9 Stryhas Trailer Ct · Ludlow, VT 05149

$179,000

3 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 322 Days on market

Built 2004 $160/sqft · 29% below area Est $251k · 29% under $325/mo HOA · 18% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.7/30.0
• 1% rule +5.2/10.0
• Appreciation +5.0/10.0
• Schools +5.0/10.0
• DSCR +4.1/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Charming and well-maintained 3-bedroom, 2-bathroom manufactured home on leased lot in a peaceful 55+ community. This inviting home features an open concept layout, high ceilings, and is filled with natural light pouring in through multiple skylights, creating a bright and airy atmosphere. Step outside to a new deck with an awning—perfect for enjoying warm summer days. The fenced yard is great for pets or gardening and includes a garden shed for extra storage. The roof was replaced just two years ago, providing added peace of mind. Conveniently located just minutes from Okemo Mountain and Fox Run Golf Course.

Key facts

• Fenced yard
• Replaced roof
• New deck

Tags

• NEW DECK
• FENCED YARD
• GARDEN SHED
• REPLACED ROOF
• MINUTES FROM OKEMO MOUNTAIN

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $179k.

Deal economics

• At list price, monthly cash flow is $-53 ($-637/yr) — negative.
• To cash-flow at today's rent, offer at most $170k (5.2% below list).
• Meets the 1% rule at list price ($2k rent vs $179k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.4% vs local median 0.3% in Ludlow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#20 in VT, #4,932 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B+; Watch: schools C-, amenities F, commute F.
• Market conditions: 92 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 339 units permitted in Windsor County in 2024 (240 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($1k loan paydown + $-38 appreciation (-0.0% local appreciation)).
• Windsor County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 322 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 18y ago; this cycle's ask has dropped $31k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $90k; list at $179k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 322 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 6.38%
• Cash-on-cash: 0.32%
• DSCR: 1.01
• GRM: 8.1

CMA / ARV

• ARV (median comp): $250,715
• List price: $179,000
• Delta: -28.60%
• Verdict: UNDERPRICED
• Comps: 2 within 2.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10 Stryhas Trailer Ct	0.01mi	3/2.0	1,120 (0%)	9mo	$225,000	$201	92

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.02% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.7%
• Equity multiple: 0.83×
• Total profit: $-8,605
• Equity at exit: $51,786

10-year hold

• IRR: 2.3%
• Equity multiple: 1.24×
• Total profit: $12,205
• Equity at exit: $62,099

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05149

• Home prices YoY: -0.0%
• Active inventory: 92
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,831 medium
• Mortgage (P&I): −$939
• Tax from tax record: −$95 /mo · $1,136/yr
• Insurance: −$75
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$325
• Vacancy / Maint / Mgmt: −$384
• Net cashflow: $-53

Break-even live

Break-even rent $1,898

Max offer price $169,627

Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,750
• Closing costs: $5,370
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
50 Pleasant St Unit 3 Ludlow, VT	2.0	1.0	900	$1,650	$1.83	43d	1	0.67mi
211 W Main St Ludlow, VT	2.0	1.0	950	$2,100	$2.21	43d	1	1.05mi

HOA detail

• Monthly dues: $325 · $3,900/yr

Listing history 27 events

1. 2026-06-18
   days on market $179,000 Active 322 DOM
2. 2026-06-17
   days on market $179,000 Active 321 DOM
3. 2026-06-16
   days on market $179,000 Active 320 DOM
4. 2026-06-15
   days on market $179,000 Active 319 DOM
5. 2026-06-15
   days on market $179,000 Active 318 DOM
6. 2026-06-13
   days on market $179,000 Active 317 DOM
7. 2026-06-12
   days on market $179,000 Active 316 DOM
8. 2026-06-09
   days on market $179,000 Active 313 DOM
9. 2026-06-08
   days on market $179,000 Active 312 DOM
10. 2026-06-08
    days on market $179,000 Active 311 DOM
11. 2026-06-07
    days on market $179,000 Active 310 DOM
12. 2026-06-03
    days on market $179,000 Active 307 DOM
13. 2026-06-02
    days on market $179,000 Active 306 DOM
14. 2026-06-01
    days on market $179,000 Active 305 DOM
15. 2026-05-31
    days on market $179,000 Active 304 DOM
16. 2025-11-15
    price $179,000 621-char remark

    Show marketing remark (621 chars)

    Charming and well-maintained 3-bedroom, 2-bathroom manufactured home on leased lot in a peaceful 55+ community. This inviting home features an open concept layout, high ceilings, and is filled with natural light pouring in through multiple skylights, creating a bright and airy atmosphere. Step outside to a new deck with an awning—perfect for enjoying warm summer days. The fenced yard is great for pets or gardening and includes a garden shed for extra storage. The roof was replaced just two years ago, providing added peace of mind. Conveniently located just minutes from Okemo Mountain and Fox Run Golf Course.

