80722 Diamondback Trl · Indio, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 10/10 · Severe
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.0/30.0
- ARV discount +15.0/15.0
- DSCR +8.7/10.0
- 1% rule +6.6/10.0
- Schools +3.8/10.0
- Rent growth +3.3/5.0
- Livability +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$550,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Discover this fabulous home located in the vibrant heart of West Indio! Just a short walk from iconic venues like the Empire Polo Club, Coachella, Stagecoach, and other exciting annual events, this property offers the perfect blend of entertainment and convenience. Property Highlights: - Spacious Living: This home features 5 bedrooms and 2 full bathrooms, offering over 2,500 sq. ft. of living space€'ideal for families or those who love to entertain. The expansive lot, offers an impressive lot size of 8,276 sq. ft. , you'll find plenty of room for outdoor activities, gardening, or creating your dream backyard. RV Access Potential, The property offers the exciting possibility for RV acce
Key facts
- Expansive lot
- Rv access potential
- Modern open concept
Tags
Property features AI
Finance
- Other: Listing terms: Conventional, FHA, Cash, Submit; Sale type: Standard; Will not consider lease; Short-term rental status: Unknown; Cross street: 48 Avenue
- HOA & community: No monthly association fee
Exterior
- Parking: 6 total parking spaces; Attached 2-car garage; 2 carport spaces; 2 uncovered/assigned spaces; On-street parking and driveway
- Security: No security features listed
- Utilities: Public sewer (in street, paid); PUD: Yes
- Home design: Single family detached residence; Single-story (ground level, no unit above); Entry level: Ground level
- Construction: Year built source listed as Other
- Exterior features: Sprinklers; Manual irrigation; Fee simple land ownership; Lot information source listed as Other
Interior
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Air conditioning
- Interior features: Unfurnished; Gas fireplace in the living room (1 fireplace)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $550k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($6k rent vs $550k).
- Cap rate 9.3% vs local median 4.3% in Indio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 53/100 on livability (#927 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing B+; Watch: employment D, crime F, amenities F.
- Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Harry S. Truman Elementary (666 students, 80% FRL); Thomas Jefferson Middle (538 students, 93% FRL); Indio High (math 15% / reading 42%, grade F, #774 of 1,170 statewide, top 66%, 2,143 students, 92% FRL) — zoned schools average 88% FRL vs 56% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 28% at this address vs 44% district-wide (-15 pts) — the specific schools serving this property underperform the Desert Sands Unified average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.3%/yr); 515 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
- At $6,380/mo this rent would consume 115% of the median local household income ($67k/yr) (locally 2036% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.3% rent growth), your $154k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
- 10 sale attempts since 14y ago; this cycle's ask has dropped $49k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $365k; list at $550k implies a 51% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 9.27%
- Cash-on-cash
- 10.64%
- DSCR
- 1.47
- GRM
- 7.2
CMA / ARV
- ARV (median comp)
- $804,470
- List price
- $550,000
- Delta
- -28.52%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 48192 Panorama Ave | 0.32mi | 4/3.0 (-1) | 2,482 (-1%) | 7mo | $695,000 | $280 | 69 |
| 81129 La Reina Cir | 0.44mi | 4/3.0 (-1) | 2,482 (-1%) | 7mo | $664,000 | $268 | 63 |
| 81349 Avenida Esmeralda | 0.63mi | 4/3.0 (-1) | 2,476 (-1%) | 3mo | $625,000 | $252 | 57 |
| 80435 PASEO DE TIEMPO | 0.57mi | 4/3.0 (-1) | 2,391 (-4%) | 3mo | $785,000 | $328 | 54 |
| 80935 Avery Dr | 0.24mi | 6/3.0 (+1) | 2,802 (+12%) | 6mo | $950,000 | $339 | 54 |
