2314 S Cypress Bend Dr Unit 313 · Pompano Beach, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.0/30.0
- ARV discount +7.5/15.0
- 1% rule +6.6/10.0
- Schools +4.1/10.0
- Livability +3.7/5.0
- Appreciation +3.4/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- DSCR +2.1/10.0
$169,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious and bright 1-bedroom, 1.5-bath condo located in the desirable Cypress Bend community. This unit features an open kitchen layout and a comfortable living space filled with natural light, along with peaceful canal views. Enjoy resort-style amenities including walking and jogging paths, community pool, tennis courts, barbecue areas, and a convenient car wash station. The community is surrounded by lush landscaping creating a peaceful park-like environment. Ideally located near shopping, restaurants, and the casino, and just 5 miles from Pompano Beach. Seller has paid all assessments in full-adding great value for the new owner! Seller Financing available!
Key facts
- Barbecue areas
- Car wash station
- Community pool
Tags
Property features AI
Finance
- Financial info: Pets allowed with possible breed and size restrictions
- HOA & community: Monthly HOA with amenities including basketball court, clubhouse, car wash area, jogging path, pool, security, and maintenance; HOA fee covers grounds and structure maintenance, trash, water, common areas, elevator, reserve funds, and roof repairs
Exterior
- Parking: Assigned parking; Guest parking; 1 parking space total
- Security: Security patrol
- Utilities: Public water; Public sewer; Water connected
- Home design: Condominium; Resale property; Faces north; 7-story building
- Construction: CBS construction; Metal roof
- Exterior features: Screened patio; Patio; Storage
Interior
- Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator
- Bedrooms: 2 bedrooms on main level
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating; Central air conditioning; Ceiling fans
- Interior features: Built-in features; Entrance foyer; Walk-in closets; Closet cabinetry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/2.0-bath condo listed at $169k.
Deal economics
- At list price, monthly cash flow is $-170 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $139k (17.7% below list).
- Meets the 1% rule at list price ($2k rent vs $169k).
- Recommended offer: $139k (17.7% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: employment D+, amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cypress Elementary School (math 26% / reading 30%, grade F, #1,951 of 2,144 statewide, top 91%, 740 students, 80% FRL); Pompano Beach Middle School (math 29% / reading 40%, grade F, #421 of 571 statewide, top 74%, 1,040 students, 73% FRL); Blanche Ely High School (math 7% / reading 29%, grade F, #570 of 667 statewide, top 86%, 1,906 students, 75% FRL) — zoned schools average 76% FRL vs 51% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 27% at this address vs 48% district-wide (-21 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.3%/yr); 438 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 56 days — a 3% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $41k; list at $169k implies a 312% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 25% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 56 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 5.09%
- Cash-on-cash
- -4.30%
- DSCR
- 0.81
- GRM
- 7.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -28.6%
- Equity multiple
- 0.08×
- Total profit
- $-43,579
- Equity at exit
- $25,198
- IRR
- -60.9%
- Equity multiple
- -0.53×
- Total profit
- $-72,626
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33069
- Home prices YoY
