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2314 S Cypress Bend Dr Unit 313
D Composite 40.4
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.6/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Appreciation +3.4/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • DSCR +2.1/10.0

$169,000

2314 S Cypress Bend Dr Unit 313 · Pompano Beach, FL 33069
1 bd · 2.0 ba · 900 sqft · Condo public records · 56 Days on market
Built 1974 $500/mo HOA · 25% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious and bright 1-bedroom, 1.5-bath condo located in the desirable Cypress Bend community. This unit features an open kitchen layout and a comfortable living space filled with natural light, along with peaceful canal views. Enjoy resort-style amenities including walking and jogging paths, community pool, tennis courts, barbecue areas, and a convenient car wash station. The community is surrounded by lush landscaping creating a peaceful park-like environment. Ideally located near shopping, restaurants, and the casino, and just 5 miles from Pompano Beach. Seller has paid all assessments in full-adding great value for the new owner! Seller Financing available!

Key facts

  • Barbecue areas
  • Car wash station
  • Community pool

Tags

OPEN KITCHEN LAYOUTCANAL VIEWSCOMMUNITY POOLTENNIS COURTSBARBECUE AREASCAR WASH STATION

Property features AI

Finance

  • Financial info: Pets allowed with possible breed and size restrictions
  • HOA & community: Monthly HOA with amenities including basketball court, clubhouse, car wash area, jogging path, pool, security, and maintenance; HOA fee covers grounds and structure maintenance, trash, water, common areas, elevator, reserve funds, and roof repairs

Exterior

  • Parking: Assigned parking; Guest parking; 1 parking space total
  • Security: Security patrol
  • Utilities: Public water; Public sewer; Water connected
  • Home design: Condominium; Resale property; Faces north; 7-story building
  • Construction: CBS construction; Metal roof
  • Exterior features: Screened patio; Patio; Storage

Interior

  • Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 2 bedrooms on main level
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air conditioning; Ceiling fans
  • Interior features: Built-in features; Entrance foyer; Walk-in closets; Closet cabinetry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $169k.

Deal economics

  • At list price, monthly cash flow is $-170 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $139k (17.7% below list).
  • Meets the 1% rule at list price ($2k rent vs $169k).
  • Recommended offer: $139k (17.7% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: employment D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cypress Elementary School (math 26% / reading 30%, grade F, #1,951 of 2,144 statewide, top 91%, 740 students, 80% FRL); Pompano Beach Middle School (math 29% / reading 40%, grade F, #421 of 571 statewide, top 74%, 1,040 students, 73% FRL); Blanche Ely High School (math 7% / reading 29%, grade F, #570 of 667 statewide, top 86%, 1,906 students, 75% FRL) — zoned schools average 76% FRL vs 51% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 27% at this address vs 48% district-wide (-21 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 438 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $41k; list at $169k implies a 312% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 25% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,043 (17.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.16%
Cap rate
5.09%
Cash-on-cash
-4.30%
DSCR
0.81
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-28.6%
Equity multiple
0.08×
Total profit
$-43,579
Equity at exit
$25,198
10-year hold
IRR
-60.9%
Equity multiple
-0.53×
Total profit
$-72,626
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33069

Home prices YoY
-1.1%
Rents YoY
-0.3%
Active inventory
438
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,967 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$267 /mo · $3,202/yr
Insurance
$70
HOA
$500
Vacancy / Maint / Mgmt
$413
Net cashflow
$-170