17. 2025-07-31
    listed $209,999 Active 621-char remark

    Show marketing remark (621 chars)

    Charming and well-maintained 3-bedroom, 2-bathroom manufactured home on leased lot in a peaceful 55+ community. This inviting home features an open concept layout, high ceilings, and is filled with natural light pouring in through multiple skylights, creating a bright and airy atmosphere. Step outside to a new deck with an awning—perfect for enjoying warm summer days. The fenced yard is great for pets or gardening and includes a garden shed for extra storage. The roof was replaced just two years ago, providing added peace of mind. Conveniently located just minutes from Okemo Mountain and Fox Run Golf Course.

18. 2019-12-12
    soldstatus $89,500 Closed 1238-char remark

    Show marketing remark (1238 chars)

    Skiers. .. don't rent. This is your getaway for all 12 months of the year! Primary homeowners. .. no headaches! If you are 55 or over, this is the perfect setting. Scroll through the photos. .. you won't believe what you see. Come for a visit and you won't want to leave! From the outside your may envision dark paneling and old carpet. .. .That vision couldn't be further from the truth. This home is turnkey and ready for you. It will come with just about everything you see. Pack your toothbrush and you are ready to move in. It is absolutely lovely. There is a large living room with great natural light. There are two very inviting guest rooms and full bath on one end of the house, and then a large master bedroom with more than ample bath which has both an oversized soaking tub and a stall shower. There is a small deck off the kitchen. Outside, there is a garden shed. This over 55 community is a quiet spot and is located off Pleasant Street. Low, low property taxes and the park rent includes road plowing and water/sewer fees. Are you ready to sell your big old home and move into something that is easy care and inviting? This is it! This could work for a primary homeowner or a vacation owner. What are you waiting for!

19. 2019-12-12
    soldstatus $89,500

    Show marketing remark (1238 chars)

    Skiers. .. don't rent. This is your getaway for all 12 months of the year! Primary homeowners. .. no headaches! If you are 55 or over, this is the perfect setting. Scroll through the photos. .. you won't believe what you see. Come for a visit and you won't want to leave! From the outside your may envision dark paneling and old carpet. .. .That vision couldn't be further from the truth. This home is turnkey and ready for you. It will come with just about everything you see. Pack your toothbrush and you are ready to move in. It is absolutely lovely. There is a large living room with great natural light. There are two very inviting guest rooms and full bath on one end of the house, and then a large master bedroom with more than ample bath which has both an oversized soaking tub and a stall shower. There is a small deck off the kitchen. Outside, there is a garden shed. This over 55 community is a quiet spot and is located off Pleasant Street. Low, low property taxes and the park rent includes road plowing and water/sewer fees. Are you ready to sell your big old home and move into something that is easy care and inviting? This is it! This could work for a primary homeowner or a vacation owner. What are you waiting for!

20. 2019-09-27
    historical Active with Contract 1238-char remark

    Show marketing remark (1238 chars)

    Skiers. .. don't rent. This is your getaway for all 12 months of the year! Primary homeowners. .. no headaches! If you are 55 or over, this is the perfect setting. Scroll through the photos. .. you won't believe what you see. Come for a visit and you won't want to leave! From the outside your may envision dark paneling and old carpet. .. .That vision couldn't be further from the truth. This home is turnkey and ready for you. It will come with just about everything you see. Pack your toothbrush and you are ready to move in. It is absolutely lovely. There is a large living room with great natural light. There are two very inviting guest rooms and full bath on one end of the house, and then a large master bedroom with more than ample bath which has both an oversized soaking tub and a stall shower. There is a small deck off the kitchen. Outside, there is a garden shed. This over 55 community is a quiet spot and is located off Pleasant Street. Low, low property taxes and the park rent includes road plowing and water/sewer fees. Are you ready to sell your big old home and move into something that is easy care and inviting? This is it! This could work for a primary homeowner or a vacation owner. What are you waiting for!

