% rent · 57.7% own
Severe rent burden
2036.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (74%)
Race & ethnicity
Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 69%
Common ancestry
Romanian 1% Iranian 1%
Foreign-born
29% · Canada, Vietnam, Jamaica
Languages at home
41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.46%
Current HPI
348.6605
Rent YoY
▲ 3.34%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+228.6% since first listed
33 events — show timeline
  • 2026-05-31 Pending GPSMLS
  • 2026-05-13 Listing Removed GPSMLS
  • 2025-12-02 Price Changed $575,000 GPSMLS
  • 2025-09-03 Listed $599,000 GPSMLS
  • 2025-09-03 Listed $550,000 GPSMLS
  • 2025-07-04 Listing Removed GPSMLS
  • 2025-05-28 Relisted GPSMLS
  • 2025-04-30 Contingent GPSMLS
  • 2025-04-08 Listed $625,000 GPSMLS
  • 2025-03-01 Listing Removed GPSMLS
  • 2025-01-23 Price Changed $625,000 GPSMLS
  • 2024-10-30 Price Changed $645,000 GPSMLS
  • 2024-07-30 Price Changed $660,000 GPSMLS
  • 2024-06-14 Price Changed $675,000 GPSMLS
  • 2024-02-23 Listed $685,000 GPSMLS
  • 2019-10-07 Sold (Public Records) $365,000 Public Records
  • 2019-10-07 Sold (MLS) $365,000 GPSMLS
  • 2019-10-01 Pending GPSMLS
  • 2019-09-15 Listing Removed SDMLS
  • 2019-08-23 Contingent GPSMLS
  • 2019-08-21 Relisted GPSMLS
  • 2019-08-20 Contingent GPSMLS
  • 2019-08-14 Price Changed $369,900 GPSMLS
  • 2019-08-03 Price Changed $374,900 GPSMLS
  • 2019-06-29 Price Changed $379,900 GPSMLS
  • 2019-06-04 Price Changed $384,900 GPSMLS
  • 2019-05-20 Relisted GPSMLS
  • 2019-05-17 Contingent GPSMLS
  • 2019-05-14 Listed $369,900 SDMLS
  • 2019-05-14 Listed $389,900 GPSMLS
  • 2013-04-26 Listing Removed GPSMLS
  • 2012-09-05 Pending GPSMLS
  • 2012-08-28 Listed $175,000 GPSMLS

Property tax history

+3.7%/yr

Latest (2025): $6,738 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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