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59 Wildwood Ter
B- Composite 65.68
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.6/15.0
  • DSCR +7.0/10.0
  • 1% rule +6.2/10.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$259,500

59 Wildwood Ter · The Hideout, PA 18436
3 bd · 1.5 ba · 1,587 sqft · SingleFamily public records · 128 Days on market
Built 1985 0.34 ac lot Est $260k · at est. $194/mo HOA · 7% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

Key facts

  • Large deck
  • Tennis
  • Brick fireplace

Tags

GLASS FRONT CHALETBRICK FIREPLACELARGE DECKWALKING DISTANCE TO SKI HILLPOOLTENNIS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $260k.

Deal economics

  • At list price, monthly cash flow is $409 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $260k).
  • Recommended offer: $228k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 5.0% in The Hideout — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#668 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools D, amenities F, commute F.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 337 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $228,360 (12.0% below list)

Questions for the listing agent

  1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.12%
Cap rate
8.18%
Cash-on-cash
6.75%
DSCR
1.30
GRM
7.5

CMA / ARV

ARV (on-the-fly)
$260,268
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
59 Wildwood Ter 0.00mi 3/2.0 1,587 (0%) 1mo $245,000 $154 97
134 Deerfield Rd 0.25mi 4/2.0 (+1) 1,536 (-3%) 3mo $292,000 $190 74
16 Wildwood Ter 0.19mi 2/2.0 (-1) 1,692 (+7%) 4mo $268,650 $159 70
83 Oak Cir 0.66mi 3/1.5 1,570 (-1%) 4mo $258,000 $164 64
894 Deerfield Rd 0.40mi 3/2.0 1,460 (-8%) 3mo $560,000 $384 63
267 Lakeview Dr W 0.27mi 4/2.0 (+1) 1,756 (+11%) 2mo $349,000 $199 61
199 Lakeview Dr W 0.46mi 2/2.0 (-1) 1,533 (-3%) 6mo $250,000 $163 61
1379 Woodview Ter 0.61mi 3/2.0 1,483 (-7%) 3mo $164,500 $111 56
139 Ridgeview Dr 0.64mi 2/1.0 (-1) 1,526 (-4%) 5mo $185,000 $121 53
470 Oakwood Ct 0.74mi 4/2.0 (+1) 1,536 (-3%) 8mo $290,000 $189 47
582 Lakeview Dr W 0.64mi 3/3.0 1,692 (+7%) 9mo $275,000 $163 46
145 Lakeview Dr W 0.67mi 3/2.0 1,806 (+14%) 4mo $310,000 $172 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.2%
Equity multiple
3.30×
Total profit
$167,462
Equity at exit
$233,778
10-year hold
IRR
25.4%
Equity multiple
7.51×
Total profit
$472,872
Equity at exit
$504,151

Cash invested: $72,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18436

Home prices YoY
16.9%
Active inventory
337
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$2,900 medium interval (Pro) →
Mortgage (P&I)
$1,361
Tax from tax record
$219 /mo · $2,631/yr
Insurance
$108
HOA
$194
Vacancy / Maint / Mgmt
$609
Net cashflow
$409

Break-even live

Break-even rent $2,383
Max offer price $259,500
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,875
Closing costs
$7,785
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1148 Golf Park Dr Lake Ariel, PA 3.0 1.0 1210 $2,900 $2.40 24d 1 0.78mi

HOA detail

Monthly dues
$194 · $2,328/yr
Likely covers
pool

Listing history 6 events

  1. 2026-04-06
    status Pending 278-char remark
    Show marketing remark (278 chars)

    Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

  2. 2026-04-06
    status Pending
    Show marketing remark (278 chars)

    Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

  3. 2026-02-05
    price $259,500 278-char remark
    Show marketing remark (278 chars)

    Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

  4. 2026-02-05
    price $259,500
    Show marketing remark (278 chars)

    Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

  5. 2025-11-27
    listed $259,900 Active
  6. 2025-11-22
    listed $259,900 Active 278-char remark
    Show marketing remark (278 chars)

    Chalet, Let the sunshine into this glass front chalet home. Featuring 2 finished levels with 3 Large bedrooms, 2 baths, loft. Offering so much potential, brick fireplace, large deck. Located within walking distance to the ski hill, art center, pool, beach, tennis & lodge.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,631 · $219/mo
Projected year-2 tax
$3,366 · $280/mo
Expected delta
+$734/yr (+$61/mo · 27.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,800
− Mortgage interest
−$14,536
− Property taxes
−$2,631
− Insurance
−$1,298
− Repairs & maintenance
−$2,784
− Management
−$2,784
− HOA
−$2,328
− Depreciation
−$7,549
Taxable income
$890
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$214
After-tax cash flow
$4,691/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA

Livability — The Hideout

Score
72/100
State rank
#668
US rank
#6516

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
The Hideout, PA
Population (ZIP)
13,225

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 9% Scotch-Irish 2% Iranian 2%
Foreign-born
4%
Languages at home
95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.95%
Current HPI
331.9645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-0.2% since first listed
6 events — show timeline
  • 2026-04-06 Pending PWMLS
  • 2026-04-06 Pending GSBR as distributed by MLS GRID
  • 2026-02-05 Price Changed $259,500 PWMLS
  • 2026-02-05 Price Changed $259,500 GSBR as distributed by MLS GRID
  • 2025-11-27 Listed $259,900 GSBR as distributed by MLS GRID
  • 2025-11-22 Listed $259,900 PWMLS

Property tax history

+2.5%/yr

Latest (2026): $2,631 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…