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11019 Aqua Ct
D- Composite 39.01
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • Livability +4.0/5.0
  • DSCR +3.2/10.0
  • Rent growth +3.0/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

11019 Aqua Ct · El Paso, TX 79936
4 bd · 2.5 ba · 1,482 sqft · SingleFamily public records · 17 Days on market
Built 2006 2,000 sqft lot $15/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 11019 Aqua Court, a home on a quiet cul-de-sac in East El Paso. Offering 1,482 sq. ft. , this home features 4 bedrooms, 2.5 bathrooms, and refrigerated air for year-round comfort. The functional floor plan provides space for relaxing and entertaining, with inviting living areas and versatile bedrooms ideal for family, guests, a home office, or hobbies. The primary suite offers a private retreat, while the additional bedrooms and baths accommodate a variety of needs. Priced at just $160,000, this home delivers exceptional value. Finding a 4-bedroom, 2.5-bath home with refrigerated air at this price is increasingly rare in El Paso. It's a great opportunity for first-time buyers, gr

Key facts

  • Refrigerated air
  • Private retreat
  • 2,000 sq ft lot

Tags

REFRIGERATED AIRFUNCTIONAL FLOOR PLANINVITING LIVING AREASPRIVATE RETREAT

Property features AI

Finance

  • HOA & community: Oasis Ranch HOA with a $45 quarterly fee; HOA fee details: see remarks

Exterior

  • Home design: Single family residence
  • Construction: Stucco exterior; Tile roof; Approx. 2026 building data (verify year built)
  • Exterior features: See remarks

Interior

  • Kitchen: Free-standing gas oven; Refrigerator
  • Bedrooms: See remarks for bedroom details
  • Flooring: Laminate flooring; Carpet
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (forced air); Refrigerated cooling
  • Interior features: Ceiling fan(s); No window treatments

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-64 ($-766/yr) — negative.
  • To cash-flow at today's rent, offer at most $149k (7.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $149k (7.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • Ysleta ISD (urban): math 27% / reading 35% proficiency, ranked #626 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: J M Hanks H S (math 28% / reading 48%, grade F, #880 of 1,632 statewide, top 54%, 1,454 students, 64% FRL) — zoned schools at 64% FRL track the district average.
  • Market conditions: Rents rising (+2.0%/yr); 234 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $160k implies a 301% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 3.1% of price.
  • Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $148,731 (7.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
5.81%
Cash-on-cash
-1.71%
DSCR
0.92
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.30×
Total profit
$-31,362
Equity at exit
$23,857
10-year hold
IRR
-15.9%
Equity multiple
0.15×
Total profit
$-38,057
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79936

Home prices YoY
-25.9%
Rents YoY
2.0%
Active inventory
234
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,604 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$410 /mo · $4,921/yr
Insurance
$67
HOA
$15
Vacancy / Maint / Mgmt
$337
Net cashflow
$-64

Break-even live

Break-even rent $1,685
Max offer price $148,731
Occupancy floor 99%

Sensitivity live

Price -10% $27 -5% $-19 +0% $-64 +5% $-109 +10% $-154
Rent -10% $-190 -5% $-127 +0% $-64 +5% $0 +10% $63
Rate -1.0pp $17 -0.5pp $-23 base $-64 +0.5pp $-105 +1.0pp $-147

