11019 Aqua Ct · El Paso, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.1/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- Livability +4.0/5.0
- DSCR +3.2/10.0
- Rent growth +3.0/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$160,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 11019 Aqua Court, a home on a quiet cul-de-sac in East El Paso. Offering 1,482 sq. ft. , this home features 4 bedrooms, 2.5 bathrooms, and refrigerated air for year-round comfort. The functional floor plan provides space for relaxing and entertaining, with inviting living areas and versatile bedrooms ideal for family, guests, a home office, or hobbies. The primary suite offers a private retreat, while the additional bedrooms and baths accommodate a variety of needs. Priced at just $160,000, this home delivers exceptional value. Finding a 4-bedroom, 2.5-bath home with refrigerated air at this price is increasingly rare in El Paso. It's a great opportunity for first-time buyers, gr
Key facts
- Refrigerated air
- Private retreat
- 2,000 sq ft lot
Tags
Property features AI
Finance
- HOA & community: Oasis Ranch HOA with a $45 quarterly fee; HOA fee details: see remarks
Exterior
- Home design: Single family residence
- Construction: Stucco exterior; Tile roof; Approx. 2026 building data (verify year built)
- Exterior features: See remarks
Interior
- Kitchen: Free-standing gas oven; Refrigerator
- Bedrooms: See remarks for bedroom details
- Flooring: Laminate flooring; Carpet
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (forced air); Refrigerated cooling
- Interior features: Ceiling fan(s); No window treatments
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $-64 ($-766/yr) — negative.
- To cash-flow at today's rent, offer at most $149k (7.0% below list).
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $149k (7.0% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
- Ysleta ISD (urban): math 27% / reading 35% proficiency, ranked #626 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: J M Hanks H S (math 28% / reading 48%, grade F, #880 of 1,632 statewide, top 54%, 1,454 students, 64% FRL) — zoned schools at 64% FRL track the district average.
- Market conditions: Rents rising (+2.0%/yr); 234 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 8y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $40k; list at $160k implies a 301% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.1% of price.
- Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 5.81%
- Cash-on-cash
- -1.71%
- DSCR
- 0.92
- GRM
- 8.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.04% rent growth · sell at horizon
- IRR
- -20.3%
- Equity multiple
- 0.30×
- Total profit
- $-31,362
- Equity at exit
- $23,857
- IRR
- -15.9%
- Equity multiple
- 0.15×
- Total profit
- $-38,057
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79936
- Home prices YoY
- -25.9%
- Rents YoY
- 2.0%
- Active inventory
- 234
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,604 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$410 /mo · $4,921/yr
- Insurance
- −$67
- HOA
- −$15
- Vacancy / Maint / Mgmt
- −$337
- Net cashflow
- $-64
Break-even live
Sensitivity live
| Price | -10% $27 | -5% $-19 | +0% $-64 | +5% $-109 | +10% $-154 |
|---|---|---|---|---|---|
| Rent | -10% $-190 | -5% $-127 | +0% $-64 | +5% $0 | +10% $63 |
| Rate | -1.0pp $17 | -0.5pp $-23 | base $-64 | +0.5pp $-105 | +1.0pp $-147 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11040 Sunshine Ct #1 El Paso, TX | 3.0 | 1.0 | 901 | $1,250 | $1.39 | 22d | 1 | 0.09mi |
| 3558 E Glen Dr Unit B El Paso, TX | 3.0 | 2.0 | 1350 | $1,250 | $0.93 | 22d | 1 | 0.14mi |
| 3425 E Glen Dr El Paso, TX | 3.0 | 2.0 | 1173 | $1,495 | $1.27 | 45d | 1 | 0.29mi |
| 10805 Hitchcock Ave El Paso, TX | 4.0 | 2.0 | 1472 | $1,750 | $1.19 | 12d | 1 | 0.65mi |
| 10604 Fieldrock Ct El Paso, TX | 3.0 | 2.0 | 1726 | $1,656 | $0.96 | 4d | 1 | 0.66mi |
| 10804 Gloster Ct El Paso, TX | 4.0 | 2.0 | 1536 | $1,700 | $1.11 | 13d | 1 | 0.67mi |
| 3329 Running Deer Dr El Paso, TX | 4.0 | 2.0 | 1410 | $1,575 | $1.12 | 16d | 1 | 0.73mi |