Break-even live

Break-even rent $2,182
Max offer price $139,043
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2751 S Palm Aire Dr #107 Pompano Beach, FL 2.0 2.0 1112 $1,950 $1.75 2d 1 0.51mi
2650 S Course Dr #603 Pompano Beach, FL 2.0 2.0 1100 $3,000 $2.73 19d 1 0.57mi
2851 S Palm Aire Dr #407 Pompano Beach, FL 1.0 1.5 900 $1,675 $1.86 24d 1 0.59mi
2851 S Palm Aire Dr #309 Pompano Beach, FL 2.0 2.0 1100 $1,750 $1.59 24d 1 0.59mi
2851 S Palm Aire Dr #309 Pompano Beach, FL 2.0 2.0 1100 $1,750 $1.59 16d 1 0.59mi
2851 S Palm Aire Dr #107 Pompano Beach, FL 1.0 1.5 960 $1,800 $1.88 5d 1 0.59mi
6500 N Andrews Ave Fort Lauderdale, FL 2.0 1.0–2.0 943 $2,600 $2.76 2d 31 0.65mi
2500 SW 7th St Pompano Beach, FL 3.0 1.0–3.0 1216 $3,105 $2.55 3d 45 0.65mi
2671 S Course Dr #506 Pompano Beach, FL 2.0 2.0 1100 $2,250 $2.05 7d 1 0.66mi
2671 S Course Dr #806 Pompano Beach, FL 2.0 2.0 1100 $2,250 $2.05 14d 1 0.66mi
2671 S Course Dr #506 Pompano Beach, FL 2.0 2.0 1100 $2,250 $2.05 24d 1 0.66mi
2671 S Course Dr #206 Pompano Beach, FL 2.0 2.0 1100 $2,000 $1.82 24d 1 0.66mi
2901 S Palm Aire Dr #307 Pompano Beach, FL 1.0 1.5 920 $1,640 $1.78 19d 1 0.67mi
3051 S Palm Aire Dr #407 Pompano Beach, FL 2.0 2.0 1064 $2,200 $2.07 24d 1 0.81mi
2900 N Palm Aire Dr #405 Pompano Beach, FL 1.0 1.0 860 $1,625 $1.89 17d 1 0.83mi
2900 N Palm Aire Dr #206 Pompano Beach, FL 1.0 1.0 860 $1,650 $1.92 24d 1 0.83mi
2850 N Palm Aire Dr Pompano Beach, FL 1.0 1.5 850 $2,000 $2.35 24d 1 0.84mi
3151 S Palm Aire Dr #407 Pompano Beach, FL 2.0 2.0 1064 $2,200 $2.07 24d 1 0.90mi
2801 N Palm Aire Dr #308 Pompano Beach, FL 2.0 2.0 1100 $1,950 $1.77 24d 1 0.91mi
2751 N Palm Aire Dr #402 Pompano Beach, FL 2.0 2.0 1064 $2,300 $2.16 24d 1 0.91mi
3050 N Palm Aire Dr #602 Pompano Beach, FL 2.0 2.0 1100 $1,895 $1.72 20d 1 0.96mi
3050 N Palm Aire Dr #704 Pompano Beach, FL 1.0 1.5 900 $1,900 $2.11 15d 1 0.96mi
3050 N Palm Aire Dr #508 Pompano Beach, FL 2.0 2.0 1100 $2,100 $1.91 24d 1 0.96mi
3050 N Palm Aire Dr #704 Pompano Beach, FL 1.0 1.5 900 $1,900 $2.11 16d 1 0.96mi
3100 N Palm Aire Dr #107 Pompano Beach, FL 1.0 2.0 960 $1,800 $1.88 24d 1 1.02mi
2940 N Course Dr #910 Pompano Beach, FL 2.0 2.0 1100 $1,950 $1.77 24d 1 1.07mi
2940 N Course Dr #311 Pompano Beach, FL 2.0 2.0 1100 $2,500 $2.27 10d 1 1.07mi
2940 N Course Dr Pompano Beach, FL 1.0 1.0 1100 $1,050 $0.95 24d 1 1.07mi
3150 N Palm Aire Dr #307 Pompano Beach, FL 1.0 1.5 900 $1,700 $1.89 24d 1 1.09mi
3300 N Palm Aire Dr #109 Pompano Beach, FL 2.0 2.0 1100 $2,400 $2.18 18d 1 1.11mi
3250 N Palm Aire Dr #202 Pompano Beach, FL 2.0 2.0 1100 $2,300 $2.09 24d 1 1.15mi
2801 N Course Dr Pompano Beach, FL 1.0–2.0 1.0–2.0 991 $1,845 $1.86 24d 12 1.16mi
2803 N Course Dr #203 Pompano Beach, FL 2.0 2.0 1120 $2,100 $1.88 20d 1 1.18mi
2803 N Course Dr #203 Pompano Beach, FL 2.0 2.0 1120 $2,050 $1.83 4d 1 1.18mi
3100 N Course Ln #208 Pompano Beach, FL 2.0 2.0 1100 $1,850 $1.68 5d 1 1.24mi
3100 N Course Ln #208 Pompano Beach, FL 2.0 2.0 1100 $1,850 $1.68 10d 1 1.24mi
3051 N Course Dr #509 Pompano Beach, FL 2.0 2.0 1100 $1,795 $1.63 24d 1 1.24mi
2829 N Course Dr #104 Pompano Beach, FL 2.0 2.0 1020 $1,950 $1.91 20d 1 1.25mi
2809 N Course Dr #205 Pompano Beach, FL 1.0 1.0 735 $1,700 $2.31 24d 1 1.28mi
3150 N Course Ln Pompano Beach, FL 2.0–3.0 2.0 1300 $1,800 $1.38 21d 3 1.29mi