21. 2019-08-22
    price $100,000 1238-char remark

    Show marketing remark (1238 chars)

    Skiers. .. don't rent. This is your getaway for all 12 months of the year! Primary homeowners. .. no headaches! If you are 55 or over, this is the perfect setting. Scroll through the photos. .. you won't believe what you see. Come for a visit and you won't want to leave! From the outside your may envision dark paneling and old carpet. .. .That vision couldn't be further from the truth. This home is turnkey and ready for you. It will come with just about everything you see. Pack your toothbrush and you are ready to move in. It is absolutely lovely. There is a large living room with great natural light. There are two very inviting guest rooms and full bath on one end of the house, and then a large master bedroom with more than ample bath which has both an oversized soaking tub and a stall shower. There is a small deck off the kitchen. Outside, there is a garden shed. This over 55 community is a quiet spot and is located off Pleasant Street. Low, low property taxes and the park rent includes road plowing and water/sewer fees. Are you ready to sell your big old home and move into something that is easy care and inviting? This is it! This could work for a primary homeowner or a vacation owner. What are you waiting for!

22. 2019-07-11
    listed $105,000 Active 1238-char remark

    Show marketing remark (1238 chars)

    Skiers. .. don't rent. This is your getaway for all 12 months of the year! Primary homeowners. .. no headaches! If you are 55 or over, this is the perfect setting. Scroll through the photos. .. you won't believe what you see. Come for a visit and you won't want to leave! From the outside your may envision dark paneling and old carpet. .. .That vision couldn't be further from the truth. This home is turnkey and ready for you. It will come with just about everything you see. Pack your toothbrush and you are ready to move in. It is absolutely lovely. There is a large living room with great natural light. There are two very inviting guest rooms and full bath on one end of the house, and then a large master bedroom with more than ample bath which has both an oversized soaking tub and a stall shower. There is a small deck off the kitchen. Outside, there is a garden shed. This over 55 community is a quiet spot and is located off Pleasant Street. Low, low property taxes and the park rent includes road plowing and water/sewer fees. Are you ready to sell your big old home and move into something that is easy care and inviting? This is it! This could work for a primary homeowner or a vacation owner. What are you waiting for!

23. 2017-07-17
    soldstatus $64,000
24. 2013-08-02
    soldstatus $57,000
25. 2008-06-18
    soldstatus $50,000
26. 2008-06-18
    soldstatus $50,000
27. 2008-03-17
    listed $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

• Current annual tax: $1,136 · $95/mo
• Projected year-2 tax: $2,269 · $189/mo
• Expected delta: +$1,132/yr (+$94/mo · 99.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 17 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,970
• − Mortgage interest: −$10,027
• − Property taxes: −$1,136
• − Insurance: −$1,692
• − Repairs & maintenance: −$1,758
• − Management: −$1,758
• − HOA: −$3,900
• − Depreciation: −$5,207
• Taxable loss: −$3,508
• Est. tax savings @ 24.0%: +$842
• After-tax cash flow: $205/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Ludlow

• Score: 73/100
• State rank: #20
• US rank: #4932

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment D- Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 2,171
• Population (ZIP): 2,171

Population outlook (Windsor County) Hauer SSP2

• Today (2025): 53,235 people
• By 2030: 51,269 · -3.7%
• By 2040: 46,517 · -12.6%
• By 2050: 41,859 · -21.4%
• By 2075: 33,298 · -37.5%
• By 2100: 24,523 · -53.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Lithuanian 10% Romanian 5% Russian 2%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · German/W. Germanic 1%

Political lean MEDSL · Windsor

• 2024 margin: Solid D (+35.6) · D 66.3% · R 30.7% · Other 2.9%
• 2008→2024 swing: -4.1pp toward R · 2008: 39.7pp · 2024: 35.6pp
• All cycles: 2024: D+35.6 2020: D+38.9 2016: D+32.1 2012: D+38.1 2008: D+39.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.02%
• Current HPI: 308.2671
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+175.4% since first listed

12 events — show timeline

• 2025-11-15 Price Changed $179,000 PrimeMLS
• 2025-07-31 Listed $209,999 PrimeMLS
• 2019-12-12 Sold (Public Records) $89,500 Public Records
• 2019-12-12 Sold (MLS) $89,500 PrimeMLS
• 2019-09-27 Contingent — PrimeMLS
• 2019-08-22 Price Changed $100,000 PrimeMLS
• 2019-07-11 Listed $105,000 PrimeMLS
• 2017-07-17 Sold (Public Records) $64,000 Public Records
• 2013-08-02 Sold (Public Records) $57,000 Public Records
• 2008-06-18 Sold (Public Records) $50,000 Public Records
• 2008-06-18 Sold (MLS) $50,000 PrimeMLS
• 2008-03-17 Listed $65,000 PrimeMLS

Property tax history

+3.1%/yr

Latest (2024): $1,136 · +12.4% YoY. Source: county tax records.