| 81391 Avenida Esmeralda | 0.67mi | 4/3.0 (-1) | 2,476 (-1%) | 5mo | $625,000 | $252 | 54 |
| 80890 Highway 111 | 0.56mi | 4/3.0 (-1) | 2,433 (-3%) | 8mo | $1,300,000 | $534 | 54 |
| 80420 Paseo De Nivel | 0.59mi | 4/2.5 (-1) | 2,568 (+3%) | 9mo | $687,000 | $268 | 53 |
| 80642 Plum Ln | 0.37mi | 4/3.5 (-1) | 2,751 (+10%) | 10mo | $810,000 | $294 | 47 |
| 48864 Pear St | 0.51mi | 4/3.5 (-1) | 2,751 (+10%) | 4mo | $930,000 | $338 | 46 |
| 80076 Bridgeport Dr | 0.71mi | 4/3.5 (-1) | 2,746 (+10%) | 2mo | $705,000 | $257 | 38 |
| 48631 Via Carisma | 0.66mi | 4/2.5 (-1) | 2,866 (+14%) | 6mo | $625,000 | $218 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.34% rent growth · sell at horizon
- IRR
- 0.0%
- Equity multiple
- 1.00×
- Total profit
- $52
- Equity at exit
- $82,007
- IRR
- 10.0%
- Equity multiple
- 1.79×
- Total profit
- $121,155
- Equity at exit
- $47,554
Cash invested: $154,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92201
- Home prices YoY
- -28.4%
- Rents YoY
- 3.3%
- Active inventory
- 515
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $6,380 high interval (Pro) →
- Mortgage (P&I)
- −$2,884
- Tax from tax record
- −$562 /mo · $6,738/yr
- Insurance
- −$229
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$1,340
- Net cashflow
- $1,365
Break-even live
Sensitivity live
| Price | -10% $1,677 | -5% $1,521 | +0% $1,365 | +5% $1,210 | +10% $1,054 |
|---|---|---|---|---|---|
| Rent | -10% $861 | -5% $1,113 | +0% $1,365 | +5% $1,617 | +10% $1,869 |
| Rate | -1.0pp $1,642 | -0.5pp $1,505 | base $1,365 | +0.5pp $1,223 | +1.0pp $1,078 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $137,500
- Closing costs
- $16,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 80596 Key Largo Dr Indio, CA | 4.0 | 2.0 | 2035 | $4,695 | $2.31 | 0d | 1 | 0.22mi |
| 80591 Tangelo Ct Indio, CA | 4.0 | 4.0 | 3371 | $5,000 | $1.48 | 45d | 1 | 0.53mi |
| 81367 Avenida Camelia Indio, CA | 4.0 | 3.0 | 2061 | $3,195 | $1.55 | 45d | 1 | 0.58mi |
| 80215 Queensboro Dr Indio, CA | 4.0 | 3.5 | 2514 | $3,600 | $1.43 | 45d | 1 | 0.66mi |
| 48841 Via Estacio Indio, CA | 4.0 | 3.0 | 2370 | $4,400 | $1.86 | 26d | 1 | 0.67mi |
| 48219 Newport Bridge Pl Indio, CA | 4.0 | 4.0 | 2764 | $7,500 | $2.71 | 7d | 1 | 0.74mi |
| 48219 Newport Bridge Pl Indio, CA | 4.0 | 4.0 | 2764 | $7,000 | $2.53 | 45d | 1 | 0.74mi |
| 49143 Gila River St Indio, CA | 5.0 | 3.5 | 3150 | $8,500 | $2.70 | 45d | 1 | 0.76mi |
| 47780 Sumac St La Quinta, CA | 4.0 | 3.0 | 1920 | $3,300 | $1.72 | 45d | 1 | 0.87mi |
| 79953 Rancho La Quinta Dr La Quinta, CA | 4.0 | 4.5 | 3052 | $25,000 | $8.19 | 45d | 1 | 0.90mi |
| 80886 Avenue 50 Indio, CA | 4.0 | 3.0 | 2121 | $10,000 | $4.71 | 14d | 1 | 0.92mi |
| 49412 Escalante St Indio, CA | 4.0 | 3.5 | 3468 | $13,000 | $3.75 | 45d | 1 | 0.92mi |
| 80445 Paria Way Indio, CA | 4.0 | 4.0 | 3468 | $10,000 | $2.88 | 7d | 1 | 1.00mi |
| 80445 Paria Way Indio, CA | 4.0 | 3.5 | 3468 | $9,000 | $2.60 | 45d | 1 | 1.00mi |
| 81871 Victoria St Indio, CA | 4.0 | 2.0 | 1826 | $3,400 | $1.86 | 45d | 1 | 1.09mi |
| 79910 Mission Dr E La Quinta, CA | 4.0 | 3.5 | 3349 | $25,000 | $7.46 | 20d | 1 | 1.10mi |
| 48474 Vista Palomino La Quinta, CA | 4.0 | 4.0 | 3350 | $14,000 | $4.18 | 45d | 1 | 1.18mi |
| 48474 Vista Palomino La Quinta, CA | 4.0 | 4.0 | 3439 | $14,000 | $4.07 | 7d | 1 | 1.18mi |
| 48245 Vista Calico La Quinta, CA | 4.0 | 3.0 | 2800 | $20,000 | $7.14 | 1d | 1 | 1.22mi |
| 80740 Indian Springs Dr Indio, CA | 4.0 | 3.5 | 2904 | $5,950 | $2.05 | 45d | 1 | 1.24mi |
| 48385 Vista Calico La Quinta, CA | 4.0 | 4.5 | 3288 | $17,000 | $5.17 | 45d | 1 | 1.27mi |
| 80290 Pebble Beach Dr Indio, CA | 4.0 | 4.0 | 2382 | $7,750 | $3.25 | 45d | 1 | 1.30mi |
| 79690 Rancho San Pascual La Quinta, CA | 4.0 | 4.5 | 3640 | $9,000 | $2.47 | 45d | 1 | 1.35mi |
| 80396 Green Hills Dr Indio, CA | 4.0 | 4.0 | 2380 | $5,875 | $2.47 | 45d | 1 | 1.37mi |
| 46073 Roudel Ln La Quinta, CA | 4.0 | 3.5 | 2792 | $6,000 | $2.15 | 45d | 1 | 1.46mi |
| 49460 Rancho San Francisquito La Quinta, CA | 4.0 | 4.5 | 3640 | $6,000 | $1.65 | 45d | 1 | 1.48mi |
| 49460 Rancho San Francisquito La Quinta, CA | 4.0 | 4.5 | 3640 | $6,000 | $1.65 | 26d | 1 | 1.48mi |