- -1.1%
- Rents YoY
- -0.3%
- Active inventory
- 438
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $1,967 high interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax from tax record
- −$267 /mo · $3,202/yr
- Insurance
- −$70
- HOA
- −$500
- Vacancy / Maint / Mgmt
- −$413
- Net cashflow
- $-170
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2751 S Palm Aire Dr #107 Pompano Beach, FL | 2.0 | 2.0 | 1112 | $1,950 | $1.75 | 2d | 1 | 0.51mi |
| 2650 S Course Dr #603 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $3,000 | $2.73 | 19d | 1 | 0.57mi |
| 2851 S Palm Aire Dr #407 Pompano Beach, FL | 1.0 | 1.5 | 900 | $1,675 | $1.86 | 24d | 1 | 0.59mi |
| 2851 S Palm Aire Dr #309 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,750 | $1.59 | 24d | 1 | 0.59mi |
| 2851 S Palm Aire Dr #309 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,750 | $1.59 | 16d | 1 | 0.59mi |
| 2851 S Palm Aire Dr #107 Pompano Beach, FL | 1.0 | 1.5 | 960 | $1,800 | $1.88 | 5d | 1 | 0.59mi |
| 6500 N Andrews Ave Fort Lauderdale, FL | 2.0 | 1.0–2.0 | 943 | $2,600 | $2.76 | 2d | 31 | 0.65mi |
| 2500 SW 7th St Pompano Beach, FL | 3.0 | 1.0–3.0 | 1216 | $3,105 | $2.55 | 3d | 45 | 0.65mi |
| 2671 S Course Dr #506 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,250 | $2.05 | 7d | 1 | 0.66mi |
| 2671 S Course Dr #806 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,250 | $2.05 | 14d | 1 | 0.66mi |
| 2671 S Course Dr #506 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,250 | $2.05 | 24d | 1 | 0.66mi |
| 2671 S Course Dr #206 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,000 | $1.82 | 24d | 1 | 0.66mi |
| 2901 S Palm Aire Dr #307 Pompano Beach, FL | 1.0 | 1.5 | 920 | $1,640 | $1.78 | 19d | 1 | 0.67mi |
| 3051 S Palm Aire Dr #407 Pompano Beach, FL | 2.0 | 2.0 | 1064 | $2,200 | $2.07 | 24d | 1 | 0.81mi |
| 2900 N Palm Aire Dr #405 Pompano Beach, FL | 1.0 | 1.0 | 860 | $1,625 | $1.89 | 17d | 1 | 0.83mi |
| 2900 N Palm Aire Dr #206 Pompano Beach, FL | 1.0 | 1.0 | 860 | $1,650 | $1.92 | 24d | 1 | 0.83mi |
| 2850 N Palm Aire Dr Pompano Beach, FL | 1.0 | 1.5 | 850 | $2,000 | $2.35 | 24d | 1 | 0.84mi |
| 3151 S Palm Aire Dr #407 Pompano Beach, FL | 2.0 | 2.0 | 1064 | $2,200 | $2.07 | 24d | 1 | 0.90mi |
| 2801 N Palm Aire Dr #308 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,950 | $1.77 | 24d | 1 | 0.91mi |
| 2751 N Palm Aire Dr #402 Pompano Beach, FL | 2.0 | 2.0 | 1064 | $2,300 | $2.16 | 24d | 1 | 0.91mi |
| 3050 N Palm Aire Dr #602 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,895 | $1.72 | 20d | 1 | 0.96mi |
| 3050 N Palm Aire Dr #704 Pompano Beach, FL | 1.0 | 1.5 | 900 | $1,900 | $2.11 | 15d | 1 | 0.96mi |
| 3050 N Palm Aire Dr #508 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,100 | $1.91 | 24d | 1 | 0.96mi |
| 3050 N Palm Aire Dr #704 Pompano Beach, FL | 1.0 | 1.5 | 900 | $1,900 | $2.11 | 16d | 1 | 0.96mi |
| 3100 N Palm Aire Dr #107 Pompano Beach, FL | 1.0 | 2.0 | 960 | $1,800 | $1.88 | 24d | 1 | 1.02mi |
| 2940 N Course Dr #910 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,950 | $1.77 | 24d | 1 | 1.07mi |
| 2940 N Course Dr #311 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,500 | $2.27 | 10d | 1 | 1.07mi |
| 2940 N Course Dr Pompano Beach, FL | 1.0 | 1.0 | 1100 | $1,050 | $0.95 | 24d | 1 | 1.07mi |
| 3150 N Palm Aire Dr #307 Pompano Beach, FL | 1.0 | 1.5 | 900 | $1,700 | $1.89 | 24d | 1 | 1.09mi |
| 3300 N Palm Aire Dr #109 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 18d | 1 | 1.11mi |
| 3250 N Palm Aire Dr #202 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $2,300 | $2.09 | 24d | 1 | 1.15mi |
| 2801 N Course Dr Pompano Beach, FL | 1.0–2.0 | 1.0–2.0 | 991 | $1,845 | $1.86 | 24d | 12 | 1.16mi |