HOA detail condo

Monthly dues
$500 · $6,000/yr
Likely covers
landscapingpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 22 events

  1. 2026-06-18
    days on market $169,000 Active 56 DOM
  2. 2026-06-17
    days on market $169,000 Active 55 DOM
  3. 2026-06-16
    days on market $169,000 Active 54 DOM
  4. 2026-06-15
    days on market $169,000 Active 53 DOM
  5. 2026-06-13
    days on market $169,000 Active 51 DOM
  6. 2026-06-09
    days on market $169,000 Active 47 DOM
  7. 2026-06-08
    days on market $169,000 Active 46 DOM
  8. 2026-06-07
    days on market $169,000 Active 45 DOM
  9. 2026-06-04
    days on market $169,000 Active 42 DOM
  10. 2026-06-03
    days on market $169,000 Active 41 DOM
  11. 2026-06-02
    days on market $169,000 Active 40 DOM
  12. 2026-06-01
    days on market $169,000 Active 39 DOM
  13. 2026-05-31
    days on market $169,000 Active 38 DOM
  14. 2026-04-23
    listed $169,000 Active
  15. 2015-07-20
    historical
  16. 2015-05-21
    status Active
  17. 2015-04-27
    status Pending
  18. 2015-04-02
    status Active
  19. 2015-03-18
    status Pending
  20. 2015-02-27
    price $80,000
  21. 2015-01-24
    listed $82,500 Active
  22. 1999-03-06
    soldstatus $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,202 · $267/mo
Projected year-2 tax
$3,202 · $267/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,604
− Mortgage interest
−$9,467
− Property taxes
−$3,202
− Insurance
−$845
− Repairs & maintenance
−$1,888
− Management
−$1,888
− HOA
−$6,000
− Depreciation
−$4,916
Taxable loss
−$4,603
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,105
After-tax cash flow
$-930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pompano Beach

Score
74/100
State rank
#284
US rank
#4541

Category grades

Amenities F Commute A+ Cost of living B+ Crime B Employment D+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pompano Beach, FL
County
Broward County · 1,963,430 people
City population
155,861
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
29,145
Household income
$59,683
Rent vs Own
49.3% rent · 50.7% own
Severe rent burden
1670.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Black 33% White 32% Hispanic / Latino 26% Two or more races 21% Asian 3%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Cuban 3% Dominican 2%
Common ancestry
Hispanic 9% Estonian 2% Romanian 2%
Foreign-born
33% · Canada, Jamaica
Languages at home
61% English-only · Spanish 23% French/Haitian/Cajun 9% Other Indo-European 5%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.16%
Current HPI
297.1774
Rent YoY
▼ -0.29%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+312.2% since first listed
9 events — show timeline
  • 2026-04-23 Listed $169,000 Beaches MLS
  • 2015-07-20 Listing Removed MARMLS
  • 2015-05-21 Relisted MARMLS
  • 2015-04-27 Pending MARMLS
  • 2015-04-02 Relisted MARMLS
  • 2015-03-18 Pending MARMLS
  • 2015-02-27 Price Changed $80,000 MARMLS
  • 2015-01-24 Listed $82,500 MARMLS
  • 1999-03-06 Sold (Public Records) $41,000 Public Records

Property tax history

+8.8%/yr

Latest (2025): $3,202 · +4.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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