| 49880 Rancho San Felipe La Quinta, CA | 4.0 | 3.5 | 3292 | $15,000 | $4.56 | 45d | 1 | 1.50mi |
Listing history 32 events
-
2026-05-31pricestatusdays on market $550,000 Pending 1 DOM
-
2026-05-13historical
-
2025-12-02price $575,000
-
2025-09-03$599,000 Active
-
2025-07-04historical
-
2025-05-28status Active
-
2025-04-30historical Active Under Contract
-
2025-04-08$625,000 Active
-
2025-03-01historical
-
2025-01-23price $625,000
-
2024-10-30price $645,000
-
2024-07-30price $660,000
-
2024-06-14price $675,000
-
2024-02-23$685,000 Active
-
2019-10-07soldstatus $365,000 Closed
-
2019-10-07soldstatus $365,000
-
2019-10-01status Pending
-
2019-09-15historical
-
2019-08-23historical Contingent
-
2019-08-21status Active
-
2019-08-20historical Contingent
-
2019-08-14price $369,900
-
2019-08-03price $374,900
-
2019-06-29price $379,900
-
2019-06-04price $384,900
-
2019-05-20status Active
-
2019-05-17historical Contingent
-
2019-05-14$389,900 Active
-
2019-05-14$369,900
-
2013-04-26historical
-
2012-09-05status Backup Offers Accepted
-
2012-08-28$175,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $6,738 · $562/mo
- Projected year-2 tax
- $6,738 · $562/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥114°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $76,563
- − Mortgage interest
- −$30,809
- − Property taxes
- −$6,738
- − Insurance
- −$2,750
- − Repairs & maintenance
- −$6,125
- − Management
- −$6,125
- − Depreciation
- −$16,000
- Taxable income
- $8,016
- Est. tax owed @ 24.0%
- −$1,924
- After-tax cash flow
- $14,462/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desert Sands Unified
- NCES district ID
- 0611110
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 56% ▲ 7.00%
- Median HH income
- $54,957
- Composite
- 37.77/100
- National rank
- #4346
- State rank
- #199 of 517 in CA
Livability — Indio
- Score
- 53/100
- State rank
- #927
- US rank
- #24244
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Indio, CA
- County
- Riverside County · 2,287,001 people
- City population
- 100,560
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 65,825
- Household income
- $66,758
- Rent vs Own
- Severe rent burden
- 2036.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (74%)
- Race & ethnicity
- Hispanic / Latino 74% Two or more races 39% White 19% Black 3% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 69%
- Common ancestry
- Romanian 1% Iranian 1%
- Foreign-born
- 29% · Canada, Vietnam, Jamaica
- Languages at home
- 41% English-only · Spanish 55% Arabic 1% Tagalog/Filipino 1%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -138.46%
- Current HPI
- 348.6605
- Rent YoY
- ▲ 3.34%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+228.6% since first listed33 events — show timeline
- 2026-05-31 Pending — GPSMLS
- 2026-05-13 Listing Removed — GPSMLS
- 2025-12-02 Price Changed $575,000 GPSMLS
- 2025-09-03 Listed $599,000 GPSMLS
- 2025-09-03 Listed $550,000 GPSMLS
- 2025-07-04 Listing Removed — GPSMLS
- 2025-05-28 Relisted — GPSMLS
- 2025-04-30 Contingent — GPSMLS
- 2025-04-08 Listed $625,000 GPSMLS
- 2025-03-01 Listing Removed — GPSMLS
- 2025-01-23 Price Changed $625,000 GPSMLS
- 2024-10-30 Price Changed $645,000 GPSMLS
- 2024-07-30 Price Changed $660,000 GPSMLS
- 2024-06-14 Price Changed $675,000 GPSMLS
- 2024-02-23 Listed $685,000 GPSMLS
- 2019-10-07 Sold (Public Records) $365,000 Public Records
- 2019-10-07 Sold (MLS) $365,000 GPSMLS
- 2019-10-01 Pending — GPSMLS
- 2019-09-15 Listing Removed — SDMLS
- 2019-08-23 Contingent — GPSMLS
- 2019-08-21 Relisted — GPSMLS
- 2019-08-20 Contingent — GPSMLS
- 2019-08-14 Price Changed $369,900 GPSMLS
- 2019-08-03 Price Changed $374,900 GPSMLS
- 2019-06-29 Price Changed $379,900 GPSMLS
- 2019-06-04 Price Changed $384,900 GPSMLS
- 2019-05-20 Relisted — GPSMLS
- 2019-05-17 Contingent — GPSMLS
- 2019-05-14 Listed $369,900 SDMLS
- 2019-05-14 Listed $389,900 GPSMLS
- 2013-04-26 Listing Removed — GPSMLS
- 2012-09-05 Pending — GPSMLS
- 2012-08-28 Listed $175,000 GPSMLS
Property tax history
+3.7%/yrLatest (2025): $6,738 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…