| 2803 N Course Dr #203 Pompano Beach, FL | 2.0 | 2.0 | 1120 | $2,100 | $1.88 | 20d | 1 | 1.18mi |
| 2803 N Course Dr #203 Pompano Beach, FL | 2.0 | 2.0 | 1120 | $2,050 | $1.83 | 4d | 1 | 1.18mi |
| 3100 N Course Ln #208 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,850 | $1.68 | 5d | 1 | 1.24mi |
| 3100 N Course Ln #208 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,850 | $1.68 | 10d | 1 | 1.24mi |
| 3051 N Course Dr #509 Pompano Beach, FL | 2.0 | 2.0 | 1100 | $1,795 | $1.63 | 24d | 1 | 1.24mi |
| 2829 N Course Dr #104 Pompano Beach, FL | 2.0 | 2.0 | 1020 | $1,950 | $1.91 | 20d | 1 | 1.25mi |
| 2809 N Course Dr #205 Pompano Beach, FL | 1.0 | 1.0 | 735 | $1,700 | $2.31 | 24d | 1 | 1.28mi |
| 3150 N Course Ln Pompano Beach, FL | 2.0–3.0 | 2.0 | 1300 | $1,800 | $1.38 | 21d | 3 | 1.29mi |
HOA detail condo
- Monthly dues
- $500 · $6,000/yr
- Likely covers
- landscapingpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 22 events
-
2026-06-18days on market $169,000 Active 56 DOM
-
2026-06-17days on market $169,000 Active 55 DOM
-
2026-06-16days on market $169,000 Active 54 DOM
-
2026-06-15days on market $169,000 Active 53 DOM
-
2026-06-13days on market $169,000 Active 51 DOM
-
2026-06-09days on market $169,000 Active 47 DOM
-
2026-06-08days on market $169,000 Active 46 DOM
-
2026-06-07days on market $169,000 Active 45 DOM
-
2026-06-04days on market $169,000 Active 42 DOM
-
2026-06-03days on market $169,000 Active 41 DOM
-
2026-06-02days on market $169,000 Active 40 DOM
-
2026-06-01days on market $169,000 Active 39 DOM
-
2026-05-31days on market $169,000 Active 38 DOM
-
2026-04-23$169,000 Active
-
2015-07-20historical
-
2015-05-21status Active
-
2015-04-27status Pending
-
2015-04-02status Active
-
2015-03-18status Pending
-
2015-02-27price $80,000
-
2015-01-24$82,500 Active
-
1999-03-06soldstatus $41,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,202 · $267/mo
- Projected year-2 tax
- $3,202 · $267/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,604
- − Mortgage interest
- −$9,467
- − Property taxes
- −$3,202
- − Insurance
- −$845
- − Repairs & maintenance
- −$1,888
- − Management
- −$1,888
- − HOA
- −$6,000
- − Depreciation
- −$4,916
- Taxable loss
- −$4,603
- Est. tax savings @ 24.0%
- +$1,105
- After-tax cash flow
- $-930/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Pompano Beach
- Score
- 74/100
- State rank
- #284
- US rank
- #4541
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pompano Beach, FL
- County
- Broward County · 1,963,430 people
- City population
- 155,861
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 29,145
- Household income
- $59,683
- Rent vs Own
- Severe rent burden
- 1670.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Black 33% White 32% Hispanic / Latino 26% Two or more races 21% Asian 3%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 3% Cuban 3% Dominican 2%
- Common ancestry
- Hispanic 9% Estonian 2% Romanian 2%
- Foreign-born
- 33% · Canada, Jamaica
- Languages at home
- 61% English-only · Spanish 23% French/Haitian/Cajun 9% Other Indo-European 5%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.16%
- Current HPI
- 297.1774
- Rent YoY
- ▼ -0.29%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+312.2% since first listed9 events — show timeline
- 2026-04-23 Listed $169,000 Beaches MLS
- 2015-07-20 Listing Removed — MARMLS
- 2015-05-21 Relisted — MARMLS
- 2015-04-27 Pending — MARMLS
- 2015-04-02 Relisted — MARMLS
- 2015-03-18 Pending — MARMLS
- 2015-02-27 Price Changed $80,000 MARMLS
- 2015-01-24 Listed $82,500 MARMLS
- 1999-03-06 Sold (Public Records) $41,000 Public Records
Property tax history
+8.8%/yrLatest (2025): $3,202 · +4.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…