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11040 Sunshine Ct #1 El Paso, TX 3.0 1.0 901 $1,250 $1.39 22d 1 0.09mi
3558 E Glen Dr Unit B El Paso, TX 3.0 2.0 1350 $1,250 $0.93 22d 1 0.14mi
3425 E Glen Dr El Paso, TX 3.0 2.0 1173 $1,495 $1.27 45d 1 0.29mi
10805 Hitchcock Ave El Paso, TX 4.0 2.0 1472 $1,750 $1.19 12d 1 0.65mi
10604 Fieldrock Ct El Paso, TX 3.0 2.0 1726 $1,656 $0.96 4d 1 0.66mi
10804 Gloster Ct El Paso, TX 4.0 2.0 1536 $1,700 $1.11 13d 1 0.67mi
3329 Running Deer Dr El Paso, TX 4.0 2.0 1410 $1,575 $1.12 16d 1 0.73mi
2918 E Glen Dr Unit B El Paso, TX 3.0 2.0 1376 $1,450 $1.05 4d 1 0.93mi
2807 Beachcomber Dr El Paso, TX 3.0 2.0 1396 $1,500 $1.07 45d 1 1.02mi
10555 Kinross Ave El Paso, TX 3.0 2.0 1231 $1,350 $1.10 13d 1 1.03mi
3454 Broken Arrow Dr El Paso, TX 3.0 2.0 1662 $1,700 $1.02 45d 1 1.11mi
11376 Tenaha Ave El Paso, TX 3.0 2.0 1518 $1,575 $1.04 20d 1 1.12mi
11128 Wharf Cove Dr El Paso, TX 4.0 2.0 1310 $1,700 $1.30 45d 1 1.13mi
3208 Isla Morada Dr El Paso, TX 3.0 2.0 1458 $1,500 $1.03 13d 1 1.18mi
11409 Chickasaw Dr El Paso, TX 3.0 2.0 1014 $1,800 $1.78 11d 1 1.20mi
3150 N Yarbrough Dr Unit B-1 El Paso, TX 3.0 1.0 1399 $1,500 $1.07 45d 1 1.24mi
2301 Gene Littler Dr El Paso, TX 3.0 2.0 1567 $1,650 $1.05 4d 1 1.45mi

HOA detail

Monthly dues
$15 · $180/yr

Listing history 13 events

  1. 2026-06-18
    days on market $160,000 Active 17 DOM
  2. 2026-06-17
    days on market $160,000 Active 16 DOM
  3. 2026-06-16
    days on market $160,000 Active 15 DOM
  4. 2026-06-15
    days on market $160,000 Active 14 DOM
  5. 2026-06-13
    days on market $160,000 Active 12 DOM
  6. 2026-06-10
    days on market $160,000 Active 9 DOM
  7. 2026-06-09
    days on market $160,000 Active 8 DOM
  8. 2026-06-08
    days on market $160,000 Active 7 DOM
  9. 2026-06-07
    days on market $160,000 Active 6 DOM
  10. 2026-06-05
    days on market $160,000 Active 3 DOM
  11. 2026-06-03
    days on market $160,000 Active 2 DOM
  12. 2026-06-02
    remarks 699-char remark
  13. 2026-06-02
    listed $160,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,921 · $410/mo
Projected year-2 tax
$4,921 · $410/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,246
− Mortgage interest
−$8,962
− Property taxes
−$4,921
− Insurance
−$800
− Repairs & maintenance
−$1,540
− Management
−$1,540
− HOA
−$180
− Depreciation
−$4,655
Taxable loss
−$3,352
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$804
After-tax cash flow
$39/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ysleta ISD
NCES district ID
4846680
Math proficiency
27% ▼ -31.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$35,826
Composite
25.65/100
National rank
#7400
State rank
#626 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
102,991
Household income
$67,198
Rent vs Own
29.5% rent · 70.5% own
Severe rent burden
2856.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 40% White 9% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 82% Puerto Rican 1%
Foreign-born
20% · Canada
Languages at home
32% English-only · Spanish 66%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.55%
Current HPI
247.851
Rent YoY
▲ 2.04%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+301.3% since first listed
8 events — show timeline
  • 2026-06-02 Price Changed $160,000 GEPARMLS
  • 2026-06-01 Listed $170,000 GEPARMLS
  • 2020-08-20 Sold (Public Records) Public Records
  • 2019-05-20 Listing Removed GEPARMLS
  • 2018-11-05 Price Changed $69,900 GEPARMLS
  • 2018-11-05 Price Changed $80,000 GEPARMLS
  • 2018-08-10 Listed $69,900 GEPARMLS
  • 2012-10-12 Sold (Public Records) $39,875 Public Records

Property tax history

+10.6%/yr

Latest (2025): $4,921 · +20.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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