| 2918 E Glen Dr Unit B El Paso, TX | 3.0 | 2.0 | 1376 | $1,450 | $1.05 | 4d | 1 | 0.93mi |
| 2807 Beachcomber Dr El Paso, TX | 3.0 | 2.0 | 1396 | $1,500 | $1.07 | 45d | 1 | 1.02mi |
| 10555 Kinross Ave El Paso, TX | 3.0 | 2.0 | 1231 | $1,350 | $1.10 | 13d | 1 | 1.03mi |
| 3454 Broken Arrow Dr El Paso, TX | 3.0 | 2.0 | 1662 | $1,700 | $1.02 | 45d | 1 | 1.11mi |
| 11376 Tenaha Ave El Paso, TX | 3.0 | 2.0 | 1518 | $1,575 | $1.04 | 20d | 1 | 1.12mi |
| 11128 Wharf Cove Dr El Paso, TX | 4.0 | 2.0 | 1310 | $1,700 | $1.30 | 45d | 1 | 1.13mi |
| 3208 Isla Morada Dr El Paso, TX | 3.0 | 2.0 | 1458 | $1,500 | $1.03 | 13d | 1 | 1.18mi |
| 11409 Chickasaw Dr El Paso, TX | 3.0 | 2.0 | 1014 | $1,800 | $1.78 | 11d | 1 | 1.20mi |
| 3150 N Yarbrough Dr Unit B-1 El Paso, TX | 3.0 | 1.0 | 1399 | $1,500 | $1.07 | 45d | 1 | 1.24mi |
| 2301 Gene Littler Dr El Paso, TX | 3.0 | 2.0 | 1567 | $1,650 | $1.05 | 4d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $15 · $180/yr
Listing history 13 events
-
2026-06-18days on market $160,000 Active 17 DOM
-
2026-06-17days on market $160,000 Active 16 DOM
-
2026-06-16days on market $160,000 Active 15 DOM
-
2026-06-15days on market $160,000 Active 14 DOM
-
2026-06-13days on market $160,000 Active 12 DOM
-
2026-06-10days on market $160,000 Active 9 DOM
-
2026-06-09days on market $160,000 Active 8 DOM
-
2026-06-08days on market $160,000 Active 7 DOM
-
2026-06-07days on market $160,000 Active 6 DOM
-
2026-06-05days on market $160,000 Active 3 DOM
-
2026-06-03days on market $160,000 Active 2 DOM
-
2026-06-02remarks 699-char remark
-
2026-06-02$160,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,921 · $410/mo
- Projected year-2 tax
- $4,921 · $410/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥100°F today · 24 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,246
- − Mortgage interest
- −$8,962
- − Property taxes
- −$4,921
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,540
- − Management
- −$1,540
- − HOA
- −$180
- − Depreciation
- −$4,655
- Taxable loss
- −$3,352
- Est. tax savings @ 24.0%
- +$804
- After-tax cash flow
- $39/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ysleta ISD
- NCES district ID
- 4846680
- Math proficiency
- 27% ▼ -31.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $35,826
- Composite
- 25.65/100
- National rank
- #7400
- State rank
- #626 of 826 in TX
Livability — El Paso
- Score
- 81/100
- State rank
- #23
- US rank
- #1375
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- El Paso, TX
- County
- El Paso County · 761,266 people
- City population
- 630,223
- Metro
- El Paso, TX
- Population (ZIP)
- 102,991
- Household income
- $67,198
- Rent vs Own
- Severe rent burden
- 2856.0
Population outlook (El Paso County) Hauer SSP2
- Today (2025)
- 897,899 people
- By 2030
- 922,694 · +2.8%
- By 2040
- 960,492 · +7.0%
- By 2050
- 982,919 · +9.5%
- By 2075
- 997,266 · +11.1%
- By 2100
- 900,630 · +0.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (86%)
- Race & ethnicity
- Hispanic / Latino 86% Two or more races 40% White 9% Black 3% Asian 1%
- Hispanic origin (detail)
- Mexican 82% Puerto Rican 1%
- Foreign-born
- 20% · Canada
- Languages at home
- 32% English-only · Spanish 66%
Political lean MEDSL · El Paso
- 2024 margin
- D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
- All cycles
- 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -86.55%
- Current HPI
- 247.851
- Rent YoY
- ▲ 2.04%
- Metro
- El Paso, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+301.3% since first listed8 events — show timeline
- 2026-06-02 Price Changed $160,000 GEPARMLS
- 2026-06-01 Listed $170,000 GEPARMLS
- 2020-08-20 Sold (Public Records) — Public Records
- 2019-05-20 Listing Removed — GEPARMLS
- 2018-11-05 Price Changed $69,900 GEPARMLS
- 2018-11-05 Price Changed $80,000 GEPARMLS
- 2018-08-10 Listed $69,900 GEPARMLS
- 2012-10-12 Sold (Public Records) $39,875 Public Records
Property tax history
+10.6%/yrLatest (2025): $4,921 · +20.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…